{"id":18594,"date":"2023-12-08T15:04:41","date_gmt":"2023-12-08T15:04:41","guid":{"rendered":"https:\/\/alprofitconsult.al\/?p=18594"},"modified":"2024-12-02T18:38:33","modified_gmt":"2024-12-02T18:38:33","slug":"ligj-nr-76-2023-per-fondet-e-pensionit-privat","status":"publish","type":"post","link":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/","title":{"rendered":"Ligj Nr. 76\/2023 P\u00ebr fondet e pensionit privat"},"content":{"rendered":"

LIGJ<\/strong><\/p>\n\n\n\n

Nr. 76\/2023<\/strong><\/p>\n\n\n\n

P\u00cbR FONDET E PENSIONIT PRIVAT[1]<\/strong><\/a><\/strong><\/p>\n\n\n\n

N\u00eb mb\u00ebshtetje t\u00eb neneve 78 dhe 83, pika 1, t\u00eb Kushtetut\u00ebs, me propozimin e K\u00ebshillit t\u00eb Ministrave,<\/p>\n\n\n\n

KUVENDI<\/p>\n\n\n\n

I REPUBLIK\u00cbS S\u00cb SHQIP\u00cbRIS\u00cb<\/p>\n\n\n\n

VENDOSI:<\/p>\n\n\n\n

KREU I<\/p>\n\n\n\n

DISPOZITA T\u00cb P\u00cbRGJITHSHME<\/h2>\n\n\n\n

Neni 1<\/p>\n\n\n\n

Q\u00ebllimi dhe objekti i ligjit<\/strong><\/p>\n\n\n\n

1. Ky ligj ka p\u00ebr q\u00ebllim hartimin e nj\u00eb kuadri ligjor rregullator p\u00ebr krijimin, licencimin, administrimin dhe mbik\u00ebqyrjen e fondeve t\u00eb pensionit privat n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

2. Objekti i k\u00ebtij ligji \u00ebsht\u00eb p\u00ebrcaktimi i rregullave dhe procedurave p\u00ebr:<\/p>\n\n\n\n

a) licencimin dhe veprimtarin\u00eb e shoq\u00ebris\u00eb administruese t\u00eb fondeve t\u00eb pensionit privat n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

b) krijimin dhe veprimtarin\u00eb e fondeve t\u00eb pensionit privat me pjes\u00ebmarrje t\u00eb hapur dhe fondeve t\u00eb pensionit privat me pjes\u00ebmarrje t\u00eb mbyllur, me kontribute t\u00eb p\u00ebrcaktuara n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

c) licencimin dhe veprimtarin\u00eb e depozitarit t\u00eb fondit t\u00eb pensionit privat.<\/p>\n\n\n\n

\u00e7) mbik\u00ebqyrjen e shoq\u00ebris\u00eb administruese, fondeve t\u00eb pensionit privat, depozitarit t\u00eb fondit t\u00eb pensionit privat dhe t\u00eb subjekteve t\u00eb tjera sipas k\u00ebtij ligji.<\/p>\n\n\n\n

d) veprimtarin\u00eb nd\u00ebrkufitare t\u00eb shoq\u00ebrive administruese q\u00eb ofrojn\u00eb fonde t\u00eb pensionit privat me pjes\u00ebmarrje t\u00eb mbyllur.<\/p>\n\n\n\n

Neni 2<\/p>\n\n\n\n

P\u00ebrkufizime<\/strong><\/p>\n\n\n\n

P\u00ebr q\u00ebllime t\u00eb k\u00ebtij ligji termat e m\u00ebposht\u00ebm kan\u00eb k\u00ebto kuptime:<\/p>\n\n\n\n

1. \u201cAutoriteti\u201d \u00ebsht\u00eb Autoriteti i Mbik\u00ebqyrjes Financiare, i krijuar n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi p\u00ebr Autoritetin e Mbik\u00ebqyrjes Financiare.<\/p>\n\n\n\n

2. \u201cAdministrator\u201d \u00ebsht\u00eb personi fizik me p\u00ebrgjegj\u00ebsi drejtuese dhe administruese n\u00eb shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

3. \u201cAn\u00ebtar\u201d \u00ebsht\u00eb individi, i cili i bashkohet fondit t\u00eb pensionit n\u00eb baz\u00eb t\u00eb nj\u00eb kontrate an\u00ebtar\u00ebsimi me shoq\u00ebrin\u00eb administruese, n\u00eb em\u00ebr dhe n\u00eb p\u00ebrfitim t\u00eb t\u00eb cilit \u00ebsht\u00eb hapur nj\u00eb llogari pensioni n\u00eb fondin e pensionit dhe q\u00eb ka t\u00eb drejt\u00ebn e p\u00ebrfitimit n\u00eb t\u00eb ardhmen nga fondi i pensionit.<\/p>\n\n\n\n

4. \u201cAn\u00ebtar i mundsh\u00ebm\u201d \u00ebsht\u00eb individi, i cili ka t\u00eb drejt\u00eb p\u00ebr t\u2019u p\u00ebrfshir\u00eb n\u00eb nj\u00eb fond pensioni.<\/p>\n\n\n\n

5. \u201cAktive\u201d jan\u00eb tituj, para dhe pasuri t\u00eb tjera, t\u00eb cilat jan\u00eb n\u00eb pron\u00ebsi t\u00eb an\u00ebtarit t\u00eb fondit t\u00eb pensionit, t\u00eb shoq\u00ebris\u00eb administruese apo t\u00eb depozitarit, n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji.<\/p>\n\n\n\n

6. \u201cAuditues i jasht\u00ebm\u201d \u00ebsht\u00eb personi juridik n\u00eb cil\u00ebsin\u00eb e nj\u00eb shoq\u00ebrie auditimi, me q\u00ebllim auditimin e pavarur t\u00eb pasqyrave financiare vjetore, individuale dhe\/ose t\u00eb konsoliduara dhe ka t\u00eb nj\u00ebjtin kuptim sipas p\u00ebrkufizimit n\u00eb legjislacionin n\u00eb fuqi p\u00ebr auditimin ligjor, organizimin e profesionit t\u00eb audituesit ligjor dhe t\u00eb kontabilistit t\u00eb miratuar.<\/p>\n\n\n\n

7. \u201cAutoritet rregullator i vendit an\u00ebtar\u201d \u00ebsht\u00eb autoriteti rregullator i nj\u00eb shteti tjet\u00ebr, i cili, sipas ligjit ose aktit n\u00ebnligjor n\u00eb fuqi, mbik\u00ebqyr shoq\u00ebrit\u00eb administruese t\u00eb fondeve t\u00eb pensionit, fondet e pensionit dhe depozitar\u00ebt e themeluar jasht\u00eb Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

8. \u201cAgjent i fondit t\u00eb pensionit\u201d \u00ebsht\u00eb personi juridik, i krijuar si institucion financiar dhe i regjistruar nga Autoriteti p\u00ebr t\u00eb promovuar fondin e pensionit dhe p\u00ebr t\u00eb ofruar kontrata an\u00ebtar\u00ebsimi n\u00eb fondin e pensionit n\u00eb em\u00ebr t\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

9. \u201cDepozitari\u201d \u00ebsht\u00eb banka e licencuar nga Autoriteti t\u00eb kryej\u00eb si veprimtari ruajtjen e aktiveve t\u00eb fondit t\u00eb pensionit privat, dhe detyrat dhe funksionet e p\u00ebrcaktuara n\u00eb k\u00ebt\u00eb ligj.<\/p>\n\n\n\n

10. \u201cFondi i pensionit privat\u201d \u00ebsht\u00eb nj\u00eb grup i ve\u00e7uar aktivesh pa personalitet juridik, i miratuar nga Autoriteti dhe i administruar nga shoq\u00ebria administruese, p\u00ebr llogari t\u00eb an\u00ebtar\u00ebve t\u00eb fondit n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji. Fondi i pensionit privat mund t\u00eb jet\u00eb me pjes\u00ebmarrje t\u00eb hapur ose me pjes\u00ebmarrje t\u00eb mbyllur.<\/p>\n\n\n\n

11. \u201cFond pensioni me pjes\u00ebmarrje t\u00eb hapur\u201d \u00ebsht\u00eb fondi i pensionit i krijuar nga shoq\u00ebria administruese, an\u00ebtar i t\u00eb cilit mund t\u00eb jet\u00eb \u00e7do individ, p\u00ebrfshir\u00eb pun\u00ebmarr\u00ebsit e pun\u00ebdh\u00ebn\u00ebsit, i cili zgjedh t\u00eb kontribuoj\u00eb n\u00eb fondin e ofruar nga shoq\u00ebria administruese, pa krijuar nj\u00eb fond pensioni me pjes\u00ebmarrje t\u00eb mbyllur.<\/p>\n\n\n\n

12. \u201cFond pensioni me pjes\u00ebmarrje t\u00eb mbyllur\u201d \u00ebsht\u00eb fondi i pensionit profesional i krijuar nga nj\u00eb pun\u00ebdh\u00ebn\u00ebs, disa pun\u00ebdh\u00ebn\u00ebs ose nj\u00eb entitet i organizuar si bashkim pun\u00ebdh\u00ebn\u00ebsish, sindikat\u00eb apo bashkime sindikatash, shoqat\u00eb apo \u00e7do kombinim i tyre sipas nj\u00eb akt krijimi ose marr\u00ebveshjeje t\u00eb r\u00ebn\u00eb dakord midis tyre. Pjes\u00ebmarrja n\u00eb k\u00ebt\u00eb fond \u00ebsht\u00eb e kufizuar vet\u00ebm p\u00ebr pun\u00ebmarr\u00ebsit\/an\u00ebtar\u00ebt e subjekteve t\u00eb p\u00ebrmendura n\u00eb k\u00ebt\u00eb pik\u00eb.<\/p>\n\n\n\n

13. \u201cHuadh\u00ebnia e titujve\u201d n\u00eb lidhje me fondin e pensionit privat n\u00ebnkupton dh\u00ebnien hua t\u00eb instrumenteve financiare nga nj\u00ebra pal\u00eb te nj\u00eb pal\u00eb tjet\u00ebr sipas nj\u00eb norme t\u00eb p\u00ebrcaktuar interesi dhe sipas nj\u00eb afati kohor t\u00eb p\u00ebrcaktuar.<\/p>\n\n\n\n

14. \u201cInstrumente financiare\u201d jan\u00eb instrumentet financiare t\u00eb p\u00ebrcaktuara sipas legjislacionit n\u00eb fuqi p\u00ebr tregjet e kapitalit.<\/p>\n\n\n\n

15. \u201cInstrument i tregut t\u00eb paras\u00eb\u201d \u00ebsht\u00eb ai titull borxhi, i cili i jep pronarit t\u00eb drejt\u00ebn e pakusht\u00ebzuar p\u00ebr t\u00eb marr\u00eb nj\u00eb shum\u00eb t\u00eb p\u00ebrcaktuar fikse parash n\u00eb nj\u00eb dat\u00eb t\u00eb p\u00ebrcaktuar dhe q\u00eb emetohet me vler\u00eb t\u00eb skontuar n\u00eb var\u00ebsi t\u00eb norm\u00ebs s\u00eb interesit dhe koh\u00ebs s\u00eb mbetur deri n\u00eb afatin e shlyerjes. K\u00ebtu p\u00ebrfshihen edhe bonot e thesarit, d\u00ebftesat tregtare dhe financiare, d\u00ebftesat e garantuara nga bankat dhe certifikatat e negociueshme t\u00eb depozit\u00ebs me afat fillestar shlyerjeje, jo m\u00eb shum\u00eb se nj\u00eb vit, si edhe letra afatshkurtra t\u00eb emetuara nga nj\u00eb nj\u00ebsi e organizuar p\u00ebr emetimin e letrave afatshkurtra.<\/p>\n\n\n\n

16. \u201cK\u00ebshill i administrimit\/mbik\u00ebqyr\u00ebs\u201d \u00ebsht\u00eb organ i shoq\u00ebris\u00eb administruese me p\u00ebrgjegj\u00ebsi kryesore p\u00ebr administrimin dhe mbik\u00ebqyrjen, sipas legjislacionit n\u00eb fuqi p\u00ebr shoq\u00ebrit\u00eb tregtare.<\/p>\n\n\n\n

17. \u201cKomision transferimi\u201d \u00ebsht\u00eb komisioni q\u00eb an\u00ebtari i paguan shoq\u00ebris\u00eb administruese n\u00eb momentin e transferimit t\u00eb aktiveve nga nj\u00eb fond pensioni privat i nj\u00eb shoq\u00ebrie administruese te nj\u00eb shoq\u00ebri tjet\u00ebr administruese.<\/p>\n\n\n\n

18. \u201cKomisioni vjetor i administrimit\u201d \u00ebsht\u00eb tarifa periodike q\u00eb i paguhet shoq\u00ebris\u00eb administruese t\u00eb fondit t\u00eb pensionit privat, e p\u00ebrllogaritur n\u00eb baz\u00eb t\u00eb nj\u00eb p\u00ebrqindjeje vjetore sipas vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

19. \u201cKthim nga investimi\u201d \u00ebsht\u00eb rezultati q\u00eb merret nga investimi i aktiveve dhe fitimi i kapitalit.<\/p>\n\n\n\n

20. \u201cKuot\u00eb pensioni\u201d \u00ebsht\u00eb pjesa p\u00ebrpjes\u00ebtimore e pron\u00ebsis\u00eb n\u00eb grupin e aktiveve t\u00eb fondit t\u00eb pensionit. T\u00eb gjitha kuotat p\u00ebrfaq\u00ebsojn\u00eb fraksione t\u00eb barabarta pron\u00ebsie t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit dhe vlera totale e t\u00eb gjitha kuotave t\u00eb fondit t\u00eb pensionit n\u00eb \u00e7do koh\u00eb \u00ebsht\u00eb e barabart\u00eb me vler\u00ebn totale neto t\u00eb aktiveve t\u00eb k\u00ebtij fondi pensioni.<\/p>\n\n\n\n

21. \u201cPal\u00eb e lidhur\u201d \u00ebsht\u00eb individi ose personi juridik q\u00eb ka lidhje me shoq\u00ebrin\u00eb administruese p\u00ebr shkak se \u00ebsht\u00eb:<\/p>\n\n\n\n

a) pjes\u00ebtar i k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs ose i pun\u00ebsuari nga shoq\u00ebria administruese;<\/p>\n\n\n\n

b) pjes\u00ebtar i auditit t\u00eb brendsh\u00ebm t\u00eb shoq\u00ebris\u00eb;<\/p>\n\n\n\n

c) bashk\u00ebshorti\/bashk\u00ebshortja, bir\u00ebsuesi dhe i bir\u00ebsuari ose nj\u00eb i af\u00ebrm deri n\u00eb grad\u00eb t\u00eb dyt\u00eb i nj\u00eb an\u00ebtari t\u00eb k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs ose auditit t\u00eb brendsh\u00ebm, i aksionarit apo punonj\u00ebs i shoq\u00ebris\u00eb ose administratori i shoq\u00ebris\u00eb, n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji;<\/p>\n\n\n\n

\u00e7) an\u00ebtari i k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyrjes t\u00eb \u00e7do shoq\u00ebrie tregtare, n\u00eb t\u00eb cil\u00ebn shoq\u00ebria administruese ka nj\u00eb interes prej m\u00eb shum\u00eb se 20%;<\/p>\n\n\n\n

d) individi ose personi juridik q\u00eb ka t\u00eb drejt\u00eb t\u00eb marr\u00eb vendime ose q\u00eb ndikon n\u00eb vendimet e shoq\u00ebris\u00eb n\u00eb baz\u00eb t\u00eb nj\u00eb kontrate apo mbi \u00e7do baz\u00eb tjet\u00ebr.<\/p>\n\n\n\n

22. \u201cPagesat e pensionit\u201d jan\u00eb pagesat n\u00eb para, n\u00eb form\u00eb pensioni, t\u00eb kuotave q\u00eb gjenden n\u00eb llogarin\u00eb e an\u00ebtarit t\u00eb fondit t\u00eb pensionit, t\u00eb vler\u00ebsuara me \u00e7mimin e kuot\u00ebs t\u00eb dit\u00ebs s\u00eb depozitimit t\u00eb k\u00ebrkes\u00ebs s\u00eb an\u00ebtarit p\u00ebr t\u00ebrheqje. <\/strong><\/p>\n\n\n\n

23. \u201cP\u00ebrfitues\u201d \u00ebsht\u00eb individi, i cili merr p\u00ebrfitime pensioni sipas dispozitave ligjore n\u00eb fuqi.<\/p>\n\n\n\n

24. \u201cPeriudh\u00eb e p\u00ebrfitimit t\u00eb kontributeve\u201d (vesting period<\/em>) konsiderohet periudha p\u00ebrpara se pun\u00ebmarr\u00ebsit t\u2019i njihet e drejta e p\u00ebrfitimit t\u00eb kontributeve t\u00eb paguara nga pun\u00ebdh\u00ebn\u00ebsi. <\/strong><\/p>\n\n\n\n

25. \u201cPersona ky\u00e7\u201d jan\u00eb individ\u00ebt t\u00eb cil\u00ebt, sipas dispozitave t\u00eb legjislacionit n\u00eb fuqi, p\u00ebrfaq\u00ebsojn\u00eb shoq\u00ebrin\u00eb administruese dhe ushtrojn\u00eb funksione drejtuese, p\u00ebrfshir\u00eb administratorin dhe an\u00ebtar\u00ebt e k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs t\u00eb shoq\u00ebris\u00eb dhe n\u00eb rastin e depozitarit drejtuesi i sh\u00ebrbimeve t\u00eb depozitarit.<\/p>\n\n\n\n

26. \u201cPersonel ky\u00e7\u201d jan\u00eb individ\u00ebt n\u00eb poste t\u00eb larta, t\u00eb cil\u00ebt jan\u00eb p\u00ebrgjegj\u00ebs p\u00ebr funksionet ky\u00e7e t\u00eb shoq\u00ebris\u00eb administruese, ku p\u00ebrfshihen: drejtuesi i nj\u00ebsis\u00eb s\u00eb administrimit t\u00eb aktiveve\/investimeve, drejtuesi i nj\u00ebsis\u00eb s\u00eb administrimit t\u00eb rrezikut, drejtuesi i nj\u00ebsis\u00eb s\u00eb p\u00ebrputhshm\u00ebris\u00eb, drejtuesi i nj\u00ebsis\u00eb s\u00eb parandalimit t\u00eb pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit, drejtuesi i nj\u00ebsis\u00eb s\u00eb auditimit t\u00eb brendsh\u00ebm dhe, n\u00eb rastin e depozitarit, drejtuesi i auditimit t\u00eb brendsh\u00ebm, drejtuesi i administrimit t\u00eb riskut dhe drejtuesi i p\u00ebrputhshm\u00ebris\u00eb.<\/p>\n\n\n\n

27. \u201cPjes\u00ebmarrja influencuese\u201d n\u00ebnkupton zot\u00ebrimin e drejtp\u00ebrdrejt\u00eb ose t\u00eb t\u00ebrthort\u00eb i 10% apo m\u00eb shum\u00eb i kapitalit ose t\u00eb drejtave t\u00eb vot\u00ebs apo zot\u00ebrimi i pjes\u00ebmarrjes, e cila mund\u00ebson ushtrimin e influenc\u00ebs s\u00eb konsiderueshme lidhur me administrimin e nj\u00eb shoq\u00ebrie administruese t\u00eb fondeve.<\/p>\n\n\n\n

28. \u201cPlatforma e Organizuar e Tregtimit (POT)\u201d \u00ebsht\u00eb sistemi shum\u00ebpal\u00ebsh, q\u00eb nuk \u00ebsht\u00eb treg i rregulluar apo platform\u00eb shum\u00ebpal\u00ebshe tregtimi, n\u00eb t\u00eb cilin lejohet nd\u00ebrveprimi i interesave t\u00eb shum\u00ebfishta t\u00eb shitblerjes s\u00eb pal\u00ebve t\u00eb treta sipas legjislacionit n\u00eb fuqi p\u00ebr tregjet e kapitalit.<\/p>\n\n\n\n

29. \u201cPlatform\u00eb Shum\u00ebpal\u00ebshe Tregtimi (PSHT)\u201d \u00ebsht\u00eb sistemi shum\u00ebpal\u00ebsh i operuar nga nj\u00eb shoq\u00ebri komisionere ose nj\u00eb operator tregu sipas legjislacionit n\u00eb fuqi p\u00ebr tregjet e kapitalit.<\/p>\n\n\n\n

30. \u201cShoq\u00ebri administruese e fondit t\u00eb pensionit privat\u201d, (n\u00eb vijim \u201cshoq\u00ebri administruese\u201d), \u00ebsht\u00eb nj\u00eb shoq\u00ebri aksionare, e krijuar n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi p\u00ebr shoq\u00ebrit\u00eb tregtare dhe e licencuar nga Autoriteti p\u00ebr t\u00eb administruar nj\u00eb ose disa fonde t\u00eb pensionit privat.<\/p>\n\n\n\n

31. \u201cSponsor\u201d konsiderohet individi ose personi juridik, i cili n\u00eb cil\u00ebsin\u00eb e pun\u00ebdh\u00ebn\u00ebsit ose personit t\u00eb vet\u00ebpun\u00ebsuar, p\u00ebrfshir\u00eb sindikatat, shoqatat e profesioneve t\u00eb pavarura, subjekte t\u00eb tjera apo \u00e7do kombinim i tyre, krijon fondin e pensionit me pjes\u00ebmarrje t\u00eb mbyllur dhe paguan kontribute n\u00eb fond n\u00eb em\u00ebr t\u00eb pun\u00ebmarr\u00ebsit, an\u00ebtar i fondit.<\/p>\n\n\n\n

32. \u201cTituj t\u00eb transferuesh\u00ebm\u201d jan\u00eb titujt sipas kuptimit t\u00eb ligjit \u201cP\u00ebr tregjet e kapitalit\u201d.<\/p>\n\n\n\n

33. \u201cTransferim i aktiveve\u201d \u00ebsht\u00eb transferimi i aktiveve nga nj\u00eb fond pensioni te nj\u00eb fond tjet\u00ebr pensioni.<\/p>\n\n\n\n

34. \u201cTreg i rregulluar\u201d \u00ebsht\u00eb sistemi shum\u00ebpal\u00ebsh i operuar dhe\/ose administruar nga nj\u00eb operator tregu, i cili bashkon ose ndihmon n\u00eb bashkimin e interesave t\u00eb shum\u00ebfishta t\u00eb shitblerjes s\u00eb instrumenteve financiare t\u00eb pal\u00ebve t\u00eb treta, sipas legjislacionit n\u00eb fuqi p\u00ebr tregjet e kapitalit.<\/p>\n\n\n\n

35. \u201cVend an\u00ebtar\u201d \u00ebsht\u00eb vendi q\u00eb \u00ebsht\u00eb shtet an\u00ebtar i Bashkimit Europian.<\/p>\n\n\n\n

36. \u201cVeprimtari nd\u00ebrkufitare\u201d konsiderohet administrimi i nj\u00eb fondi pensioni me pjes\u00ebmarrje t\u00eb mbyllur nga nj\u00eb shoq\u00ebri administruese e vendosur n\u00eb nj\u00eb vend an\u00ebtar p\u00ebr llogari t\u00eb nj\u00eb sponsori me vendndodhje n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, ose administrimi i nj\u00eb fondi pensioni me pjes\u00ebmarrje t\u00eb mbyllur nga nj\u00eb shoq\u00ebri me vendndodhje n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, p\u00ebr llogari t\u00eb nj\u00eb sponsori me vendndodhje n\u00eb nj\u00eb vend an\u00ebtar.<\/p>\n\n\n\n

37. \u201cVlera neto e aktiveve p\u00ebr kuot\u00eb\u201d \u00ebsht\u00eb vlera neto e aktiveve t\u00eb fondit t\u00eb pensionit e pjes\u00ebtuar me numrin e kuotave n\u00eb \u00e7astin e llogaritjes s\u00eb vler\u00ebs neto t\u00eb aktiveve.<\/p>\n\n\n\n

38. \u201cVlera neto e aktiveve\u201d \u00ebsht\u00eb vlera e agreguar e aktiveve t\u00eb fondit t\u00eb pensionit pas zbritjes s\u00eb shum\u00ebs totale t\u00eb detyrimeve n\u00eb momentin e llogaritjes.<\/p>\n\n\n\n

KREU II<\/p>\n\n\n\n

SHOQ\u00cbRIA ADMINISTRUESE<\/h2>\n\n\n\n

SEKSIONI I<\/p>\n\n\n\n

THEMELIMI I SHOQ\u00cbRIS\u00cb ADMINISTRUESE T\u00cb FONDEVE T\u00cb PENSIONIT PRIVAT<\/h3>\n\n\n\n

Neni 3<\/p>\n\n\n\n

Kryerja e veprimtaris\u00eb s\u00eb administrimit t\u00eb fondit t\u00eb pensionit privat<\/strong><\/p>\n\n\n\n

1. Administrimi i fondeve t\u00eb pensionit privat n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb mund t\u00eb kryhet nga:<\/p>\n\n\n\n

a) nj\u00eb shoq\u00ebri administruese e licencuar sipas k\u00ebrkesave t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

b) nj\u00eb shoq\u00ebri administruese nga nj\u00eb vend tjet\u00ebr an\u00ebtar, e cila, n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji, njihet nga Autoriteti t\u00eb kryej\u00eb veprimtarin\u00eb e administrimit t\u00eb fondeve t\u00eb pensionit privat me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

2. Nj\u00eb shoq\u00ebri administruese e sip\u00ebrmarrjeve t\u00eb investimeve kolektive kryen edhe veprimtarin\u00eb e administrimit t\u00eb fondeve t\u00eb pensionit privat sipas kushteve dhe k\u00ebrkesave t\u00eb k\u00ebtij ligji, me kusht q\u00eb k\u00ebto veprimtari t\u00eb kryhen t\u00eb ve\u00e7uara nga nj\u00ebra -tjetra.<\/p>\n\n\n\n

Neni 4<\/p>\n\n\n\n

Parimet e p\u00ebrgjithshme t\u00eb funksionimit t\u00eb shoq\u00ebris\u00eb administruese<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese mbledh dhe investon aktivet e fondeve t\u00eb pensionit privat n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji, si dhe n\u00eb p\u00ebrputhje me parimin e shp\u00ebrndarjes s\u00eb rrezikut, p\u00ebr ofrimin e p\u00ebrfitimeve t\u00eb pensionit p\u00ebr personat q\u00eb an\u00ebtar\u00ebsohen n\u00eb fondin e pensionit privat.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese, gjat\u00eb pranimit t\u00eb an\u00ebtar\u00ebve t\u00eb rinj dhe administrimit t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit privat, vepron n\u00eb m\u00ebnyr\u00eb t\u00eb ndershme, t\u00eb drejt\u00eb dhe profesionale n\u00eb p\u00ebrputhje me interesin m\u00eb t\u00eb mir\u00eb t\u00eb an\u00ebtarit ose t\u00eb an\u00ebtar\u00ebve t\u00eb mundsh\u00ebm. Shoq\u00ebria administruese siguron se \u00e7do k\u00ebshill\u00eb p\u00ebr investim vler\u00ebsohet e p\u00ebrshtatshme p\u00ebrpara se t\u2019i jepet an\u00ebtarit ose an\u00ebtar\u00ebve t\u00eb mundsh\u00ebm.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese nd\u00ebrmerr t\u00eb gjith\u00eb hapat e nevojsh\u00ebm p\u00ebr arritjen e rezultateve m\u00eb t\u00eb mira t\u00eb mundshme n\u00eb administrimin e aktiveve t\u00eb fondit t\u00eb pensionit, p\u00ebrfshir\u00eb, t\u00eb pakt\u00ebn, \u00e7mimin e realizimit, koston, shpejt\u00ebsin\u00eb, probabilitetin e realizimit dhe probabilitetin e shlyerjes, si dhe \u00e7do faktor tjet\u00ebr t\u00eb vler\u00ebsuar t\u00eb nevojsh\u00ebm p\u00ebr administrimin e aktiveve t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

Neni 5<\/p>\n\n\n\n

Struktura ligjore<\/strong><\/p>\n\n\n\n

Shoq\u00ebria administruese themelohet si shoq\u00ebri aksionare, me afat t\u00eb pacaktuar, me seli n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi p\u00ebr shoq\u00ebrit\u00eb tregtare dhe sipas k\u00ebrkesave t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 6<\/p>\n\n\n\n

P\u00ebrdorimi i emrit \u201cShoq\u00ebri administruese e fondit t\u00eb pensionit privat\u201d<\/strong><\/p>\n\n\n\n

1. Emri i shoq\u00ebris\u00eb administruese duhet t\u00eb p\u00ebrfshij\u00eb fjal\u00ebt \u201cShoq\u00ebri administruese e fondit t\u00eb pensionit privat\u201d. N\u00ebse shoq\u00ebria nuk licencohet si shoq\u00ebri administruese, ajo duhet q\u00eb brenda 1 (nj\u00eb) muaji t\u00eb ndryshoj\u00eb em\u00ebrtimin \u201cShoq\u00ebri administruese e fondit t\u00eb pensionit privat\u201d.<\/p>\n\n\n\n

2. Emri i shoq\u00ebris\u00eb administruese nuk duhet t\u00eb p\u00ebrmbaj\u00eb fjal\u00eb t\u00eb cilat mund t\u00eb keqorientojn\u00eb an\u00ebtar\u00ebt aktual\u00eb ose t\u00eb ardhsh\u00ebm apo cilindo tjet\u00ebr dhe emri nuk duhet t\u00eb b\u00ebj\u00eb referenca t\u00eb drejtp\u00ebrdrejta ose t\u00eb t\u00ebrthorta, q\u00eb tregojn\u00eb se investimet jan\u00eb t\u00eb garantuara.<\/p>\n\n\n\n

3. Em\u00ebrtimi \u201cShoq\u00ebri administruese e fondeve t\u00eb pensionit privat\u201d ose \u00e7do em\u00ebrtim i ngjash\u00ebm me k\u00ebt\u00eb p\u00ebrdoret n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb vet\u00ebm nga subjekte q\u00eb kan\u00eb licenc\u00ebn p\u00ebrkat\u00ebse t\u00eb l\u00ebshuar nga Autoriteti n\u00eb zbatim t\u00eb k\u00ebtij ligji ose subjekte q\u00eb kan\u00eb licenc\u00eb t\u00eb l\u00ebshuar nga nj\u00eb autoritet i vendit an\u00ebtar n\u00eb zbatim t\u00eb nj\u00eb ligji t\u00eb barasvlersh\u00ebm dhe jan\u00eb njohur nga Autoriteti.<\/p>\n\n\n\n

Neni 7<\/p>\n\n\n\n

Regjistri i Autoritetit<\/strong><\/p>\n\n\n\n

1. Autoriteti mban regjistrin e shoq\u00ebrive administruese, fondeve t\u00eb pensionit privat, depozitarit dhe \u00e7do subjekti t\u00eb licencuar\/regjistruar\/njohur, sipas k\u00ebtij ligji. Regjistri publikohet n\u00eb faqen zyrtare t\u00eb Autoritetit dhe vihet n\u00eb dispozicion t\u00eb publikut.<\/p>\n\n\n\n

2. Regjistri i Autoritetit p\u00ebrmban:<\/p>\n\n\n\n

a) informacion t\u00eb p\u00ebrdit\u00ebsuar p\u00ebr emrin e fondit t\u00eb pensionit, llojin e fondit t\u00eb pensionit, numrin dhe dat\u00ebn e vendimit t\u00eb miratimit t\u00eb fondit t\u00eb pensionit, si dhe t\u00eb dh\u00ebna p\u00ebr sponsorin q\u00eb kontribuon n\u00eb fondin e pensionit me pjes\u00ebmarrje t\u00eb mbyllur;<\/p>\n\n\n\n

b) informacion t\u00eb p\u00ebrdit\u00ebsuar p\u00ebr emrin e shoq\u00ebris\u00eb administruese, q\u00eb administron fond\/fonde pensioni n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, llojin e fondit t\u00eb pensionit, numrin dhe dat\u00ebn e vendimit t\u00eb licencimit t\u00eb shoq\u00ebris\u00eb administruese, struktur\u00ebn aksionare dhe personelin ky\u00e7 t\u00eb saj, t\u00eb dh\u00ebna p\u00ebr depozitarin;<\/p>\n\n\n\n

c) informacion p\u00ebr shoq\u00ebrit\u00eb administruese, q\u00eb kryejn\u00eb veprimtari nd\u00ebrkufitare sipas kushteve dhe k\u00ebrkesave t\u00eb k\u00ebtij ligji, duke p\u00ebrcaktuar shtetin an\u00ebtar ku kryhet veprimtaria.<\/p>\n\n\n\n

3. \u00c7do ndryshim i t\u00eb dh\u00ebnave, t\u00eb parashikuara n\u00eb pik\u00ebn 2 t\u00eb k\u00ebtij neni, pasqyrohet n\u00eb regjistrin e Autoritetit.<\/p>\n\n\n\n

4. Autoriteti nxjerr rregullore p\u00ebr p\u00ebrmbajtjen dhe m\u00ebnyr\u00ebn e mbajtjes s\u00eb regjistrit.<\/p>\n\n\n\n

SEKSIONI II<\/p>\n\n\n\n

VEPRIMTARIA E SHOQ\u00cbRIS\u00cb ADMINISTRUESE<\/h3>\n\n\n\n

Neni 8<\/p>\n\n\n\n

Veprimtaria e shoq\u00ebris\u00eb administruese<\/strong><\/p>\n\n\n\n

1. Objekti kryesor i veprimtaris\u00eb s\u00eb shoq\u00ebris\u00eb administruese \u00ebsht\u00eb:<\/p>\n\n\n\n

a) krijimi i fondit t\u00eb pensionit privat;<\/p>\n\n\n\n

b) administrimi i aktiveve t\u00eb fondit t\u00eb pensionit privat;<\/p>\n\n\n\n

c) veprimtari t\u00eb tjera administrative.<\/p>\n\n\n\n

2. N\u00eb veprimtari t\u00eb tjera administrative, t\u00eb parashikuara n\u00eb pik\u00ebn 1, shkronja \u201cc\u201d, t\u00eb k\u00ebtij neni, p\u00ebrfshihen si m\u00eb posht\u00eb:<\/p>\n\n\n\n

a) ofrimi dhe promovimi i fondit t\u00eb pensionit privat te personat e interesuar dhe tek an\u00ebtar\u00ebt e fondit;<\/p>\n\n\n\n

b) monitorimi i pajtueshm\u00ebris\u00eb s\u00eb veprimtaris\u00eb s\u00eb shoq\u00ebris\u00eb dhe fondit t\u00eb pensionit privat me aktet ligjore dhe n\u00ebnligjore n\u00eb fuqi;<\/p>\n\n\n\n

c) trajtimi i k\u00ebrkesave p\u00ebr informacion dhe ankesave t\u00eb an\u00ebtar\u00ebve t\u00eb fondit t\u00eb pensionit privat ose t\u00eb pal\u00ebve t\u00eb treta;<\/p>\n\n\n\n

 \u00e7) mbajtja e regjistrave t\u00eb fondeve t\u00eb pensionit privat, si dhe p\u00ebrdit\u00ebsimi i tyre;<\/p>\n\n\n\n

d) krijimi dhe mbajtja e t\u00eb dh\u00ebnave kontab\u00ebl t\u00eb plota, t\u00eb p\u00ebrdit\u00ebsuara t\u00eb fondeve t\u00eb pensionit dhe kontabilizimi i aktiveve, t\u00eb ardhurave dhe shpenzimeve t\u00eb fondit, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb identifikohen menj\u00ebher\u00eb n\u00eb \u00e7do moment;<\/p>\n\n\n\n

dh) kryerja e transferimit t\u00eb aktiveve t\u00eb an\u00ebtar\u00ebve t\u00eb fondit sipas kushteve t\u00eb p\u00ebrcaktuara n\u00eb k\u00ebt\u00eb ligj;<\/p>\n\n\n\n

e) informimi i an\u00ebtar\u00ebve p\u00ebr mbar\u00ebvajtjen e fondit, si dhe depozitimi n\u00eb Autoritet i t\u00eb gjitha raporteve lidhur me veprimtarin\u00eb e fondeve t\u00eb pensionit dhe shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

 \u00eb) llogaritja dhe kryerja e pagesave t\u00eb pensionit tek an\u00ebtar\u00ebt e fondit me plot\u00ebsimin e kushteve t\u00eb p\u00ebrcaktuara n\u00eb k\u00ebt\u00eb ligj;<\/p>\n\n\n\n

f) sigurimi i nj\u00eb strukture qeverisjeje, menaxhim risku dhe audit t\u00eb brendsh\u00ebm t\u00eb p\u00ebrshtatsh\u00ebm;<\/p>\n\n\n\n

g) \u00e7do funksion tjet\u00ebr t\u00eb p\u00ebrcaktuar nga Autoriteti n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji, ose rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 9<\/p>\n\n\n\n

Kapitali aksionar<\/strong><\/p>\n\n\n\n

1. Aksionet e shoq\u00ebris\u00eb administruese t\u00eb fondeve t\u00eb pensionit duhet t\u00eb jen\u00eb aksione t\u00eb regjistruara, ku nj\u00eb aksion ka t\u00eb drejt\u00ebn e nj\u00eb vote.<\/p>\n\n\n\n

2. Kapitali minimal aksionar i shoq\u00ebris\u00eb administruese \u00ebsht\u00eb 15 800 000 lek\u00eb.<\/p>\n\n\n\n

3. Kapitali aksionar i shoq\u00ebris\u00eb administruese duhet t\u00eb shlyhet plot\u00ebsisht vet\u00ebm me mjete monetare dhe nuk mund t\u00eb buroj\u00eb nga hua, kredi ose paradh\u00ebnie nga subjekte apo pal\u00eb t\u00eb treta.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese nuk mund t\u00eb emetoj\u00eb aksione preferenciale.<\/p>\n\n\n\n

5. Aksionet e shoq\u00ebris\u00eb administruese nuk mund t\u00eb listohen n\u00eb nj\u00eb treg t\u00eb rregulluar, Platform\u00ebn Shum\u00ebpal\u00ebshe t\u00eb Tregtimit (PSHT) ose treg tjet\u00ebr t\u00eb organizuar.<\/p>\n\n\n\n

6. Kapitali aksionar i shoq\u00ebris\u00eb administruese t\u00eb fondit t\u00eb pensionit nuk mund t\u00eb rritet me ofert\u00eb publike.<\/p>\n\n\n\n

Neni 10<\/p>\n\n\n\n

K\u00ebrkesat p\u00ebr mjaftueshm\u00ebrin\u00eb e kapitalit t\u00eb shoq\u00ebris\u00eb administruese<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese n\u00eb \u00e7do koh\u00eb duhet t\u00eb ket\u00eb nj\u00eb kapital t\u00eb mjaftuesh\u00ebm p\u00ebr t\u00eb p\u00ebrmbushur t\u00eb gjitha detyrimet e saj financiare t\u00eb parashikuara, i cili n\u00eb \u00e7do rast nuk duhet t\u00eb jet\u00eb m\u00eb pak se 15 800 000 lek\u00eb.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese e fondeve duhet t\u00eb zot\u00ebroj\u00eb n\u00eb \u00e7do moment fonde t\u00eb veta, t\u00eb cilat jan\u00eb:<\/p>\n\n\n\n

a) jo m\u00eb pak se 15 800 000 lek\u00eb dhe, n\u00eb rast se totali i aktiveve n\u00ebn administrim tejkalon shum\u00ebn 31 600 000 000 lek\u00eb, fondet e veta rriten me 0,02% t\u00eb totalit t\u00eb aktiveve n\u00ebn administrim, q\u00eb tejkalon kufirin prej 31 600 000 000 lek\u00ebsh, deri n\u00eb maksimumi 1 300 000 000 lek\u00eb;<\/p>\n\n\n\n

b) jo m\u00eb pak se 1\/4 e shpenzimeve fikse t\u00eb shoq\u00ebris\u00eb administruese, t\u00eb llogaritura, bazuar n\u00eb pasqyrat financiare t\u00eb vitit paraardh\u00ebs;<\/p>\n\n\n\n

c) n\u00eb kuptim t\u00eb shkronj\u00ebs \u201ca\u201d t\u00eb k\u00ebsaj pike, n\u00eb p\u00ebrllogaritjen e vler\u00ebs totale t\u00eb aktiveve, q\u00eb tejkalojn\u00eb kufirin e p\u00ebrcaktuar, p\u00ebrjashtohen portofolat e sip\u00ebrmarrjeve t\u00eb investimeve kolektive dhe portofolat e fondeve t\u00eb pensionit, q\u00eb shoq\u00ebria i administron n\u00eb form\u00eb t\u00eb deleguar.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese e fondeve t\u00eb pensionit privat mund t\u00eb ket\u00eb fonde t\u00eb vetat, t\u00eb tjera shtes\u00eb ose sigurim t\u00eb p\u00ebrgjegj\u00ebsis\u00eb profesionale p\u00ebr t\u00eb mbuluar rreziqet e mundshme t\u00eb p\u00ebrgjegj\u00ebsis\u00eb, q\u00eb lindin nga pakujdesia profesionale.<\/p>\n\n\n\n

4. Fondet e veta investohen vet\u00ebm n\u00eb aktive q\u00eb p\u00ebrmbushin k\u00ebrkesat e p\u00ebrcaktuara n\u00eb rregulloret e miratuara nga Autoriteti.<\/p>\n\n\n\n

5. Shoq\u00ebria administruese nuk jep drejtp\u00ebrdrejt ose t\u00ebrthorazi kredi apo l\u00ebshon dor\u00ebzani p\u00ebr blerjen e aksioneve t\u00eb saj ose p\u00ebr blerjen e aksioneve t\u00eb personave me t\u00eb cil\u00ebt ka lidhje pron\u00ebsie apo \u00ebsht\u00eb subjekt i lidhur.<\/p>\n\n\n\n

6. Shumat e kapitalit t\u00eb parashikuara n\u00eb k\u00ebt\u00eb ligj mund t\u00eb rriten nga Autoriteti her\u00eb pas here, por jo m\u00eb shpesh se nj\u00eb her\u00eb n\u00eb vit, n\u00eb p\u00ebrputhje me norm\u00ebn zyrtare t\u00eb inflacionit.<\/p>\n\n\n\n

7. Shoq\u00ebria administruese njofton menj\u00ebher\u00eb Autoritetin n\u00ebse kapitali i saj bie n\u00ebn nivelin e k\u00ebrkuar, t\u00eb p\u00ebrcaktuar n\u00eb k\u00ebt\u00eb nen.<\/p>\n\n\n\n

8. Autoriteti p\u00ebrcakton me rregullore k\u00ebrkesat p\u00ebr mjaftueshm\u00ebrin\u00eb e kapitalit t\u00eb shoq\u00ebris\u00eb administruese, si dhe form\u00ebn, llogaritjen dhe shum\u00ebn e fondeve t\u00eb veta, q\u00eb duhet t\u00eb ket\u00eb vet\u00eb shoq\u00ebria administruese e fondeve t\u00eb pensionit privat.<\/p>\n\n\n\n

SEKSIONI III<\/p>\n\n\n\n

LICENCIMI I SHOQ\u00cbRIS\u00cb ADMINISTRUESE<\/h3>\n\n\n\n

Neni 11<\/p>\n\n\n\n

K\u00ebrkesat p\u00ebr licencimin e shoq\u00ebris\u00eb administruese<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese nuk duhet t\u00eb filloj\u00eb promovimin e fondit t\u00eb pensionit privat, t\u00eb lidh\u00eb kontrat\u00ebn e fondit t\u00eb pensionit apo t\u00eb pranoj\u00eb an\u00ebtar\u00eb n\u00eb fondin e pensionit para se t\u00eb licencohet nga Autoriteti.<\/p>\n\n\n\n

2. K\u00ebrkesa p\u00ebr dh\u00ebnien e licenc\u00ebs p\u00ebr t\u00eb vepruar si shoq\u00ebri administruese shoq\u00ebrohet me:<\/p>\n\n\n\n

a) dokumentet q\u00eb v\u00ebrtetojn\u00eb se aplikanti \u00ebsht\u00eb nj\u00eb shoq\u00ebri aksionare e regjistruar sipas ligjit n\u00eb fuqi, statutin e shoq\u00ebris\u00eb, si dhe dokumentin q\u00eb v\u00ebrteton se kapitali i regjistruar i shoq\u00ebris\u00eb \u00ebsht\u00eb paguar plot\u00ebsisht;<\/p>\n\n\n\n

b) dokumentet q\u00eb v\u00ebrtetojn\u00eb se shoq\u00ebria plot\u00ebson k\u00ebrkesat e k\u00ebtij ligji p\u00ebr kapitalin themeltar, p\u00ebrfshir\u00eb burimin e kapitalit, pasqyrat financiare p\u00ebrkat\u00ebse, q\u00eb v\u00ebrtetojn\u00eb burimin e kapitalit t\u00eb shoq\u00ebris\u00eb, si dhe nj\u00eb deklarat\u00eb t\u00eb n\u00ebnshkruar nga k\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs i shoq\u00ebris\u00eb se pasqyrat financiare pasqyrojn\u00eb realisht gjendjen e shoq\u00ebris\u00eb;<\/p>\n\n\n\n

c) p\u00ebr t\u00eb v\u00ebrtetuar burimin e kapitalit minimal fillestar dhe shtes\u00ebn e kapitalit, n\u00eb Autoritet depozitohet informacioni dhe dokumentacioni i m\u00ebposht\u00ebm:<\/p>\n\n\n\n

I. P\u00ebr personat juridik\u00eb:<\/p>\n\n\n\n

i. d\u00ebshmi p\u00ebr burimin e krijimit t\u00eb kapitalit themeltar, si: raporti i audituesit t\u00eb licencuar, pasqyrat financiare vjetore, dhurata apo burime t\u00eb tjera t\u00eb destinuara p\u00ebr t\u2019u p\u00ebrdorur n\u00eb blerjen e aksioneve t\u00eb shoq\u00ebris\u00eb administruese t\u00eb fondeve t\u00eb pensionit;<\/p>\n\n\n\n

ii. v\u00ebrtetim i l\u00ebshuar nga autoritetet kompetente, i cili jep t\u00eb dh\u00ebna p\u00ebr bilancin e shoq\u00ebris\u00eb dhe p\u00ebr p\u00ebrmbushjen e detyrimeve tatimore;<\/p>\n\n\n\n

iii. raporti i kredimarr\u00ebsit nga regjistri i kredive ose v\u00ebrtetim p\u00ebr gjendjen e kredive n\u00eb sistemin bankar.<\/p>\n\n\n\n

II. P\u00ebr individ\u00ebt:<\/p>\n\n\n\n

i. d\u00ebshmi t\u00eb burimeve t\u00eb krijimit t\u00eb kapitalit, si: blerje ose shitje, dhurata;<\/p>\n\n\n\n

ii. paga, depozita monetare n\u00eb banka dhe\/ose deg\u00eb t\u00eb bankave t\u00eb huaja apo d\u00ebshmi t\u00eb tjera p\u00ebr burimin e krijimit t\u00eb kapitalit;<\/p>\n\n\n\n

iii. v\u00ebrtetime q\u00eb d\u00ebshmojn\u00eb shlyerjen e detyrimeve tatimore;<\/p>\n\n\n\n

iv. v\u00ebrtetim p\u00ebr gjendjen e kredive n\u00eb sistemin bankar.<\/p>\n\n\n\n

\u00e7) dokument p\u00ebr struktur\u00ebn aksionare, p\u00ebrfshir\u00eb t\u00eb dh\u00ebna p\u00ebr pjes\u00ebmarrjet influencuese, n\u00ebse ka, dhe vler\u00ebn e k\u00ebtyre pjes\u00ebmarrjeve;<\/p>\n\n\n\n

d) dokumentet q\u00eb v\u00ebrtetojn\u00eb se aksionar\u00ebt e shoq\u00ebris\u00eb, administratori, personat ky\u00e7 dhe personeli ky\u00e7 jan\u00eb individualisht dhe bashk\u00ebrisht t\u00eb p\u00ebrshtatsh\u00ebm e t\u00eb aft\u00eb p\u00ebr t\u00eb drejtuar k\u00ebt\u00eb veprimtari sipas p\u00ebrcaktimeve t\u00eb nenit 15 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

dh) deklarat\u00ebn e p\u00ebrgjegj\u00ebsis\u00eb, ku t\u00eb p\u00ebrshkruhen p\u00ebrgjegj\u00ebsit\u00eb e personave ky\u00e7, si dhe p\u00ebrshkrimin e funksioneve dhe p\u00ebrgjegj\u00ebsive kryesore n\u00ebse nj\u00eb person ky\u00e7 do t\u00eb ushtroj\u00eb m\u00eb shum\u00eb se nj\u00eb funksion;<\/p>\n\n\n\n

e) planin e biznesit t\u00eb shoq\u00ebris\u00eb administruese p\u00ebr nj\u00eb periudh\u00eb kohore jo m\u00eb t\u00eb vog\u00ebl se pes\u00eb vjet, ku p\u00ebrshkruhen veprimtaria q\u00eb synon t\u00eb zhvilloj\u00eb aplikanti, m\u00ebnyra se si do t\u00eb plot\u00ebsohen k\u00ebrkesat p\u00ebr mjaftueshm\u00ebrin\u00eb e kapitalit dhe se si do t\u00eb zhvillohet biznesi i parashikuar. Planbiznesi duhet t\u00eb p\u00ebrmbaj\u00eb t\u00eb dh\u00ebna t\u00eb holl\u00ebsishme p\u00ebr:<\/p>\n\n\n\n

i. informacionin p\u00ebr produktet ose sh\u00ebrbimet, q\u00eb do t\u00eb ofrohen nga aplikanti;<\/p>\n\n\n\n

ii. planin e marketingut\/promovimit t\u00eb shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

iii. planin financiar, p\u00ebrfshir\u00eb p\u00ebrshkrimin se si do t\u00eb mbulohet kostoja e nisjes s\u00eb biznesit dhe si do t\u00eb plot\u00ebsohen k\u00ebrkesat e mjaftueshm\u00ebris\u00eb s\u00eb kapitalit;<\/p>\n\n\n\n

iv. analiz\u00ebn e rrezikut, p\u00ebrfshir\u00eb p\u00ebrshkrimin se si aplikanti do t\u2019i trajtoj\u00eb rreziqet p\u00ebrkat\u00ebse, n\u00eb ve\u00e7anti rrezikun operacional, rrezikun e agjencis\u00eb, rrezikun e kredis\u00eb, rrezikun e tregut, rrezikun e p\u00ebrputhshm\u00ebris\u00eb dhe rrezikun e reputacionit;<\/p>\n\n\n\n

\u00eb) deklarat\u00eb konflikti interesi t\u00eb personave ky\u00e7 dhe personelit ky\u00e7, si dhe m\u00ebnyrat e identifikimit t\u00eb rasteve t\u00eb konfliktit t\u00eb interesit dhe m\u00ebnyrat si mund t\u00eb eliminohen ose mbahen n\u00eb kontroll dhe b\u00ebhen t\u00eb ditura raste t\u00eb tilla;<\/p>\n\n\n\n

f) politikat p\u00ebr kryerjen e transaksioneve me pal\u00ebt e lidhura;<\/p>\n\n\n\n

g) informacion p\u00ebr procedurat e raportimit dhe informimit, si: p\u00ebr q\u00ebllime t\u00eb organeve drejtuese t\u00eb brendshme, an\u00ebtar\u00ebve t\u00eb fondit dhe p\u00ebr Autoritetin;<\/p>\n\n\n\n

gj) informacion t\u00eb holl\u00ebsish\u00ebm p\u00ebr procesin e administrimit t\u00eb rrezikut dhe likuiditetin n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

h) projektprospektin e fondit\/fondeve t\u00eb pensionit, q\u00eb do t\u00eb administrohen sipas k\u00ebrkesave t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

i) projektkontrat\u00ebn p\u00ebr administrimin e fondit midis shoq\u00ebris\u00eb administruese dhe sponsorit n\u00eb rastin e fondit me pjes\u00ebmarrje t\u00eb mbyllur;<\/p>\n\n\n\n

j) projektkontratat p\u00ebr fondin e pensionit me pjes\u00ebmarrje t\u00eb hapur;<\/p>\n\n\n\n

k) informacion p\u00ebr llojin e fondit q\u00eb do t\u00eb administroj\u00eb shoq\u00ebria, m\u00ebnyr\u00ebn e promovimit t\u00eb fondit dhe tarifat e aplikueshme;<\/p>\n\n\n\n

l) nj\u00eb paraqitje me shkrim t\u00eb organizimit t\u00eb brendsh\u00ebm t\u00eb shoq\u00ebris\u00eb dhe t\u00eb funksioneve kryesore, n\u00eb m\u00ebnyr\u00eb t\u00eb ve\u00e7ant\u00eb nj\u00eb p\u00ebrshkrim t\u00eb:<\/p>\n\n\n\n

i. procedurave t\u00eb kontrollit t\u00eb brendsh\u00ebm;<\/p>\n\n\n\n

ii. procedurave t\u00eb administrimit t\u00eb rrezikut;<\/p>\n\n\n\n

iii. sistemeve t\u00eb teknologjis\u00eb s\u00eb informacionit.<\/p>\n\n\n\n

ll) nj\u00eb p\u00ebrshkrim p\u00ebr \u00e7do funksion q\u00eb delegohet, ku t\u00eb p\u00ebrcaktohet m\u00ebnyra e kontrollit, si dhe detyrimi i t\u00eb deleguarit p\u00ebr t\u2019i dh\u00ebn\u00eb Autoritetit informacion dhe akses sa her\u00eb t\u2019i k\u00ebrkohet;<\/p>\n\n\n\n

m) kontrat\u00ebn e lidhur nd\u00ebrmjet shoq\u00ebris\u00eb administruese dhe nj\u00eb depozitari t\u00eb licencuar, ku t\u00eb p\u00ebrcaktohen detyrimet dhe t\u00eb drejtat e pal\u00ebve, sipas dispozitave t\u00eb k\u00ebtij ligji, e cila hyn n\u00eb fuqi pas miratimit t\u00eb licenc\u00ebs s\u00eb shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

n) nj\u00eb p\u00ebrshkrim t\u00eb procedurave t\u00eb shoq\u00ebris\u00eb p\u00ebr trajtimin e ankesave n\u00eb p\u00ebrputhje me k\u00ebrkesat e nenit 31 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

nj) p\u00ebrcaktimin e procedurave p\u00ebr p\u00ebrputhshm\u00ebrin\u00eb me legjislacionin p\u00ebr parandalimin e pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit.<\/p>\n\n\n\n

3. Autoriteti mund t\u2019i k\u00ebrkoj\u00eb shoq\u00ebris\u00eb administruese informacione e dokumente shtes\u00eb ose t\u00eb k\u00ebrkoj\u00eb verifikimin e informacionit n\u00ebse nj\u00eb gj\u00eb e till\u00eb vler\u00ebsohet e nevojshme.<\/p>\n\n\n\n

4. Autoriteti miraton rregulla shtes\u00eb lidhur me k\u00ebrkesat p\u00ebr licencim si shoq\u00ebri administruese t\u00eb fondeve t\u00eb pensionit privat dhe procedurat e shqyrtimit dhe miratimit t\u00eb k\u00ebsaj k\u00ebrkese.<\/p>\n\n\n\n

Neni 12<\/p>\n\n\n\n

Dh\u00ebnia e licenc\u00ebs si shoq\u00ebri administruese<\/strong><\/p>\n\n\n\n

1. Autoriteti vler\u00ebson n\u00ebse k\u00ebrkesa p\u00ebr licencim \u00ebsht\u00eb e plot\u00eb ose jo dhe informon p\u00ebr k\u00ebt\u00eb subjektin k\u00ebrkues.<\/p>\n\n\n\n

2. K\u00ebrkesa p\u00ebr licenc\u00eb mund t\u00eb t\u00ebrhiqet me njoftim me shkrim n\u00eb \u00e7do moment p\u00ebrpara se Autoriteti t\u00eb marr\u00eb vendim p\u00ebr k\u00ebt\u00eb k\u00ebrkes\u00eb.<\/p>\n\n\n\n

3. Licenca miratohet ose refuzohet nga Autoriteti brenda tre muajve nga data e marrjes s\u00eb k\u00ebrkes\u00ebs s\u00eb plot\u00eb.<\/p>\n\n\n\n

4. Autoriteti mund t\u00eb kufizoj\u00eb objektin e licenc\u00ebs s\u00eb dh\u00ebn\u00eb nj\u00eb shoq\u00ebrie administruese n\u00eb lidhje me llojin dhe natyr\u00ebn e fondeve t\u00eb pensionit n\u00ebn administrim, n\u00eb ve\u00e7anti lidhur me strategjit\u00eb e investimit t\u00eb fondit.<\/p>\n\n\n\n

 5. Autoriteti arsyeton me shkrim vendimin p\u00ebr refuzimin ose kufizimin e licenc\u00ebs. Subjekti k\u00ebrkues mund t\u00eb ankimoj\u00eb vendimin e Autoritetit pran\u00eb gjykat\u00ebs administrative n\u00eb p\u00ebrputhje me afatet, kushtet dhe p\u00ebrcaktimet e legjislacionit n\u00eb fuqi p\u00ebr gjykatat administrative dhe gjykimin e mosmarr\u00ebveshjeve administrative.<\/p>\n\n\n\n

6. Shoq\u00ebria administruese mund t\u00eb riaplikoj\u00eb p\u00ebr licenc\u00eb kur i \u00ebsht\u00eb refuzuar nga Autoriteti, ose t\u00eb k\u00ebrkoj\u00eb zgjerim t\u00eb objektit t\u00eb licenc\u00ebs kur i \u00ebsht\u00eb l\u00ebshuar nj\u00eb licenc\u00eb me objekt veprimtarie t\u00eb kufizuar t\u00eb shoq\u00ebris\u00eb.<\/p>\n\n\n\n

Neni 13<\/p>\n\n\n\n

Refuzimi i licenc\u00ebs<\/strong><\/p>\n\n\n\n

Autoriteti refuzon k\u00ebrkes\u00ebn p\u00ebr licencim t\u00eb shoq\u00ebris\u00eb administruese:<\/p>\n\n\n\n

a) n\u00ebse subjekti k\u00ebrkues nuk p\u00ebrmbush ndonj\u00eb nga k\u00ebrkesat e neneve 5, 6, 7, 8, 9, 10, 11 t\u00eb k\u00ebtij ligji, dhe n\u00eb ve\u00e7anti n\u00ebse Autoriteti nuk bindet p\u00ebr p\u00ebrshtatshm\u00ebrin\u00eb e aksionar\u00ebve, t\u00eb personave ky\u00e7 ose t\u00eb personelit ky\u00e7, duke mbajtur parasysh administrimin e kujdessh\u00ebm t\u00eb shoq\u00ebris\u00eb;<\/p>\n\n\n\n

b) n\u00ebse vler\u00ebson se shoq\u00ebria nuk do t\u00eb jet\u00eb n\u00eb gjendje t\u2019i p\u00ebrmbush\u00eb k\u00ebrkesat e k\u00ebtij ligji;<\/p>\n\n\n\n

c) kur ushtrimi efektiv i funksioneve mbik\u00ebqyr\u00ebse t\u00eb Autoritetit pengohet nga:<\/p>\n\n\n\n

i. lidhjet e pron\u00ebsis\u00eb nd\u00ebrmjet subjektit k\u00ebrkues dhe personave t\u00eb tjer\u00eb, juridik\u00eb ose fizik\u00eb;<\/p>\n\n\n\n

ii. aktet ligjore, n\u00ebnligjore ose administrative t\u00eb nj\u00eb vendi ose territori tjet\u00ebr, q\u00eb rregullojn\u00eb aktivitetin e individ\u00ebve ose personave juridik\u00eb me t\u00eb cil\u00ebt subjekti k\u00ebrkues ka lidhje t\u00eb ngushta;<\/p>\n\n\n\n

iii. v\u00ebshtir\u00ebsit\u00eb e lidhura me zbatimin e detyruesh\u00ebm t\u00eb akteve ligjore, n\u00ebnligjore dhe administrative.<\/p>\n\n\n\n

Neni 14<\/p>\n\n\n\n

Vlefshm\u00ebria e licenc\u00ebs<\/strong><\/p>\n\n\n\n

1. Licenca e dh\u00ebn\u00eb nga Autoriteti n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji \u00ebsht\u00eb pa afat.<\/p>\n\n\n\n

2. Licenca \u00ebsht\u00eb e vlefshme deri sa hiqet nga Autoriteti, n\u00ebse shoq\u00ebria administruese \u00ebsht\u00eb n\u00eb shkelje t\u00eb dispozitave t\u00eb k\u00ebtij ligji dhe akteve n\u00ebnligjore n\u00eb zbatim t\u00eb tij ose:<\/p>\n\n\n\n

a) shoq\u00ebria administruese k\u00ebrkon t\u00eb nd\u00ebrpres\u00eb vullnetarisht veprimtarin\u00eb tregtare;<\/p>\n\n\n\n

b) ndaj shoq\u00ebris\u00eb kan\u00eb filluar procedurat e likuidimit ose t\u00eb falimentit;<\/p>\n\n\n\n

c) shoq\u00ebria nuk ka filluar aktivitetin brenda 12 muajve nga data e publikimit t\u00eb vendimit p\u00ebr dh\u00ebnien e licenc\u00ebs.<\/p>\n\n\n\n

Neni 15<\/p>\n\n\n\n

K\u00ebrkesa p\u00ebr p\u00ebrshtatshm\u00ebri dhe aft\u00ebsi<\/strong><\/p>\n\n\n\n

1. \u00c7do person, i cili \u00ebsht\u00eb ose do t\u00eb jet\u00eb aksionar, administrator, an\u00ebtar i k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs, person ky\u00e7 ose personel ky\u00e7 n\u00eb nj\u00eb shoq\u00ebri administruese, duhet t\u00eb jet\u00eb i aft\u00eb dhe i p\u00ebrshtatsh\u00ebm p\u00ebr t\u00eb mbajtur pozicionin e caktuar.<\/p>\n\n\n\n

2. P\u00ebr t\u00eb p\u00ebrcaktuar n\u00ebse nj\u00eb person \u00ebsht\u00eb i aft\u00eb dhe i p\u00ebrshtatsh\u00ebm, Autoriteti b\u00ebn nj\u00eb vler\u00ebsim t\u00eb veprimtaris\u00eb tregtare ose financiare dhe sjelljes s\u00eb personit n\u00eb t\u00eb shkuar\u00ebn, ku nd\u00ebr t\u00eb tjera vler\u00ebson:<\/p>\n\n\n\n

a) integritetin;<\/p>\n\n\n\n

N\u00eb vler\u00ebsimin e integritetit, Autoriteti merr parasysh n\u00ebse ka prova q\u00eb d\u00ebshmojn\u00eb se personi:<\/p>\n\n\n\n

i. nuk \u00ebsht\u00eb n\u00eb proces hetimor, gjyq\u00ebsor, shpallur fajtor me vendim t\u00eb form\u00ebs s\u00eb prer\u00eb p\u00ebr vepra penale kund\u00ebr pasuris\u00eb ose krim ekonomik apo vepra t\u00eb tjera penale lidhur me shoq\u00ebrit\u00eb tregtare, p\u00ebr organizimin dhe v\u00ebnien n\u00eb funksionim t\u00eb skemave mashtruese dhe piramidale t\u00eb huamarrjes p\u00ebr pastrimin e parave dhe financimin e terrorizmit;<\/p>\n\n\n\n

ii. nuk ka vepruar n\u00eb kund\u00ebrshtim me ndonj\u00eb nga k\u00ebrkesat dhe standardet ligjore shqiptare ose me standardet apo k\u00ebrkesat e ngjashme t\u00eb autoriteteve t\u00eb tjera rregullatore;<\/p>\n\n\n\n

 iii. nuk \u00ebsht\u00eb p\u00ebrjashtuar ose pezulluar nga nj\u00eb organ rregullator.<\/p>\n\n\n\n

b) aft\u00ebsit\u00eb profesionale;<\/p>\n\n\n\n

N\u00eb vler\u00ebsimin e aft\u00ebsive profesionale, Autoriteti merr parasysh n\u00ebse personi:<\/p>\n\n\n\n

i. p\u00ebrmbush k\u00ebrkesat p\u00ebrkat\u00ebse t\u00eb gjykimit t\u00eb sh\u00ebndosh\u00eb, p\u00ebrgatitjes dhe t\u00eb aft\u00ebsive profesionale, t\u00eb p\u00ebrcaktuara nga Autoriteti p\u00ebr detyr\u00ebn q\u00eb kryen ose ka p\u00ebr q\u00ebllim t\u00eb kryej\u00eb;<\/p>\n\n\n\n

ii. ka d\u00ebshmuar n\u00ebp\u00ebrmjet p\u00ebrvoj\u00ebs dhe p\u00ebrgatitjes profesionale se \u00ebsht\u00eb i p\u00ebrshtatsh\u00ebm ose do t\u00eb jet\u00eb i p\u00ebrshtatsh\u00ebm, n\u00ebse miratohet, p\u00ebr t\u00eb kryer funksionin.<\/p>\n\n\n\n

c) aft\u00ebsit\u00eb financiare;<\/p>\n\n\n\n

N\u00eb vler\u00ebsimin e aft\u00ebsive financiare, Autoriteti merr parasysh n\u00ebse personi:<\/p>\n\n\n\n

i. \u00ebsht\u00eb p\u00ebrfshir\u00eb, ka bashk\u00ebpunuar ose \u00ebsht\u00eb i lidhur me humbje financiare, t\u00eb shkaktuara nga veprimet e pandershme, t\u00eb pap\u00ebrgjegjshme apo neglizhente n\u00eb lidhje me kryerjen e sh\u00ebrbimeve financiare dhe administrimin e shoq\u00ebrive t\u00eb tjera; ose<\/p>\n\n\n\n

ii. ka zot\u00ebruar n\u00eb m\u00ebnyr\u00eb t\u00eb drejtp\u00ebrdrejt\u00eb ose jo t\u00eb pakt\u00ebn 50% t\u00eb t\u00eb drejtave t\u00eb vot\u00ebs apo t\u00eb kapitalit t\u00eb nj\u00eb shoq\u00ebrie tregtare ose ka qen\u00eb administrator i nj\u00eb shoq\u00ebrie tregtare, e cila \u00ebsht\u00eb b\u00ebr\u00eb objekt i procedurave t\u00eb falimentimit ose likuidimit t\u00eb detyruesh\u00ebm;<\/p>\n\n\n\n

 iii. \u00ebsht\u00eb ose ka qen\u00eb i p\u00ebrfshir\u00eb n\u00eb evazion fiskal, pastrimin e parave dhe financimin e terrorizmit ose n\u00eb ndonj\u00eb praktik\u00eb tregtare, q\u00eb Autoriteti e konsideron t\u00eb pap\u00ebrshtatshme, e cila hedh dyshime p\u00ebr m\u00ebnyr\u00ebn e kryerjes s\u00eb sh\u00ebrbimeve financiare apo t\u00eb veprimtarive t\u00eb tjera tregtare nga ky person.<\/p>\n\n\n\n

 3. Administratori dhe nj\u00eb nga an\u00ebtar\u00ebt e k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs duhet t\u00eb ken\u00eb kualifikim\/kualifikime nd\u00ebrkomb\u00ebtare ose vendase n\u00eb analiz\u00ebn e investimeve, administrimin e investimeve ose administrimin e fondeve, t\u00eb cilat gjykohen nga Autoriteti si t\u00eb p\u00ebrshtatshme p\u00ebr administrimin e fondeve t\u00eb pensionit.<\/p>\n\n\n\n

4. Aksionari, administratori, an\u00ebtar\u00ebt e k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs dhe personeli ky\u00e7 i nj\u00eb shoq\u00ebrie administruese nuk mund t\u00eb jet\u00eb aksionar, administrator, an\u00ebtar i k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs dhe personel ky\u00e7 i depozitarit, q\u00eb mban aktivet e fondit t\u00eb pensionit t\u00eb shoq\u00ebris\u00eb administruese apo t\u00eb nj\u00eb pal\u00eb t\u00eb lidhur me depozitarin.<\/p>\n\n\n\n

5. K\u00ebrkesat p\u00ebr p\u00ebrshtatshm\u00ebri dhe aft\u00ebsi duhet t\u00eb p\u00ebrmbushen nga personat e p\u00ebrcaktuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni gjat\u00eb gjith\u00eb koh\u00ebs q\u00eb jan\u00eb n\u00eb pozicionin p\u00ebrkat\u00ebs. Autoriteti ka t\u00eb drejt\u00eb t\u2019i k\u00ebrkoj\u00eb shoq\u00ebris\u00eb administruese t\u00eb v\u00ebrtetoj\u00eb p\u00ebrshtatshm\u00ebrin\u00eb dhe aft\u00ebsin\u00eb e tyre sa her\u00eb e vler\u00ebson t\u00eb arsyeshme.<\/p>\n\n\n\n

6. Autoriteti nxjerr rregullore, ku p\u00ebrcakton k\u00ebrkesa t\u00eb m\u00ebtejshme p\u00ebr aft\u00ebsi dhe p\u00ebrshtatshm\u00ebri n\u00eb kuptim t\u00eb pik\u00ebs 2 t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

Neni 16<\/p>\n\n\n\n

Administratori, an\u00ebtar\u00ebt e k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs t\u00eb shoq\u00ebris\u00eb administruese<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese administrohet nga t\u00eb pakt\u00ebn nj\u00eb administrator.<\/p>\n\n\n\n

2. Administrator\u00ebt, an\u00ebtar\u00ebt e k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs t\u00eb shoq\u00ebris\u00eb administruese duhet t\u00eb g\u00ebzojn\u00eb reputacion t\u00eb mir\u00eb, t\u00eb ken\u00eb kualifikimet profesionale t\u00eb k\u00ebrkuara dhe p\u00ebrvoj\u00eb t\u00eb mjaftueshme, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb sigurojn\u00eb nj\u00eb administrim\/mbik\u00ebqyrje t\u00eb sh\u00ebndosh\u00eb dhe t\u00eb kujdesshme t\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

3. Autoriteti miraton me rregullore k\u00ebrkesat q\u00eb duhet t\u00eb plot\u00ebsojn\u00eb administrator\u00ebt\/an\u00ebtar\u00ebt e k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs t\u00eb shoq\u00ebris\u00eb administruese, p\u00ebrmbajtjen e k\u00ebrkes\u00ebs p\u00ebr dh\u00ebnien e miratimit p\u00ebr k\u00ebt\u00eb pozicion, si dhe dokumentet q\u00eb duhet t\u00eb shoq\u00ebrojn\u00eb k\u00ebrkes\u00ebn.<\/p>\n\n\n\n

Neni 17<\/p>\n\n\n\n

Miratimi i em\u00ebrimit<\/strong><\/p>\n\n\n\n

1. Nj\u00eb person mund t\u00eb em\u00ebrohet administrator, an\u00ebtar i k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs i shoq\u00ebris\u00eb administruese dhe personel ky\u00e7 i shoq\u00ebris\u00eb vet\u00ebm me miratim t\u00eb Autoritetit.<\/p>\n\n\n\n

2. K\u00ebrkesa p\u00ebr dh\u00ebnien e miratimit, t\u00eb p\u00ebrcaktuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, duhet t\u00eb depozitohet nga organi kompetent i shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

3. Subjektet k\u00ebrkuese, t\u00eb p\u00ebrcaktuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, duhet ta bashk\u00eblidhin dokumentacionin q\u00eb v\u00ebrteton p\u00ebrputhshm\u00ebrin\u00eb me k\u00ebrkesat e p\u00ebrcaktuara n\u00eb nenin 15 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

4. Personi, i cili ka marr\u00eb miratimin e Autoritetit p\u00ebr nj\u00eb funksion n\u00eb nj\u00eb shoq\u00ebri administruese, duhet t\u00eb aplikoj\u00eb s\u00ebrish p\u00ebr t\u00eb marr\u00eb miratimin e Autoritetit p\u00ebrpara em\u00ebrimit n\u00eb t\u00eb nj\u00ebjtin pozicion n\u00eb nj\u00eb shoq\u00ebri tjet\u00ebr administruese.<\/p>\n\n\n\n

5. Autoriteti refuzon dh\u00ebnien e miratimit p\u00ebr em\u00ebrimin e nj\u00eb administratori, an\u00ebtari t\u00eb k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs dhe personeli ky\u00e7 n\u00ebse:<\/p>\n\n\n\n

a) personi i propozuar nuk i p\u00ebrmbush kushtet e p\u00ebrcaktuara n\u00eb nenin 15 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

b) ka arsye objektive dhe t\u00eb provueshme p\u00ebr t\u00eb besuar se veprimtarit\u00eb, t\u00eb cilat ka ushtruar apo ushtron personi, p\u00ebrb\u00ebjn\u00eb rrezik p\u00ebr administrimin e shoq\u00ebris\u00eb administruese n\u00eb p\u00ebrputhje me k\u00ebrkesat e administrimit t\u00eb rrezikut t\u00eb parashikuara n\u00eb nenin 26 t\u00eb k\u00ebtij ligji dhe akteve n\u00ebnligjore t\u00eb miratuara n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

c) k\u00ebrkesa p\u00ebr dh\u00ebnien e miratimit p\u00ebrmban deklarata ose informacione t\u00eb rreme.<\/p>\n\n\n\n

6. Autoriteti miraton \u00e7do ndryshim apo riem\u00ebrim t\u00eb administratorit dhe an\u00ebtarit t\u00eb k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs dhe personelit ky\u00e7 t\u00eb shoq\u00ebris\u00eb administruese. Autoriteti miraton \u00e7do ndryshim thelb\u00ebsor t\u00eb statutit t\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

Neni 18<\/p>\n\n\n\n

Revokimi dhe p\u00ebrfundimi i afatit t\u00eb miratimit p\u00ebr em\u00ebrimin e administratorit, an\u00ebtarit t\u00eb k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs<\/strong><\/p>\n\n\n\n

1. Autoriteti revokon miratimin p\u00ebr em\u00ebrimin e administratorit, an\u00ebtarit t\u00eb k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs n\u00eb k\u00ebto raste:<\/p>\n\n\n\n

a) administratori, an\u00ebtari i k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs nuk i p\u00ebrmbush m\u00eb kushtet fillestare t\u00eb em\u00ebrimit;<\/p>\n\n\n\n

b) administratori, an\u00ebtari i k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrs\u00ebritur nuk p\u00ebrmbush detyrimin p\u00ebr t\u00eb konstatuar dhe vler\u00ebsuar efikasitetin e politikave ose t\u00eb procedurave t\u00eb brendshme, q\u00eb synojn\u00eb marrjen e t\u00eb gjitha masave t\u00eb nevojshme q\u00eb shoq\u00ebria administruese t\u00eb jet\u00eb n\u00eb p\u00ebrputhshm\u00ebri me k\u00ebt\u00eb ligj, ose nuk p\u00ebrmbush detyrimin p\u00ebr t\u00eb marr\u00eb masat e nevojshme, me q\u00ebllim eliminimin e parregullsive n\u00eb veprimtarin\u00eb e shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

c) n\u00ebse miratimi \u00ebsht\u00eb dh\u00ebn\u00eb mbi baz\u00ebn e t\u00eb dh\u00ebnave t\u00eb rreme.<\/p>\n\n\n\n

2. N\u00eb rastin e p\u00ebrcaktuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, shoq\u00ebria administruese em\u00ebron nj\u00eb z\u00ebvend\u00ebsues p\u00ebr nj\u00eb periudh\u00eb deri n\u00eb tre muaj dhe njofton Autoritetin.<\/p>\n\n\n\n

3. Brenda afatit tremujor t\u00eb p\u00ebrcaktuar n\u00eb pik\u00ebn 2 t\u00eb k\u00ebtij neni, Autoriteti n\u00eb p\u00ebrputhje me procedur\u00ebn e nenit 17 t\u00eb k\u00ebtij ligji, miraton administratorin, an\u00ebtarin e k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs.<\/p>\n\n\n\n

4. Miratimi q\u00eb jepet p\u00ebr nj\u00eb administrator, an\u00ebtar t\u00eb k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs t\u00eb shoq\u00ebris\u00eb administruese b\u00ebhet i pavlefsh\u00ebm n\u00ebse:<\/p>\n\n\n\n

a) personi nuk em\u00ebrohet ose nuk e merr detyr\u00ebn me t\u00eb cil\u00ebn lidhet miratimi brenda 12 muajve nga data e dh\u00ebnies s\u00eb miratimit;<\/p>\n\n\n\n

b) p\u00ebrfundon mandati i em\u00ebrimit t\u00eb personit;<\/p>\n\n\n\n

c) p\u00ebrfundon kontrata e pun\u00ebs e personit me shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

Neni 19<\/p>\n\n\n\n

Personeli ky\u00e7<\/strong><\/p>\n\n\n\n

1. N\u00eb shoq\u00ebrin\u00eb administruese do t\u00eb konsiderohen si personel ky\u00e7 si m\u00eb posht\u00eb:<\/p>\n\n\n\n

a) drejtuesi i Nj\u00ebsis\u00eb s\u00eb Administrimit t\u00eb Aktive\/Investimeve;<\/p>\n\n\n\n

b) drejtuesi i Nj\u00ebsis\u00eb s\u00eb Administrimit t\u00eb Rrezikut;<\/p>\n\n\n\n

c) drejtuesi i Nj\u00ebsis\u00eb s\u00eb P\u00ebrputhshm\u00ebris\u00eb;<\/p>\n\n\n\n

\u00e7) drejtuesi i Nj\u00ebsis\u00eb s\u00eb Parandalimit t\u00eb Pastrimit t\u00eb Parave dhe Financimit t\u00eb Terrorizmit;<\/p>\n\n\n\n

d) drejtuesi i Nj\u00ebsis\u00eb s\u00eb Auditimit t\u00eb Brendsh\u00ebm.<\/p>\n\n\n\n

2. Procedura p\u00ebr miratimin, humbjen e vlefshm\u00ebris\u00eb s\u00eb miratimit, riem\u00ebrimin ose revokimin e miratimit t\u00eb personelit ky\u00e7 \u00ebsht\u00eb e nj\u00ebjt\u00eb me procedur\u00ebn p\u00ebrkat\u00ebse p\u00ebr administratorin, an\u00ebtarin e k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs, t\u00eb parashikuar n\u00eb nenet 17 dhe 18 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese informon Autoritetin p\u00ebr \u00e7do z\u00ebvend\u00ebsim t\u00eb personave t\u00eb parashikuar n\u00eb pik\u00ebn 1, t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

4. \u00cbsht\u00eb p\u00ebrgjegj\u00ebsi e k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs t\u00eb shoq\u00ebris\u00eb administruese q\u00eb t\u00eb siguroj\u00eb q\u00eb personeli ky\u00e7, i cili ushtron funksionet ky\u00e7e, t\u00eb p\u00ebrcaktuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, p\u00ebrmbush kriteret e aft\u00ebsis\u00eb dhe p\u00ebrshtatshm\u00ebris\u00eb, t\u00eb parashikuara n\u00eb nenin 15 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

5. Pavar\u00ebsisht se disa nga funksionet e p\u00ebrcaktuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni mund t\u00eb delegohen, shoq\u00ebria administruese mban p\u00ebrgjegj\u00ebsi p\u00ebr \u00e7do veprim apo mosveprim t\u00eb pal\u00ebve t\u00eb treta, t\u00eb cilave u \u00ebsht\u00eb deleguar funksioni.<\/p>\n\n\n\n

SEKSIONI IV<\/p>\n\n\n\n

USHTRIMI I VEPRIMTARIS\u00cb ND\u00cbRKUFITARE T\u00cb SHOQ\u00cbRIS\u00cb ADMINISTRUESE<\/h3>\n\n\n\n

Neni 20<\/p>\n\n\n\n

Njohja e shoq\u00ebris\u00eb s\u00eb huaj administruese n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese e licencuar n\u00eb nj\u00eb vend an\u00ebtar p\u00ebr t\u00eb kryer administrimin e fondeve t\u00eb pensionit mund t\u00eb kryej\u00eb veprimtarin\u00eb e administrimit t\u00eb fondit t\u00eb pensionit me pjes\u00ebmarrje t\u00eb mbyllur p\u00ebr nj\u00eb sponsor n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb drejtp\u00ebrdrejt nga vendi i origjin\u00ebs.<\/p>\n\n\n\n

2. N\u00eb zbatim t\u00eb pik\u00ebs 1 t\u00eb k\u00ebtij neni, Autoriteti njeh shoq\u00ebrin\u00eb administruese t\u00eb vendit an\u00ebtar n\u00eb rastin e ushtrimit drejtp\u00ebrs\u00ebdrejti t\u00eb veprimtaris\u00eb.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese p\u00ebr q\u00ebllimin e parashikuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, njofton paraprakisht Autoritetin.<\/p>\n\n\n\n

4. Njoftimi sipas pik\u00ebs 3 t\u00eb k\u00ebtij neni duhet t\u00eb p\u00ebrmbaj\u00eb:<\/p>\n\n\n\n

a) t\u00eb dh\u00ebnat e licenc\u00ebs ose t\u00eb nj\u00eb dokumenti ekuivalent q\u00eb ka marr\u00eb nga autoriteti kompetent i vendit t\u00eb origjin\u00ebs;<\/p>\n\n\n\n

b) adres\u00ebn kryesore n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, ku do t\u00eb ushtroj\u00eb veprimtarin\u00eb;<\/p>\n\n\n\n

c) emrat e personave ky\u00e7, t\u00eb cil\u00ebt jan\u00eb p\u00ebrgjegj\u00ebs p\u00ebr ushtrimin e aktivitetit n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb;<\/p>\n\n\n\n

\u00e7) nj\u00eb p\u00ebrshkrim t\u00eb sh\u00ebrbimeve t\u00eb synuara q\u00eb do t\u00eb ofrohen dhe struktur\u00ebn organizative, p\u00ebrfshir\u00eb linjat e raportimit dhe informacion p\u00ebr m\u00ebnyr\u00ebn se si shoq\u00ebria e huaj administruese do t\u00eb siguroj\u00eb p\u00ebrputhshm\u00ebrin\u00eb me aktet ligjore dhe n\u00ebnligjore t\u00eb Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

5. Njohja sipas k\u00ebtij neni b\u00ebhet vet\u00ebm n\u00ebse subjekti p\u00ebrmbush k\u00ebrkesat e m\u00ebposhtme:<\/p>\n\n\n\n

a) shoq\u00ebria e huaj administruese ose autoriteti rregullator i vendit t\u00eb origjin\u00ebs t\u00eb shoq\u00ebris\u00eb s\u00eb huaj administruese i ka p\u00ebrcjell\u00eb Autoritetit informacionet e p\u00ebrcaktuara ose t\u00eb k\u00ebrkuara nga Autoriteti;<\/p>\n\n\n\n

 b) \u00ebsht\u00eb vendosur bashk\u00ebpunim nd\u00ebrmjet autoritetit rregullator t\u00eb vendit t\u00eb origjin\u00ebs t\u00eb shoq\u00ebris\u00eb administruese dhe Autoritetit;<\/p>\n\n\n\n

c) shoq\u00ebria administruese \u00ebsht\u00eb objekt i mbik\u00ebqyrjes s\u00eb p\u00ebrshtatshme n\u00eb vendin e origjin\u00ebs;<\/p>\n\n\n\n

\u00e7) shoq\u00ebria administruese p\u00ebrmbush k\u00ebrkesat e vendosura p\u00ebr ushtrimin e veprimtaris\u00eb tregtare n\u00eb vendin e origjin\u00ebs dhe k\u00ebto k\u00ebrkesa u sigurojn\u00eb an\u00ebtar\u00ebve n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb mbrojtje, t\u00eb pakt\u00ebn ekuivalente me at\u00eb q\u00eb u jepet kur an\u00ebtar\u00ebsohen pran\u00eb shoq\u00ebrive administruese vendase;<\/p>\n\n\n\n

d) procesi i n\u00ebnshkrimit t\u00eb kontrat\u00ebs\/marr\u00ebveshjes p\u00ebr an\u00ebtar\u00ebsimin n\u00eb fond kryhet n\u00ebp\u00ebrmjet nj\u00eb p\u00ebrfaq\u00ebsie t\u00eb njohur t\u00eb shoq\u00ebris\u00eb administruese n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

6. Autoriteti gjat\u00eb procesit t\u00eb njohjes s\u00eb shoq\u00ebris\u00eb s\u00eb huaj administruese merr n\u00eb konsiderat\u00eb ekzistenc\u00ebn e marr\u00ebveshjeve t\u00eb p\u00ebrbashk\u00ebta t\u00eb bashk\u00ebpunimit p\u00ebr njohjen e shoq\u00ebrive t\u00eb huaja administruese.<\/p>\n\n\n\n

7. Autoriteti brenda tre muajve nga dita e marrjes s\u00eb njoftimit, sipas pik\u00ebs 4 t\u00eb k\u00ebtij neni, dhe plot\u00ebsimit t\u00eb kushteve t\u00eb parashikuara n\u00eb pik\u00ebn 5, njofton autoritetin kompetent t\u00eb vendit t\u00eb origjin\u00ebs dhe shoq\u00ebrin\u00eb administruese t\u00eb fondit t\u00eb pensionit p\u00ebr njohjen.<\/p>\n\n\n\n

8. N\u00ebse Autoriteti gjykon se struktura administrative ose situata financiare e shoq\u00ebris\u00eb administruese lidhur me veprimtarin\u00eb e planifikuar nuk \u00ebsht\u00eb e p\u00ebrshtatshme, si dhe nuk plot\u00ebsohen kushtet e k\u00ebtij neni, Autoriteti refuzon njohjen.<\/p>\n\n\n\n

9. Shoq\u00ebria administruese e njohur nga Autoriteti informon me shkrim Autoritetin p\u00ebr \u00e7do ndryshim lidhur me veprimtarin\u00eb e saj n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb p\u00ebrpara zbatimit t\u00eb ndryshimit, me p\u00ebrjashtim t\u00eb rastit kur ky ndryshim komunikohet n\u00ebp\u00ebrmjet autoritetit rregullator t\u00eb vendit t\u00eb origjin\u00ebs s\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

10. Dispozitat e k\u00ebtij ligji zbatohen p\u00ebr shoq\u00ebrit\u00eb e huaja administruese q\u00eb administrojn\u00eb nj\u00eb fond pensioni n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse ndaj Autoritetit p\u00ebr p\u00ebrputhshm\u00ebrin\u00eb me k\u00ebto k\u00ebrkesa.<\/p>\n\n\n\n

 11. Shoq\u00ebria e huaj administruese duhet t\u00eb garantoj\u00eb se \u00ebsht\u00eb n\u00eb gjendje t\u2019i jap\u00eb Autoritetit informacionet e nevojshme p\u00ebr monitorimin e p\u00ebrputhshm\u00ebris\u00eb s\u00eb saj me k\u00ebt\u00eb ligj dhe me aktet rregullative t\u00eb miratuara nga Autoriteti.<\/p>\n\n\n\n

12. Autoriteti miraton rregullore p\u00ebr k\u00ebrkesa t\u00eb m\u00ebtejshme p\u00ebr njohjen e shoq\u00ebris\u00eb s\u00eb huaj t\u00eb nj\u00eb vendi an\u00ebtar, q\u00eb ushtron veprimtari n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

Neni 21<\/p>\n\n\n\n

Shoq\u00ebrit\u00eb administruese q\u00eb kryejn\u00eb veprimtari n\u00eb nj\u00eb vend an\u00ebtar<\/strong><\/p>\n\n\n\n

1. Nj\u00eb shoq\u00ebri administruese e fondit t\u00eb pensionit privat, e themeluar n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb dhe e licencuar n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji, mund t\u00eb administroj\u00eb nj\u00eb fond pensioni me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb nj\u00eb vend an\u00ebtar p\u00ebr sponsorin e atij vendi an\u00ebtar n\u00eb m\u00ebnyr\u00eb t\u00eb drejtp\u00ebrdrejt\u00eb n\u00ebp\u00ebrmjet ofrimit t\u00eb sh\u00ebrbimeve nga Republika e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

2. P\u00ebr q\u00ebllimin e parashikuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, shoq\u00ebria administruese njofton me shkrim Autoritetin.<\/p>\n\n\n\n

3. Njoftimi i parashikuar n\u00eb pik\u00ebn 2 t\u00eb k\u00ebtij neni p\u00ebrmban:<\/p>\n\n\n\n

a) vendin ku synon t\u00eb ushtroj\u00eb veprimtari;<\/p>\n\n\n\n

b) selin\u00eb e sponsorit;<\/p>\n\n\n\n

c) informacion p\u00ebr fondin q\u00eb k\u00ebrkon t\u00eb administroj\u00eb;<\/p>\n\n\n\n

\u00e7) programin e veprimtaris\u00eb.<\/p>\n\n\n\n

4. N\u00ebse Autoriteti gjykon se struktura e brendshme ose situata financiare e shoq\u00ebris\u00eb administruese \u00ebsht\u00eb e p\u00ebrshtatshme, duke pasur parasysh veprimtarit\u00eb e parashikuara, brenda tre muajve nga marrja e njoftimit dhe dokumentacionit t\u00eb plot\u00eb, sipas pik\u00ebs 3 t\u00eb k\u00ebtij neni, autorizon shoq\u00ebrin\u00eb administruese t\u00eb kryej\u00eb veprimtari jasht\u00eb vendit, si dhe ia transmeton njoftimin autoritetit rregullator t\u00eb vendit p\u00ebrkat\u00ebs. Autoriteti i bashk\u00eblidh k\u00ebtij njoftimi konfirmimin q\u00eb shoq\u00ebria administruese \u00ebsht\u00eb e licencuar t\u00eb kryej\u00eb veprimtari n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj dhe \u00e7do kufizim t\u00eb zbatuesh\u00ebm. Autoriteti informon me shkrim shoq\u00ebrin\u00eb administruese p\u00ebr transmetimin e k\u00ebtij njoftimi.<\/p>\n\n\n\n

5. Shoq\u00ebria administruese njofton me shkrim Autoritetin p\u00ebr ndryshimin e \u00e7do informacioni, t\u00eb parashikuar n\u00eb pik\u00ebn 3 t\u00eb k\u00ebtij neni, t\u00eb pakt\u00ebn nj\u00eb muaj p\u00ebrpara implementimit t\u00eb ndryshimit. N\u00ebse ndryshimi cenon p\u00ebrputhshm\u00ebrin\u00eb e shoq\u00ebris\u00eb administruese me dispozitat e k\u00ebtij ligji, Autoriteti informon pa vones\u00eb p\u00ebr k\u00ebt\u00eb ndryshim autoritetin e vendit prit\u00ebs t\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

6. N\u00ebse Autoriteti gjykon se struktura e brendshme ose situata financiare e shoq\u00ebris\u00eb administruese lidhur me veprimtarin\u00eb e planifikuar nuk \u00ebsht\u00eb e p\u00ebrshtatshme, Autoriteti mund t\u00eb refuzoj\u00eb autorizimin e shoq\u00ebris\u00eb dhe transmetimin e njoftimit. Shoq\u00ebria administruese njoftohet me shkrim p\u00ebr arsyet e refuzimit, brenda tre muajve, pas marrjes s\u00eb t\u00eb gjith\u00eb informacionit dhe praktik\u00ebs.<\/p>\n\n\n\n

7. Administrimi nd\u00ebrkufitar nga shoq\u00ebrit\u00eb administruese shqiptare n\u00eb nj\u00eb vend t\u00eb huaj lejohet vet\u00ebm n\u00ebse jan\u00eb n\u00eb zbatim rregullat e duhura t\u00eb bashk\u00ebpunimit nd\u00ebrmjet autoriteteve rregullatore t\u00eb vendit t\u00eb origjin\u00ebs dhe Autoritetit dhe n\u00ebse shoq\u00ebria administruese \u00ebsht\u00eb n\u00eb p\u00ebrputhje me dispozitat e parashikuara n\u00eb k\u00ebt\u00eb ligj.<\/p>\n\n\n\n

8. Autoriteti mund t\u00eb heq autorizimin e dh\u00ebn\u00eb shoq\u00ebris\u00eb administruese n\u00ebse konstaton shkelje t\u00eb k\u00ebtij ligji. Autoriteti konsultohet me autoritetin e huaj rregullator t\u00eb vendit t\u00eb origjin\u00ebs p\u00ebrpara heqjes s\u00eb autorizimit t\u00eb k\u00ebsaj shoq\u00ebrie administruese.<\/p>\n\n\n\n

SEKSIONI V<\/p>\n\n\n\n

ORGANIZIMI I SHOQ\u00cbRIS\u00cb ADMINISTRUESE<\/h3>\n\n\n\n

Neni 22<\/p>\n\n\n\n

P\u00ebrgjegj\u00ebsia e shoq\u00ebris\u00eb administruese<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese e fondeve t\u00eb pensionit privat n\u00eb p\u00ebrputhje me k\u00ebrkesat e k\u00ebtij ligji dhe rregulloreve t\u00eb miratuara nga Autoriteti duhet:<\/p>\n\n\n\n

a) t\u00eb jet\u00eb n\u00eb gjendje t\u00eb p\u00ebrmbush\u00eb detyrimet n\u00eb m\u00ebnyr\u00ebn e duhur dhe n\u00eb koh\u00eb sipas parimit t\u00eb likuiditetit dhe parimit t\u00eb aft\u00ebsis\u00eb paguese;<\/p>\n\n\n\n

b) t\u00eb administroj\u00eb fondet n\u00eb m\u00ebnyr\u00eb t\u00eb till\u00eb q\u00eb secili fond t\u00eb jet\u00eb n\u00eb gjendje t\u00eb p\u00ebrmbush\u00eb detyrimet e tij n\u00eb m\u00ebnyr\u00ebn e duhur, n\u00eb koh\u00ebn e duhur, sipas parimit t\u00eb likuiditetit dhe parimit t\u00eb aft\u00ebsis\u00eb paguese;<\/p>\n\n\n\n

c) t\u00eb administroj\u00eb fondin n\u00eb p\u00ebrputhje me strategjin\u00eb e investimeve dhe rrezikun e p\u00ebrcaktuar p\u00ebr secilin fond q\u00eb administron;<\/p>\n\n\n\n

\u00e7) t\u00eb p\u00ebrmbush\u00eb n\u00eb koh\u00eb, drejt dhe me efikasitet t\u00eb gjitha t\u00eb drejtat dhe detyrimet e parashikuara nga ky ligj dhe nga prospekti i fondit;<\/p>\n\n\n\n

d) t\u00eb siguroj\u00eb sisteme dhe mekanizma mbik\u00ebqyr\u00ebs, q\u00eb garantojn\u00eb se shoq\u00ebria administruese vepron n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj dhe prospektin e fondit dhe q\u00eb mund\u00ebsojn\u00eb monitorimin e t\u00eb gjitha vendimeve, urdhrave dhe transaksioneve me aktivet e fondit;<\/p>\n\n\n\n

dh) t\u00eb siguroj\u00eb q\u00eb materialet me p\u00ebrmbajtje promovuese, botimet dhe raportet p\u00ebr an\u00ebtar\u00ebt e fondit, pavar\u00ebsisht n\u00ebse u dor\u00ebzohen atyre ose publikohen n\u00eb shtyp apo n\u00eb media elektronike, jan\u00eb t\u00eb qarta, t\u00eb sakta, nuk \u00e7ojn\u00eb n\u00eb p\u00ebrfundime t\u00eb gabuara dhe jan\u00eb n\u00eb p\u00ebrputhje me k\u00ebrkesat e Autoritetit;<\/p>\n\n\n\n

e) t\u00eb administroj\u00eb aktivet e fondit n\u00eb emrin dhe p\u00ebr llogari t\u00eb fondit, duke i mbajtur ato vet\u00ebm te depozitari i licencuar, sipas k\u00ebtij ligji dhe rregulloreve p\u00ebrkat\u00ebse;<\/p>\n\n\n\n

\u00eb) t\u00eb d\u00ebrgoj\u00eb te depozitari kopjet e t\u00eb gjitha dokumenteve origjinale ose dokumentacionit me n\u00ebnshkrim elektronik dhe\/ose vul\u00eb elektronike, sipas legjislacionit n\u00eb fuqi p\u00ebr n\u00ebnshkrimin elektronik, identifikimin elektronik dhe sh\u00ebrbimet e besuara, q\u00eb lidhen me transaksionet e aktiveve t\u00eb fondeve dhe q\u00eb jan\u00eb t\u00eb r\u00ebnd\u00ebsishme p\u00ebr kryerjen e detyrave t\u00eb depozitarit, sipas k\u00ebtij ligji dhe rregulloreve p\u00ebrkat\u00ebse, menj\u00ebher\u00eb pas p\u00ebrpilimit t\u00eb tyre ose marrjes s\u00eb tyre;<\/p>\n\n\n\n

f) t\u00eb publikoj\u00eb informacion p\u00ebr shoq\u00ebrin\u00eb administruese dhe fondet q\u00eb administron n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj, rregulloret e miratuara n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji dhe rregullat e tjera t\u00eb fondit;<\/p>\n\n\n\n

g) t\u00eb depozitoj\u00eb raporte t\u00eb rregullta n\u00eb Autoritet dhe t\u00eb veproj\u00eb me mir\u00ebbesim dhe ndershm\u00ebri n\u00eb marr\u00ebdh\u00ebniet me Autoritetin;<\/p>\n\n\n\n

gj) t\u00eb hartoj\u00eb, t\u00eb mbaj\u00eb dhe t\u00eb v\u00ebr\u00eb n\u00eb dispozicion t\u00eb Autoritetit t\u00eb gjitha t\u00eb dh\u00ebnat\/informacionet e p\u00ebrcaktuara n\u00eb rregulloret Autoritetit, n\u00eb m\u00ebnyr\u00eb t\u00eb plot\u00eb, t\u00eb sakt\u00eb dhe n\u00eb koh\u00ebn e p\u00ebrcaktuar nga Autoriteti;<\/p>\n\n\n\n

h) t\u00eb mund\u00ebsoj\u00eb inspektimin nga ana e Autoritetit sa her\u00eb q\u00eb k\u00ebrkohet dhe n\u00eb koh\u00ebn e duhur, p\u00ebrfshir\u00eb intervistat me persona q\u00eb kryejn\u00eb veprimtari ky\u00e7e n\u00eb shoq\u00ebrin\u00eb administruese;<\/p>\n\n\n\n

i) t\u00eb siguroj\u00eb p\u00ebrputhshm\u00ebrin\u00eb me p\u00ebrcaktimet e k\u00ebtij ligji e t\u00eb mos lidh\u00eb asnj\u00eb kontrat\u00eb, q\u00ebllimi i s\u00eb cil\u00ebs \u00ebsht\u00eb zvog\u00eblimi ose ndryshimi i p\u00ebrgjegj\u00ebsis\u00eb s\u00eb shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

j) t\u00eb urdh\u00ebroj\u00eb depozitarin p\u00ebr kryerjen e veprimeve n\u00eb lidhje me aktivet e fondit t\u00eb pensionit;<\/p>\n\n\n\n

k) t\u00eb siguroj\u00eb vler\u00ebsim t\u00eb drejt\u00eb t\u00eb vler\u00ebs s\u00eb aktiveve dhe aktiveve t\u00eb fondit, si dhe t\u00eb p\u00ebrcaktoj\u00eb sakt\u00eb dhe n\u00eb baza ditore \u00e7mimin e kuot\u00ebs;<\/p>\n\n\n\n

l) t\u00eb siguroj\u00eb p\u00ebrputhjen me k\u00ebrkesat e tjera t\u00eb parashikuara nga ky ligj dhe rregulloret e miratuara n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 23<\/p>\n\n\n\n

Konflikti i interesit dhe konfidencialiteti n\u00eb shoq\u00ebrin\u00eb administruese<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese e fondeve t\u00eb pensionit, duke marr\u00eb parasysh llojin, fush\u00ebn dhe kompleksitetin e veprimtaris\u00eb s\u00eb saj, parandalon konfliktin e interesit q\u00eb mund t\u00eb lind\u00eb n\u00eb lidhje me veprimtarin\u00eb e saj tregtare.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese e fondit t\u00eb pensionit nd\u00ebrmerr t\u00eb gjith\u00eb hapat e nevojsh\u00ebm p\u00ebr t\u00eb identifikuar dhe monitoruar konfliktin e interesit, q\u00eb mund t\u00eb lind\u00eb n\u00eb lidhje me administrimin e fondeve t\u00eb pensionit. Kjo p\u00ebrfshin konfliktin e interesit nd\u00ebrmjet:<\/p>\n\n\n\n

a) shoq\u00ebris\u00eb administruese, p\u00ebrfshir\u00eb punonj\u00ebsit, drejtuesit e saj, personat me t\u00eb cil\u00ebt ka lidhje pron\u00ebsie ose nj\u00eb subjekt i lidhur i saj dhe \u00e7do fond pensioni n\u00ebn administrim t\u00eb shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

b) fondeve t\u00eb pensionit ose an\u00ebtar\u00ebve t\u00eb fondeve dhe nj\u00eb klienti tjet\u00ebr t\u00eb shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

c) fondeve t\u00eb pensionit ose an\u00ebtar\u00ebve t\u00eb fondeve dhe vet\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese e fondeve duhet t\u00eb ket\u00eb ndarje organizative, n\u00eb m\u00ebnyr\u00eb t\u00eb till\u00eb q\u00eb t\u00eb ndaloj\u00eb ose t\u00eb minimizoj\u00eb rrezikun e konfliktit t\u00eb interesit.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese nuk duhet t\u00eb investoj\u00eb aktivet e fondit t\u00eb pensionit n\u00eb tituj ose instrumente t\u00eb tregut t\u00eb paras\u00eb t\u00eb emetuara nga:<\/p>\n\n\n\n

i. shoq\u00ebria administruese ose \u00e7do aksionar i shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

ii. depozitari i fondit t\u00eb pensionit;<\/p>\n\n\n\n

iii. \u00e7do person, pal\u00eb e lidhur me entitetet e radhitura n\u00eb n\u00ebnndarjet \u201ci\u201d dhe \u201cii\u201d t\u00eb k\u00ebsaj pike.<\/p>\n\n\n\n

5. Kur hapat e nd\u00ebrmarr\u00eb p\u00ebr ndalimin ose minimizimin e konfliktit t\u00eb interesit nuk jan\u00eb t\u00eb mjaftuesh\u00ebm p\u00ebr t\u00eb mbrojtur interesat e an\u00ebtar\u00ebve, shoq\u00ebria administruese informon an\u00ebtar\u00ebt p\u00ebr konfliktin e mundsh\u00ebm t\u00eb interesit p\u00ebrpara kryerjes s\u00eb \u00e7do veprimtarie tregtare p\u00ebr llogari t\u00eb an\u00ebtar\u00ebve.<\/p>\n\n\n\n

6. Personat ky\u00e7 ose personeli ky\u00e7 i shoq\u00ebris\u00eb administruese, t\u00eb cil\u00ebt kan\u00eb konflikt interesi lidhur me transaksionet e kryera nga shoq\u00ebria administruese, informojn\u00eb me shkrim p\u00ebr konfliktin e interesit auditin e brendsh\u00ebm p\u00ebrpara se t\u00eb marrin pjes\u00eb n\u00eb \u00e7do lloj vendimi dhe n\u00eb \u00e7far\u00ebdolloj mbledhjeje ku lind ky konflikt interesi. Personat ky\u00e7 ose personeli ky\u00e7, t\u00eb cil\u00ebt nuk p\u00ebrmbushin k\u00ebrkes\u00ebn e k\u00ebsaj pike, nuk lejohen p\u00ebr pes\u00eb vjet, duke filluar nga data e shkeljes s\u00eb k\u00ebtij detyrimi, t\u00eb zgjidhen apo t\u00eb em\u00ebrohen si persona ky\u00e7 ose si personel ky\u00e7 n\u00eb asnj\u00eb institucion q\u00eb mbik\u00ebqyret nga Autoriteti.<\/p>\n\n\n\n

7. Shoq\u00ebria administruese e fondeve lidhur me \u00e7do fond pensioni q\u00eb administron nuk kryen asnj\u00eb transaksion me persona me t\u00eb cil\u00ebt ka lidhje pron\u00ebsie ose me t\u00eb cil\u00ebt \u00ebsht\u00eb subjekt i lidhur dhe q\u00eb rezulton n\u00eb p\u00ebrfitime t\u00eb padeklaruara p\u00ebr secil\u00ebn nga t\u00eb dyja pal\u00ebt ose kur p\u00ebrfitimet q\u00eb rrjedhin nga transaksioni nuk do t\u00eb kishin lindur n\u00ebse transaksioni do t\u00eb ishte kryer me kushte normale tregu n\u00eb momentin e transaksionit.<\/p>\n\n\n\n

8. Personat ky\u00e7, personeli ky\u00e7 dhe punonj\u00ebsit e shoq\u00ebris\u00eb administruese t\u00eb fondeve t\u00eb pensionit trajtojn\u00eb si konfidencial dhe n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi p\u00ebr mbrojtjen e t\u00eb dh\u00ebnave personale \u00e7do informacion p\u00ebr an\u00ebtar\u00ebt p\u00ebr t\u00eb cilin mund t\u00eb marrin dijeni p\u00ebr shkak t\u00eb detyr\u00ebs, me p\u00ebrjashtim t\u00eb rasteve kur parashikohet ndryshe me akte ligjore dhe n\u00ebnligjore. Detyrimi p\u00ebr ruajtjen e konfidencialitetit zbatohet edhe p\u00ebr personat q\u00eb kryejn\u00eb detyra n\u00eb em\u00ebr t\u00eb shoq\u00ebris\u00eb administruese t\u00eb fondeve, p\u00ebrfshir\u00eb subjektet t\u00eb cilave u \u00ebsht\u00eb deleguar n\u00eb zbatim t\u00eb nenit 34 t\u00eb k\u00ebtij ligji, si dhe punonj\u00ebsve t\u00eb tyre.<\/p>\n\n\n\n

Neni 24<\/p>\n\n\n\n

Monitorimi i p\u00ebrputhshm\u00ebris\u00eb me rregulloret p\u00ebrkat\u00ebse<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese harton dhe zbaton politikat e monitorimit t\u00eb p\u00ebrputhshm\u00ebris\u00eb, me q\u00ebllim identifikimin e \u00e7do rreziku t\u00eb mosrespektimit t\u00eb k\u00ebtij ligji dhe akteve n\u00ebnligjore t\u00eb miratuara n\u00eb zbatim t\u00eb tij.<\/p>\n\n\n\n

2. Politika e monitorimit t\u00eb p\u00ebrputhshm\u00ebris\u00eb parashikon parimet baz\u00eb p\u00ebr monitorimin e veprimtaris\u00eb s\u00eb shoq\u00ebris\u00eb administruese n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj dhe rregulloret e miratuara n\u00eb zbatim t\u00eb tij apo akte t\u00eb tjera ligjore, si dhe p\u00ebr t\u00eb siguruar q\u00eb sjellja e personave ky\u00e7 t\u00eb shoq\u00ebris\u00eb apo personave t\u00eb tjer\u00eb me p\u00ebrgjegj\u00ebsi \u00ebsht\u00eb n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj, rregulloret e miratuara n\u00eb zbatim t\u00eb k\u00ebtij ligji apo akte t\u00eb tjera t\u00eb brendshme t\u00eb shoq\u00ebris\u00eb.<\/p>\n\n\n\n

Neni 25<\/p>\n\n\n\n

Auditi i brendsh\u00ebm<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese duhet t\u00eb ket\u00eb nj\u00ebsin\u00eb e auditit t\u00eb brendsh\u00ebm, me madh\u00ebsi dhe kapacitet t\u00eb p\u00ebrshtatsh\u00ebm p\u00ebr veprimtarin\u00eb q\u00eb ajo kryen.<\/p>\n\n\n\n

2. Nj\u00ebsia e auditit t\u00eb brendsh\u00ebm raporton drejtp\u00ebrdrejt te k\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs.<\/p>\n\n\n\n

3. Nj\u00ebsia e auditit t\u00eb brendsh\u00ebm t\u0451 shoq\u00ebris\u00eb administruese zbaton metodologjin\u00eb me baz\u00eb rreziku p\u00ebr kryerjen e detyrave t\u00eb m\u00ebposhtme:<\/p>\n\n\n\n

a) p\u00ebr t\u00eb kontrolluar n\u00ebse shoq\u00ebria administruese \u00ebsht\u00eb e organizuar n\u00eb m\u00ebnyr\u00eb t\u00eb till\u00eb q\u00eb t\u00eb nxis\u00eb administrimin efektiv dhe t\u00eb kujdessh\u00ebm t\u00eb veprimtaris\u00eb tregtare, si dhe monitoron k\u00ebshillin e administrimit\/mbik\u00ebqyr\u00ebs p\u00ebr p\u00ebrmbushjen e detyrave t\u00eb administrimit;<\/p>\n\n\n\n

b) p\u00ebr t\u00eb monitoruar zbatimin e vendimeve t\u00eb k\u00ebshillit administrues\/mbik\u00ebqyr\u00ebs, si dhe nivelin e lart\u00eb drejtues p\u00ebr p\u00ebrmbushjen e detyrave administruese dhe p\u00ebrgjegj\u00ebse p\u00ebr pozicionin e tyre;<\/p>\n\n\n\n

c) p\u00ebr t\u00eb garantuar q\u00eb t\u00eb gjith\u00eb punonj\u00ebsit jan\u00eb t\u00eb trajnuar si\u00e7 duhet, kuptojn\u00eb rolet dhe p\u00ebrgjegj\u00ebsit\u00eb, si dhe q\u00eb i gjith\u00eb personeli operativ zbaton rregullat dhe procedurat q\u00eb kan\u00eb t\u00eb b\u00ebjn\u00eb me pozicionet e tyre t\u00eb ve\u00e7anta;<\/p>\n\n\n\n

\u00e7) p\u00ebr identifikimin e pikave t\u00eb dob\u00ebta t\u00eb sistemeve dhe masave kontrolluese, q\u00eb mund t\u00eb \u00e7ojn\u00eb n\u00eb humbje ose n\u00eb mosp\u00ebrputhshm\u00ebri;<\/p>\n\n\n\n

d) p\u00ebr kontrollin dhe zbatimin e parimeve t\u00eb qeverisjes s\u00eb shoq\u00ebris\u00eb administruese, k\u00ebshillimin e personave ky\u00e7 p\u00ebr p\u00ebrcaktimin e politikave dhe strategjive, p\u00ebr respektimin e k\u00ebtyre parimeve, si dhe kontrollon \u00e7do vit zbatimin e k\u00ebtyre politikave dhe strategjive;<\/p>\n\n\n\n

dh) p\u00ebr t\u00eb garantuar q\u00eb funksioni i kontabilitetit i shoq\u00ebris\u00eb administruese ofron informacione t\u00eb sakta dhe n\u00eb koh\u00ebn e duhur lidhur me mjaftueshm\u00ebrin\u00eb e kapitalit dhe me rentabilitetin;<\/p>\n\n\n\n

e) p\u00ebr t\u00eb garantuar q\u00eb sistemet, t\u00eb cilat kan\u00eb t\u00eb b\u00ebjn\u00eb me vler\u00ebsimin, caktimin e \u00e7mimit dhe komunikimin me depozitarin, funksionojn\u00eb si\u00e7 duhet dhe nuk kan\u00eb gabime;<\/p>\n\n\n\n

 \u00eb) p\u00ebr t\u00eb garantuar mjaftueshm\u00ebrin\u00eb e kontrollit financiar dhe respektimin e kufizimeve t\u00eb miratuara t\u00eb p\u00ebrgjegj\u00ebsis\u00eb p\u00ebr kryerjen e shpenzimeve;<\/p>\n\n\n\n

f) p\u00ebr t\u00eb identifikuar dhe hetuar rastet e mundshme t\u00eb vjedhjes, mashtrimit ose shkeljeve n\u00eb detyr\u00eb nga ana e personelit;<\/p>\n\n\n\n

g) p\u00ebr t\u2019u rekomanduar dhe dh\u00ebn\u00eb informacionin e nevojsh\u00ebm personave ky\u00e7 dhe personelit ky\u00e7 p\u00ebr p\u00ebrmir\u00ebsimin ose rishikimin e objektivave, strategjis\u00eb, planeve t\u00eb biznesit, p\u00ebrfshir\u00eb mbrojtjen e t\u00eb dh\u00ebnave dhe politikave kryesore, q\u00eb rregullojn\u00eb veprimtarin\u00eb e subjektit.<\/p>\n\n\n\n

Neni 26<\/p>\n\n\n\n

Administrimi i rrezikut<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese krijon nj\u00eb sistem gjith\u00ebp\u00ebrfshir\u00ebs, efektiv dhe t\u00eb pavarur t\u00eb administrimit t\u00eb rrezikut n\u00eb p\u00ebrputhje me madh\u00ebsin\u00eb, natyr\u00ebn, shkall\u00ebn dhe kompleksitetin e veprimtaris\u00eb s\u00eb saj, i cili p\u00ebrfshin gjithashtu administrimin e rrezikut t\u00eb pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit. Sistemi i administrimit t\u00eb rrezikut duhet t\u00eb p\u00ebrfshij\u00eb:<\/p>\n\n\n\n

a) politik\u00ebn dhe procedurat e administrimit t\u00eb rrezikut;<\/p>\n\n\n\n

b) teknikat e matjes s\u00eb rrezikut;<\/p>\n\n\n\n

c) monitorimin dhe raportimin e rrezikut.<\/p>\n\n\n\n

2. Sistemi i administrimit t\u00eb rrezikut duhet t\u00eb jet\u00eb efektiv dhe i mirintegruar n\u00eb struktur\u00ebn organizative dhe n\u00eb proceset vendimmarr\u00ebse t\u00eb shoq\u00ebris\u00eb administruese. Sistemi i administrimit t\u00eb rrezikut merr n\u00eb konsiderat\u00eb rrezikun nga perspektiva e an\u00ebtar\u00ebve dhe p\u00ebrfituesve.<\/p>\n\n\n\n

3. Sistemi i administrimit t\u00eb rrezikut mbulon rrezikun e lidhur me shoq\u00ebrin\u00eb administruese, fondin e pensionit, si dhe p\u00ebr pal\u00ebt e treta te t\u00eb cilat jan\u00eb deleguar funksionet dhe detyrat n\u00eb p\u00ebrputhje me nenin 34 t\u00eb k\u00ebtij ligji, duke marr\u00eb parasysh t\u00eb pakt\u00ebn sa m\u00eb posht\u00eb:<\/p>\n\n\n\n

a) administrimin e aktiveve dhe pasiveve;<\/p>\n\n\n\n

b) investimet, ve\u00e7an\u00ebrisht n\u00eb derivativ\u00eb, tituj dhe instrumente t\u00eb ngjashme;<\/p>\n\n\n\n

c) rrezikun e likuiditetit dhe t\u00eb p\u00ebrqendrimit;<\/p>\n\n\n\n

\u00e7) rrezikun operacional;<\/p>\n\n\n\n

d) sigurimi dhe teknikat e tjera t\u00eb zbutjes s\u00eb rrezikut;<\/p>\n\n\n\n

 dh) rrezikun mjedisor, social dhe t\u00eb qeverisjes, q\u00eb lidhen me portofolin e investimeve t\u00eb fondeve me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb qoft\u00eb se k\u00ebto rreziqe merren n\u00eb konsiderat\u00eb;<\/p>\n\n\n\n

e) rrezikun e mbartur nga an\u00ebtar\u00ebt dhe p\u00ebrfituesit.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese krijon, zbaton, dokumenton dhe p\u00ebrdit\u00ebson rregullisht politik\u00ebn efektive dhe gjith\u00ebp\u00ebrfshir\u00ebse t\u00eb administrimit t\u00eb rrezikut, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb identifikoj\u00eb rrezikun, q\u00eb lidhet me operacionet e shoq\u00ebris\u00eb administruese dhe funksionimin e fondeve n\u00ebn administrim.<\/p>\n\n\n\n

5. N\u00eb procesin e administrimit t\u00eb rrezikut, shoq\u00ebria administruese p\u00ebrcakton profilin e rrezikut t\u00eb fondeve q\u00eb administron, kombinimin e rrezikut individual n\u00eb raport me profilin e p\u00ebrgjithsh\u00ebm t\u00eb rrezikut t\u00eb nj\u00eb fondi, me q\u00ebllim p\u00ebrcaktimin e nivelit t\u00eb pranuesh\u00ebm t\u00eb rrezikut.<\/p>\n\n\n\n

6. Shoq\u00ebria administruese, n\u00eb baz\u00eb t\u00eb politik\u00ebs s\u00eb administrimit t\u00eb rrezikut dhe p\u00ebrcaktimit t\u00eb nivelit t\u00eb pranuesh\u00ebm t\u00eb rrezikut, duhet t\u00eb miratoj\u00eb teknikat e matjes s\u00eb rrezikut dhe masat e administrimit t\u00eb rrezikut, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb identifikoj\u00eb, mas\u00eb, administroj\u00eb dhe monitoroj\u00eb t\u00eb gjitha rreziqet ndaj t\u00eb cilave ekspozohen fondet.<\/p>\n\n\n\n

7. Shoq\u00ebria administruese \u00ebsht\u00eb e detyruar t\u00eb monitoroj\u00eb, t\u00eb vler\u00ebsoj\u00eb, t\u00eb rishikoj\u00eb dhe t\u00eb p\u00ebrdit\u00ebsoj\u00eb mjaftueshm\u00ebrin\u00eb, gjith\u00ebp\u00ebrfshirjen dhe efektivitetin e politik\u00ebs dhe procedurave t\u00eb administrimit t\u00eb rrezikut dhe teknikave t\u00eb matjes s\u00eb rrezikut dhe p\u00ebrshtatshm\u00ebrin\u00eb, si dhe efektivitetin e masave t\u00eb parashikuara, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb eliminohen mang\u00ebsit\u00eb e mundshme n\u00eb strategjit\u00eb, politikat dhe procedurat e administrimit t\u00eb rrezikut.<\/p>\n\n\n\n

8. Sistemi i administrimit t\u00eb rrezikut miratohet nga k\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs i shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

9. Politika e administrimit t\u00eb rrezikut depozitohet n\u00eb Autoritet. N\u00eb rast t\u00eb ndryshimeve t\u00eb r\u00ebnd\u00ebsishme n\u00eb ekspozimin ndaj rrezikut, shoq\u00ebria administruese vler\u00ebson p\u00ebrshtatshm\u00ebrin\u00eb dhe efektivitetin e politik\u00ebs s\u00eb administrimit t\u00eb rrezikut t\u00eb shoq\u00ebris\u00eb dhe fondeve t\u00eb pensionit. Politika e administrimit t\u00eb rrezikut e rishikuar depozitohet n\u00eb Autoritet.<\/p>\n\n\n\n

10. Shoq\u00ebria administruese duhet t\u00eb p\u00ebrdor\u00eb procedura t\u00eb ve\u00e7anta, me q\u00ebllim vler\u00ebsimin n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrshtatshme dhe t\u00eb pavarur t\u00eb vler\u00ebs s\u00eb derivativeve t\u00eb p\u00ebrdorura.<\/p>\n\n\n\n

11. K\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs i shoq\u00ebris\u00eb administruese dhe personat ky\u00e7 jan\u00eb p\u00ebrgjegj\u00ebs p\u00ebr procesin e administrimit t\u00eb rrezikut.<\/p>\n\n\n\n

Neni 27<\/p>\n\n\n\n

P\u00ebrgjegj\u00ebsit\u00eb e struktur\u00ebs s\u00eb administrimit t\u00eb rrezikut<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese e fondeve ve\u00e7on funksionin e administrimit t\u00eb rrezikut nga nj\u00ebsit\u00eb operacionale, p\u00ebrfshir\u00eb funksionet e administrimit t\u00eb portofolave, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb garantoj\u00eb se masat specifike mbrojt\u00ebse kund\u00ebr konfliktit t\u00eb interesit mund\u00ebsojn\u00eb kryerjen e pavarur t\u00eb veprimtarive t\u00eb administrimit t\u00eb rreziqeve dhe se procesi i administrimit t\u00eb rreziqeve t\u00eb jet\u00eb efektiv n\u00eb vazhdim\u00ebsi.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese e fondeve t\u00eb pensionit privat krijon sisteme t\u00eb administrimit t\u00eb rreziqeve, t\u00eb cilat identifikojn\u00eb, matin, administrojn\u00eb dhe monitorojn\u00eb n\u00eb vazhdim\u00ebsi t\u00eb gjitha rreziqet e lidhura me objektivin dhe strategjin\u00eb e investimit ndaj t\u00eb cilave mund t\u00eb ekspozohet fondi i pensionit. Kjo p\u00ebrfshin procedura p\u00ebr analizimin e investimeve t\u00eb fondit t\u00eb pensionit n\u00eb p\u00ebrputhje me objektivin dhe strategjin\u00eb e investimit dhe profilin e rrezikut t\u00eb fondit n\u00eb fjal\u00eb.<\/p>\n\n\n\n

3. Sistemi i administrimit t\u00eb rrezikut zbatohet nga struktura e administrimit t\u00eb rrezikut.<\/p>\n\n\n\n

4. Struktura e administrimit t\u00eb rrezikut raporton rregullisht te k\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs i shoq\u00ebris\u00eb administruese rreziqet n\u00eb nivel individual dhe t\u00eb bashkuar ndaj t\u00eb cilave ekspozohen ose mund t\u00eb ekspozohen fondet e pensionit dhe vet\u00eb shoq\u00ebria administruese, si dhe nd\u00ebrvar\u00ebsit\u00eb ndaj k\u00ebtyre rreziqeve.<\/p>\n\n\n\n

5. Struktura e administrimit t\u00eb rrezikut \u00ebsht\u00eb p\u00ebrgjegj\u00ebse:<\/p>\n\n\n\n

a) p\u00ebr t\u00eb rekomanduar te k\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs miratimin e sistemit t\u00eb administrimit t\u00eb rrezikut p\u00ebr \u00e7do fond pensioni, q\u00eb p\u00ebrfshin p\u00ebrcaktimin dhe monitorimin e politikave t\u00eb miratuara, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb gjitha rreziqet kryesore t\u00eb identifikohen, maten, monitorohen dhe kontrollohen n\u00eb m\u00ebnyr\u00eb t\u00eb vazhdueshme;<\/p>\n\n\n\n

b) p\u00ebr monitorimin e rreziqeve ndaj t\u00eb cilave \u00ebsht\u00eb e ekspozuar shoq\u00ebria dhe fondet, p\u00ebrfshir\u00eb rrezikun e tregut, rrezikun e kreditit, rrezikun operacional, rrezikun e agjencis\u00eb, rrezikun ligjor dhe reputacional dhe rrezikun n\u00eb lidhje me veprimet q\u00eb bien n\u00eb kund\u00ebrshtim me interesat e pjes\u00ebmarr\u00ebsve dhe t\u00eb aksionar\u00ebve;<\/p>\n\n\n\n

c) p\u00ebr mbik\u00ebqyrjen e veprimeve t\u00eb shoq\u00ebris\u00eb administruese dhe administrimin nga ana e saj t\u00eb fondit t\u00eb pensionit duke dh\u00ebn\u00eb udh\u00ebzime t\u00eb p\u00ebrditshme p\u00ebr t\u00eb siguruar se shoq\u00ebria administruese vepron brenda limiteve t\u00eb rreziqeve t\u00eb vendosura nga k\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs dhe t\u00eb shprehura n\u00eb kontrat\u00ebn e fondit t\u00eb pensionit dhe n\u00eb prospekt;<\/p>\n\n\n\n

 \u00e7) p\u00ebr paraqitjen e raporteve t\u00eb rregullta te k\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs mbi nivelet e ekspozimit ndaj rrezikut t\u00eb shoq\u00ebris\u00eb administruese dhe secilit fond pensioni n\u00ebn administrim, si dhe \u00e7do shkelje aktuale dhe t\u00eb parashikueshme t\u00eb kufijve t\u00eb rrezikut p\u00ebr t\u00eb siguruar marrjen e masave t\u00eb p\u00ebrshtatshme n\u00eb koh\u00eb;<\/p>\n\n\n\n

d) p\u00ebr vler\u00ebsimin dhe, kur \u00ebsht\u00eb e zbatueshme, marrjen pjes\u00eb n\u00eb procedur\u00ebn e vler\u00ebsimit t\u00eb derivativeve sipas pik\u00ebs 10 t\u00eb nenit 26.<\/p>\n\n\n\n

6. Shoq\u00ebria administruese e fondeve t\u00eb pensionit rishikon rregullisht sistemin e administrimit t\u00eb rrezikut, por jo m\u00eb pak se nj\u00eb her\u00eb n\u00eb 3 vjet dhe pas \u00e7do ngjarjeje t\u00eb pazakont\u00eb, q\u00eb mund t\u00eb shkaktoj\u00eb kriza t\u00eb mundshme n\u00eb tregun financiar.<\/p>\n\n\n\n

Neni 28<\/p>\n\n\n\n

Vet\u00ebvler\u00ebsimi i rrezikut<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese kryen dhe dokumenton vler\u00ebsimin e saj t\u00eb rrezikut n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrshtatshme me madh\u00ebsin\u00eb e saj, struktur\u00ebn e brendshme organizative, si dhe madh\u00ebsin\u00eb, natyr\u00ebn, shkall\u00ebn dhe kompleksitetin e aktiviteteve t\u00eb saj. Ky vler\u00ebsim merret parasysh gjat\u00eb vendimeve strategjike t\u00eb shoq\u00ebris\u00eb.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese duhet t\u00eb kryej\u00eb vet\u00ebvler\u00ebsimin e rrezikut t\u00eb pakt\u00ebn \u00e7do tre vjet ose menj\u00ebher\u00eb n\u00ebse ka ndryshim t\u00eb r\u00ebnd\u00ebsish\u00ebm n\u00eb profilin e rrezikut t\u00eb fondit\/fondeve t\u00eb pensionit.<\/p>\n\n\n\n

3. Vet\u00ebvler\u00ebsimi i rrezikut, sipas pikave 1 dhe 2 t\u00eb k\u00ebtij neni, do t\u00eb kryhet duke marr\u00eb n\u00eb konsiderat\u00eb:<\/p>\n\n\n\n

a) p\u00ebrshkrimin se si vet\u00ebvler\u00ebsimi i rrezikut \u00ebsht\u00eb integruar n\u00eb procesin e administrimit t\u00eb shoq\u00ebris\u00eb dhe procesin e vendimmarrjes;<\/p>\n\n\n\n

b) vler\u00ebsimin e efektivitetit t\u00eb sistemit t\u00eb administrimit t\u00eb rrezikut;<\/p>\n\n\n\n

c) vler\u00ebsimin e k\u00ebrkes\u00ebs p\u00ebr kapital t\u00eb shoq\u00ebris\u00eb administruese, p\u00ebrfshir\u00eb nj\u00eb p\u00ebrshkrim t\u00eb planit t\u00eb rim\u00ebk\u00ebmbjes;<\/p>\n\n\n\n

 \u00e7) vler\u00ebsimin e rreziqeve p\u00ebr an\u00ebtar\u00ebt e fondit dhe p\u00ebrfituesit e pensionit n\u00eb lidhje me pages\u00ebn e p\u00ebrfitimeve nga fondi i pensionit dhe efektivitetin e masave korrigjuese;<\/p>\n\n\n\n

d) vler\u00ebsimin cil\u00ebsor t\u00eb rrezikut operacional;<\/p>\n\n\n\n

dh) vler\u00ebsimin e rreziqeve t\u00eb lidhur me faktor\u00ebt ekologjik\u00eb, social\u00eb dhe t\u00eb qeverisjes, n\u00eb rast se shoq\u00ebria administruese i merr parasysh k\u00ebta faktor\u00eb n\u00eb procesin e vendimmarrjes s\u00eb investimeve;<\/p>\n\n\n\n

e) metodologjin\u00eb e zbatuar p\u00ebr identifikimin dhe vler\u00ebsimin e rrezikut ndaj t\u00eb cilit ajo \u00ebsht\u00eb e ekspozuar ose mund t\u00eb ekspozohet n\u00eb periudh\u00eb afatshkurt\u00ebr ose afatgjat\u00eb, q\u00eb mund t\u00eb ket\u00eb efekt n\u00eb aft\u00ebsin\u00eb e shoq\u00ebris\u00eb administruese p\u00ebr t\u00eb p\u00ebrmbushur detyrimet e saj.<\/p>\n\n\n\n

4. Metodologjia duhet t\u00eb jet\u00eb e p\u00ebrshtatshme n\u00eb lidhje me madh\u00ebsin\u00eb, natyr\u00ebn, shkall\u00ebn, fush\u00ebn dhe kompleksitetin e aktivitetit t\u00eb shoq\u00ebris\u00eb.<\/p>\n\n\n\n

Neni 29<\/p>\n\n\n\n

Politika e shp\u00ebrblimit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese harton dhe zbaton politika p\u00ebr shp\u00ebrblimin:<\/p>\n\n\n\n

a) e personave ky\u00e7;<\/p>\n\n\n\n

b) e personelit ky\u00e7;<\/p>\n\n\n\n

c) e personave t\u00eb tjer\u00eb, veprimtarit\u00eb e t\u00eb cil\u00ebve kan\u00eb nj\u00eb ndikim material n\u00eb profilin e rrezikut t\u00eb shoq\u00ebris\u00eb apo fondit t\u00eb pensionit.<\/p>\n\n\n\n

2. Politika e shp\u00ebrblimit duhet t\u00eb jet\u00eb e p\u00ebrshtatshme p\u00ebr madh\u00ebsin\u00eb dhe organizimin e brendsh\u00ebm t\u00eb shoq\u00ebris\u00eb administruese dhe madh\u00ebsin\u00eb, natyr\u00ebn, shkall\u00ebn dhe kompleksitetin e aktivitetit t\u00eb saj.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese zbaton parimet e m\u00ebposhtme:<\/p>\n\n\n\n

a) politika e shp\u00ebrblimit hartohet dhe zbatohet n\u00eb p\u00ebrputhje me aktivitetet, profilin e rrezikut, objektivat dhe interesin afatgjat\u00eb, stabilitetin financiar dhe performanc\u00ebn e fondit, me q\u00ebllim administrimin e sh\u00ebndosh\u00eb, t\u00eb kujdessh\u00ebm dhe efikas t\u00eb fondit;<\/p>\n\n\n\n

b) politika e shp\u00ebrblimit duhet t\u00eb jet\u00eb n\u00eb p\u00ebrputhje me interesat afatgjat\u00eb t\u00eb p\u00ebrfituesve;<\/p>\n\n\n\n

c) politika e shp\u00ebrblimit duhet t\u00eb p\u00ebrmbaj\u00eb masa p\u00ebr parandalimin e konfliktit t\u00eb interesit;<\/p>\n\n\n\n

\u00e7) politika e shp\u00ebrblimit duhet t\u00eb jet\u00eb n\u00eb p\u00ebrputhje me nj\u00eb administrim t\u00eb sh\u00ebndosh\u00eb dhe efektiv t\u00eb rrezikut dhe n\u00eb p\u00ebrputhje me profilin e rrezikut t\u00eb shoq\u00ebris\u00eb dhe rregulloret e fondeve.<\/p>\n\n\n\n

4. Parimet e p\u00ebrgjithshme p\u00ebr politik\u00ebn e shp\u00ebrblimit duhet t\u00eb rishikohen nga shoq\u00ebria administruese t\u00eb pakt\u00ebn \u00e7do tre vjet. Politika e shp\u00ebrblimit dhe mbik\u00ebqyrja e saj duhet t\u2019u n\u00ebnshtrohen rregullave t\u00eb qarta, transparente dhe efektive.<\/p>\n\n\n\n

Neni 30<\/p>\n\n\n\n

Dokumentimi dhe ruajtja e t\u00eb dh\u00ebnave<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese krijon procedura t\u00eb qarta dhe transparente p\u00ebr ruajtjen e t\u00eb dh\u00ebnave dhe dokumenteve n\u00eb lidhje me veprimtarin\u00eb e saj dhe fondeve n\u00ebn administrim.<\/p>\n\n\n\n

2. Procedura p\u00ebr ruajtjen e t\u00eb dh\u00ebnave dhe dokumenteve p\u00ebrfshin rregulla t\u00eb qarta, q\u00eb sigurojn\u00eb se \u00e7do transaksion t\u00eb mund t\u00eb gjurmohet dhe t\u00eb dokumentohet q\u00eb nga fillimi dhe dokumentacioni p\u00ebrkat\u00ebs t\u00eb v\u00ebrtetoj\u00eb se aktivet e \u00e7do fondi administrohen n\u00eb p\u00ebrputhje me dispozitat ligjore n\u00eb fuqi, si dhe garantojn\u00eb mbrojtje p\u00ebr t\u00eb dh\u00ebnat individuale t\u00eb an\u00ebtarit.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese \u00ebsht\u00eb e detyruar t\u00eb organizoj\u00eb veprimtarin\u00eb e saj dhe t\u00eb mbaj\u00eb dokumentet dhe t\u00eb dh\u00ebna t\u00eb p\u00ebrdit\u00ebsuara n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb mund\u00ebsoj\u00eb q\u00eb puna individuale e kryer p\u00ebr llogari t\u00eb saj ose p\u00ebr llogari t\u00eb nj\u00eb fondi t\u00eb kontrollohet n\u00eb \u00e7do koh\u00eb p\u00ebr t\u2019i mund\u00ebsuar Autoritetit mbik\u00ebqyrje efektive n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji dhe rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb tij.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese duhet t\u00eb mbaj\u00eb t\u00eb ndar\u00eb t\u00eb dh\u00ebnat dhe dokumentet p\u00ebr fondin e pensionit nga t\u00eb dh\u00ebnat dhe dokumentet p\u00ebr shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

5. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr humbje apo p\u00ebr pasakt\u00ebsi t\u00eb t\u00eb dh\u00ebnave dhe dokumenteve t\u00eb veprimtaris\u00eb s\u00eb saj apo t\u00eb fondeve n\u00ebn administrim. Ruajtja e dokumenteve b\u00ebhet n\u00eb m\u00ebnyr\u00eb t\u00eb till\u00eb q\u00eb, kur k\u00ebrkohet, t\u00eb mund t\u00eb riprodhohet n\u00eb form\u00eb t\u00eb lexueshme dhe t\u00eb qart\u00eb.<\/p>\n\n\n\n

Neni 31<\/p>\n\n\n\n

Trajtimi i ankesave nga shoq\u00ebria administruese<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese \u00ebsht\u00eb e detyruar t\u00eb krijoj\u00eb dhe t\u00eb zbatoj\u00eb procedurat e duhura p\u00ebr t\u00eb siguruar q\u00eb ankesat nga an\u00ebtar\u00ebt e fondeve t\u00eb pensionit privat, pun\u00ebdh\u00ebn\u00ebsit dhe sponsorit t\u00eb adresohen dhe t\u00eb trajtohen n\u00eb m\u00ebnyr\u00ebn e duhur. Procedura e trajtimit t\u00eb ankesave depozitohet n\u00eb Autoritet.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese ruan t\u00eb dh\u00ebnat dhe dokumentacionin p\u00ebr \u00e7do ankes\u00eb t\u00eb regjistruar, p\u00ebrfshir\u00eb masat e marra prej saj p\u00ebr zgjidhjen e ankes\u00ebs p\u00ebr t\u00eb pakt\u00ebn pes\u00eb vjet\u00ebt e fundit.<\/p>\n\n\n\n

Neni 32<\/p>\n\n\n\n

Mbajtja e llogarive financiare nga shoq\u00ebria administruese<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese zbaton k\u00ebrkesat e m\u00ebposhtme lidhur me kontabilitetin:<\/p>\n\n\n\n

a) mban libra dhe evidenca kontab\u00ebl t\u00eb sakta, t\u00eb plota dhe t\u00eb p\u00ebrdit\u00ebsuara p\u00ebr t\u00eb paraqitur qart\u00eb e n\u00eb m\u00ebnyr\u00eb korrekte veprimtarin\u00eb, p\u00ebr t\u00eb shpjeguar veprimtarit\u00eb, transaksionet dhe pozicionin financiar t\u00eb saj dhe p\u00ebr t\u2019i dh\u00ebn\u00eb mund\u00ebsi Autoritetit t\u00eb kontrolloj\u00eb n\u00ebse zbatohen k\u00ebrkesat e k\u00ebtij ligji;<\/p>\n\n\n\n

b) p\u00ebrgatit \u00e7do vit, p\u00ebr vitin financiar, pasqyrat financiare n\u00eb p\u00ebrputhje me SNRF-n\u00eb, p\u00ebrve\u00e7se kur p\u00ebrcaktohet ndryshe n\u00eb rregulloret e nxjerra nga Autoriteti;<\/p>\n\n\n\n

c) n\u00eb rastin e grupit shoq\u00ebria e kontrolluar p\u00ebrgatit dhe paraqet pasqyra financiare vjetore t\u00eb audituara individuale dhe t\u00eb konsoliduara.<\/p>\n\n\n\n

2. Pasqyrat financiare t\u00eb audituara t\u00eb shoq\u00ebris\u00eb administruese i dor\u00ebzohen Autoritetit brenda 4 muajve pas p\u00ebrfundimit t\u00eb vitit financiar.<\/p>\n\n\n\n

Neni 33<\/p>\n\n\n\n

Em\u00ebrimi i audituesit t\u00eb jasht\u00ebm<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese em\u00ebron si auditues t\u00eb jasht\u00ebm vet\u00ebm personat juridik\u00eb sipas parashikimeve t\u00eb legjislacionit n\u00eb fuqi p\u00ebr auditimin ligjor, organizimin e profesionit t\u00eb audituesit ligjor dhe t\u00eb kontabilistit t\u00eb miratuar.<\/p>\n\n\n\n

2. Audituesi ligjor em\u00ebrohet nga shoq\u00ebria administruese e fondeve t\u00eb pensionit me miratim t\u00eb Autoritetit. Audituesi i jasht\u00ebm nuk mund t\u00eb veproj\u00eb si auditues i s\u00eb nj\u00ebjt\u00ebs shoq\u00ebri administruese dhe fondeve q\u00eb administrohen prej saj p\u00ebr nj\u00eb periudh\u00eb kohore prej m\u00eb shum\u00eb se 4 vjet radhazi.<\/p>\n\n\n\n

3. Brenda tre muajve nga data e licencimit, n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj, shoq\u00ebria administruese duhet t\u00eb em\u00ebroj\u00eb nj\u00eb auditues t\u00eb jasht\u00ebm p\u00ebr t\u00eb audituar llogarit\u00eb e saj.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese nuk mund t\u00eb miratoj\u00eb si auditues ligjor t\u00eb saj nj\u00eb entitet, q\u00eb ka si persona ky\u00e7, administrator, aksionar ose punonj\u00ebs t\u00eb saj nj\u00eb person me interes financiar n\u00eb shoq\u00ebrin\u00eb administruese dhe n\u00eb nj\u00ebrin prej bizneseve t\u00eb saj. P\u00ebr q\u00ebllime t\u00eb k\u00ebtij neni, nuk vler\u00ebsohet interes financiar n\u00ebse personi \u00ebsht\u00eb an\u00ebtar n\u00eb fondin e pensionit.<\/p>\n\n\n\n

5. Shoq\u00ebria administruese duhet t\u00eb marr\u00eb miratimin e Autoritetit p\u00ebr \u00e7do ndryshim t\u00eb audituesit ligjor t\u00eb shoq\u00ebris\u00eb dhe t\u00eb fondeve q\u00eb administrohen prej saj. N\u00ebse em\u00ebrimi i audituesit t\u00eb jasht\u00ebm nd\u00ebrpritet p\u00ebr \u00e7far\u00ebdo arsye, audituesi i jasht\u00ebm duhet t\u2019i paraqes\u00eb Autoritetit nj\u00eb deklarat\u00eb ku t\u00eb shpjegoj\u00eb, sipas audituesit t\u00eb jasht\u00ebm, arsyen e nd\u00ebrprerjes s\u00eb detyr\u00ebs dhe ta informoj\u00eb me shkrim Autoritetin p\u00ebr \u00e7do \u00e7\u00ebshtje q\u00eb ka lidhje me shoq\u00ebrin\u00eb administruese, p\u00ebr t\u00eb cilat audituesi i jasht\u00ebm ka marr\u00eb dijeni gjat\u00eb kryerjes s\u00eb detyr\u00ebs dhe q\u00eb, sipas mendimit t\u00eb tij, mund t\u00eb d\u00ebmtoj\u00eb aft\u00ebsin\u00eb e t\u00eb licencuarit p\u00ebr t\u00eb vepruar n\u00eb p\u00ebrputhje me k\u00ebrkesat e k\u00ebtij ligji.<\/p>\n\n\n\n

6. Autoriteti, n\u00ebse nuk \u00ebsht\u00eb dakord me raportin e auditimit, mund t\u2019i k\u00ebrkoj\u00eb audituesit:<\/p>\n\n\n\n

a) informacione t\u00eb tjera shtes\u00eb;<\/p>\n\n\n\n

b) t\u00eb jap\u00eb shpjegime p\u00ebr raportin e auditimit;<\/p>\n\n\n\n

c) t\u00eb zgjeroj\u00eb objektin e auditimit apo t\u00eb kryej\u00eb procedura t\u00eb tjera, t\u00eb cilat nuk bien ndesh me legjislacionin n\u00eb fuqi.<\/p>\n\n\n\n

N\u00eb rast se Autoriteti nuk \u00ebsht\u00eb dakord edhe pas k\u00ebtyre hapave me raportin e auditimit, mund t\u00eb k\u00ebrkoj\u00eb kontrollin e cil\u00ebsis\u00eb s\u00eb auditimit t\u00eb realizuar sipas parashikimeve n\u00eb legjislacionin n\u00eb fuqi p\u00ebr auditimin ligjor, organizimin e profesionit t\u00eb audituesit ligjor dhe t\u00eb kontabilistit t\u00eb miratuar.<\/p>\n\n\n\n

7. Autoriteti, n\u00ebse e gjykon t\u00eb nevojshme, mund t\u00eb refuzoj\u00eb raportin e auditimit dhe t\u2019i k\u00ebrkoj\u00eb kryerjen e nj\u00eb auditimi t\u00eb ri me shpenzimet e shoq\u00ebris\u00eb administruese audituesit t\u00eb jasht\u00ebm ose t\u00eb dyve.<\/p>\n\n\n\n

8. Audituesi i shoq\u00ebris\u00eb administruese nuk do t\u00eb konsiderohet se ka shkelur ndonj\u00eb dispozit\u00eb ligjore n\u00eb fuqi p\u00ebr shkak t\u00eb informimit t\u00eb Autoritetit n\u00eb mir\u00ebbesim, t\u00eb k\u00ebrkuar apo jo nga ky i fundit, p\u00ebr dh\u00ebnie t\u00eb informacioneve ose opinioneve p\u00ebr nj\u00eb \u00e7\u00ebshtje p\u00ebr t\u00eb cil\u00ebn audituesi vihet n\u00eb dijeni n\u00eb cil\u00ebsin\u00eb si auditues i shoq\u00ebris\u00eb administruese dhe t\u00eb cilat kan\u00eb lidhje me funksionet e Autoritetit, n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

9. N\u00ebse audituesi, t\u00eb cilit i k\u00ebrkohet dh\u00ebnia e informacionit, refuzon ose neglizhon t\u00eb jap\u00eb k\u00ebt\u00eb informacion ose jep informacione t\u00eb rreme ose keqorientuese, Autoriteti mund ta raportoj\u00eb audituesin te Bordi i Mbik\u00ebqyrjes Publike n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb dhe t\u00eb k\u00ebrkoj\u00eb marrjen e masave ndaj tij n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi p\u00ebr auditimin ligjor, organizimin e profesionit t\u00eb audituesit ligjor dhe t\u00eb kontabilistit t\u00eb miratuar.<\/p>\n\n\n\n

10. Shoq\u00ebria administruese nuk em\u00ebron si auditues nj\u00eb person ndaj t\u00eb cilit jan\u00eb marr\u00eb masa disiplinore nga Bordi i Mbik\u00ebqyrjes Publike sipas p\u00ebrcaktimeve t\u00eb legjislacionit n\u00eb fuqi p\u00ebr auditimin ligjor, organizimin e profesionit t\u00eb audituesit ligjor dhe t\u00eb kontabilistit t\u00eb miratuar p\u00ebr aq koh\u00eb sa kjo mas\u00eb \u00ebsht\u00eb n\u00eb fuqi.<\/p>\n\n\n\n

11. Autoriteti nxjerr rregullore p\u00ebr kriteret dhe k\u00ebrkesat p\u00ebr audituesin ligjor t\u00eb jasht\u00ebm t\u00eb shoq\u00ebrive administruese.<\/p>\n\n\n\n

Neni 34<\/p>\n\n\n\n

Delegimi i funksioneve<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese n\u00eb kuad\u00ebr t\u00eb veprimtaris\u00eb s\u00eb saj mund t\u00eb delegoj\u00eb nj\u00eb apo disa funksione te nj\u00eb pal\u00eb e tret\u00eb, me p\u00ebrjashtim t\u00eb rastit kur ky delegim v\u00ebshtir\u00ebson mbik\u00ebqyrjen e veprimtaris\u00eb s\u00eb deleguar ose t\u00eb gjith\u00eb veprimtaris\u00eb tregtare t\u00eb shoq\u00ebris\u00eb administruese t\u00eb fondeve apo pengon shoq\u00ebrin\u00eb administruese t\u00eb fondeve, q\u00eb t\u00eb veproj\u00eb n\u00eb interesin m\u00eb t\u00eb mir\u00eb t\u00eb an\u00ebtar\u00ebve t\u00eb fondeve q\u00eb administron.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese mund t\u00eb delegoj\u00eb te nj\u00eb pal\u00eb e tret\u00eb funksionet administrative t\u00eb p\u00ebrcaktuara n\u00eb nenin 8, pika 2, nga shkronja \u201ca\u201d deri n\u00eb shkronj\u00ebn \u201cf\u201d, p\u00ebrfshir\u00eb funksionin e parandalimit t\u00eb pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit, auditin e brendsh\u00ebm dhe teknologjin\u00eb e informacionit. Funksione t\u00eb tjera t\u00eb nj\u00eb r\u00ebnd\u00ebsie t\u00eb ve\u00e7ant\u00eb, si\u00e7 \u00ebsht\u00eb administrimi i aktiveve t\u00eb fondeve dhe administrimi i rrezikut t\u00eb parashikuara n\u00eb k\u00ebt\u00eb ligj nuk mund t\u00eb delegohen.<\/p>\n\n\n\n

3. Funksionet sipas pik\u00ebs 2 t\u00eb k\u00ebtij neni mund t\u00eb delegohen te pal\u00ebt e treta vet\u00ebm me miratimin e Autoritetit. Shoq\u00ebria administruese vazhdon t\u00eb jet\u00eb p\u00ebrgjegj\u00ebse p\u00ebr p\u00ebrmbushjen e funksionit t\u00eb deleguar, p\u00ebr mbar\u00ebvajtjen e funksioneve dhe p\u00ebr mbik\u00ebqyrjen e personave, t\u00eb cil\u00ebve u delegohen me kontrat\u00eb k\u00ebto funksione, p\u00ebrfshir\u00eb edhe p\u00ebrputhshm\u00ebrin\u00eb n\u00eb vazhdim\u00ebsi me k\u00ebrkesat e parashikuara n\u00eb shkronjat \u201cb\u201d, \u201cc\u201d dhe \u201c\u00e7\u201d t\u00eb pik\u00ebs 5 t\u00eb k\u00ebtij neni. Shoq\u00ebria administruese e fondeve t\u00eb pensionit privat garanton bashk\u00ebpunim efektiv nd\u00ebrmjet saj dhe subjektit q\u00eb i jan\u00eb deleguar funksionet dhe garanton q\u00eb mbik\u00ebqyrja efektive nga ana e Autoritetit t\u00eb mos pengohet p\u00ebr shkak t\u00eb delegimit.<\/p>\n\n\n\n

4. Kontrata p\u00ebr delegimin e funksioneve duhet t\u00eb p\u00ebrcaktoj\u00eb qart\u00eb t\u00eb drejtat dhe detyrimet e pal\u00ebve kontraktuese dhe miratohet nga Autoriteti. Autoriteti, n\u00ebse e gjykon t\u00eb arsyeshme, mbik\u00ebqyr veprimtarin\u00eb e t\u00eb deleguarit n\u00eb funksion t\u00eb mbrojtjes s\u00eb an\u00ebtar\u00ebve t\u00eb fondit.<\/p>\n\n\n\n

5. Delegimi nga shoq\u00ebria administruese e fondeve t\u00eb pensionit duhet t\u00eb p\u00ebrmbush\u00eb kushtet e m\u00ebposhtme:<\/p>\n\n\n\n

a) shoq\u00ebria administruese e fondeve t\u00eb pensionit duhet t\u00eb justifikoj\u00eb objektivisht delegimin;<\/p>\n\n\n\n

b) delegimi t\u00eb mos pengoj\u00eb mbik\u00ebqyrjen p\u00ebr shoq\u00ebrin\u00eb administruese dhe n\u00eb ve\u00e7anti t\u00eb mos pengoj\u00eb shoq\u00ebrin\u00eb administruese t\u00eb kryej\u00eb funksionet e saj n\u00eb interes t\u00eb an\u00ebtar\u00ebve;<\/p>\n\n\n\n

c) i deleguari t\u00eb ket\u00eb burime t\u00eb mjaftueshme p\u00ebr kryerjen e detyrave p\u00ebrkat\u00ebse;<\/p>\n\n\n\n

\u00e7) shoq\u00ebria administruese t\u00eb v\u00ebrtetoj\u00eb se i deleguari \u00ebsht\u00eb i kualifikuar, ka p\u00ebrvoj\u00eb t\u00eb mjaftueshme, \u00ebsht\u00eb i aft\u00eb dhe i p\u00ebrshtatsh\u00ebm p\u00ebr t\u00eb nd\u00ebrmarr\u00eb funksionet n\u00eb fjal\u00eb dhe se shoq\u00ebria administruese n\u00eb \u00e7do moment \u00ebsht\u00eb n\u00eb gjendje t\u00eb monitoroj\u00eb me efektivitet veprimtarin\u00eb e deleguar, t\u00eb jap\u00eb udh\u00ebzime t\u00eb m\u00ebtejshme dhe t\u00eb anuloj\u00eb delegimin n\u00eb m\u00ebnyr\u00eb t\u00eb menj\u00ebhershme, n\u00ebse kjo \u00ebsht\u00eb n\u00eb interes t\u00eb an\u00ebtar\u00ebve;<\/p>\n\n\n\n

d) prospekti p\u00ebr fondet e pensionit n\u00ebn administrimin e shoq\u00ebris\u00eb administruese t\u00eb fondeve t\u00eb pensionit t\u00eb listoj\u00eb t\u00eb gjitha funksionet q\u00eb i lejohet t\u00eb delegoj\u00eb shoq\u00ebris\u00eb administruese t\u00eb fondeve t\u00eb pensionit, si dhe t\u00eb jap\u00eb informacion p\u00ebr subjektet te t\u00eb cilat jan\u00eb deleguar funksionet;<\/p>\n\n\n\n

 dh) \u00e7do subjekt, tek i cili delegohet, duhet t\u00eb ket\u00eb licenc\u00ebn ose lejen e nevojshme p\u00ebr t\u00eb kryer funksionet e deleguara n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji ose n\u00eb baz\u00eb t\u00eb legjislacionit n\u00eb fuqi p\u00ebr tregjet e kapitalit ose t\u00eb ligjit t\u00eb huaj, i barasvlersh\u00ebm me t\u00eb n\u00eb rastin e nj\u00eb subjekti t\u00eb huaj, q\u00eb \u00ebsht\u00eb njohur nga Autoriteti.<\/p>\n\n\n\n

6. Autoriteti harton rregulla p\u00ebr delegimin e funksioneve t\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

Neni 35<\/p>\n\n\n\n

Ndryshimi i kontrollit t\u00eb shoq\u00ebris\u00eb administruese<\/strong><\/p>\n\n\n\n

1. \u00c7do individ ose person juridik, i cili synon t\u00eb marr\u00eb drejtp\u00ebrdrejt ose n\u00eb m\u00ebnyr\u00eb t\u00eb t\u00ebrthort\u00eb apo t\u00eb rris\u00eb pjes\u00ebmarrjen n\u00eb nj\u00eb shoq\u00ebri administruese, e cila arrin ose tejkalon pragun prej 10%, 20%, 30%, 50% ose 75% t\u00eb aksioneve n\u00eb kapital ose t\u00eb t\u00eb drejtave t\u00eb vot\u00ebs, duhet t\u00eb marr\u00eb paraprakisht miratimin e Autoritetit.<\/p>\n\n\n\n

2. Individi ose personi juridik, q\u00eb synon t\u00eb marr\u00eb ose t\u00eb rris\u00eb pjes\u00ebmarrjen n\u00eb shoq\u00ebrin\u00eb administruese duke u b\u00ebr\u00eb aksionar influencues, njofton me shkrim Autoritetin p\u00ebr q\u00ebllimin e tij. K\u00ebrkesa p\u00ebr miratimin e aksionarit influencues duhet t\u00eb p\u00ebrmbaj\u00eb:<\/p>\n\n\n\n

a) numrin dhe vler\u00ebn nominale t\u00eb aksioneve q\u00eb synohet t\u00eb blihet;<\/p>\n\n\n\n

b) dokumentacionin e parashikuar n\u00eb nenet 11 dhe 15 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 36<\/p>\n\n\n\n

Zvog\u00eblimi i pjes\u00ebmarrjes<\/strong><\/p>\n\n\n\n

\u00c7do individ ose person juridik, q\u00eb synon t\u00eb zvog\u00ebloj\u00eb n\u00eb m\u00ebnyr\u00eb t\u00eb drejtp\u00ebrdrejt\u00eb ose t\u00eb t\u00ebrthort\u00eb nivelin e aksioneve n\u00eb kapital ose t\u00eb t\u00eb drejtave t\u00eb vot\u00ebs n\u00eb shoq\u00ebrin\u00eb administruese, sipas kufijve t\u00eb parashikuar n\u00eb pik\u00ebn 1 t\u00eb nenit 35, duhet t\u00eb njoftoj\u00eb me shkrim Autoritetin, duke p\u00ebrmendur nivelin e aksioneve q\u00eb synon t\u00eb zvog\u00ebloj\u00eb.<\/p>\n\n\n\n

Neni 37<\/p>\n\n\n\n

Bashk\u00ebpunimi me autoritetet e tjera<\/strong><\/p>\n\n\n\n

1. Autoriteti bashk\u00ebpunon me autoritetet e tjera rregullatore gjat\u00eb kryerjes s\u00eb vler\u00ebsimit n\u00ebse bler\u00ebsi i propozuar i pjes\u00ebmarrjes influencuese \u00ebsht\u00eb nj\u00eb nga t\u00eb m\u00ebposhtmet:<\/p>\n\n\n\n

a) bank\u00eb, shoq\u00ebri sigurimi, shoq\u00ebri risigurimi, shoq\u00ebri investimi, shoq\u00ebri administruese ose administrues i fondeve t\u00eb investimeve alternative i licencuar n\u00eb nj\u00eb shtet tjet\u00ebr ose n\u00eb nj\u00eb sektor tjet\u00ebr nga ai n\u00eb t\u00eb cilin \u00ebsht\u00eb propozuar blerja;<\/p>\n\n\n\n

b) shoq\u00ebri m\u00ebm\u00eb e subjekteve t\u00eb p\u00ebrcaktuara n\u00eb shkronj\u00ebn \u201ca\u201d t\u00eb k\u00ebsaj pike;<\/p>\n\n\n\n

c) personi fizik ose juridik, q\u00eb kontrollon subjektet e referuara n\u00eb shkronj\u00ebn \u201ca\u201d t\u00eb k\u00ebsaj pike.<\/p>\n\n\n\n

2. Gjat\u00eb bashk\u00ebpunimit me organe t\u00eb tjera kompetente dhe gjat\u00eb vler\u00ebsimit t\u00eb k\u00ebrkes\u00ebs p\u00ebr miratimin e pjes\u00ebmarrjes influencuese, sipas pik\u00ebs 1 t\u00eb k\u00ebtij neni, Autoriteti mund t\u00eb k\u00ebrkoj\u00eb sa m\u00eb posht\u00eb:<\/p>\n\n\n\n

a) t\u00eb gjitha t\u00eb dh\u00ebnat e nevojshme p\u00ebr vler\u00ebsimin e p\u00ebrcaktuar n\u00eb nenin 38 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

b) t\u00eb dh\u00ebna t\u00eb tjera n\u00eb dispozicion t\u00eb nj\u00eb organi tjet\u00ebr kompetent, t\u00eb cilat mund t\u00eb jen\u00eb t\u00eb r\u00ebnd\u00ebsishme p\u00ebr vler\u00ebsimin e parashikuar n\u00eb nenin 38 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

c) kur \u00ebsht\u00eb e p\u00ebrshtatshme, mendimin e autoritetit tjet\u00ebr kompetent p\u00ebr bler\u00ebsin e synuar.<\/p>\n\n\n\n

Neni 38<\/p>\n\n\n\n

Shqyrtimi i pjes\u00ebmarrjes influencuese<\/strong><\/p>\n\n\n\n

1. Autoriteti gjat\u00eb shqyrtimit t\u00eb k\u00ebrkes\u00ebs p\u00ebr miratimin e pjes\u00ebmarrjes influencuese n\u00eb shoq\u00ebrin\u00eb administruese vler\u00ebson p\u00ebrshtatshm\u00ebrin\u00eb e bler\u00ebsit t\u00eb synuar dhe q\u00ebndrueshm\u00ebrin\u00eb financiare t\u00eb tij, duke marr\u00eb parasysh t\u00eb gjitha kriteret e m\u00ebposhtme:<\/p>\n\n\n\n

a) bler\u00ebsi i propozuar t\u00eb jet\u00eb i aft\u00eb dhe i p\u00ebrshtatsh\u00ebm;<\/p>\n\n\n\n

b) \u00e7do person ky\u00e7 dhe personel ky\u00e7, q\u00eb do t\u00eb drejtoj\u00eb biznesin e shoq\u00ebris\u00eb administruese t\u00eb fondeve si rezultat i blerjes s\u00eb synuar t\u00eb jet\u00eb i aft\u00eb dhe i p\u00ebrshtatsh\u00ebm;<\/p>\n\n\n\n

c) gjendja financiare e bler\u00ebsit t\u00eb synuar, n\u00eb ve\u00e7anti n\u00eb lidhje me llojin e veprimtaris\u00eb s\u00eb shoq\u00ebris\u00eb administruese n\u00eb t\u00eb cilin propozohet blerja e pjes\u00ebmarrjes influencuese;<\/p>\n\n\n\n

\u00e7) n\u00ebse shoq\u00ebria administruese do t\u00eb jet\u00eb n\u00eb gjendje t\u00eb p\u00ebrmbush\u00eb dhe vazhdoj\u00eb t\u00eb p\u00ebrmbush\u00eb k\u00ebrkesat e ligjit dhe legjislacionit n\u00eb fuqi, n\u00eb ve\u00e7anti n\u00ebse grupi, pjes\u00eb e t\u00eb cilit do t\u00eb b\u00ebhet shoq\u00ebria administruese e fondeve, ka nj\u00eb struktur\u00eb q\u00eb b\u00ebn t\u00eb mundur ushtrimin e mbik\u00ebqyrjes efektive, shk\u00ebmbimin efektiv t\u00eb informacionit nd\u00ebrmjet autoriteteve kompetente dhe, n\u00ebse \u00ebsht\u00eb e mundur, t\u00eb p\u00ebrcaktohet shp\u00ebrndarja e p\u00ebrgjegj\u00ebsive nd\u00ebrmjet autoriteteve kompetente rregullatore;<\/p>\n\n\n\n

d) burimin e kapitalit;<\/p>\n\n\n\n

dh) n\u00ebse ekzistojn\u00eb baza t\u00eb arsyeshme p\u00ebr t\u00eb besuar q\u00eb n\u00eb lidhje me blerjen e synuar \u00ebsht\u00eb kryer ose mund t\u00eb kryhet pastrim parash ose financim terrorizmi n\u00eb kuptim t\u00eb legjislacionit q\u00eb rregullon pastrimin e parave dhe financimin e terrorizmit.<\/p>\n\n\n\n

2. Gjithashtu, Autoriteti mund t\u00eb k\u00ebrkoj\u00eb dokumentet dhe k\u00ebrkesat q\u00eb parashikohen n\u00eb nenin 11 t\u00eb k\u00ebtij ligji p\u00ebr aq sa \u00ebsht\u00eb e zbatueshme.<\/p>\n\n\n\n

Neni 39<\/p>\n\n\n\n

Miratimi i pjes\u00ebmarrjes influencuese<\/strong><\/p>\n\n\n\n

1. Autoriteti mund t\u00eb k\u00ebrkoj\u00eb nga individi ose personi juridik q\u00eb aplikon p\u00ebr t\u2019u b\u00ebr\u00eb aksionar influencues, p\u00ebr t\u00eb rritur ose zvog\u00ebluar pjes\u00ebmarrjen n\u00eb shoq\u00ebri, informacione dhe dokumente t\u00eb m\u00ebtejshme, t\u00eb cilat Autoriteti i gjykon t\u00eb nevojshme.<\/p>\n\n\n\n

2. Autoriteti vler\u00ebson n\u00ebse individi ose personi juridik \u00ebsht\u00eb i p\u00ebrshtatsh\u00ebm dhe i aft\u00eb para se t\u00eb miratoj\u00eb pjes\u00ebmarrjen influencuese t\u00eb tij n\u00eb shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

3. Autoriteti miraton ose refuzon k\u00ebrkes\u00ebn e individit ose personit juridik p\u00ebr t\u2019u b\u00ebr\u00eb aksionar influencues p\u00ebr t\u00eb rritur ose zvog\u00ebluar pjes\u00ebmarrjen n\u00eb shoq\u00ebri brenda 3 muajve nga data e njoftimit t\u00eb plot\u00eb.<\/p>\n\n\n\n

4. Autoriteti n\u00eb vendimin p\u00ebr miratimin e pjes\u00ebmarrjes influencuese n\u00eb shoq\u00ebrin\u00eb administruese mund t\u00eb p\u00ebrcaktoj\u00eb kufirin maksimal t\u00eb interesit, q\u00eb lejohet t\u00eb arrij\u00eb ky individ ose personi juridik, duke arsyetuar vendimin.<\/p>\n\n\n\n

5. Autoriteti n\u00eb vendimin q\u00eb miraton pjes\u00ebmarrjen influencuese n\u00eb shoq\u00ebrin\u00eb administruese mund t\u00eb p\u00ebrcaktoj\u00eb, sipas rastit, afatin brenda t\u00eb cilit duhet t\u00eb kryhet blerja e synuar ose shitja e propozuar dhe ta zgjas\u00eb afatin n\u00ebse \u00ebsht\u00eb e p\u00ebrshtatshme. Afati i miratimit nga Autoriteti p\u00ebr nj\u00eb aksionar influencues, sipas k\u00ebtij neni, p\u00ebrfundon brenda nj\u00eb viti nga data e miratimit n\u00ebse individi ose personi juridik nuk \u00ebsht\u00eb b\u00ebr\u00eb aksionar influencues.<\/p>\n\n\n\n

Neni 40<\/p>\n\n\n\n

Kund\u00ebrshtimi p\u00ebr aksionarin influencues<\/strong><\/p>\n\n\n\n

1. N\u00eb rastet kur Autoriteti ka t\u00eb dh\u00ebna se individi ose personi juridik, i cili \u00ebsht\u00eb aksionar influencues i nj\u00eb shoq\u00ebrie administruese, nuk i plot\u00ebson k\u00ebrkesat e p\u00ebrshtatshm\u00ebris\u00eb dhe t\u00eb aft\u00ebsis\u00eb sipas nenit 15 t\u00eb k\u00ebtij ligji, njofton me shkrim shoq\u00ebrin\u00eb, duke dh\u00ebn\u00eb arsyet t\u00eb cilat \u00e7uan Autoritetin t\u00eb krijoj\u00eb bindjen se individi ose personi juridik nuk plot\u00ebson m\u00eb kushtet p\u00ebr aft\u00ebsi dhe p\u00ebrshtatshm\u00ebri p\u00ebr t\u00eb qen\u00eb aksionar influencues.<\/p>\n\n\n\n

2. Autoritetit nuk i k\u00ebrkohet ta p\u00ebrcaktoj\u00eb n\u00eb njoftimin e nxjerr\u00eb, sipas pik\u00ebs 1 t\u00eb k\u00ebtij neni, arsyen kur kjo \u00e7on n\u00eb zbulimin e nj\u00eb informacioni konfidencial ose mund t\u00eb d\u00ebmtoj\u00eb nj\u00eb pal\u00eb t\u00eb tret\u00eb.<\/p>\n\n\n\n

3. Para se t\u00eb nxjerr\u00eb njoftimin sipas pik\u00ebs 1 t\u00eb k\u00ebtij neni, Autoriteti njofton paraprakisht aksionarin influencues duke dh\u00ebn\u00eb arsyet p\u00ebr t\u00eb cilat nuk \u00ebsht\u00eb i p\u00ebrshtatsh\u00ebm p\u00ebr t\u00eb qen\u00eb aksionar influencues i shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

4. Aksionari, q\u00eb ka marr\u00eb njoftimin sipas pik\u00ebs 3 t\u00eb k\u00ebtij neni, brenda nj\u00eb periudhe prej 20 dit\u00ebsh pune mund t\u00eb p\u00ebrgjigjet me shkrim duke dh\u00ebn\u00eb arsyetimet e veta. Autoriteti vler\u00ebson \u00e7do parashtrim me shkrim, q\u00eb ka marr\u00eb nga aksionari influencues dhe p\u00ebrgjigjet brenda 25 dit\u00ebve pune nga data e marrjes s\u00eb parashtrimeve me shkrim. Autoriteti refuzon parashtrimet e aksionarit n\u00ebse krijon bindjen se ky aksionar nuk \u00ebsht\u00eb m\u00eb personi i p\u00ebrshtatsh\u00ebm dhe i aft\u00eb p\u00ebr t\u00eb qen\u00eb aksionar influencues.<\/p>\n\n\n\n

Neni 41<\/p>\n\n\n\n

Kufizimet ndaj aksionarit influencues q\u00eb nuk \u00ebsht\u00eb i p\u00ebrshtatsh\u00ebm dhe i aft\u00eb<\/strong><\/p>\n\n\n\n

Kur nj\u00eb person \u00ebsht\u00eb b\u00ebr\u00eb ose vazhdon t\u00eb jet\u00eb aksionar influencues pa miratim nga Autoriteti, ky i fundit mund t\u00eb urdh\u00ebroj\u00eb q\u00eb aksionet e tij deri n\u00eb nj\u00eb njoftim t\u00eb m\u00ebtejsh\u00ebm t\u2019u n\u00ebnshtrohen kufizimeve t\u00eb m\u00ebposhtme:<\/p>\n\n\n\n

a) \u00e7do transferim ose marr\u00ebveshje p\u00ebr transferim t\u00eb aksioneve t\u00eb aksionarit influencues pezullohet;<\/p>\n\n\n\n

b) asnj\u00eb e drejt\u00eb vote nuk mund t\u00eb ushtrohet p\u00ebr aksionet;<\/p>\n\n\n\n

c) asnj\u00eb pages\u00eb e \u00e7far\u00ebdo shume, q\u00eb rrjedh nga aksionet, nuk duhet t\u2019i b\u00ebhet aksionarit influencues nga shoq\u00ebria administruese.<\/p>\n\n\n\n

Neni 42<\/p>\n\n\n\n

Transferimi vullnetar i administrimit t\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese e fondit t\u00eb pensionit, e licencuar sipas k\u00ebtij ligji, mund t\u2019ia transferoj\u00eb administrimin e fondit t\u00eb pensionit nj\u00eb shoq\u00ebrie tjet\u00ebr administruese, q\u00eb \u00ebsht\u00eb e licencuar nga Autoriteti.<\/p>\n\n\n\n

2. Transferimi i propozuar i njoftohet paraprakisht me shkrim Autoritetit, i cili jep miratimin p\u00ebrpara kryerjes s\u00eb transferimit.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese q\u00eb transferon administrimin e fondit t\u00eb pensionit, informon an\u00ebtar\u00ebt e fondit\/fondeve n\u00ebn administrim lidhur me transferimin tre muaj p\u00ebrpara transferimit. Gjat\u00eb k\u00ebsaj periudhe nuk zbatohet asnj\u00eb komision transferimi p\u00ebr transferimin e aktiveve te shoq\u00ebria tjet\u00ebr administruese dhe asnj\u00eb penalitet n\u00ebse an\u00ebtari t\u00ebrheq aktivet nga fondi i pensionit.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese q\u00eb transferon t\u00eb drejt\u00ebn p\u00ebr administrim, n\u00ebnshkruan nj\u00eb kontrat\u00eb me nj\u00eb shoq\u00ebri tjet\u00ebr administruese t\u00eb licencuar p\u00ebr transferimin e administrimit, e cila p\u00ebrmban:<\/p>\n\n\n\n

a) nj\u00eb p\u00ebrshkrim t\u00eb detajuar t\u00eb t\u00eb gjitha procedurave dhe veprimeve, q\u00eb do t\u00eb nd\u00ebrmerren nga t\u00eb dyja shoq\u00ebrit\u00eb p\u00ebr transferimin e administrimit;<\/p>\n\n\n\n

b) nj\u00eb grafik kohor q\u00eb fillon me informimin e an\u00ebtar\u00ebve t\u00eb fondit t\u00eb pensionit dhe mbaron me p\u00ebrfundimin e transferimit.<\/p>\n\n\n\n

Neni 43<\/p>\n\n\n\n

Transferimi i detyruar i administrimit t\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese e fondit t\u00eb pensionit, e licencuar sipas k\u00ebtij ligji, \u00ebsht\u00eb e detyruar t\u00eb transferoj\u00eb administrimin e fondit t\u00eb pensionit te nj\u00eb shoq\u00ebri tjet\u00ebr administruese, q\u00eb \u00ebsht\u00eb e licencuar nga Autoriteti, n\u00ebse:<\/p>\n\n\n\n

a) Autoriteti heq licenc\u00ebn e shoq\u00ebris\u00eb administruese p\u00ebr administrimin e fondit t\u00eb pensionit;<\/p>\n\n\n\n

b) ndaj shoq\u00ebris\u00eb administruese jan\u00eb hapur procedurat e falimentit ose procedurat e likuidimit;<\/p>\n\n\n\n

c) autoriteti kompetent i vendit an\u00ebtar prit\u00ebs ndalon q\u00eb shoq\u00ebria administruese n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb t\u00eb administroj\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb territorin e atij vendi an\u00ebtar;<\/p>\n\n\n\n

\u00e7) Autoriteti i ndalon shoq\u00ebris\u00eb administruese t\u00eb nj\u00eb vendi an\u00ebtar t\u00eb administroj\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb territorin e Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

2. Transferimi i detyruar te nj\u00eb shoq\u00ebri tjet\u00ebr administruese miratohet nga Autoriteti p\u00ebrpara kryerjes s\u00eb transferimit.<\/p>\n\n\n\n

3. Nga momenti kur shoq\u00ebria administruese ndodhet n\u00eb nj\u00eb nga kushtet e p\u00ebrcaktuara n\u00eb k\u00ebt\u00eb nen deri n\u00eb hyrjen n\u00eb fuqi t\u00eb miratimit t\u00eb transferimit t\u00eb administrimit t\u00eb fondit t\u00eb pensionit te shoq\u00ebria tjet\u00ebr administruese, depozitari kryen t\u00eb gjitha detyrat e domosdoshme p\u00ebr administrimin e fondit t\u00eb pensionit, me q\u00ebllim mbrojtjen e interesave t\u00eb an\u00ebtar\u00ebve t\u00eb fondit.<\/p>\n\n\n\n

Neni 44<\/p>\n\n\n\n

P\u00ebrzgjedhja e shoq\u00ebris\u00eb administruese gjat\u00eb transferimit t\u00eb detyruar t\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese, brenda 60 dit\u00ebve pune nga ndodhja e nj\u00eb prej rrethanave t\u00eb parashikuara n\u00eb nenin 43, merr masa p\u00ebr transferimin e administrimit t\u00eb fondit t\u00eb pensionit te nj\u00eb tjet\u00ebr shoq\u00ebri administruese e licencuar nga Autoriteti.<\/p>\n\n\n\n

2. Transferimi, sipas k\u00ebtij neni, kryhet vet\u00ebm me miratimin e Autoritetit. Autoriteti n\u00eb dh\u00ebnien e vendimit p\u00ebr miratimin e transferimit t\u00eb administrimit t\u00eb fondit t\u00eb pensionit te nj\u00eb shoq\u00ebri tjet\u00ebr, merr n\u00eb konsiderat\u00eb vet\u00ebm interesat e an\u00ebtar\u00ebve t\u00eb fondit. Shoq\u00ebria administruese, q\u00eb transferon t\u00eb drejt\u00ebn p\u00ebr administrimin e fondit, n\u00ebnshkruan nj\u00eb kontrat\u00eb p\u00ebr kushtet e transferimit me shoq\u00ebrin\u00eb administruese marr\u00ebse. Kontrata p\u00ebrmban minimalisht kushtet e p\u00ebrcaktuara n\u00eb nenin 42 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

3. Brenda nj\u00eb muaji nga momenti i lidhjes s\u00eb kontrat\u00ebs s\u00eb transferimit, shoq\u00ebria administruese transferon veprimtarin\u00eb e administrimit t\u00eb fondit t\u00eb pensionit te shoq\u00ebria marr\u00ebse.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese q\u00eb transferon administrimin e fondit, informon an\u00ebtar\u00ebt e fondit n\u00ebn administrim lidhur me transferimin tre muaj p\u00ebrpara transferimit. Gjat\u00eb k\u00ebsaj periudhe nuk zbatohet asnj\u00eb penalitet p\u00ebr t\u00ebrheqjen e aktiveve nga fondi. An\u00ebtar\u00ebt e fondit t\u00eb pensionit, q\u00eb transferohen n\u00eb m\u00ebnyr\u00eb t\u00eb detyruar, kan\u00eb t\u00eb drejt\u00eb t\u00eb k\u00ebrkojn\u00eb transferimin e aktiveve n\u00eb nj\u00eb fond tjet\u00ebr t\u00eb administruar nga nj\u00eb tjet\u00ebr shoq\u00ebri administruese, pa paguar asnj\u00eb komision transferimi.<\/p>\n\n\n\n

5. Autoriteti miraton rregullore lidhur me procedurat, afatet kohore dhe p\u00ebrmbajtjen e kontrat\u00ebs s\u00eb transferimit vullnetar dhe transferimit t\u00eb detyruar t\u00eb administrimit t\u00eb fondit t\u00eb pensionit, ve\u00e7an\u00ebrisht lidhur me shp\u00ebrndarjen e an\u00ebtar\u00ebve t\u00eb fondit n\u00eb fonde t\u00eb tjera, likuidimin e vet\u00eb fondit dhe \u00e7regjistrimin e tij nga regjistri i fondeve.<\/p>\n\n\n\n

Neni 45<\/p>\n\n\n\n

Nd\u00ebrprerja vullnetare e veprimtaris\u00eb tregtare t\u00eb shoq\u00ebris\u00eb administruese<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese e fondit t\u00eb pensionit me vendim t\u00eb Asambles\u00eb s\u00eb P\u00ebrgjithshme t\u00eb Aksionar\u00ebve mund t\u00eb vendos\u00eb mbylljen e veprimtaris\u00eb tregtare dhe transferimin e administrimit t\u00eb fondit\/eve t\u00eb pensionit te nj\u00eb shoq\u00ebri tjet\u00ebr sipas nenit 42 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

2. Vendimi i p\u00ebrcaktuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni dhe njoftimi p\u00ebr nd\u00ebrprerjen e veprimtaris\u00eb u d\u00ebrgohen Autoritetit dhe depozitarit t\u00eb fondit t\u00eb pensionit t\u00eb pakt\u00ebn tre muaj para dit\u00ebs s\u00eb nd\u00ebrprerjes s\u00eb administrimit t\u00eb t\u00eb gjitha fondeve.<\/p>\n\n\n\n

Neni 46<\/p>\n\n\n\n

Procedura e transferimit t\u00eb administrimit t\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese brenda tre muajve nga d\u00ebrgimi i njoftimit t\u00eb p\u00ebrcaktuar n\u00eb nenin 45 t\u00eb k\u00ebtij ligji duhet t\u00eb kryej\u00eb procedur\u00ebn p\u00ebr transferimin e administrimit t\u00eb fondit t\u00eb pensionit n\u00eb nj\u00eb shoq\u00ebri tjet\u00ebr administruese n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij kreu.<\/p>\n\n\n\n

2. N\u00ebse shoq\u00ebria administruese ndodhet n\u00eb kushtet e pamund\u00ebsis\u00eb p\u00ebr t\u00eb transferuar administrimin e fondeve n\u00eb nj\u00eb shoq\u00ebri tjet\u00ebr administruese, duhet t\u00eb njoftoj\u00eb menj\u00ebher\u00eb Autoritetin. N\u00eb k\u00ebt\u00eb rast do t\u00eb zbatohen dispozitat e k\u00ebtij kreu p\u00ebr transferimin e detyruar t\u00eb administrimit t\u00eb fondeve.<\/p>\n\n\n\n

3. Pas zbatimit t\u00eb procedur\u00ebs s\u00eb transferimit t\u00eb fondit n\u00eb nj\u00eb shoq\u00ebri tjet\u00ebr administruese ose pas p\u00ebrfundimit t\u00eb transferimit t\u00eb detyruar, Autoriteti i heq licenc\u00ebn e dh\u00ebn\u00eb shoq\u00ebris\u00eb administruese t\u00eb fondit t\u00eb pensionit, e cila \u00e7regjistrohet nga regjistri i Autoritetit.<\/p>\n\n\n\n

KREU III<\/p>\n\n\n\n

KRIJIMI I FONDIT T\u00cb PENSIONIT PRIVAT<\/h2>\n\n\n\n

SEKSIONI I<\/p>\n\n\n\n

FONDI I PENSIONIT<\/h3>\n\n\n\n

Neni 47<\/p>\n\n\n\n

Fondi i pensionit privat<\/strong><\/p>\n\n\n\n

1. Fondi i pensionit privat \u00ebsht\u00eb nj\u00eb grup aktivesh, pa personalitet juridik, i krijuar me q\u00ebllim mbledhjen e kontributeve n\u00eb para n\u00eb llogarit\u00eb personale t\u00eb an\u00ebtar\u00ebve t\u00eb fondit dhe investimit t\u00eb k\u00ebtyre fondeve p\u00ebr rritjen e vler\u00ebs s\u00eb aktiveve t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

2. Fondi i pensionit privat zot\u00ebrohet bashk\u00ebrisht nga an\u00ebtar\u00ebt e tij, ku pron\u00ebsia individuale p\u00ebrfaq\u00ebsohet nga numri i kuotave n\u00eb fondin e pensionit.<\/p>\n\n\n\n

3. Administrimi i fondit t\u00eb pensionit kryhet nga shoq\u00ebria administruese e fondit t\u00eb pensionit.<\/p>\n\n\n\n

Neni 48<\/p>\n\n\n\n

Administrimi i fondit t\u00eb pensionit privat<\/strong><\/p>\n\n\n\n

1. Fondi i pensionit privat administrohet nga nj\u00eb shoq\u00ebri administruese e fondit t\u00eb pensionit privat ose nj\u00eb shoq\u00ebri administruese e sip\u00ebrmarrjeve t\u00eb investimeve kolektive, me kusht q\u00eb kjo veprimtari t\u00eb mos ndalohet nga ligje t\u00eb tjera n\u00eb fuqi, si dhe t\u00eb jet\u00eb marr\u00eb miratimi i Autoritetit n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj.<\/p>\n\n\n\n

2. P\u00ebrjashtimisht nga parashikimet e pik\u00ebs 1 t\u00eb k\u00ebtij neni, fondi me pjes\u00ebmarrje t\u00eb mbyllur, i krijuar nga nj\u00eb sponsor n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, mund t\u00eb administrohet nga nj\u00eb shoq\u00ebri administruese nga nj\u00eb shtet tjet\u00ebr an\u00ebtar n\u00eb p\u00ebrputhje me nenin 20 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 49<\/p>\n\n\n\n

Emri i fondit t\u00eb pensionit privat<\/strong><\/p>\n\n\n\n

Emri i fondit t\u00eb pensionit privat p\u00ebrmban fjal\u00ebt \u201cFond pensioni me pjes\u00ebmarrje t\u00eb hapur\u201d ose \u201cFond pensioni me pjes\u00ebmarrje t\u00eb mbyllur\u201d dhe asnj\u00eb person ose subjekt tjet\u00ebr, p\u00ebrve\u00e7se nj\u00eb fond pensioni, i miratuar nga Autoriteti, nuk mund ta p\u00ebrdor\u00eb k\u00ebt\u00eb em\u00ebr ose ndonj\u00eb terminologji tjet\u00ebr, q\u00eb e b\u00ebn nj\u00eb individ t\u00eb besoj\u00eb se ky \u00ebsht\u00eb fond pensioni privat.<\/p>\n\n\n\n

Neni 50<\/p>\n\n\n\n

Llojet e fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Fondi i pensionit privat, sipas k\u00ebtij ligji, mund t\u00eb krijohet si:<\/p>\n\n\n\n

a) fond pensioni me pjes\u00ebmarrje t\u00eb hapur, i cili krijohet nga shoq\u00ebria administruese dhe nuk parashikon kufizime n\u00eb an\u00ebtar\u00ebsim. An\u00ebtar i k\u00ebtij fondi mund t\u00eb jet\u00eb \u00e7do individ, p\u00ebrfshir\u00eb pun\u00ebmarr\u00ebsit e pun\u00ebdh\u00ebn\u00ebsit, i cili zgjedh t\u00eb kontribuoj\u00eb n\u00eb fondin e krijuar nga shoq\u00ebria administruese, pa krijuar nj\u00eb fond pensioni t\u00eb posa\u00e7\u00ebm sipas shkronj\u00ebs \u201cb\u201d t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

b) fond pensioni me pjes\u00ebmarrje t\u00eb mbyllur, i cili i krijohet nga nj\u00eb pun\u00ebdh\u00ebn\u00ebs, disa pun\u00ebdh\u00ebn\u00ebs ose nj\u00eb entitet i organizuar si bashkim pun\u00ebdh\u00ebn\u00ebsish, sindikat\u00eb, bashkime sindikatash, shoqat\u00eb apo \u00e7do kombinim i tyre, n\u00eb cil\u00ebsin\u00eb e sponsorit, sipas nj\u00eb marr\u00ebveshjeje apo akti krijimi. Pjes\u00ebmarrja n\u00eb k\u00ebt\u00eb fond \u00ebsht\u00eb e kufizuar vet\u00ebm p\u00ebr t\u00eb pun\u00ebsuarit apo an\u00ebtar\u00ebt e subjekteve t\u00eb sip\u00ebrp\u00ebrmendura.<\/p>\n\n\n\n

2. Aktivet e fondit me pjes\u00ebmarrje t\u00eb hapur duhet t\u00eb jen\u00eb t\u00ebr\u00ebsisht t\u00eb ndara nga aktivet e fondit me pjes\u00ebmarrje t\u00eb mbyllur dhe nga aktivet e tjera t\u00eb administruara nga shoq\u00ebria administruese. Aktivet e nj\u00eb fondi me pjes\u00ebmarrje t\u00eb mbyllur duhet t\u00eb jen\u00eb t\u00eb ndara nga aktivet e nj\u00eb fondit tjet\u00ebr me pjes\u00ebmarrje t\u00eb mbyllur.<\/p>\n\n\n\n

Neni 51<\/p>\n\n\n\n

E drejta p\u00ebr t\u00eb krijuar fondin e pensionit me pjes\u00ebmarrje t\u00eb mbyllur<\/strong><\/p>\n\n\n\n

1. T\u00eb drejt\u00ebn t\u00eb krijoj\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur, sipas nenit 50 t\u00eb k\u00ebtij ligji, e ka nj\u00eb pun\u00ebdh\u00ebn\u00ebs, disa pun\u00ebdh\u00ebn\u00ebs ose nj\u00eb entitet i organizuar si bashkim pun\u00ebdh\u00ebn\u00ebsish, sindikat\u00eb apo bashkime sindikatash, shoqat\u00eb apo \u00e7do kombinim i tyre, n\u00eb cil\u00ebsin\u00eb e sponsorit, n\u00eb baz\u00eb t\u00eb:<\/p>\n\n\n\n

a) aktit p\u00ebr krijimin e fondit t\u00eb organit drejtues, n\u00eb rastin e nj\u00eb sponsori t\u00eb vet\u00ebm;<\/p>\n\n\n\n

b) marr\u00ebveshjes p\u00ebr krijimin e fondit, n\u00eb rastin e bashkimit t\u00eb m\u00eb shum\u00eb se nj\u00eb sponsori.<\/p>\n\n\n\n

2. Nd\u00ebrmjet shoq\u00ebris\u00eb administruese dhe sponsorit n\u00ebnshkruhet nj\u00eb kontrat\u00eb p\u00ebr administrimin e aktiveve t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

3. Sponsori q\u00eb k\u00ebrkon t\u00eb krijoj\u00eb nj\u00eb fond pensioni me pjes\u00ebmarrje t\u00eb mbyllur p\u00ebr pun\u00ebmarr\u00ebsit e tij, sipas pik\u00ebs 1 t\u00eb k\u00ebtij neni, negocion kushtet e fondit t\u00eb pensionit dhe t\u00eb kontrat\u00ebs s\u00eb administrimit me shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

Neni 52<\/p>\n\n\n\n

Miratimi i fondit t\u00eb pensionit privat<\/strong><\/p>\n\n\n\n

1. K\u00ebrkesa p\u00ebr miratimin e fondit t\u00eb pensionit privat depozitohet n\u00eb Autoritet nga shoq\u00ebria administruese dhe duhet t\u00eb p\u00ebrmbaj\u00eb:<\/p>\n\n\n\n

a) dokumente q\u00eb v\u00ebrtetojn\u00eb statusin e licencimit ose t\u00eb njohjes s\u00eb shoq\u00ebris\u00eb administruese dhe emrin e plot\u00eb, adres\u00ebn, numrin e telefonit, si dhe adres\u00ebn e post\u00ebs elektronike t\u00eb p\u00ebrfaq\u00ebsuesit t\u00eb autorizuar;<\/p>\n\n\n\n

b) emrin e fondit, p\u00ebrfshir\u00eb objektivat dhe strategjin\u00eb e tij t\u00eb investimit;<\/p>\n\n\n\n

c) prospektin e fondit;<\/p>\n\n\n\n

\u00e7) kontrat\u00ebn tip t\u00eb an\u00ebtar\u00ebsimit n\u00eb fondin me pjes\u00ebmarrje t\u00eb hapur;<\/p>\n\n\n\n

d) deklarat\u00ebn tip t\u00eb pranimit t\u00eb pjes\u00ebmarrjes n\u00eb fond, si p\u00ebr pun\u00ebmarr\u00ebsit e nj\u00eb pun\u00ebdh\u00ebn\u00ebsi n\u00eb fondin me pjes\u00ebmarrje t\u00eb hapur, ashtu dhe p\u00ebr pun\u00ebmarr\u00ebsit e nj\u00eb sponsori n\u00eb fondin me pjes\u00ebmarrje t\u00eb mbyllur;<\/p>\n\n\n\n

dh) marr\u00ebveshjen nd\u00ebrmjet shoq\u00ebris\u00eb administruese dhe depozitarit p\u00ebr kryerjen e veprimtarive t\u00eb depozitarit;<\/p>\n\n\n\n

e) marr\u00ebveshjen me audituesin ligjor t\u00eb pavarur dhe dokumentet q\u00eb v\u00ebrtetojn\u00eb p\u00ebrputhshm\u00ebrin\u00eb e audituesit me k\u00ebrkesat e nenit 33;<\/p>\n\n\n\n

\u00eb) dokumente q\u00eb v\u00ebrtetojn\u00eb se shoq\u00ebria administruese plot\u00ebson k\u00ebrkesat organizative t\u00eb p\u00ebrcaktuara n\u00eb seksionin V t\u00eb kreut II t\u00eb k\u00ebtij ligji, me p\u00ebrjashtim t\u00eb rastit kur shoq\u00ebria administruese administron t\u00eb pakt\u00ebn nj\u00eb fond t\u00eb miratuar nga Autoriteti.<\/p>\n\n\n\n

2. N\u00eb rastin e nj\u00eb fondi me pjes\u00ebmarrje t\u00eb mbyllur depozitohet kontrata nd\u00ebrmjet sponsorit dhe shoq\u00ebris\u00eb administruese p\u00ebr administrimin e aktiveve t\u00eb fondit dhe, sipas rastit, marr\u00ebveshja p\u00ebr krijimin e fondit me pjes\u00ebmarrje t\u00eb mbyllur kur bashkohen m\u00eb shum\u00eb se nj\u00eb sponsor ose akti i krijimit n\u00eb rastin e nj\u00eb sponsori t\u00eb vet\u00ebm.<\/p>\n\n\n\n

3. N\u00eb rastin kur shoq\u00ebria administruese e nj\u00eb vendi an\u00ebtar k\u00ebrkon t\u00eb administroj\u00eb nj\u00eb fond pensioni me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, depozitohet dokumenti q\u00eb v\u00ebrteton statusin e njohjes ose licencimit t\u00eb shoq\u00ebris\u00eb s\u00eb huaj, si dhe emrin, adres\u00ebn dhe kontaktet e p\u00ebrfaq\u00ebsuesve zyrtar\u00eb t\u00eb autorizuar.<\/p>\n\n\n\n

4. Subjekti k\u00ebrkues depoziton v\u00ebrtetimin p\u00ebr pages\u00ebn e tarif\u00ebs s\u00eb aplikimit p\u00ebr miratim ndaj Autoritetit.<\/p>\n\n\n\n

Neni 53<\/p>\n\n\n\n

Dh\u00ebnia e miratimit<\/strong><\/p>\n\n\n\n

1. Autoriteti vler\u00ebson n\u00ebse k\u00ebrkesa \u00ebsht\u00eb e plot\u00eb ose jo dhe e informon p\u00ebr k\u00ebt\u00eb subjektin k\u00ebrkues.<\/p>\n\n\n\n

2. Autoriteti brenda 3 muajve nga data e marrjes s\u00eb k\u00ebrkes\u00ebs s\u00eb plot\u00eb shprehet me shkrim p\u00ebr miratimin ose refuzimin e miratimit t\u00eb fondit t\u00eb pensionit privat.<\/p>\n\n\n\n

3. Autoriteti mund t\u2019i k\u00ebrkoj\u00eb shoq\u00ebris\u00eb administruese informacion shtes\u00eb apo modifikim\/p\u00ebrdit\u00ebsim t\u00eb tij. Dokumentacioni depozitohet n\u00eb Autoritet brenda 30 dit\u00ebve kalendarike nga data e k\u00ebrkes\u00ebs s\u00eb Autoritetit.<\/p>\n\n\n\n

4. Autoriteti nd\u00ebrpret procedurat e shqyrtimit t\u00eb k\u00ebrkes\u00ebs p\u00ebr miratim n\u00eb rastet kur dokumentacioni i k\u00ebrkuar p\u00ebr miratim nuk plot\u00ebsohet nga subjekti k\u00ebrkues brenda afatit t\u00eb parashikuar n\u00eb pik\u00ebn 3 t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

5. K\u00ebrkesa p\u00ebr miratim mund t\u00eb t\u00ebrhiqet me njoftim me shkrim n\u00eb \u00e7do moment p\u00ebrpara se Autoriteti t\u00eb marr\u00eb vendim.<\/p>\n\n\n\n

6. Fondi fillon veprimtarin\u00eb vet\u00ebm pas miratimit t\u00eb tij nga Autoriteti.<\/p>\n\n\n\n

7. Autoriteti konsultohet paraprakisht me autoritetin rregullator t\u00eb vendit an\u00ebtar t\u00eb shoq\u00ebris\u00eb s\u00eb huaj administruese lidhur me miratimin e fondit t\u00eb pensioneve n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

8. Shoq\u00ebria administruese njofton Autoritetin p\u00ebr \u00e7do ndryshim t\u00eb m\u00ebtejsh\u00ebm t\u00eb kontrat\u00ebs, prospektit ose t\u00eb rregullave t\u00eb fondit.<\/p>\n\n\n\n

Neni 54<\/p>\n\n\n\n

Refuzimi i miratimit<\/strong><\/p>\n\n\n\n

1. Autoriteti vendos refuzimin e k\u00ebrkes\u00ebs p\u00ebr miratimin e nj\u00eb fondi n\u00ebse:<\/p>\n\n\n\n

a) dokumentacioni i dor\u00ebzuar nuk \u00ebsht\u00eb n\u00eb p\u00ebrputhje me k\u00ebrkesat e k\u00ebtij ligji dhe rregulloret e miratuara n\u00eb zbatim t\u00eb tij;<\/p>\n\n\n\n

b) gjykohet se p\u00ebrmbajtja e dokumenteve cenon interesat e an\u00ebtar\u00ebve t\u00eb fondit dhe nuk ofron mbrojtje t\u00eb mjaftueshme t\u00eb tyre;<\/p>\n\n\n\n

c) prospekti nuk \u00ebsht\u00eb n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji dhe rregulloret e miratuara n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

\u00e7) shoq\u00ebria administruese nuk plot\u00ebson kushtet e nevojshme p\u00ebr administrimin e fondit t\u00eb pensionit, t\u00eb parashikuara n\u00eb k\u00ebt\u00eb ligj dhe rregulloret e miratuara n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

d) shoq\u00ebria administruese nuk ka struktur\u00ebn organizative sipas k\u00ebrkesave t\u00eb k\u00ebtij ligji, ose personat ky\u00e7 dhe personeli ky\u00e7 i shoq\u00ebris\u00eb administruese ose i depozitarit nuk jan\u00eb t\u00eb aft\u00eb dhe t\u00eb p\u00ebrshtatsh\u00ebm n\u00eb baz\u00eb t\u00eb nenit 15 t\u00eb k\u00ebtij ligji, apo nuk kan\u00eb p\u00ebrvoj\u00ebn e mjaftueshme q\u00eb Autoriteti t\u00eb krijoj\u00eb bindjen se administrimi i fondit do t\u00eb kryhet n\u00eb interesin m\u00eb t\u00eb mir\u00eb t\u00eb an\u00ebtar\u00ebve.<\/p>\n\n\n\n

2. Autoriteti, n\u00eb rast t\u00eb refuzimit t\u00eb miratimit, arsyeton me shkrim vendimin p\u00ebr mosdh\u00ebnien e miratimit.<\/p>\n\n\n\n

3. Autoriteti mund t\u00eb refuzoj\u00eb k\u00ebrkes\u00ebn e shoq\u00ebris\u00eb administruese p\u00ebr miratimin e fondit t\u00eb pensionit n\u00ebse ndaj k\u00ebsaj shoq\u00ebrie \u00ebsht\u00eb vendosur mas\u00eb mbik\u00ebqyr\u00ebse p\u00ebr shkak t\u00eb shkeljeve t\u00eb k\u00ebtij ligji dhe t\u00eb rregulloreve t\u00eb miratuara n\u00eb baz\u00eb t\u00eb tij.<\/p>\n\n\n\n

Neni 55<\/p>\n\n\n\n

Miratimi n\u00eb t\u00eb nj\u00ebjt\u00ebn koh\u00eb<\/strong><\/p>\n\n\n\n

Autoriteti vendos nj\u00ebkoh\u00ebsisht p\u00ebr miratimin e k\u00ebrkes\u00ebs p\u00ebr krijimin dhe administrimin e fondit t\u00eb pensionit privat, kontratave tip t\u00eb an\u00ebtar\u00ebsimit, p\u00ebrfshir\u00eb kontrat\u00ebn e administrimit t\u00eb aktiveve lidhur midis shoq\u00ebris\u00eb administruese dhe sponsorit p\u00ebr fondin me pjes\u00ebmarrje t\u00eb mbyllur, si dhe prospektit p\u00ebr \u00e7do fond t\u00eb pensionit privat.<\/p>\n\n\n\n

Neni 56<\/p>\n\n\n\n

Revokimi i miratimit t\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Autoriteti mund t\u00eb revokoj\u00eb miratimin e fondit kur:<\/p>\n\n\n\n

a) nuk respektohen kushtet e p\u00ebrcaktuara n\u00eb prospekt;<\/p>\n\n\n\n

b) shoq\u00ebris\u00eb administruese i hiqet e drejta p\u00ebr t\u00eb ushtruar veprimtarin\u00eb e administrimit t\u00eb fondeve t\u00eb pensionit.<\/p>\n\n\n\n

2. Shoq\u00ebria ndalohet t\u00eb investoj\u00eb aktivet e fondit nga momenti i revokimit t\u00eb miratimit t\u00eb fondit t\u00eb pensionit dhe merr masa t\u00eb menj\u00ebhershme p\u00ebr transferimin e administrimit t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

Neni 57<\/p>\n\n\n\n

Mbrojtja e aktiveve t\u00eb an\u00ebtarit<\/strong><\/p>\n\n\n\n

1. Aktivet e fondit t\u00eb pensionit nuk mund t\u00eb jen\u00eb objekt i pretendimeve ose ekzekutimeve t\u00eb kryera n\u00eb em\u00ebr dhe p\u00ebr llogari t\u00eb kreditor\u00ebve t\u00eb shoq\u00ebris\u00eb administruese t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

2. Aktivet e fondit t\u00eb pensionit ve\u00e7ohen nga aktivet e shoq\u00ebris\u00eb administruese dhe nuk mund t\u00eb jen\u00eb pjes\u00eb e procedur\u00ebs s\u00eb falimentimit t\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

3. An\u00ebtari i fondit t\u00eb pensionit nuk mund t\u00eb vendos\u00eb si kolateral ose garanci aktivet q\u00eb disponon n\u00eb llogarin\u00eb e fondit t\u00eb pensionit.<\/p>\n\n\n\n

4. Fondet n\u00eb llogarin\u00eb personale t\u00eb nj\u00eb an\u00ebtari t\u00eb fondit mund t\u00eb trash\u00ebgohen n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi, q\u00eb rregullon t\u00eb drejt\u00ebn e trash\u00ebgimis\u00eb.<\/p>\n\n\n\n

Neni 58<\/p>\n\n\n\n

P\u00ebrllogaritja e vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr p\u00ebrcaktimin e vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit, duke zbritur t\u00eb gjitha detyrimet p\u00ebr fondin. Llogaritja e vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit duhet t\u00eb siguroj\u00eb trajtim t\u00eb paansh\u00ebm t\u00eb t\u00eb gjith\u00eb an\u00ebtar\u00ebve t\u00eb fondit dhe duhet t\u00eb jet\u00eb n\u00eb interes t\u00eb t\u00eb gjith\u00eb an\u00ebtar\u00ebve t\u00eb fondit.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr sakt\u00ebsin\u00eb e llogaritjes s\u00eb vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit p\u00ebr \u00e7do an\u00ebtar n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 59<\/p>\n\n\n\n

Kontributet n\u00eb fondin e pensionit<\/strong><\/p>\n\n\n\n

 1. Pagesat n\u00eb form\u00eb kontributi t\u00eb b\u00ebra n\u00eb llogarin\u00eb personale t\u00eb an\u00ebtarit, si dhe aktivet e transferuara n\u00eb fond do t\u00eb shnd\u00ebrrohen n\u00eb kuota pensioni n\u00eb dit\u00ebn e mb\u00ebrritjes s\u00eb pages\u00ebs n\u00eb llogarin\u00eb e fondit me \u00e7mimin e kuot\u00ebs t\u00eb dit\u00ebs s\u00eb mb\u00ebrritjes s\u00eb pages\u00ebs.<\/p>\n\n\n\n

2. \u00c7mimi fillestar i kuotave t\u00eb fondit p\u00ebrcaktohet n\u00eb prospektin e fondit.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr shnd\u00ebrrimin e kontributeve n\u00eb kuota pensioni.<\/p>\n\n\n\n

4. P\u00ebr q\u00ebllime vler\u00ebsimi, \u00e7do kuot\u00eb pensioni p\u00ebrfaq\u00ebson nj\u00eb pjes\u00eb p\u00ebrpjes\u00ebtimore pron\u00ebsie n\u00eb aktivet e fondit t\u00eb pensionit. Vlera totale e kuotave n\u00eb fondin e pensionit \u00ebsht\u00eb gjithmon\u00eb e barabart\u00eb me vler\u00ebn totale neto t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

Neni 60<\/p>\n\n\n\n

P\u00ebrgjegj\u00ebsia p\u00ebr llogaritjen e vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit,<\/strong><\/p>\n\n\n\n

si dhe t\u00eb \u00e7mimit t\u00eb kuot\u00ebs<\/strong><\/p>\n\n\n\n

1. Vlera neto e aktiveve dhe \u00e7mimi i kuot\u00ebs s\u00eb fondit do t\u00eb llogariten nga shoq\u00ebria administruese n\u00eb p\u00ebrputhje me politikat e miratuara t\u00eb kontabilitetit, si dhe metodologjis\u00eb s\u00eb vler\u00ebsimit, sipas k\u00ebtij ligji, rregulloret e miratuara n\u00eb baz\u00eb t\u00eb tij dhe prospektit t\u00eb fondit.<\/p>\n\n\n\n

2. Metodologjia e vler\u00ebsimit t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit miratohet nga shoq\u00ebria administruese e fondeve dhe nga depozitari dhe p\u00ebrshkruhet n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrgjithshme n\u00eb prospektin e fondit t\u00eb pensionit.<\/p>\n\n\n\n

3. Depozitari i fondit kontrollon dhe verifikon llogaritjen e vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit dhe \u00e7mimin e kuot\u00ebs n\u00eb p\u00ebrputhje me politikat e kontabilitetit dhe metodologjin\u00eb e vler\u00ebsimit. Depozitari \u00ebsht\u00eb p\u00ebrgjegj\u00ebs p\u00ebr sakt\u00ebsin\u00eb e llogaritjes dhe n\u00ebnshkruan dokumentin q\u00eb p\u00ebrmban p\u00ebrcaktimin e vler\u00ebs s\u00eb aktiveve dhe mban nj\u00eb kopje n\u00eb dosjen e vet, e cila i vihet n\u00eb dispozicion Autoritetit n\u00eb inspektim, sipas k\u00ebrkes\u00ebs.<\/p>\n\n\n\n

4. N\u00ebse depozitari gjat\u00eb kontrollit t\u00eb llogaritjes s\u00eb vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit identifikon pasakt\u00ebsi dhe\/ose parregullsi, njofton menj\u00ebher\u00eb me shkrim ose n\u00eb m\u00ebnyr\u00eb elektronike shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

5. Audituesi i jasht\u00ebm i fondit t\u00eb pensionit gjat\u00eb auditimit vjetor kontrollon p\u00ebr t\u00eb siguruar q\u00eb jan\u00eb respektuar k\u00ebrkesat e vler\u00ebsimit, \u00e7mimi i llogaritur i kuotave \u00ebsht\u00eb i sakt\u00eb dhe tarifa e administrimit \u00ebsht\u00eb n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj dhe me aktet rregullative t\u00eb miratuara nga Autoriteti n\u00eb zbatim t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

6. Shoq\u00ebria administruese publikon n\u00eb faqen zyrtare t\u00eb internetit \u00e7do dit\u00eb \u00e7mimin e kuot\u00ebs s\u00eb fondeve dhe vler\u00ebn neto t\u00eb aktiveve pas rakordimit dhe konfirmimit me depozitarin e fondit.<\/p>\n\n\n\n

7. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr vler\u00ebsimin e sakt\u00eb t\u00eb aktiveve t\u00eb fondit, sakt\u00ebsin\u00eb e llogaritjes s\u00eb vler\u00ebs neto t\u00eb aktiveve dhe \u00e7mimin e kuot\u00ebs.<\/p>\n\n\n\n

8. N\u00eb rast se llogaritja dhe kontrolli i vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit nuk kryhen brenda afatit t\u00eb parashikuar, shoq\u00ebria administruese dhe depozitari duhet t\u00eb njoftojn\u00eb Autoritetin duke specifikuar arsyet p\u00ebr t\u00eb cilat \u00ebsht\u00eb e pamundur t\u00eb p\u00ebrcaktohet vlera neto e aktiveve t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

9. Autoriteti nxjerr rregullore p\u00ebr m\u00ebnyr\u00ebn dhe afatin e p\u00ebrllogaritjes s\u00eb vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit dhe shnd\u00ebrrimin e kontributeve n\u00eb kuota, p\u00ebrfshir\u00eb \u00e7mimin e kuot\u00ebs, si dhe m\u00ebnyr\u00ebn e raportimit.<\/p>\n\n\n\n

Neni 61<\/p>\n\n\n\n

Mbrojtja e an\u00ebtarit t\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Detyrimet e vet\u00eb shoq\u00ebris\u00eb administruese nuk mund t\u2019i ngarkohen fondit t\u00eb pensionit.<\/p>\n\n\n\n

2. An\u00ebtar\u00ebt e fondit nuk jan\u00eb p\u00ebrgjegj\u00ebs p\u00ebr detyrimet e shoq\u00ebris\u00eb administruese, q\u00eb rrjedhin nga veprimet juridike n\u00eb em\u00ebr t\u00eb vet\u00eb shoq\u00ebris\u00eb administruese dhe p\u00ebr llogari t\u00eb an\u00ebtar\u00ebve t\u00eb fondit. Shoq\u00ebria administruese nuk mund t\u00eb kryej\u00eb transaksione ligjore nga t\u00eb cilat mund t\u00eb lindin detyrime t\u00eb drejtp\u00ebrdrejta p\u00ebr an\u00ebtar\u00ebt e fondit. T\u00eb gjitha veprimet ligjore n\u00eb kund\u00ebrshtim me k\u00ebt\u00eb paragraf jan\u00eb t\u00eb pavlefshme.<\/p>\n\n\n\n

SEKSIONI II<\/p>\n\n\n\n

AN\u00cbTAR\u00cbSIMI N\u00cb FONDIN E PENSIONIT<\/h3>\n\n\n\n

Neni 62<\/p>\n\n\n\n

Kontrata e an\u00ebtar\u00ebsimit<\/strong><\/p>\n\n\n\n

1. An\u00ebtar\u00ebsimi n\u00eb fondin me pjes\u00ebmarrje t\u00eb hapur b\u00ebhet n\u00ebp\u00ebrmjet:<\/p>\n\n\n\n

a) n\u00ebnshkrimit t\u00eb kontrat\u00ebs s\u00eb an\u00ebtar\u00ebsimit individual, kur an\u00ebtari i fondit \u00ebsht\u00eb individ;<\/p>\n\n\n\n

b) n\u00ebnshkrimit nga pun\u00ebmarr\u00ebsi t\u00eb deklarat\u00ebs s\u00eb pranimit t\u00eb pjes\u00ebmarrjes n\u00eb fondin e pensionit t\u00eb zgjedhur nga pun\u00ebdh\u00ebn\u00ebsi.<\/p>\n\n\n\n

2. Deklarata e pranimit t\u00eb pjes\u00ebmarrjes n\u00eb fond n\u00ebnshkruhet edhe nga pun\u00ebmarr\u00ebsit e sponsorit, i cili krijon fondin e pensionit me pjes\u00ebmarrje t\u00eb mbyllur.<\/p>\n\n\n\n

3. An\u00ebtar\u00ebsimi i pun\u00ebmarr\u00ebsve si n\u00eb fondin me pjes\u00ebmarrje t\u00eb hapur, ashtu dhe n\u00eb fondin me pjes\u00ebmarrje t\u00eb mbyllur b\u00ebhet n\u00ebp\u00ebrmjet pun\u00ebdh\u00ebn\u00ebsit ose sponsorit.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese publikon n\u00eb faqen e internetit kontratat tip t\u00eb an\u00ebtar\u00ebsimit dhe deklarat\u00ebn e pranimit t\u00eb pjes\u00ebmarrjes p\u00ebr pun\u00ebmarr\u00ebsit e nj\u00eb pun\u00ebdh\u00ebn\u00ebsi ose t\u00eb nj\u00eb sponsori.<\/p>\n\n\n\n

5. Kontrata e an\u00ebtar\u00ebsimit ose deklarata e pranimit t\u00eb pjes\u00ebmarrjes n\u00ebnshkruhet vet\u00ebm pasi an\u00ebtari i mundsh\u00ebm \u00ebsht\u00eb njohur me prospektin e fondit t\u00eb pensionit.<\/p>\n\n\n\n

6. Me n\u00ebnshkrimin e kontrat\u00ebs s\u00eb an\u00ebtar\u00ebsimit ose deklarat\u00ebs s\u00eb pranimit t\u00eb pjes\u00ebmarrjes shoq\u00ebria administruese detyrohet t\u00eb regjistroj\u00eb an\u00ebtarin n\u00eb regjistrin e an\u00ebtar\u00ebve, t\u00eb hap\u00eb nj\u00eb llogari personale n\u00eb em\u00ebr t\u00eb an\u00ebtarit t\u00eb fondit dhe pas kryerjes s\u00eb pages\u00ebs n\u00eb llogarin\u00eb e fondit t\u00eb b\u00ebj\u00eb konvertimin e k\u00ebsaj t\u00eb fundit n\u00eb kuota, ta pajis\u00eb an\u00ebtarin me kredencialet p\u00ebrkat\u00ebse, si dhe t\u00eb nd\u00ebrmarr\u00eb t\u00eb gjitha veprimet e tjera ligjore t\u00eb nevojshme p\u00ebr administrimin e fondit t\u00eb pensionit.<\/p>\n\n\n\n

7. P\u00ebrpara n\u00ebnshkrimit t\u00eb kontrat\u00ebs s\u00eb an\u00ebtar\u00ebsimit shoq\u00ebria administruese ose agjenti i fondit t\u00eb pensionit \u00ebsht\u00eb i detyruar t\u00eb informoj\u00eb an\u00ebtarin e fondit p\u00ebr t\u00eb gjitha tarifat q\u00eb do t\u2019i ngarkohen, opsionet e pages\u00ebs s\u00eb pensionit me lindjen e s\u00eb drejt\u00ebs p\u00ebr pension, kushtet kur lind e drejtat e pensionit, kushtet p\u00ebr t\u00ebrheqjen nga fondi apo transferimin e aktiveve, rreziqet e investimit, si dhe m\u00ebnyra dhe afatet p\u00ebr informimin e an\u00ebtarit t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

8. Autoriteti me rregullore p\u00ebrcakton elementet e kontrat\u00ebs s\u00eb an\u00ebtar\u00ebsimit n\u00eb fondin me pjes\u00ebmarrje t\u00eb hapur, deklarat\u00ebs s\u00eb pranimit t\u00eb pjes\u00ebmarrjes, si p\u00ebr pun\u00ebmarr\u00ebsit e nj\u00eb pun\u00ebdh\u00ebn\u00ebsi n\u00eb fondin me pjes\u00ebmarrje t\u00eb hapur, ashtu dhe p\u00ebr pun\u00ebmarr\u00ebsit e nj\u00eb sponsori n\u00eb fondin me pjes\u00ebmarrje t\u00eb mbyllur, si dhe t\u00eb kontrat\u00ebs s\u00eb administrimit t\u00eb aktiveve nd\u00ebrmjet sponsorit dhe shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

9. An\u00ebtar\u00ebsimi n\u00eb fondin e pensionit mund t\u00eb b\u00ebhet n\u00ebp\u00ebrmjet kontrat\u00ebs s\u00eb lidhur n\u00eb larg\u00ebsi me mjete elektronike, me kusht q\u00eb t\u00eb zbatohen k\u00ebrkesat e legjislacionit p\u00ebrkat\u00ebs.<\/p>\n\n\n\n

10. Autoriteti mund t\u00eb miratoj\u00eb rregulla p\u00ebr procedur\u00ebn e lidhjes, afatet dhe t\u00ebrheqjen nga kontrata n\u00eb larg\u00ebsi.<\/p>\n\n\n\n

Neni 63<\/p>\n\n\n\n

Refuzimi i an\u00ebtar\u00ebsis\u00eb<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese mund t\u00eb refuzoj\u00eb lidhjen e kontrat\u00ebs s\u00eb an\u00ebtar\u00ebsis\u00eb n\u00ebse:<\/p>\n\n\n\n

a) ekziston dyshimi se mund t\u00eb kryhet vepra penale e pastrimit t\u00eb parave ose financimit t\u00eb terrorizmit;<\/p>\n\n\n\n

b) ekziston nj\u00eb shkak i ligjsh\u00ebm ose nj\u00eb vendim gjykate, i cili pengon shoq\u00ebrin\u00eb administruese t\u00eb pranoj\u00eb an\u00ebtarin n\u00eb fond.<\/p>\n\n\n\n

2. Kur shoq\u00ebria administruese refuzon lidhjen e kontrat\u00ebs s\u00eb an\u00ebtar\u00ebsimit n\u00eb fond, duhet t\u00eb informoj\u00eb an\u00ebtarin e mundsh\u00ebm p\u00ebr arsyet e refuzimit, p\u00ebrve\u00e7se kur legjislacioni n\u00eb fuqi nuk e lejon.<\/p>\n\n\n\n

Neni 64<\/p>\n\n\n\n

Nd\u00ebrprerja e an\u00ebtar\u00ebsis\u00eb<\/strong><\/p>\n\n\n\n

1. An\u00ebtari i fondit brenda 30 dit\u00ebve kalendarike nga data e kryerjes s\u00eb pages\u00ebs s\u00eb kontributit t\u00eb par\u00eb n\u00eb llogarin\u00eb e fondit mund t\u00eb zgjidh\u00eb pa penalitete kontrat\u00ebn e an\u00ebtar\u00ebsimit n\u00eb fond, pa p\u00ebrmendur arsye t\u00eb ve\u00e7anta, duke njoftuar me shkrim ose post\u00eb elektronike shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

2. N\u00eb rastin e p\u00ebrcaktuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, shoq\u00ebria administruese duhet t\u2019i kthej\u00eb an\u00ebtarit vler\u00ebn e kontributeve t\u00eb paguara n\u00eb llogari, p\u00ebrfshir\u00eb kthimin nga investimi, p\u00ebrjashtuar tarif\u00ebn e administrimit p\u00ebr at\u00eb periudh\u00eb.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese duhet t\u00eb b\u00ebj\u00eb pages\u00ebn brenda 5 dit\u00ebve pune nga dita e marrjes s\u00eb k\u00ebrkes\u00ebs me shkrim t\u00eb an\u00ebtarit, sipas paragrafit 1 t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

Neni 65<\/p>\n\n\n\n

P\u00ebrfundimi i an\u00ebtar\u00ebsis\u00eb<\/strong><\/p>\n\n\n\n

1. N\u00ebse an\u00ebtari i fondit t\u00eb pensionit ka zgjedhur t\u00eb marr\u00eb pages\u00ebn e pensionit n\u00ebp\u00ebrmjet nj\u00eb shoq\u00ebrie t\u00eb sigurimit t\u00eb jet\u00ebs sipas nenit 74, an\u00ebtar\u00ebsia e tij n\u00eb fond p\u00ebrfundon me kalimin e aktiveve n\u00eb llogarin\u00eb e an\u00ebtarit n\u00eb shoq\u00ebrin\u00eb e sigurimit t\u00eb jet\u00ebs, sipas zgjedhjes s\u00eb an\u00ebtarit, n\u00eb p\u00ebrputhje me dispozitat e nenit 74 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

2. N\u00ebse an\u00ebtari i fondit plot\u00ebson kushtet p\u00ebr marrjen e pages\u00ebs s\u00eb pensionit dhe ka zgjedhur marrjen e pages\u00ebs n\u00ebp\u00ebrmjet shoq\u00ebris\u00eb administruese, an\u00ebtar\u00ebsia e tij n\u00eb fond nuk do t\u00eb p\u00ebrfundoj\u00eb me lidhjen e kontrat\u00ebs me shoq\u00ebrin\u00eb administruese, t\u00eb p\u00ebrcaktuar n\u00eb nenin 75, por vet\u00ebm kur t\u00eb jen\u00eb shlyer dhe kuotat e fundit n\u00eb llogarin\u00eb e an\u00ebtarit n\u00eb fondin e pensionit n\u00eb p\u00ebrputhje me dispozitat e kontrat\u00ebs n\u00eb fjal\u00eb.<\/p>\n\n\n\n

3. An\u00ebtari n\u00eb nj\u00eb fond m\u00eb pjes\u00ebmarrje t\u00eb hapur mund t\u00eb t\u00ebrhiqet nga an\u00ebtar\u00ebsia n\u00eb at\u00eb fond n\u00ebn kushtet dhe n\u00eb m\u00ebnyr\u00ebn e p\u00ebrcaktuar n\u00eb kontrat\u00ebn e an\u00ebtar\u00ebsimit, nd\u00ebrsa an\u00ebtari i nj\u00eb fondi me pjes\u00ebmarrje t\u00eb mbyllur mund t\u00eb t\u00ebrhiqet nga an\u00ebtar\u00ebsia n\u00eb fond n\u00eb rastin kur nuk plot\u00ebson m\u00eb kushtet e p\u00ebrcaktuara n\u00eb nenin 66 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

4. N\u00ebse an\u00ebtari, p\u00ebrkoh\u00ebsisht ose p\u00ebrgjithmon\u00eb, pushon s\u00eb kontribuari n\u00eb fondin e pensionit, ai mbetet an\u00ebtar n\u00eb fondin e pensionit dhe ka t\u00eb nj\u00ebjtat t\u00eb drejta si an\u00ebtar\u00ebt e tjer\u00eb t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

Neni 66<\/p>\n\n\n\n

An\u00ebtar\u00ebsimi n\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur<\/strong><\/p>\n\n\n\n

1. An\u00ebtar\u00eb t\u00eb fondit t\u00eb pensionit me pjes\u00ebmarrje t\u00eb mbyllur mund t\u00eb jen\u00eb:<\/p>\n\n\n\n

a) pun\u00ebmarr\u00ebsit e nj\u00eb pun\u00ebdh\u00ebn\u00ebsi, i cili n\u00eb cil\u00ebsin\u00eb e sponsorit krijon nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur, p\u00ebrfshir\u00eb edhe ish-pun\u00ebmarr\u00ebsit e atij pun\u00ebdh\u00ebn\u00ebsi;<\/p>\n\n\n\n

b) an\u00ebtar\u00ebt e nj\u00eb sindikate q\u00eb sponsorizon nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur, duke p\u00ebrfshir\u00eb ish-an\u00ebtar\u00ebt e asaj sindikate;<\/p>\n\n\n\n

c) an\u00ebtar\u00ebt e nj\u00eb shoqate t\u00eb profesioneve t\u00eb pavarura ose shoqatat profesionale, q\u00eb sponsorizojn\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur, p\u00ebrfshir\u00eb ish-an\u00ebtar\u00ebt e atyre shoqatave;<\/p>\n\n\n\n

\u00e7) personat e vet\u00ebpun\u00ebsuar t\u00eb organizuar n\u00eb form\u00eb shoqate\/organizate.<\/p>\n\n\n\n

2. An\u00ebtar\u00ebsia n\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur rregullohet nga prospekti, marr\u00ebveshja p\u00ebr krijimin e fondit me pjes\u00ebmarrje t\u00eb mbyllur ose akti i krijimit, si dhe deklarata se pun\u00ebmarr\u00ebsi pranon t\u00eb an\u00ebtar\u00ebsohet n\u00eb fondin me pjes\u00ebmarrje t\u00eb mbyllur.<\/p>\n\n\n\n

3. Sponsori\/pun\u00ebdh\u00ebn\u00ebsi mund t\u00eb p\u00ebrcaktoj\u00eb nj\u00eb periudh\u00eb p\u00ebrpara se pun\u00ebmarr\u00ebsit t\u2019i lind\u00eb e drejta p\u00ebr t\u00eb p\u00ebrfituar kontributet e derdhura nga pun\u00ebdh\u00ebn\u00ebsi n\u00eb favor t\u00eb tij. Ky detyrim zbatohet edhe nga pun\u00ebdh\u00ebn\u00ebsi q\u00eb zgjedh t\u00eb kontribuoj\u00eb p\u00ebr pun\u00ebmarr\u00ebsit e tij n\u00eb fondin me pjes\u00ebmarrje t\u00eb hapur.<\/p>\n\n\n\n

4. Periudha p\u00ebrpara se pun\u00ebmarr\u00ebsit t\u2019i njihet e drejta e p\u00ebrfitimit t\u00eb kontributeve t\u00eb paguara nga pun\u00ebdh\u00ebn\u00ebsi nuk mund t\u00eb jet\u00eb m\u00eb e gjat\u00eb se pes\u00eb vjet.<\/p>\n\n\n\n

Neni 67<\/p>\n\n\n\n

Transferimi i aktiveve<\/strong><\/p>\n\n\n\n

1. An\u00ebtari i fondit t\u00eb pensionit ka t\u00eb drejt\u00eb t\u00eb transferoj\u00eb aktivet n\u00eb llogarin\u00eb e tij n\u00eb nj\u00eb fond tjet\u00ebr pensioni, t\u00eb administruar nga e nj\u00ebjta shoq\u00ebri administruese ose nga nj\u00eb shoq\u00ebri administruese tjet\u00ebr. Transferimi i aktiveve n\u00eb nj\u00eb fond tjet\u00ebr pensioni t\u00eb administruar nga e nj\u00ebjta shoq\u00ebri administruese nuk shoq\u00ebrohet me komision transferimi.<\/p>\n\n\n\n

2. N\u00eb rastin e transferimit t\u00eb aktiveve t\u00eb an\u00ebtarit n\u00eb nj\u00eb shoq\u00ebri tjet\u00ebr administruese, shoq\u00ebria administruese me marrjen e k\u00ebrkes\u00ebs me shkrim nga an\u00ebtari p\u00ebr t\u00eb transferuar aktivet njofton brenda 5 dit\u00ebve pune shoq\u00ebrin\u00eb tjet\u00ebr administruese p\u00ebr k\u00ebrkes\u00ebn e an\u00ebtarit p\u00ebr transferimin e aktiveve.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese ekzekuton transferimin e aktiveve n\u00eb llogari brenda 10 dit\u00ebve pune nga data e marrjes s\u00eb konfirmimit t\u00eb shoq\u00ebris\u00eb administruese tjet\u00ebr, sipas pik\u00ebs 2 t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

4. N\u00eb rastin e transferimit brenda t\u00eb nj\u00ebjt\u00ebs shoq\u00ebri administruese, transferimi ekzekutohet brenda 5 dit\u00ebve pune nga data e marrjes s\u00eb k\u00ebrkes\u00ebs nga an\u00ebtari.<\/p>\n\n\n\n

5. Brenda 5 dit\u00ebve pune nga dita e transferimit t\u00eb llogaris\u00eb, shoq\u00ebria informon an\u00ebtarin p\u00ebr ekzekutimin e transferimit, vler\u00ebn totale neto t\u00eb aktiveve t\u00eb transferuara, p\u00ebrfshir\u00eb kthimin nga investimi, si dhe detyrimet e zbritura.<\/p>\n\n\n\n

6. Transferimi i aktiveve n\u00eb llogarin\u00eb e an\u00ebtarit n\u00eb nj\u00eb fond pensioni t\u00eb administruar nga nj\u00eb shoq\u00ebri tjet\u00ebr administruese shoq\u00ebrohet me nj\u00eb komision transferimi nga fondi deri n\u00eb mas\u00ebn 0.5 % t\u00eb shum\u00ebs s\u00eb transferuar.<\/p>\n\n\n\n

Neni 68<\/p>\n\n\n\n

Transferimi i aktiveve n\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur<\/strong><\/p>\n\n\n\n

1. Me p\u00ebrfundimin e marr\u00ebdh\u00ebnies kontraktuale t\u00eb pun\u00ebs me sponsorin q\u00eb ka krijuar fondin me pjes\u00ebmarrje t\u00eb mbyllur, an\u00ebtari mund t\u00eb:<\/p>\n\n\n\n

a) ruaj\u00eb cil\u00ebsin\u00eb e an\u00ebtarit t\u00eb fondit pa kontribuar deri n\u00eb momentin e lindjes t\u00eb s\u00eb drejt\u00ebs p\u00ebr pension;<\/p>\n\n\n\n

b) t\u00eb transferoj\u00eb vler\u00ebn e aktiveve n\u00eb llogarin\u00eb personale te nj\u00eb fond pensioni me pjes\u00ebmarrje t\u00eb hapur, i administruar nga e nj\u00ebjta shoq\u00ebri administruese;<\/p>\n\n\n\n

c) t\u00eb transferoj\u00eb vler\u00ebn e aktiveve n\u00eb llogarin\u00eb personale te nj\u00eb fond pensioni me pjes\u00ebmarrje t\u00eb hapur, i administruar nga nj\u00eb tjet\u00ebr shoq\u00ebri administruese;<\/p>\n\n\n\n

\u00e7) t\u00eb transferoj\u00eb vler\u00ebn e aktiveve n\u00eb llogarin\u00eb personale te nj\u00eb fond pensioni me pjes\u00ebmarrje t\u00eb mbyllur, t\u00eb krijuar nga nj\u00eb sponsor tjet\u00ebr i administruar nga e nj\u00ebjta shoq\u00ebri administruese;<\/p>\n\n\n\n

d) t\u00eb transferoj\u00eb vler\u00ebn e aktiveve n\u00eb llogarin\u00eb personale te nj\u00eb fond pensioni me pjes\u00ebmarrje t\u00eb mbyllur, t\u00eb krijuar nga nj\u00eb sponsor tjet\u00ebr i administruar nga nj\u00eb shoq\u00ebri administruese tjet\u00ebr.<\/p>\n\n\n\n

2. Transferimi i aktiveve, sipas pik\u00ebs 1, shkronjave \u201cb\u201d dhe \u201c\u00e7\u201d, t\u00eb k\u00ebtij neni, nuk shoq\u00ebrohet me komision transferimi.<\/p>\n\n\n\n

Neni 69<\/p>\n\n\n\n

Mosdiskriminimi<\/strong><\/p>\n\n\n\n

1. An\u00ebtar\u00ebsia n\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur nuk duhet t\u00eb kufizohet p\u00ebr pun\u00ebmarr\u00ebs t\u00eb caktuar dhe duhet t\u2019u ofrohet t\u00eb gjith\u00eb pun\u00ebmarr\u00ebsve pa b\u00ebr\u00eb dallime midis pun\u00ebmarr\u00ebsve n\u00eb fond.<\/p>\n\n\n\n

2. Nj\u00eb pun\u00ebmarr\u00ebs nuk mund t\u00eb detyrohet t\u00eb marr\u00eb pjes\u00eb apo t\u00eb vazhdoj\u00eb t\u00eb marr\u00eb pjes\u00eb n\u00eb fondin me pjes\u00ebmarrje t\u00eb mbyllur dhe pa miratimin me shkrim t\u00eb tij nuk mund t\u00eb b\u00ebhet asnj\u00eb zbritje nga paga p\u00ebr kontributet n\u00eb fondin e pensionit.<\/p>\n\n\n\n

3. An\u00ebtari mund t\u00eb nd\u00ebrpres\u00eb, t\u00eb zvog\u00ebloj\u00eb ose t\u00eb rris\u00eb kontributet individuale n\u00eb \u00e7do koh\u00eb.<\/p>\n\n\n\n

4. Sponsori ose pun\u00ebdh\u00ebn\u00ebsi, i cili kontribuon p\u00ebr pun\u00ebmarr\u00ebsit e tij n\u00eb nj\u00eb fond pensioni, harton rregulla t\u00eb brendshme mbi p\u00ebrfshirjen e pun\u00ebmarr\u00ebsve n\u00eb fond, informimin e tyre dhe nivelin e kontributeve, ve\u00e7an\u00ebrisht p\u00ebr pun\u00ebmarr\u00ebsit e rinj.<\/p>\n\n\n\n

5. Parashikimet e k\u00ebtij neni zbatohen gjithashtu edhe nga pun\u00ebdh\u00ebn\u00ebsi q\u00eb zgjedh fondin me pjes\u00ebmarrje t\u00eb hapur.<\/p>\n\n\n\n

Neni 70<\/p>\n\n\n\n

Skeduli i kontributeve p\u00ebr fondin e pensionit<\/strong><\/p>\n\n\n\n

1. P\u00ebrpara derdhjes s\u00eb kontributeve p\u00ebr llogari t\u00eb fondit t\u00eb pensionit me pjes\u00ebmarrje t\u00eb mbyllur, sponsori pajis shoq\u00ebrin\u00eb administruese me skedulin e kontributeve, p\u00ebrfshir\u00eb shum\u00ebn e kontributit t\u00eb derdhur nga sponsori p\u00ebr secilin pun\u00ebmarr\u00ebs dhe shum\u00ebn e kontributit t\u00eb derdhur nga vet\u00eb pun\u00ebmarr\u00ebsi n\u00eb fondin e pensionit.<\/p>\n\n\n\n

2. Detyrimi, i parashikuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, zbatohet edhe nga pun\u00ebdh\u00ebn\u00ebsi q\u00eb zgjedh t\u00eb kontribuoj\u00eb n\u00eb fondin me pjes\u00ebmarrje t\u00eb hapur p\u00ebr pun\u00ebmarr\u00ebsit e tij.<\/p>\n\n\n\n

3. Sponsori duhet t\u00eb p\u00ebrdit\u00ebsoj\u00eb \u00e7do muaj skedulin n\u00ebse ka ndryshime n\u00eb shumat e kontributeve. Skeduli duhet t\u00eb p\u00ebrfshij\u00eb pagesat shtes\u00eb n\u00eb em\u00ebr t\u00eb pun\u00ebmarr\u00ebsit pasi t\u2019i jen\u00eb ndaluar nga paga.<\/p>\n\n\n\n

4. Sponsori \u00ebsht\u00eb p\u00ebrgjegj\u00ebs ndaj pun\u00ebmarr\u00ebsve p\u00ebr mospagimin e kontributeve.<\/p>\n\n\n\n

5. Shoq\u00ebria administruese kontrollon p\u00ebrputhjen e \u00e7do skeduli me kontrat\u00ebn e fondit t\u00eb pensionit me pjes\u00ebmarrje t\u00eb mbyllur, si dhe me kontributet e marra \u00e7do muaj. N\u00eb rast mosp\u00ebrputhjesh, shoq\u00ebria administruese brenda nj\u00eb kohe t\u00eb arsyeshme njofton sponsorin dhe k\u00ebrkon korrigjimin e skedulit ose t\u00eb kontributeve t\u00eb paguara gabim. N\u00ebse sponsori nuk paguan kontribute brenda tre muajve, sipas skedulit t\u00eb r\u00ebn\u00eb dakord, shoq\u00ebria administruese duhet t\u00eb njoftoj\u00eb an\u00ebtarin.<\/p>\n\n\n\n

Neni 71<\/p>\n\n\n\n

E drejta e an\u00ebtarit t\u00eb transferuar me pun\u00eb n\u00eb nj\u00eb vend tjet\u00ebr an\u00ebtar<\/strong><\/p>\n\n\n\n

1. An\u00ebtari i fondit t\u00eb pensionit i transferuar me pun\u00eb p\u00ebr llogari t\u00eb sponsorit ose t\u00eb pun\u00ebdh\u00ebn\u00ebsit n\u00eb nj\u00eb vend an\u00ebtar ose n\u00eb nj\u00eb vend tjet\u00ebr, do t\u00eb vazhdoj\u00eb t\u00eb jet\u00eb an\u00ebtar i fondit t\u00eb pensionit.<\/p>\n\n\n\n

2. Sponsori ose pun\u00ebdh\u00ebn\u00ebsi \u00ebsht\u00eb i detyruar t\u00eb siguroj\u00eb vazhdimin e pagesave n\u00eb llogarin\u00eb personale t\u00eb an\u00ebtarit n\u00eb fondin e pensionit ku an\u00ebtari b\u00ebn pjes\u00eb.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese duhet t\u00eb marr\u00eb t\u00eb gjitha masat e nevojshme p\u00ebr t\u00eb siguruar ruajtjen e t\u00eb drejt\u00ebs s\u00eb pensionit dhe t\u00eb drejtave t\u00eb fituara nga an\u00ebtari i fondit.<\/p>\n\n\n\n

Neni 72<\/p>\n\n\n\n

T\u00ebrheqja e parakohshme<\/strong><\/p>\n\n\n\n

1. T\u00ebrheqja e vler\u00ebs neto t\u00eb aktiveve nga llogaria individuale e fondit t\u00eb pensionit p\u00ebrpara plot\u00ebsimit t\u00eb kushteve t\u00eb p\u00ebrcaktuara n\u00eb nenin 73, pika 1, t\u00eb k\u00ebtij ligji, quhet t\u00ebrheqje e parakohshme.<\/p>\n\n\n\n

2. T\u00ebrheqja e parakohshme shoq\u00ebrohet me penalitete, q\u00eb llogariten n\u00eb raport me koh\u00ebn e p\u00ebrmbushur nga an\u00ebtari nga \u00e7asti i kontributit t\u00eb tij t\u00eb par\u00eb e deri n\u00eb \u00e7astin e t\u00ebrheqjes s\u00eb parakohshme.<\/p>\n\n\n\n

3. Autoriteti nxjerr rregullore p\u00ebr penalitetet e zbatuara n\u00eb rastin e t\u00ebrheqjes s\u00eb parakohshme nga fondi i pensionit.<\/p>\n\n\n\n

SEKSIONI III<\/p>\n\n\n\n

PAGESA E PENSIONIT<\/h3>\n\n\n\n

Neni 73<\/p>\n\n\n\n

Pagesa e pensionit<\/strong><\/p>\n\n\n\n

1. An\u00ebtari i fondit t\u00eb pensionit, sipas zgjedhjes, ka t\u00eb drejt\u00eb t\u00eb marr\u00eb pages\u00ebn e menj\u00ebhershme t\u00eb vler\u00ebs neto t\u00eb aktiveve n\u00eb llogarin\u00eb e vet ose pagesat periodike n\u00eb form\u00eb pensioni q\u00eb i p\u00ebrgjigjen k\u00ebsaj vlere kur:<\/p>\n\n\n\n

a) mbush mosh\u00ebn e pensionit, t\u00eb parashikuar me ligj, p\u00ebr sistemin e pensionit t\u00eb detyruesh\u00ebm, q\u00eb zbatohet p\u00ebr at\u00eb an\u00ebtar;<\/p>\n\n\n\n

b) 5 vjet p\u00ebrpara se t\u00eb mbush\u00eb mosh\u00ebn e pensionit, t\u00eb parashikuar n\u00eb shkronj\u00ebn \u201ca\u201d t\u00eb k\u00ebsaj pike;<\/p>\n\n\n\n

c) b\u00ebhet i paaft\u00eb p\u00ebr pun\u00eb n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrhershme dhe q\u00eb v\u00ebrtetohet, n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi.<\/p>\n\n\n\n

2. An\u00ebtari i fondit t\u00eb pensionit g\u00ebzon t\u00eb drejt\u00ebn e p\u00ebrdorimit t\u00eb vler\u00ebs neto t\u00eb aktiveve n\u00eb llogarin\u00eb e tij apo t\u00eb nj\u00eb pjese t\u00eb saj p\u00ebr blerjen e nj\u00eb kontrate t\u00eb sigurimit t\u00eb jet\u00ebs n\u00eb form\u00eb \u201canuiteti\u201d, t\u00eb l\u00ebshuar nga nj\u00eb shoq\u00ebri e sigurimit t\u00eb jet\u00ebs, e licencuar nga Autoriteti.<\/p>\n\n\n\n

3. E drejta e pakusht\u00ebzuar e an\u00ebtarit t\u00eb fondit p\u00ebr marrjen e pages\u00ebs s\u00eb menj\u00ebhershme t\u00eb t\u00eb gjitha aktiveve neto n\u00eb llogarin\u00eb e tij n\u00eb fondin e pensionit apo e pagesave periodike n\u00eb form\u00eb pensioni, pas plot\u00ebsimit t\u00eb kushteve, sipas legjislacionit n\u00eb fuqi, duhet t\u00eb jet\u00eb e shkruar qart\u00eb n\u00eb kontrat\u00ebn dhe prospektin e fondit t\u00eb pensionit privat.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese, e cila kryen aktivitet nd\u00ebrkufitar b\u00ebn pages\u00ebn e pensionit n\u00eb vendin ku p\u00ebrfituesi rezident ka vendbanimin.<\/p>\n\n\n\n

 5. Autoriteti miraton rregullore p\u00ebr m\u00ebnyr\u00ebn, afatet dhe procedur\u00ebn e pages\u00ebs s\u00eb pensionit.<\/p>\n\n\n\n

Neni 74<\/p>\n\n\n\n

Pagesa e pensionit p\u00ebrmes shoq\u00ebris\u00eb s\u00eb sigurimit t\u00eb jet\u00ebs<\/strong><\/p>\n\n\n\n

1. N\u00ebse an\u00ebtari i fondit t\u00eb pensionit, me plot\u00ebsimin e kushteve t\u00eb parashikuara n\u00eb nenin 73, pika 1, t\u00eb k\u00ebtij ligji, vendos t\u00eb blej\u00eb nj\u00eb kontrat\u00eb t\u00eb sigurimit t\u00eb jet\u00ebs n\u00eb form\u00eb \u201canuiteti\u201d nga nj\u00eb shoq\u00ebri sigurimi jete, vlera neto e aktiveve n\u00eb llogarin\u00eb e an\u00ebtarit t\u00eb fondit do t\u00eb transferohet te shoq\u00ebria e sigurimit t\u00eb jet\u00ebs sipas opsionit t\u00eb zgjedhur nga an\u00ebtari i fondit.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese njofton shoq\u00ebrin\u00eb e sigurimit t\u00eb jet\u00ebs p\u00ebr k\u00ebrkes\u00ebn e an\u00ebtarit t\u00eb fondit dhe merr nj\u00eb konfirmim nga kjo e fundit p\u00ebr blerjen e kontrat\u00ebs s\u00eb sigurimit t\u00eb jet\u00ebs n\u00eb form\u00eb \u201canuiteti\u201d. Shoq\u00ebria e sigurimit t\u00eb jet\u00ebs q\u00eb ofron sh\u00ebrbimin e pages\u00ebs s\u00eb pensionit, p\u00ebrve\u00e7 dispozitave t\u00eb k\u00ebtij ligji, duhet t\u00eb zbatoj\u00eb gjithashtu dispozitat e ligjit q\u00eb rregullojn\u00eb krijimin dhe veprimtarin\u00eb e shoq\u00ebrive t\u00eb sigurimit.<\/p>\n\n\n\n

3. Vlera neto n\u00eb llogarin\u00eb e an\u00ebtarit t\u00eb fondit t\u00eb pensionit, e transferuar te shoq\u00ebria e sigurimit t\u00eb jet\u00ebs, sipas paragrafit 1 t\u00eb k\u00ebtij neni, duhet t\u00eb p\u00ebrdoret vet\u00ebm p\u00ebr q\u00ebllim t\u00eb blerjes s\u00eb nj\u00eb kontrate t\u00eb sigurimit t\u00eb jet\u00ebs n\u00eb form\u00eb \u201canuiteti\u201d t\u00eb l\u00ebshuar nga nj\u00eb shoq\u00ebri e sigurimit t\u00eb jet\u00ebs.<\/p>\n\n\n\n

Neni 75<\/p>\n\n\n\n

Pagesa e pensioneve n\u00eb m\u00ebnyr\u00eb periodike<\/strong><\/p>\n\n\n\n

1. Pavar\u00ebsisht vler\u00ebs neto t\u00eb aktiveve n\u00eb llogarin\u00eb e tij, me plot\u00ebsimin e kushteve t\u00eb parashikuara n\u00eb nenin 73, pika 1, t\u00eb k\u00ebtij ligji, an\u00ebtari i fondit mund t\u00eb vendos\u00eb t\u00eb marr\u00eb pagesa periodike mujore n\u00eb form\u00eb pensioni t\u00eb zgjatura n\u00eb koh\u00eb, jo m\u00eb pak se 2 vjet.<\/p>\n\n\n\n

2. Nd\u00ebrmjet an\u00ebtarit t\u00eb fondit dhe shoq\u00ebris\u00eb administruese lidhet nj\u00eb kontrat\u00eb e ve\u00e7ant\u00eb p\u00ebr kushtet e pages\u00ebs s\u00eb pensionit.<\/p>\n\n\n\n

 3. Pagesat e marra nga an\u00ebtari i fondit t\u00eb pensionit n\u00eb m\u00ebnyr\u00eb t\u00eb menj\u00ebhershme p\u00ebrpara afatit 2-vje\u00e7ar, t\u00eb parashikuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, tatohen me norm\u00ebn n\u00eb fuqi t\u00eb tatimit sipas p\u00ebrcaktimeve n\u00eb legjislacionin n\u00eb fuqi p\u00ebr tatimin mbi t\u00eb ardhurat personale.<\/p>\n\n\n\n

Neni 76<\/p>\n\n\n\n

Pagesa e pensionit n\u00eb m\u00ebnyr\u00eb t\u00eb menj\u00ebhershme<\/strong><\/p>\n\n\n\n

1. Me p\u00ebrmbushjen e kushteve t\u00eb p\u00ebrcaktuara n\u00eb nenin 73, pika 1, t\u00eb k\u00ebtij ligji, an\u00ebtari i fondit ka t\u00eb drejt\u00eb t\u00eb marr\u00eb vler\u00ebn neto t\u00eb aktiveve n\u00eb llogarin\u00eb e tij n\u00eb form\u00ebn e nj\u00eb pagese t\u00eb menj\u00ebhershme.<\/p>\n\n\n\n

2. Pas marrjes s\u00eb njoftimit nga shoq\u00ebria administruese, sipas nenit 105 t\u00eb k\u00ebtij ligji, an\u00ebtari i fondit i b\u00ebn nj\u00eb k\u00ebrkes\u00eb shoq\u00ebris\u00eb p\u00ebr marrjen e pages\u00ebs s\u00eb plot\u00eb t\u00eb vler\u00ebs neto t\u00eb aktiveve n\u00eb llogarin\u00eb e tij.<\/p>\n\n\n\n

3. N\u00eb zbatim t\u00eb pik\u00ebs 2 t\u00eb k\u00ebtij neni, pasi an\u00ebtarit i ka lindur e drejta e p\u00ebrfitimit t\u00eb pensionit, shoq\u00ebria administruese siguron q\u00eb vlera neto e aktiveve n\u00eb llogarin\u00eb e an\u00ebtarit t\u2019i paguhet k\u00ebtij t\u00eb fundit brenda 15 dit\u00ebve pune nga data e depozitimit s\u00eb k\u00ebrkes\u00ebs nga an\u00ebtari.<\/p>\n\n\n\n

Neni 77<\/p>\n\n\n\n

Sponsori i fondit me pjes\u00ebmarrje t\u00eb mbyllur<\/strong><\/p>\n\n\n\n

1. Sponsori i nj\u00eb fondi me pjes\u00ebmarrje t\u00eb mbyllur paguan rregullisht kontributet n\u00eb fondin me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb em\u00ebr t\u00eb an\u00ebtar\u00ebve t\u00eb fondit.<\/p>\n\n\n\n

2. Prospekti i fondit me pjes\u00ebmarrje t\u00eb mbyllur duhet t\u00eb specifikoj\u00eb koh\u00ebn e kryerjes s\u00eb pagesave t\u00eb kontributeve t\u00eb sponsorit n\u00eb llogarit\u00eb personale t\u00eb an\u00ebtar\u00ebve.<\/p>\n\n\n\n

3. Sponsori i vendosur n\u00eb nj\u00eb vend an\u00ebtar paguan kontribute n\u00eb fondin me pjes\u00ebmarrje t\u00eb mbyllur kur fondi administrohet nga nj\u00eb shoq\u00ebri administruese e vendosur n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb. Gjithashtu, sponsori i vendosur n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb paguan kontributet n\u00eb fondin me pjes\u00ebmarrje t\u00eb mbyllur kur fondi administrohet nga nj\u00eb shoq\u00ebri administruese e vendosur nj\u00eb vend an\u00ebtar.<\/p>\n\n\n\n

Neni 78<\/p>\n\n\n\n

Regjistri i pron\u00ebsis\u00eb s\u00eb fondit<\/strong><\/p>\n\n\n\n

1. Kuotat e fondit t\u00eb pensionit jan\u00eb t\u00eb dematerializuara dhe mbahen n\u00eb form\u00eb elektronike n\u00eb regjistrin e pron\u00ebsis\u00eb s\u00eb fondit. Regjistri i pron\u00ebsis\u00eb s\u00eb fondit p\u00ebrb\u00ebn d\u00ebshmi p\u00ebrfundimtare t\u00eb t\u00eb drejtave t\u00eb an\u00ebtar\u00ebve mbi kuotat e regjistruara n\u00eb t\u00eb.<\/p>\n\n\n\n

2. Regjistri i pron\u00ebsis\u00eb s\u00eb fondit duhet t\u00eb mbaj\u00eb:<\/p>\n\n\n\n

a) emrin, mbiemrin dhe adres\u00ebn e secilit an\u00ebtar dhe numrin personal t\u00eb identifikimit ose numrin e dokumentit t\u00eb barasvlersh\u00ebm t\u00eb huaj;<\/p>\n\n\n\n

b) numrin e kuotave q\u00eb mban secili an\u00ebtar;<\/p>\n\n\n\n

c) dat\u00ebn e an\u00ebtar\u00ebsimit n\u00eb fond.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse t\u00eb garantoj\u00eb q\u00eb regjistri t\u00eb jet\u00eb i plot\u00eb, i sakt\u00eb dhe i p\u00ebrdit\u00ebsuar.<\/p>\n\n\n\n

4. Autoriteti p\u00ebrcakton me rregullore form\u00ebn e organizimit dhe mbajtjes s\u00eb regjistrit t\u00eb pron\u00ebsis\u00eb t\u00eb fondit, si dhe m\u00ebnyr\u00ebn e publikimit t\u00eb t\u00eb dh\u00ebnave nga regjistri.<\/p>\n\n\n\n

Neni 79<\/p>\n\n\n\n

P\u00ebrgjegj\u00ebsia p\u00ebr mbajtjen e regjistrit t\u00eb pron\u00ebsis\u00eb<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr krijimin dhe mbajtjen e regjistrit t\u00eb kuotave t\u00eb fondit t\u00eb pensionit. Depozitari i fondit t\u00eb pensionit mban nj\u00ebkoh\u00ebsisht regjistrin e kuotave t\u00eb fondit, si dhe verifikon dhe kontrollon q\u00eb \u00e7do veprim i shoq\u00ebris\u00eb administruese n\u00eb lidhje me k\u00ebt\u00eb regjist\u00ebr \u00ebsht\u00eb n\u00eb p\u00ebrputhje me k\u00ebrkesat e k\u00ebtij ligji dhe akteve n\u00ebnligjore n\u00eb zbatim t\u00eb tij.<\/p>\n\n\n\n

2. N\u00ebse regjistri i kuotave mbahet nga nj\u00eb pal\u00eb e tret\u00eb n\u00eb rastin e delegimit, shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr mbajtjen e regjistrit dhe sakt\u00ebsin\u00eb e t\u00eb dh\u00ebnave.<\/p>\n\n\n\n

Neni 80<\/p>\n\n\n\n

Dokumenti p\u00ebr pron\u00ebsin\u00eb e an\u00ebtarit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese me k\u00ebrkes\u00eb t\u00eb an\u00ebtarit t\u00eb fondit mund\u00ebson nj\u00eb informacion p\u00ebr fondin e pensionit dhe llogarin\u00eb individuale. Ky informacion duhet t\u00eb p\u00ebrmbaj\u00eb:<\/p>\n\n\n\n

a) emrin dhe mbiemrin e an\u00ebtarit;<\/p>\n\n\n\n

b) emrin e fondit, shoq\u00ebrin\u00eb administruese ose zyr\u00ebn e regjistruar t\u00eb shoq\u00ebris\u00eb administruese, n\u00eb rastin e veprimtaris\u00eb nd\u00ebrkufitare;<\/p>\n\n\n\n

c) numrin e kuotave n\u00eb llogarin\u00eb personale t\u00eb an\u00ebtarit;<\/p>\n\n\n\n

\u00e7) \u00e7mimin e kuot\u00ebs t\u00eb asaj dite;<\/p>\n\n\n\n

d) vler\u00ebn e aktiveve n\u00eb llogarin\u00eb personale t\u00eb an\u00ebtarit;<\/p>\n\n\n\n

dh) datat, shumat e pagesave t\u00eb b\u00ebra nga an\u00ebtari, pun\u00ebdh\u00ebn\u00ebsi dhe sponsori;<\/p>\n\n\n\n

e) kthimin e investimit p\u00ebr periudh\u00ebn nga data e an\u00ebtar\u00ebsimit, si dhe p\u00ebr periudh\u00ebn 12-mujore;<\/p>\n\n\n\n

\u00eb) informacionin p\u00ebr tarifat me t\u00eb cilat \u00ebsht\u00eb ngarkuar fondi dhe an\u00ebtari deri n\u00eb dat\u00ebn e l\u00ebshimit t\u00eb dokumentit.<\/p>\n\n\n\n

KREU IV<\/p>\n\n\n\n

PROMOVIMI I FONDIT T\u00cb PENSIONIT N\u00cb REPUBLIK\u00cbN E SHQIP\u00cbRIS\u00cb<\/h2>\n\n\n\n

Neni 81<\/p>\n\n\n\n

Promovimi i fondeve t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Promovimi i fondeve t\u00eb pensionit dhe shoq\u00ebris\u00eb administruese kryhet nga:<\/p>\n\n\n\n

a) vet\u00eb shoq\u00ebria administruese;<\/p>\n\n\n\n

b) shoq\u00ebria administruese e licencuar n\u00eb nj\u00eb vend an\u00ebtar, q\u00eb njihet nga Autoriteti p\u00ebr t\u00eb ushtruar veprimtari n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb;<\/p>\n\n\n\n

c) agjenti i fondit.<\/p>\n\n\n\n

2. Agjenti i fondit t\u00eb pensionit mund t\u2019u ofroj\u00eb an\u00ebtar\u00ebve t\u00eb mundsh\u00ebm pjes\u00ebmarrjen n\u00eb fondin e pensionit p\u00ebrmes n\u00ebnshkrimit t\u00eb kontrat\u00ebs s\u00eb an\u00ebtar\u00ebsimit n\u00eb em\u00ebr dhe p\u00ebr llogari t\u00eb shoq\u00ebris\u00eb administruese. Agjenti gjat\u00eb ofrimit t\u00eb an\u00ebtar\u00ebsimit n\u00eb fondin e pensionit vepron si p\u00ebrfaq\u00ebsues shitjeje i shoq\u00ebris\u00eb administruese, n\u00eb baz\u00eb t\u00eb nj\u00eb kontrate t\u00eb lidhur me shkrim me shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

3. Pun\u00ebdh\u00ebn\u00ebsit, pal\u00ebs s\u00eb lidhur me pun\u00ebdh\u00ebn\u00ebsin, sindikat\u00ebs apo \u00e7do forme tjet\u00ebr organizimi t\u00eb punonj\u00ebsve nuk mund t’i ofrohet asnj\u00eb p\u00ebrfitim me q\u00ebllim inkurajimin e punonj\u00ebsve p\u00ebr t\u2019u an\u00ebtar\u00ebsuar n\u00eb nj\u00eb fond pensioni privat.<\/p>\n\n\n\n

4. Autoriteti nxjerr rregullore p\u00ebr kushtet dhe kriteret q\u00eb duhet t\u00eb plot\u00ebsojn\u00eb personat q\u00eb do t\u00eb veprojn\u00eb si agjenti i fondit t\u00eb pensionit.<\/p>\n\n\n\n

Neni 82<\/p>\n\n\n\n

Veprimtaria promovuese<\/strong><\/p>\n\n\n\n

1. Promovimi i fondeve t\u00eb pensionit dhe shoq\u00ebris\u00eb administruese kryhet n\u00ebp\u00ebrmjet veprimtarive promovuese n\u00ebp\u00ebrmjet medies s\u00eb shtypur dhe elektronike dhe p\u00ebrfshin:<\/p>\n\n\n\n

a) broshurat;<\/p>\n\n\n\n

b) reklama n\u00eb shtypin e dit\u00ebs, revista, radio, televizione dhe faqe interneti;<\/p>\n\n\n\n

c) materiale promovuese t\u00eb d\u00ebrguara me post\u00eb t\u00eb zakonshme ose elektronike, faks ose mjete t\u00eb tjera;<\/p>\n\n\n\n

\u00e7) telemarketing, i cili p\u00ebrfshin p\u00ebrdorimin e nj\u00eb ofruesi t\u00eb specializuar t\u00eb sh\u00ebrbimit telemarketing, n\u00eb baz\u00eb t\u00eb nj\u00eb kontrate t\u00eb lidhur me shoq\u00ebrin\u00eb administruese;<\/p>\n\n\n\n

d) materiale ose mjete t\u00eb tjera promovimi q\u00eb mund t\u00eb lexohen, shihen ose t\u00eb dor\u00ebzohen te publiku.<\/p>\n\n\n\n

2. Veprimtaria promovuese, e parashikuar n\u00eb paragrafin 1 t\u00eb k\u00ebtij neni, duhet t\u00eb p\u00ebrgatitet n\u00eb gjuh\u00ebn shqipe. Shoq\u00ebria administruese \u00ebsht\u00eb e detyruar t\u00eb ruaj\u00eb kopje t\u00eb materialeve me p\u00ebrmbajtje promovuese, si dhe burimet e informacioneve t\u00eb p\u00ebrmendura n\u00eb materialet promovuese, sipas afateve kohore q\u00eb parashikohen n\u00eb legjislacionin e zbatuesh\u00ebm n\u00eb fuqi. K\u00ebto t\u00eb dh\u00ebna i vihen n\u00eb dispozicion Autoritetit p\u00ebr \u00e7do inspektim t\u00eb mundsh\u00ebm.<\/p>\n\n\n\n

3. T\u00eb gjitha veprimtarit\u00eb dhe materialet me p\u00ebrmbajtje promovuese miratohen nga nj\u00eb person ky\u00e7 i shoq\u00ebris\u00eb administruese n\u00eb em\u00ebr t\u00eb shoq\u00ebris\u00eb administruese t\u00eb licencuar.<\/p>\n\n\n\n

4. \u00c7do lloj informacioni ose dokumenti promocional p\u00ebr fondet e pensionit dhe shoq\u00ebrin\u00eb administruese p\u00ebrpara botimit ose publikimit njoftohen n\u00eb Autoritet.<\/p>\n\n\n\n

Neni 83<\/p>\n\n\n\n

M\u00ebnyra e promovimit<\/strong><\/p>\n\n\n\n

1. Veprimtaria promovuese p\u00ebr fondin e pensionit dhe shoq\u00ebrin\u00eb administruese nuk duhet t\u00eb p\u00ebrmbaj\u00eb t\u00eb dh\u00ebna q\u00eb bien ndesh ose zvog\u00eblojn\u00eb r\u00ebnd\u00ebsin\u00eb e informacioneve, q\u00eb p\u00ebrmban prospekti i fondit.<\/p>\n\n\n\n

2. N\u00eb rastin e veprimtarive promovuese p\u00ebr fondin e pensionit dhe shoq\u00ebrin\u00eb administruese duhet t\u00eb p\u00ebrmbushen kriteret e m\u00ebposhtme:<\/p>\n\n\n\n

a) q\u00ebllimi i veprimtaris\u00eb nuk fshihet apo nuk prezantohet n\u00eb m\u00ebnyr\u00eb mashtruese;<\/p>\n\n\n\n

b) paraqitet nj\u00eb p\u00ebrshkrim i sakt\u00eb dhe i v\u00ebrtet\u00eb i fondit t\u00eb pensionit q\u00eb po promovohet, si dhe i detyrimeve dhe i rreziqeve q\u00eb lidhen me t\u00eb;<\/p>\n\n\n\n

c) faktet e deklaruara duhet t\u00eb jen\u00eb t\u00eb plota, t\u00eb qarta, t\u00eb sakta, t\u00eb v\u00ebrteta dhe t\u00eb kuptueshme, n\u00eb dat\u00ebn n\u00eb t\u00eb cil\u00ebn jepen, si dhe nuk duhet t\u00eb jen\u00eb \u00e7orientuese apo t\u00eb paraqiten n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb interpretohen si parashikim p\u00ebr rezultatet e mundshme t\u00eb veprimtaris\u00eb n\u00eb t\u00eb ardhmen. \u00c7do fakt i dh\u00ebn\u00eb t\u00eb jet\u00eb i v\u00ebrtetuesh\u00ebm;<\/p>\n\n\n\n

\u00e7) pamja, p\u00ebrmbajtja ose forma e materialit promovues t\u00eb mos shtremb\u00ebroj\u00eb ose zvog\u00ebloj\u00eb r\u00ebnd\u00ebsin\u00eb e \u00e7do deklarate, paralajm\u00ebrimi ose pretendimi i b\u00ebr\u00eb n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji ose nj\u00eb rregulloreje t\u00eb miratuar n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj;<\/p>\n\n\n\n

d) \u00e7do krahasim i b\u00ebr\u00eb t\u00eb bazohet n\u00eb fakte, t\u00eb cilat jan\u00eb t\u00eb sakta dhe t\u00eb p\u00ebrdit\u00ebsuara. Gjithashtu, p\u00ebrfundimet kryesore t\u00eb k\u00ebtyre krahasimeve duhet t\u00eb jepen n\u00eb m\u00ebnyr\u00eb t\u00eb qart\u00eb dhe \u00e7do krahasim t\u00eb jepet n\u00eb m\u00ebnyr\u00eb t\u00eb drejt\u00eb dhe t\u00eb paanshme, i cili n\u00eb asnj\u00eb m\u00ebnyr\u00eb nuk \u00ebsht\u00eb \u00e7orientues dhe bazohet n\u00eb t\u00eb gjith\u00eb faktor\u00ebt ky\u00e7 p\u00ebr nj\u00eb krahasim t\u00eb k\u00ebtij lloji;<\/p>\n\n\n\n

dh) nuk duhet t\u00eb jepet asnj\u00eb keqprezantim, n\u00eb ve\u00e7anti, p\u00ebr sa u p\u00ebrket njohurive profesionale t\u00eb personave p\u00ebrgjegj\u00ebs, aktiveve dhe q\u00ebllimit t\u00eb fondit, veprimtaris\u00eb tregtare t\u00eb shoq\u00ebris\u00eb administruese dhe pron\u00ebsis\u00eb apo numrit t\u00eb kuotave n\u00eb fondin e pensionit;<\/p>\n\n\n\n

e) t\u00eb garantohet q\u00eb paraqitja, p\u00ebrmbajtja ose forma e informacionit t\u00eb reklamave nuk shtremb\u00ebron, fsheh apo ul r\u00ebnd\u00ebsin\u00eb e deklaratave, paralajm\u00ebrimeve ose referencave q\u00eb jepen sipas k\u00ebtij ligji apo akteve rregullative t\u00eb miratuara nga Autoriteti n\u00eb zbatim t\u00eb tij;<\/p>\n\n\n\n

\u00eb) t\u00eb garantohet q\u00eb asnj\u00eb licenc\u00eb e dh\u00ebn\u00eb nga Autoriteti rregullator t\u00eb mos citohet pa lejen e k\u00ebtij Autoriteti, si dhe duhet t\u00eb garantohet se asnj\u00eb pal\u00eb e tret\u00eb t\u00eb mos besoj\u00eb q\u00eb licenca e dh\u00ebn\u00eb nga Autoriteti rregullator ka kuptim t\u00eb ndrysh\u00ebm nga certifikata, q\u00eb v\u00ebrteton se subjekti n\u00eb fjal\u00eb ka p\u00ebrmbushur t\u00eb gjitha kushtet p\u00ebr p\u00ebrfitimin e statusit ligjor t\u00eb treguar n\u00eb licenc\u00eb;<\/p>\n\n\n\n

f) \u00e7do e dh\u00ebn\u00eb duhet t\u00eb p\u00ebrfshihet n\u00ebse mosp\u00ebrfshirja e k\u00ebsaj t\u00eb dh\u00ebne do ta b\u00ebnte veprimtarin\u00eb promocionale t\u00eb pasakt\u00eb, t\u00eb pav\u00ebrtet\u00eb, t\u00eb paqart\u00eb ose \u00e7orientuese.<\/p>\n\n\n\n

3. Autoriteti miraton rregullore p\u00ebr p\u00ebrmbajtjen, format e reklamimit, ndryshimet dhe ruajtjen e materialeve promovuese p\u00ebr fondin e pensionit dhe shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

Neni 84<\/p>\n\n\n\n

Publikimi i performanc\u00ebs s\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

Shoq\u00ebria administruese publikon performanc\u00ebn e fondit t\u00eb pensionit n\u00ebn administrim. Prezantimi i performanc\u00ebs s\u00eb fondit t\u00eb pensionit:<\/p>\n\n\n\n

a) nuk duhet t\u00eb ofroj\u00eb asnj\u00eb garanci apo premtim;<\/p>\n\n\n\n

b) nuk duhet t\u00eb hartohet n\u00eb form\u00ebn e nj\u00eb vler\u00ebsimi t\u00eb \u00e7far\u00ebdo lloji;<\/p>\n\n\n\n

c) duhet t\u00eb pasqyroj\u00eb rezultatet e veprimtaris\u00eb s\u00eb fondit nga themelimi i tij deri n\u00eb dit\u00ebn e prezantimit ose p\u00ebr pes\u00eb vjet\u00ebt e fundit;<\/p>\n\n\n\n

\u00e7) duhet t\u00eb p\u00ebrmbaj\u00eb t\u00eb dh\u00ebna t\u00eb p\u00ebrdit\u00ebsuara deri n\u00eb momentin e publikimit t\u00eb performanc\u00ebs s\u00eb fondit;<\/p>\n\n\n\n

d) nuk duhet t\u00eb paraqitet n\u00eb m\u00ebnyr\u00eb t\u00eb till\u00eb q\u00eb t\u00eb sugjeroj\u00eb se b\u00ebhet fjal\u00eb p\u00ebr nj\u00eb parashikim t\u00eb rezultateve t\u00eb ardhshme t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

Neni 85<\/p>\n\n\n\n

Veprimtarit\u00eb e pad\u00ebshiruara<\/strong><\/p>\n\n\n\n

1. N\u00ebse Autoriteti vler\u00ebson se veprimtaria promovuese, \u00e7do form\u00eb marketimi e fondit t\u00eb pensionit apo shoq\u00ebris\u00eb administruese ose publikimi i performanc\u00ebs s\u00eb fondit \u00ebsht\u00eb ose mund t\u00eb jet\u00eb keqinformues, ndalon menj\u00ebher\u00eb publikimin, shp\u00ebrndarjen apo ofrimin e produktit ose urdh\u00ebron shoq\u00ebrin\u00eb administruese t\u00eb korrigjoj\u00eb informacionin apo produktin.<\/p>\n\n\n\n

2. Autoriteti mund t\u00eb ndaloj\u00eb nj\u00eb veprimtari t\u00eb caktuar duke e deklaruar si t\u00eb pad\u00ebshiruara dhe duke publikuar arsyet pse ka marr\u00eb nj\u00eb vendim t\u00eb till\u00eb:<\/p>\n\n\n\n

a) p\u00ebr t\u00eb gjith\u00eb ose nj\u00eb kategori t\u00eb ve\u00e7ant\u00eb fondesh pensioni;<\/p>\n\n\n\n

b) p\u00ebr t\u00eb gjith\u00eb ose p\u00ebr nj\u00eb kategori t\u00eb ve\u00e7ant\u00eb personash, q\u00eb ofrojn\u00eb sh\u00ebrbime p\u00ebr fonde pensioni<\/p>\n\n\n\n

3. Autoriteti urdh\u00ebron menj\u00ebher\u00eb pezullimin e veprimtaris\u00eb s\u00eb pad\u00ebshirueshme.<\/p>\n\n\n\n

Neni 86<\/p>\n\n\n\n

Agjenti i fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Gjat\u00eb promovimit t\u00eb fondit dhe n\u00ebnshkrimit t\u00eb kontrat\u00ebs s\u00eb an\u00ebtar\u00ebsimit n\u00eb nj\u00eb fond pensioni, agjenti vepron si p\u00ebrfaq\u00ebsues shitjeje i shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

2. Marr\u00ebdh\u00ebnia juridike nd\u00ebrmjet agjentit t\u00eb fondit t\u00eb pensionit dhe shoq\u00ebris\u00eb administruese rregullohet n\u00eb baz\u00eb t\u00eb nj\u00eb kontrate t\u00eb lidhur me shkrim nd\u00ebrmjet pal\u00ebve.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese duhet t\u00eb njoftoj\u00eb me shkrim Autoritetin brenda 5 dit\u00ebve pune, p\u00ebr \u00e7do kontrat\u00eb t\u00eb lidhur, sipas pik\u00ebs 2, t\u00eb k\u00ebtij neni, dhe t\u2019i v\u00ebr\u00eb n\u00eb dispozicion list\u00ebn e agjent\u00ebve.<\/p>\n\n\n\n

Neni 87<\/p>\n\n\n\n

P\u00ebrgjegj\u00ebsit\u00eb e agjentit t\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Agjenti i fondit t\u00eb pensionit duhet t\u00eb veproj\u00eb me ndershm\u00ebri, drejt\u00ebsi dhe profesionaliz\u00ebm n\u00eb p\u00ebrputhje me interesin m\u00eb t\u00eb mir\u00eb t\u00eb an\u00ebtarit t\u00eb mundsh\u00ebm, si dhe duhet t\u00eb vler\u00ebsoj\u00eb para n\u00ebnshkrimit t\u00eb kontrat\u00ebs s\u00eb fondit t\u00eb pensionit p\u00ebrshtatshm\u00ebrin\u00eb e fondit t\u00eb pensionit privat me kushtet dhe rrethanat e an\u00ebtarit t\u00eb mundsh\u00ebm.<\/p>\n\n\n\n

2. Agjenti nuk duhet t\u00eb jap\u00eb informacione t\u00eb gabuara ose informacione q\u00eb mund t\u00eb mashtrojn\u00eb an\u00ebtarin e mundsh\u00ebm n\u00eb lidhje me gjendjen e fondit, t\u00eb paraqes\u00eb fakte t\u00eb pav\u00ebrteta dhe t\u00eb pasakta n\u00eb lidhje me fondin, objektivat e investimeve, rreziqet e lidhura, \u00e7mimin e kuot\u00ebs, kthimin nga investimi ose \u00e7do \u00e7\u00ebshtje tjet\u00ebr n\u00eb lidhje me fondin ose shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

3. Gjat\u00eb promovimit t\u00eb fondit t\u00eb pensionit ose ofrimit t\u00eb an\u00ebtar\u00ebsimit n\u00eb fond, agjenti p\u00ebrdor vet\u00ebm prospektin, raportet mujore p\u00ebr ecurin\u00eb e fondit dhe materialet promovuese t\u00eb miratuar nga shoq\u00ebria administruese.<\/p>\n\n\n\n

4. Agjenti i fondit t\u00eb pensionit duhet t\u00eb mbaj\u00eb t\u00eb dh\u00ebna t\u00eb plota p\u00ebr \u00e7do kontrat\u00eb t\u00eb n\u00ebnshkruar. Agjenti p\u00ebrcjell n\u00eb koh\u00ebn e duhur kontratat e lidhura t\u00eb an\u00ebtar\u00ebsimit tek shoq\u00ebria administruese.<\/p>\n\n\n\n

5. Agjenti i fondit t\u00eb pensionit duhet t\u00eb ruaj\u00eb konfidencialitetin p\u00ebr t\u00eb gjitha informacionet e marra nga an\u00ebtari i mundsh\u00ebm. Agjenti i fondit t\u00eb pensionit nuk duhet t\u00eb n\u00ebnshkruaj\u00eb kontrat\u00ebn pa diskutuar m\u00eb par\u00eb n\u00ebse ndodhet n\u00eb kushtet e konfliktit t\u00eb interesit.<\/p>\n\n\n\n

6. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr veprimet dhe mosveprimet e agjentit n\u00eb lidhje me an\u00ebtarin e mundsh\u00ebm. Shoq\u00ebria administruese monitoron veprimtarin\u00eb e agjentit t\u00eb fondit t\u00eb pensionit. N\u00eb rastet e d\u00ebmeve t\u00eb shkaktuara an\u00ebtarit t\u00eb fondit, shoq\u00ebria administruese duhet t\u00eb njoftoj\u00eb menj\u00ebher\u00eb Autoritetin duke specifikuar edhe veprimet q\u00eb duhet t\u00eb nd\u00ebrmerren p\u00ebr t\u00eb ndaluar shkeljen dhe, kur \u00ebsht\u00eb e p\u00ebrshtatshme, t\u00eb jap\u00eb kompensim ose t\u00eb rishikoj\u00eb veprimet q\u00eb jan\u00eb nd\u00ebrmarr\u00eb.<\/p>\n\n\n\n

7. Autoriteti miraton rregullore p\u00ebr regjistrimin e agjentit dhe kushtet e ushtrimit t\u00eb veprimtaris\u00eb.<\/p>\n\n\n\n

Neni 88<\/p>\n\n\n\n

Regjistri i agjent\u00ebve t\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese mban regjistrin e agjent\u00ebve t\u00eb fondeve t\u00eb saj t\u00eb pensionit. Regjistri duhet t\u00eb jet\u00eb i p\u00ebrdit\u00ebsuar dhe i vihet n\u00eb dispozicion Autoritetit p\u00ebr q\u00ebllime referimi dhe inspektimi.<\/p>\n\n\n\n

2. Regjistri duhet t\u00eb p\u00ebrmbaj\u00eb emrin, selin\u00eb dhe t\u00eb p\u00ebrshkruaj\u00eb kompetencat e ve\u00e7anta q\u00eb duhet t\u00eb ushtroj\u00eb n\u00eb em\u00ebr dhe p\u00ebr llogari t\u00eb shoq\u00ebris\u00eb administruese agjenti i fondit t\u00eb pensionit.<\/p>\n\n\n\n

3. Autoriteti mban regjistrin qendror t\u00eb agjent\u00ebve dhe k\u00ebrkon informacion t\u00eb vazhduesh\u00ebm nga shoq\u00ebria administruese, me q\u00ebllim p\u00ebrdit\u00ebsimin e tij.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese duhet t\u00eb informoj\u00eb me shkrim Autoritetin menj\u00ebher\u00eb pas nd\u00ebrprerjes s\u00eb marr\u00ebdh\u00ebnies me agjentin p\u00ebr heqjen e emrit t\u00eb k\u00ebtij agjenti t\u00eb fondit t\u00eb pensionit nga regjistri.<\/p>\n\n\n\n

5. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr sakt\u00ebsin\u00eb e informacionit t\u00eb publikuar, me q\u00ebllim promovimin e fondeve t\u00eb pensionit dhe veprimtaris\u00eb s\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

KREU V<\/p>\n\n\n\n

INVESTIMI I AKTIVEVE T\u00cb FONDIT<\/h2>\n\n\n\n

Neni 89<\/p>\n\n\n\n

Rregullat e investimit<\/strong><\/p>\n\n\n\n

Aktivet e fondeve t\u00eb pensionit duhet t\u00eb:<\/p>\n\n\n\n

1. Investohen n\u00eb interesin m\u00eb t\u00eb mir\u00eb afatgjat\u00eb t\u00eb an\u00ebtar\u00ebve n\u00eb p\u00ebrputhje me q\u00ebllimin e nj\u00eb fondi pensioni privat.<\/p>\n\n\n\n

2. Investohen duke respektuar parimet e siguris\u00eb s\u00eb aktiveve t\u00eb fondit, diversifikimit t\u00eb portofolit dhe mbajtjes s\u00eb likuiditetit t\u00eb p\u00ebrshtatsh\u00ebm, n\u00eb kontekstin e arritjes s\u00eb nj\u00eb fitimi afatgjat\u00eb p\u00ebr sigurimin e aktiveve dhe t\u00eb ardhurave n\u00eb mosh\u00ebn e pensionit.<\/p>\n\n\n\n

3. Investohen vet\u00ebm at\u00ebher\u00eb kur k\u00ebto investime p\u00ebrmbushin kriteret p\u00ebr t\u00eb qen\u00eb aktive t\u00eb lejuara, sipas k\u00ebtij ligji dhe rregullores s\u00eb investimeve t\u00eb miratuar nga Autoriteti, p\u00ebrfshir\u00eb kriteret lidhur me cil\u00ebsin\u00eb, tregtueshm\u00ebrin\u00eb dhe likuiditetin e aktiveve.<\/p>\n\n\n\n

4. T\u00eb jen\u00eb t\u00eb diversifikuara me q\u00ebllim shmangien e akumulimit t\u00eb rrezikut n\u00eb nivel portofoli, si dhe shmangien e p\u00ebrqendrimit n\u00eb nj\u00eb aktiv t\u00eb vet\u00ebm apo emetues q\u00eb i p\u00ebrkasin t\u00eb nj\u00ebjtit grup.<\/p>\n\n\n\n

5. Shoq\u00ebria administruese, n\u00ebse gjat\u00eb marrjes s\u00eb vendimeve p\u00ebr investim merr n\u00eb konsiderat\u00eb ndikimin potencial afatgjat\u00eb t\u00eb vendimit tek faktor\u00ebt mjedisor\u00eb, social\u00eb dhe t\u00eb qeverisjes, at\u00ebher\u00eb duhet ta deklaroj\u00eb k\u00ebt\u00eb n\u00eb prospekt.<\/p>\n\n\n\n

6. Autoriteti p\u00ebrcakton rregulla t\u00eb m\u00ebtejshme p\u00ebr investimet e lejuara t\u00eb fondit t\u00eb pensionit, kufizimet, kufirin maksimal t\u00eb investimit.<\/p>\n\n\n\n

Neni 90<\/p>\n\n\n\n

Investimet e lejuara<\/strong><\/p>\n\n\n\n

 Aktivet e nj\u00eb fondi pensioni mund t\u00eb investohen vet\u00ebm n\u00eb instrumentet e m\u00ebposht\u00ebm:<\/p>\n\n\n\n

a) tituj borxhi t\u00eb emetuara ose t\u00eb garantuara nga qeveria e Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb;<\/p>\n\n\n\n

b) tituj t\u00eb transferuesh\u00ebm ose instrumente t\u00eb tregut t\u00eb paras\u00eb, t\u00eb emetuara n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb dhe t\u00eb pranuara p\u00ebr tregtim n\u00eb nj\u00eb treg t\u00eb rregulluar;<\/p>\n\n\n\n

c) tituj t\u00eb transferuesh\u00ebm dhe instrumente t\u00eb tregut t\u00eb paras\u00eb, t\u00eb pranuara p\u00ebr tregtim n\u00eb list\u00ebn zyrtare n\u00eb nj\u00eb treg t\u00eb rregulluar n\u00eb nj\u00eb vend t\u00eb OECD-s\u00eb, me kusht q\u00eb p\u00ebrzgjedhja e tregut t\u00eb rregulluar t\u00eb jet\u00eb parashikuar n\u00eb kontrat\u00ebn ose prospektin e fondit t\u00eb pensionit;<\/p>\n\n\n\n

\u00e7) mjete monetare dhe depozita n\u00eb banka t\u00eb licencuara n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb dhe\/ose vendet e OECD-s\u00eb;<\/p>\n\n\n\n

d) tituj borxhi t\u00eb emetuara nga bankat dhe institucione financiare jobankare q\u00eb nuk jan\u00eb t\u00eb pranuara p\u00ebr tregtim n\u00eb nj\u00eb treg t\u00eb rregulluar;<\/p>\n\n\n\n

dh) instrumente financiare derivative vet\u00ebm p\u00ebr rastet e mbrojtjes nga rreziku i investimit. N\u00eb rast se shoq\u00ebria administruese vendos t\u00eb p\u00ebrdor\u00eb derivative, duhet t\u00eb ket\u00eb politik\u00eb ose procedur\u00eb t\u00eb brendshme, t\u00eb cilat p\u00ebrcaktojn\u00eb kufizime n\u00eb lidhje me rreziqet q\u00eb shoq\u00ebrojn\u00eb p\u00ebrdorimin e tyre. Rreziqet n\u00eb lidhje me p\u00ebrdorimin e k\u00ebtyre instrumenteve duhet t\u00eb jen\u00eb pasqyruar n\u00eb prospektin e fondit t\u00eb pensionit;<\/p>\n\n\n\n

e) aksione t\u00eb sip\u00ebrmarrjeve t\u00eb investimeve kolektive me ofert\u00eb publike, me p\u00ebrjashtim t\u00eb fondeve t\u00eb investimeve alternative;<\/p>\n\n\n\n

 \u00eb) kuota t\u00eb sip\u00ebrmarrjeve t\u00eb investimeve kolektive, me pjes\u00ebmarrje t\u00eb hapur, me ofert\u00eb publike, p\u00ebrfshir\u00eb sip\u00ebrmarrjet e investimeve kolektive n\u00eb tituj t\u00eb transferuesh\u00ebm, me kusht q\u00eb:<\/p>\n\n\n\n

i. k\u00ebto sip\u00ebrmarrje t\u00eb mos administrohen nga e nj\u00ebjta shoq\u00ebri q\u00eb administron fondin e pensionit;<\/p>\n\n\n\n

ii. k\u00ebto sip\u00ebrmarrje t\u00eb jen\u00eb t\u00eb licencuara, n\u00eb zbatim t\u00eb ligjeve q\u00eb parashikojn\u00eb se jan\u00eb objekt i mbik\u00ebqyrjes, q\u00eb konsiderohet nga autoriteti si mbik\u00ebqyrje e nj\u00ebjt\u00eb me at\u00eb q\u00eb parashikohet n\u00eb legjislacionin n\u00eb fuqi p\u00ebr sip\u00ebrmarrjet e investimeve kolektive dhe q\u00eb t\u00eb jet\u00eb garantuar mjaftuesh\u00ebm bashk\u00ebpunimi nd\u00ebrmjet autoriteteve;<\/p>\n\n\n\n

iii. niveli i mbrojtjes p\u00ebr pjes\u00ebmarr\u00ebsit n\u00eb sip\u00ebrmarrjet e tjera t\u00eb jet\u00eb i barasvlersh\u00ebm me at\u00eb q\u00eb parashikohet p\u00ebr pjes\u00ebmarr\u00ebsit n\u00eb sip\u00ebrmarrjen e investimeve kolektive me pjes\u00ebmarrje t\u00eb hapur me ofert\u00eb publike n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb dhe n\u00eb ve\u00e7anti me rregullat p\u00ebr ve\u00e7imin e aktiveve, huamarrjen, huadh\u00ebnien dhe shitjen e pambuluar t\u00eb titujve t\u00eb transferuesh\u00ebm dhe instrumenteve t\u00eb tregut t\u00eb paras\u00eb, q\u00eb jan\u00eb t\u00eb barasvlershme me k\u00ebrkesat p\u00ebrkat\u00ebse n\u00eb k\u00ebt\u00eb ligj;<\/p>\n\n\n\n

iv. veprimtaria e sip\u00ebrmarrjeve t\u00eb tjera t\u00eb raportohet n\u00eb raportet vjetore dhe t\u00eb nd\u00ebrmjetme dhe n\u00eb pasqyrat financiare p\u00ebr t\u00eb mund\u00ebsuar vler\u00ebsimin e aktiveve dhe pasiveve, t\u00eb ardhurave dhe veprimtaris\u00eb gjat\u00eb periudh\u00ebs s\u00eb raportimit.<\/p>\n\n\n\n

Neni 91<\/p>\n\n\n\n

Kufizimet mbi ekspozimin<\/strong><\/p>\n\n\n\n

1. Aktivet e nj\u00eb fondi pensioni duhet t\u00eb p\u00ebrmbushin parashikimet e m\u00ebposhtme lidhur me kufizimin e ekspozimit:<\/p>\n\n\n\n

a) nuk investon m\u00eb tep\u00ebr se 5% t\u00eb vler\u00ebs s\u00eb aktiveve t\u00eb fondit n\u00eb tituj t\u00eb transferuesh\u00ebm ose instrumente t\u00eb tregut t\u00eb paras\u00eb, t\u00eb emetuara nga nj\u00eb emetues i vet\u00ebm, me p\u00ebrjashtim t\u00eb rastit kur:<\/p>\n\n\n\n

i. limiti i 5% mund t\u00eb rritet n\u00eb 10%, por n\u00eb k\u00ebt\u00eb rast vlera totale e titujve dhe e instrumenteve t\u00eb tregut t\u00eb paras\u00eb t\u00eb disa emetuesve, n\u00eb t\u00eb cilat fondi i pensionit investon m\u00eb tep\u00ebr se 5% t\u00eb vler\u00ebs s\u00eb aktiveve, nuk tejkalon 40% t\u00eb vler\u00ebs s\u00eb aktiveve t\u00eb fondit t\u00eb pensionit;<\/p>\n\n\n\n

b) nuk investon m\u00eb tep\u00ebr se 2% t\u00eb vler\u00ebs s\u00eb aktiveve t\u00eb fondit, t\u00eb emetuara nga nj\u00eb emetues i vet\u00ebm n\u00eb tituj borxhi, t\u00eb emetuara nga bankat dhe institucione financiare jobankare, q\u00eb nuk jan\u00eb t\u00eb pranuara p\u00ebr tregtim n\u00eb nj\u00eb treg t\u00eb rregulluar. N\u00eb total vlera totale e titujve t\u00eb borxhit, t\u00eb emetuara nga bankat dhe institucione financiare jobankare, q\u00eb nuk jan\u00eb pranuar p\u00ebr tregtim n\u00eb nj\u00eb treg t\u00eb rregulluar, nuk tejkalon 5% t\u00eb vler\u00ebs s\u00eb aktiveve t\u00eb fondit t\u00eb pensionit;<\/p>\n\n\n\n

c) nuk investon m\u00eb shum\u00eb se 20% t\u00eb vler\u00ebs s\u00eb aktiveve t\u00eb fondit n\u00eb depozita pran\u00eb nj\u00eb subjekti t\u00eb vet\u00ebm;<\/p>\n\n\n\n

 \u00e7) n\u00eb p\u00ebrjashtim nga shkronja \u201ca\u201d e k\u00ebsaj pike, n\u00ebse titujt e borxhit emetohen ose garantohen nga qeveria e Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb, mund t\u00eb investojn\u00eb deri n\u00eb 100% t\u00eb vler\u00ebs s\u00eb aktiveve t\u00eb fondit t\u00eb pensionit n\u00eb k\u00ebt\u00eb emetues t\u00eb vet\u00ebm;<\/p>\n\n\n\n

d) n\u00eb p\u00ebrjashtim nga shkronja \u201ca\u201d e k\u00ebsaj pike, n\u00ebse titujt e transferuesh\u00ebm ose instrumentet e tregut t\u00eb paras\u00eb emetohen ose garantohen nga qeveria qendrore e nj\u00eb vendi an\u00ebtar i OECD-s\u00eb, mund t\u00eb investojn\u00eb deri n\u00eb 30% t\u00eb vler\u00ebs s\u00eb aktiveve t\u00eb fondit t\u00eb pensionit n\u00eb k\u00ebt\u00eb emetues t\u00eb vet\u00ebm;<\/p>\n\n\n\n

dh) n\u00eb rastin e parashikuar nga shkronja \u201cd\u201d e k\u00ebsaj pike, fondi i pensionit mund t\u00eb investoj\u00eb m\u00eb shum\u00eb se 30% t\u00eb vler\u00ebs s\u00eb aktiveve t\u00eb fondit n\u00eb k\u00ebta tituj t\u00eb emetuar nga nj\u00eb subjekt i vet\u00ebm, me kusht q\u00eb:<\/p>\n\n\n\n

i. shoq\u00ebria administruese, p\u00ebrpara se t\u00eb b\u00ebhet ky investim, t\u00eb konsultohet me depozitarin dhe n\u00eb baz\u00eb t\u00eb k\u00ebsaj t\u00eb vler\u00ebsoj\u00eb n\u00ebse emetuesi i k\u00ebtyre titujve \u00ebsht\u00eb i p\u00ebrshtatsh\u00ebm n\u00eb p\u00ebrputhje me objektivat e investimit t\u00eb fondit n\u00eb fjal\u00eb;<\/p>\n\n\n\n

ii. jo m\u00eb shum\u00eb se 30% e vler\u00ebs s\u00eb aktiveve t\u00eb fondit t\u00eb konsistoj\u00eb n\u00eb tituj t\u00eb nj\u00eb emetimi t\u00eb vet\u00ebm;<\/p>\n\n\n\n

iii. aktivet e fondit t\u00eb pensionit t\u00eb p\u00ebrfshijn\u00eb k\u00ebta tituj t\u00eb emetuar nga i nj\u00ebjti emetues apo nj\u00eb emetues tjet\u00ebr me t\u00eb pakt\u00ebn gjasht\u00eb emetime t\u00eb ndryshme me numra t\u00eb ndrysh\u00ebm nd\u00ebrkomb\u00ebtar\u00eb t\u00eb identifikimit t\u00eb titujve (ISIN) ose t\u00eb barasvlersh\u00ebm t\u00eb tyre; dhe<\/p>\n\n\n\n

iv. t\u00eb jet\u00eb pasqyruar ky fakt n\u00eb prospektin e fondit t\u00eb pensionit;<\/p>\n\n\n\n

e) n\u00eb lidhje me investimin n\u00eb obligacionet e mbuluara, kufizimi prej 10% n\u00eb zbatim t\u00eb shkronj\u00ebs \u201ca\u201d t\u00eb k\u00ebsaj pike, rritet n\u00eb 25% t\u00eb vler\u00ebs s\u00eb aktiveve t\u00eb fondit t\u00eb pensionit;<\/p>\n\n\n\n

\u00eb) nuk investon m\u00eb shum\u00eb se 10% t\u00eb vler\u00ebs s\u00eb aktiveve t\u00eb fondit t\u00eb pensionit n\u00eb aksione ose kuota t\u00eb nj\u00eb sip\u00ebrmarrjeje t\u00eb vetme t\u00eb investimeve kolektive me ofert\u00eb publike, me kusht q\u00eb t\u00ebr\u00ebsia e ekspozimeve t\u00eb mos tejkaloj\u00eb 30%, n\u00ebse k\u00ebto sip\u00ebrmarrje nuk jan\u00eb klasifikuar si SIKTT n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb ose (UCITS) n\u00eb vendet e Bashkimit Europian.<\/p>\n\n\n\n

2. N\u00ebse investimi \u00ebsht\u00eb n\u00eb aksione ose kuota t\u00eb sip\u00ebrmarrjeve t\u00eb investimeve kolektive me ofert\u00eb publike, prospekti i fondit t\u00eb pensionit duhet t\u00eb vendos\u00eb qart\u00eb tarif\u00ebn e administrimit q\u00eb aplikohet p\u00ebr sip\u00ebrmarrjet ku do t\u00eb investoj\u00eb. Gjithashtu, pasqyrat vjetore t\u00eb audituara duhet t\u00eb p\u00ebrmbajn\u00eb informacion t\u00eb qart\u00eb mbi p\u00ebrqindjet maksimale t\u00eb tarifave t\u00eb administrimit q\u00eb i ngarkohen fondit t\u00eb pensionit nga sip\u00ebrmarrjet e investimeve kolektive, ku d\u00ebshiron t\u00eb investoj\u00eb.<\/p>\n\n\n\n

3. Aktivet e fondit t\u00eb pensionit nuk duhet t\u00eb investohen n\u00eb:<\/p>\n\n\n\n

a) metale t\u00eb \u00e7muara apo t\u00eb ekspozohen ndaj bursave t\u00eb mallrave t\u00eb tjer\u00eb;<\/p>\n\n\n\n

b) n\u00eb aktive fizike, q\u00eb nuk kuotohen n\u00eb m\u00ebnyr\u00eb t\u00eb rregullt n\u00eb tregje t\u00eb organizuara dhe p\u00ebr t\u00eb cilat vler\u00ebsimi \u00ebsht\u00eb i pasigurt, si: antika, punime arti, mjete motorike, etj.<\/p>\n\n\n\n

Neni 92<\/p>\n\n\n\n

Deklarata p\u00ebr parimet e investimit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese p\u00ebrgatit politikat e investimit p\u00ebr \u00e7do fond pensioni n\u00ebn administrim.<\/p>\n\n\n\n

2. Politikat e investimit p\u00ebrfshihen n\u00eb kontrat\u00ebn e administrimit t\u00eb fondeve me pjes\u00ebmarrje t\u00eb mbyllur, si dhe n\u00eb rregullat p\u00ebr administrimin e fondit t\u00eb pensionit me pjes\u00ebmarrje t\u00eb hapur.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese p\u00ebrgatit edhe nj\u00eb deklarat\u00eb mbi parimet e politik\u00ebs s\u00eb investimit p\u00ebr secilin fond, e cila minimalisht duhet t\u00eb p\u00ebrfshij\u00eb:<\/p>\n\n\n\n

a) metodat e vler\u00ebsimit t\u00eb rrezikut nga investimi;<\/p>\n\n\n\n

b) procesin e administrimit t\u00eb rrezikut;<\/p>\n\n\n\n

c) alokimin strategjik t\u00eb aktiveve duke mbajtur parasysh natyr\u00ebn dhe koh\u00ebzgjatjen e detyrimeve p\u00ebr pension, si dhe faktor\u00ebt mjedisor\u00eb, social\u00eb dhe t\u00eb qeverisjes, n\u00ebse jan\u00eb t\u00eb aplikueshme.<\/p>\n\n\n\n

4. Deklarata e p\u00ebrcaktuar n\u00eb pik\u00ebn 3 publikohet n\u00eb faqen zyrtare t\u00eb shoq\u00ebris\u00eb dhe rishikohet 1 her\u00eb n\u00eb 3 vjet apo menj\u00ebher\u00eb n\u00ebse ka ndryshime t\u00eb konsiderueshme n\u00eb politikat e investimit.<\/p>\n\n\n\n

Neni 93<\/p>\n\n\n\n

Huamarrja<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese mund t\u00eb marr\u00eb hua brenda afateve kohore dhe limiteve t\u00eb parashikuara n\u00eb k\u00ebt\u00eb ligj dhe aktet rregullative t\u00eb miratuara nga Autoriteti n\u00eb zbatim t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese mund t\u00eb marr\u00eb hua vet\u00ebm p\u00ebr llogari t\u00eb fondit t\u00eb pensionit deri n\u00eb 5% t\u00eb vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit vet\u00ebm p\u00ebr q\u00ebllime likuiditeti dhe n\u00eb baza t\u00eb p\u00ebrkohshme.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese p\u00ebr llogari t\u00eb fondit t\u00eb pensionit mund t\u00eb marr\u00eb hua n\u00ebp\u00ebrmjet marr\u00ebveshjeve t\u00eb riblerjes (REPO) p\u00ebr nj\u00eb periudh\u00eb q\u00eb nuk i kalon 90 (n\u00ebnt\u00ebdhjet\u00eb) dit\u00eb.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese raporton n\u00eb Autoritet mbi huamarrjet p\u00ebr llogari t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

Neni 94<\/p>\n\n\n\n

Transaksionet me pal\u00eb t\u00eb lidhura<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese gjat\u00eb administrimit t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit nuk mund t\u00eb kryej\u00eb transaksione n\u00eb em\u00ebr t\u00eb saj dhe p\u00ebr llogari t\u00eb fondit, me an\u00ebtar\u00ebt e k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs t\u00eb shoq\u00ebris\u00eb.<\/p>\n\n\n\n

2. N\u00ebse shoq\u00ebria administruese kryen transaksione n\u00eb em\u00ebr t\u00eb fondit dhe pala tjet\u00ebr \u00ebsht\u00eb:<\/p>\n\n\n\n

a) aksionari i shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

b) sponsori n\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur; ose<\/p>\n\n\n\n

c) \u00e7do person tjet\u00ebr q\u00eb \u00ebsht\u00eb pal\u00eb e lidhur me personat juridik\u00eb ose individ\u00ebt e p\u00ebrcaktuar n\u00eb shkronjat \u201ca\u201d dhe \u201cb\u201d t\u00eb k\u00ebsaj pike, shoq\u00ebria administruese \u00ebsht\u00eb e detyruar t\u00eb mbaj\u00eb evidenc\u00eb dhe t’ia paraqes\u00eb Autoritetit n\u00eb raportimin financiar t\u00eb asaj periudhe.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese \u00ebsht\u00eb e detyruar t\u00eb mbaj\u00eb t\u00eb dh\u00ebna dhe dokumentacion p\u00ebr transaksionet me pal\u00ebt e lidhura deri n\u00eb 7 (shtat\u00eb) vjet pas kryerjes s\u00eb transaksionit. Autoriteti ka t\u00eb drejt\u00ebn p\u00ebr t\u00eb k\u00ebrkuar n\u00eb \u00e7do koh\u00eb t\u00eb gjitha t\u00eb dh\u00ebnat, regjistrimet e telefonatave dhe komunikimeve, printime t\u00eb kuotimeve n\u00eb momentin q\u00eb \u00ebsht\u00eb kryer transaksioni p\u00ebr t\u00eb verifikuar p\u00ebrputhshm\u00ebrin\u00eb me k\u00ebt\u00eb ligj.<\/p>\n\n\n\n

4. Autoriteti, kur e sheh t\u00eb nevojshme dhe ve\u00e7an\u00ebrisht p\u00ebr t\u00eb mbrojtur interesin e an\u00ebtar\u00ebve t\u00eb fondit, mund t\u00eb ndaloj\u00eb shoq\u00ebrin\u00eb administruese t\u00eb kryej\u00eb transaksione n\u00eb em\u00ebr t\u00eb saj ose n\u00eb em\u00ebr t\u00eb fondit t\u00eb pensionit me nj\u00eb pal\u00eb t\u00eb lidhur ose me nd\u00ebrmjet\u00ebsimin e nj\u00eb pale t\u00eb lidhur p\u00ebr nj\u00eb periudh\u00eb t\u00eb caktuar kohore.<\/p>\n\n\n\n

5. Shoq\u00ebria administruese nuk mund t\u00eb p\u00ebrdor\u00eb aktivet e fondit t\u00eb pensionit q\u00eb administron p\u00ebr t\u00eb bler\u00eb aktive t\u00eb tjera, t\u00eb jap\u00eb hua ose t\u00eb marr\u00eb p\u00ebrsip\u00ebr ndonj\u00eb detyrim ose t\u00eb jap\u00eb garanci n\u00eb favor t\u00eb ndonj\u00eb personi t\u00eb p\u00ebrcaktuar n\u00eb pik\u00ebn 2 t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

Neni 95<\/p>\n\n\n\n

Njoftimi i an\u00ebtar\u00ebve t\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese \u00ebsht\u00eb e detyruar q\u00eb n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji p\u00ebr secilin fond pensioni n\u00ebn administrim:<\/p>\n\n\n\n

a) t\u00eb hartoj\u00eb prospektin e fondit;<\/p>\n\n\n\n

b) t\u00eb hartoj\u00eb dhe publikoj\u00eb raportet e nd\u00ebrmjetme dhe raportin vjetor t\u00eb audituar;<\/p>\n\n\n\n

c) t\u00eb hartoj\u00eb \u00e7do rregull tjet\u00ebr p\u00ebr funksionimin e fondit;<\/p>\n\n\n\n

\u00e7) t\u00eb informoj\u00eb rregullisht dhe, kur parashikohet nga ky ligj, an\u00ebtar\u00ebt e fondit p\u00ebr veprimtarin\u00eb e fondit.<\/p>\n\n\n\n

2. Informacioni dhe dokumentet, t\u00eb p\u00ebrcaktuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, duhet t\u00eb p\u00ebrgatiten n\u00eb gjuh\u00ebn shqipe, n\u00ebse nuk p\u00ebrcaktohet ndryshe, si dhe t\u00eb jen\u00eb leht\u00ebsisht t\u00eb lexueshme dhe leht\u00ebsisht t\u00eb kuptueshme. Informacioni dhe dokumentet duhet t\u00eb publikohen n\u00eb faqen e internetit t\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

3. N\u00eb rastin e fondit me pjes\u00ebmarrje t\u00eb mbyllur, varianti m\u00eb i fundit i dokumenteve, si dhe dokumentet dhe njoftimi i parashikuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, duhet t\u2019u vihen n\u00eb dispozicion t\u00eb gjith\u00eb an\u00ebtar\u00ebve t\u00eb fondit n\u00eb m\u00ebnyr\u00eb elektronike dhe pa pages\u00eb.<\/p>\n\n\n\n

Neni 96<\/p>\n\n\n\n

P\u00ebrgjegj\u00ebsia e shoq\u00ebris\u00eb administruese p\u00ebr d\u00ebmin e shkaktuar nga t\u00eb dh\u00ebna t\u00eb pav\u00ebrteta dhe t\u00eb paplota<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr d\u00ebmin e shkaktuar an\u00ebtarit t\u00eb fondit nga veprimet ose mosveprimet e saj, n\u00ebse dokumentet ose informacioni i parashikuar n\u00eb prospekt p\u00ebrmbajn\u00eb t\u00eb dh\u00ebna dhe informacione t\u00eb pav\u00ebrteta ose t\u00eb paplota.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese \u00ebsht\u00eb gjithashtu p\u00ebrgjegj\u00ebse p\u00ebr d\u00ebmin e shkaktuar an\u00ebtarit t\u00eb fondit kur veprimet ose mosveprimet e tij jan\u00eb kryer n\u00eb baz\u00eb t\u00eb t\u00eb dh\u00ebnave dhe informacioneve t\u00eb pav\u00ebrteta, t\u00eb paplota ose t\u00eb dh\u00ebnave dhe informacioneve q\u00eb \u00e7orientojn\u00eb, t\u00eb p\u00ebrfshira n\u00eb:<\/p>\n\n\n\n

a) materialet promovuese ose njoftime t\u00eb tjera t\u00eb shoq\u00ebris\u00eb administruese; ose<\/p>\n\n\n\n

b) dokumentet e d\u00ebrguara an\u00ebtarit t\u00eb fondit nga shoq\u00ebria, p\u00ebrfshir\u00eb nga persona t\u00eb cil\u00ebt n\u00eb em\u00ebr t\u00eb shoq\u00ebris\u00eb administruese kryejn\u00eb veprimtarit\u00eb e ofrimit t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

KREU VI<\/p>\n\n\n\n

PROSPEKTI I FONDIT T\u00cb PENSIONIT PRIVAT<\/h2>\n\n\n\n

Neni 97<\/p>\n\n\n\n

Prospekti<\/strong><\/p>\n\n\n\n

1. An\u00ebtar\u00ebsimi n\u00eb nj\u00eb fond pensioni n\u00eb territorin e Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb lejohet vet\u00ebm pas miratimit nga Autoriteti t\u00eb prospektit t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

2. Prospekti i fondit t\u00eb pensionit nuk p\u00ebrfaq\u00ebson ftes\u00eb p\u00ebr an\u00ebtar\u00ebsim n\u00eb fond, por sh\u00ebrben si mjet informues lidhur me tiparet, karakteristikat, rreziqet q\u00eb mbart an\u00ebtar\u00ebsimi n\u00eb nj\u00eb fond pensioni privat.<\/p>\n\n\n\n

 3. Informacioni i prospektit duhet t\u00eb jet\u00eb i qart\u00eb, i sakt\u00eb, i p\u00ebrdit\u00ebsuar dhe t\u00eb mos jet\u00eb keqorientues.<\/p>\n\n\n\n

4. Prospekti shkruhet n\u00eb gjuh\u00eb t\u00eb qart\u00eb, leht\u00ebsisht t\u00eb lexueshme dhe leht\u00ebsisht t\u00eb kuptueshme p\u00ebr t\u00eb gjith\u00eb individ\u00ebt.<\/p>\n\n\n\n

5. Shoq\u00ebria administruese e fondit t\u00eb pensionit \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr p\u00ebrmbajtjen e prospektit t\u00eb fondit.<\/p>\n\n\n\n

6. Prospekti i fondit shoq\u00ebrohet nga kontrata e an\u00ebtar\u00ebsimit ose i bashk\u00eblidhet deklarat\u00ebs s\u00eb pranimit t\u00eb pjes\u00ebmarrjes n\u00eb fond.<\/p>\n\n\n\n

Neni 98<\/p>\n\n\n\n

Miratimi i prospektit<\/strong><\/p>\n\n\n\n

1. Autoriteti brenda tre muajve nga dita e paraqitjes s\u00eb k\u00ebrkes\u00ebs s\u00eb plot\u00eb, vendos miratimin ose refuzimin e miratimit t\u00eb prospektit t\u00eb fondit.<\/p>\n\n\n\n

2. K\u00ebrkesa p\u00ebr miratim e prospektit do t\u00eb konsiderohet e rregullt dhe e plot\u00eb n\u00ebse n\u00eb p\u00ebrputhje me k\u00ebrkesat e k\u00ebtij ligji p\u00ebrmban t\u00eb gjith\u00eb informacionin e nevojsh\u00ebm dhe n\u00ebse i gjith\u00eb dokumentacioni i \u00ebsht\u00eb bashk\u00eblidhur.<\/p>\n\n\n\n

Neni 99<\/p>\n\n\n\n

Detyrimi p\u00ebr t\u00eb publikuar prospektin<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese brenda pes\u00eb dit\u00ebve pas marrjes s\u00eb njoftimit me shkrim p\u00ebr miratimin e prospektit nga Autoriteti, publikon prospektin n\u00eb faqen e saj t\u00eb internetit.<\/p>\n\n\n\n

2. \u00c7do ndryshim i r\u00ebnd\u00ebsish\u00ebm i prospektit, pas miratimit nga Autoriteti, si dhe \u00e7do ndryshim tjet\u00ebr njoftohet n\u00ebp\u00ebrmjet faqes s\u00eb internetit t\u00eb shoq\u00ebris\u00eb administruese, si dhe i vihet n\u00eb dispozicion \u00e7do an\u00ebtari t\u00eb fondit me post\u00eb normale ose me post\u00eb elektronike.<\/p>\n\n\n\n

3. Prospekti i fondit t\u00eb pensionit u vihet n\u00eb dispozicion pa pages\u00eb an\u00ebtar\u00ebve t\u00eb mundsh\u00ebm p\u00ebrpara lidhjes s\u00eb nj\u00eb kontrate t\u00eb an\u00ebtar\u00ebsimit n\u00eb fond.<\/p>\n\n\n\n

4. Prospekti\/tet e botuara dhe ndryshimet n\u00eb prospekt duhet t\u00eb jen\u00eb identike n\u00eb p\u00ebrmbajtje dhe form\u00eb me origjinalin e miratuar nga Autoriteti.<\/p>\n\n\n\n

5. N\u00eb rastin e fondit me pjes\u00ebmarrje t\u00eb mbyllur shoq\u00ebria administruese ka detyrimin t\u2019u v\u00ebr\u00eb n\u00eb dispozicion t\u00eb gjith\u00eb an\u00ebtar\u00ebve t\u00eb fondit, n\u00eb m\u00ebnyr\u00eb elektronike pa pages\u00eb, prospektin e fondit ose variantin m\u00eb t\u00eb fundit t\u00eb prospektit n\u00eb rastin e ndryshimeve.<\/p>\n\n\n\n

Neni 100<\/p>\n\n\n\n

P\u00ebrmbajtja e prospektit<\/strong><\/p>\n\n\n\n

Prospektet e fondit t\u00eb pensionit duhet t\u00eb p\u00ebrmbajn\u00eb t\u00eb pakt\u00ebn informacionin si m\u00eb posht\u00eb:<\/p>\n\n\n\n

1. P\u00ebr fondin e pensionit:<\/p>\n\n\n\n

a) emrin e fondit, monedh\u00ebn baz\u00eb t\u00eb fondit dhe sh\u00ebnimin p\u00ebr llojin e fondit (me pjes\u00ebmarrje t\u00eb hapur\/me pjes\u00ebmarrje t\u00eb mbyllur);<\/p>\n\n\n\n

b) dat\u00ebn e themelimit t\u00eb fondit;<\/p>\n\n\n\n

c) adres\u00ebn e shoq\u00ebris\u00eb administruese\/sponsorit n\u00eb rastin e veprimtaris\u00eb nd\u00ebrkufitare, adres\u00ebn e shoq\u00ebris\u00eb administruese t\u00eb njohur;<\/p>\n\n\n\n

\u00e7) vendin ku an\u00ebtari mund t\u00eb pajiset me kopje t\u00eb prospektit, raportet financiare t\u00eb nd\u00ebrmjetme, raportin vjetor t\u00eb audituar ose botime t\u00eb tjera t\u00eb publikuara nga shoq\u00ebria administruese;<\/p>\n\n\n\n

d) m\u00ebnyr\u00ebn e publikimit t\u00eb prospektit, raportet financiare t\u00eb nd\u00ebrmjetme dhe raportin vjetor t\u00eb audituar;<\/p>\n\n\n\n

dh) informacion p\u00ebr regjimin tatimor t\u00eb zbatuesh\u00ebm p\u00ebr fondin e pensionit;<\/p>\n\n\n\n

e) informacion p\u00ebr audituesin ligjor t\u00eb fondit t\u00eb pensionit;<\/p>\n\n\n\n

\u00eb) m\u00ebnyr\u00ebn e konvertimit t\u00eb kontributeve n\u00eb llogarin\u00eb personale t\u00eb an\u00ebtarit n\u00eb kuota pensioni, mund\u00ebsit\u00eb e pages\u00ebs s\u00eb pensionit, si dhe kushtet e transferimit t\u00eb fondeve nga llogaria personale e an\u00ebtarit n\u00eb nj\u00eb shoq\u00ebri sigurimi jete apo transferimit t\u00eb llogaris\u00eb n\u00eb nj\u00eb fond tjet\u00ebr;<\/p>\n\n\n\n

f) t\u00eb drejtat q\u00eb burojn\u00eb nga an\u00ebtar\u00ebsia n\u00eb fond dhe n\u00eb ve\u00e7anti e drejta p\u00ebr informacion, e drejta p\u00ebr nj\u00eb kthim nga investimi dhe e drejta p\u00ebr pension;<\/p>\n\n\n\n

g) procedur\u00ebn, kushtet dhe m\u00ebnyr\u00ebn e regjistrimit n\u00eb regjistrin e fondit, procedurat dhe kushtet p\u00ebr ofrimin e produkteve t\u00eb pensionit dhe informacion p\u00ebr m\u00ebnyr\u00ebn e pages\u00ebs s\u00eb kontributeve n\u00eb llogarin\u00eb e pensionit, mbylljen e llogaris\u00eb, pezullimin e an\u00ebtar\u00ebsis\u00eb;<\/p>\n\n\n\n

gj) llojin e aktiveve n\u00eb t\u00eb cilat fondi i pensionit investohet;<\/p>\n\n\n\n

h) parimet, strategjin\u00eb dhe objektivat e investimit t\u00eb fondit t\u00eb pensionit;<\/p>\n\n\n\n

i) informacionin e verifikuar nga nj\u00eb aktuar i autorizuar p\u00ebr shumat q\u00eb duhet t\u00eb investoj\u00eb nj\u00eb an\u00ebtar n\u00eb baz\u00eb vjetore n\u00eb nj\u00eb fond pensioni, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb p\u00ebrfitoj\u00eb nj\u00eb pension t\u00eb p\u00ebrshtatsh\u00ebm kur t\u00eb arrij\u00eb mosh\u00ebn e caktuar t\u00eb pensionit. Shpjegimet duhet t\u00eb shoq\u00ebrohen me shembuj, t\u00eb cil\u00ebt tregojn\u00eb skenar\u00eb t\u00eb ndrysh\u00ebm p\u00ebr mosha t\u00eb ndryshme dhe se si ndryshimi i mosh\u00ebs ndikon n\u00eb shum\u00ebn q\u00eb do t\u00eb derdhet si kontribut.<\/p>\n\n\n\n

2. N\u00eb lidhje me investimet e fondit t\u00eb pensionit, elementet e m\u00ebposhtme:<\/p>\n\n\n\n

a) objektivat e investimit t\u00eb fondit t\u00eb pensionit, duke p\u00ebrfshir\u00eb objektivat financiare (p.sh., sipas rastit, realizimin e kthimit nga investimi ose t\u00eb ardhurave) dhe m\u00ebnyr\u00ebn e arritjes s\u00eb objektivave t\u00eb fondit;<\/p>\n\n\n\n

b) politik\u00ebn e investimeve (p.sh., specializimi sipas sektor\u00ebve gjeografik\u00eb ose industrial\u00eb), si dhe informacion n\u00ebse politika e investimit merr n\u00eb konsiderat\u00eb faktor\u00ebt mjedisor\u00eb, klimatik\u00eb, social\u00eb dhe t\u00eb qeverisjes s\u00eb korporatave, si dhe m\u00ebnyr\u00ebn sesi k\u00ebta faktor\u00eb merren n\u00eb konsiderat\u00eb;<\/p>\n\n\n\n

c) \u00e7do kufizim t\u00eb politik\u00ebs s\u00eb investimit;<\/p>\n\n\n\n

\u00e7) t\u00eb drejtat, m\u00ebnyr\u00ebn dhe instrumentet e huamarrjes ose transaksioneve t\u00eb tjera ligjore t\u00eb barasvlershme me kredin\u00eb, q\u00eb mund t\u00eb p\u00ebrdoren p\u00ebr administrimin e fondit;<\/p>\n\n\n\n

d) rreziqet q\u00eb lidhen me investimet dhe struktur\u00ebn e aktiveve t\u00eb fondit, p\u00ebrfshir\u00eb detyrimet, nj\u00eb paraqitje tabelore t\u00eb rreziqeve dhe shkall\u00ebn e ndikimit t\u00eb tyre n\u00eb fond dhe n\u00eb shoq\u00ebrin\u00eb administruese, si dhe metod\u00ebn e administrimit t\u00eb rrezikut dhe profilin e rrezikut, toleranc\u00ebn e rrezikut dhe aft\u00ebsin\u00eb mbajt\u00ebse t\u00eb rrezikut.<\/p>\n\n\n\n

3. M\u00ebnyr\u00ebn dhe koh\u00ebn e llogaritjes s\u00eb vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit, m\u00ebnyr\u00ebn dhe frekuenc\u00ebn e llogaritjes s\u00eb \u00e7mimit t\u00eb kuot\u00ebs dhe m\u00ebnyr\u00ebn e publikimit t\u00eb tyre.<\/p>\n\n\n\n

4. Informacion p\u00ebr t\u00eb gjitha komisionet q\u00eb mbahen nga shoq\u00ebria administruese nga aktivet e fondit t\u00eb pensionit privat, si dhe informacion p\u00ebr m\u00ebnyr\u00ebn e mbajtjes dhe pages\u00ebs s\u00eb tyre.<\/p>\n\n\n\n

5. Kthimi nga investimi i fondit, q\u00eb nga fillimi i funksionimit t\u00eb fondit dhe kthimi nga investimi p\u00ebr pes\u00eb vjet\u00ebt e fundit ose q\u00eb nga fillimi i funksionimit t\u00eb fondit, n\u00ebse fondi ka m\u00eb pak se pes\u00eb vjet;<\/p>\n\n\n\n

6. T\u00eb dh\u00ebna p\u00ebr shoq\u00ebrin\u00eb administruese si m\u00eb posht\u00eb:<\/p>\n\n\n\n

a) emrin e shoq\u00ebris\u00eb, selia e regjistruar ose selia qendrore, n\u00ebse \u00ebsht\u00eb e ndryshme nga selia e regjistruar;<\/p>\n\n\n\n

b) informacionin lidhur me shoq\u00ebrin\u00eb, n\u00ebse shoq\u00ebria administruese \u00ebsht\u00eb themeluar n\u00eb nj\u00eb vend tjet\u00ebr t\u00eb ndrysh\u00ebm nga vendi i origjin\u00ebs s\u00eb fondit;<\/p>\n\n\n\n

c) struktur\u00ebn organizative t\u00eb shoq\u00ebris\u00eb administruese me linja t\u00eb qarta t\u00eb p\u00ebrgjegj\u00ebsis\u00eb;<\/p>\n\n\n\n

\u00e7) p\u00ebrshkrimin e p\u00ebrgjegj\u00ebsive dhe m\u00ebnyr\u00ebn e marrjes s\u00eb vendimeve p\u00ebr investime;<\/p>\n\n\n\n

d) informacionin p\u00ebr audituesin ligjor t\u00eb shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

dh) emrat dhe postet n\u00eb shoq\u00ebri t\u00eb personave me funksione ky\u00e7e, p\u00ebrfshir\u00eb t\u00eb dh\u00ebnat p\u00ebr veprimtarit\u00eb e tyre kryesore jasht\u00eb shoq\u00ebris\u00eb, n\u00ebse jan\u00eb me r\u00ebnd\u00ebsi lidhur me shoq\u00ebrin\u00eb;<\/p>\n\n\n\n

e) shum\u00ebn e kapitalit aksionar t\u00eb shoq\u00ebris\u00eb administruese, p\u00ebrfshir\u00eb informacionin p\u00ebr kapitalin e shlyer;<\/p>\n\n\n\n

\u00eb) list\u00ebn e funksioneve q\u00eb shoq\u00ebria ka deleguar tek pal\u00eb t\u00eb treta, p\u00ebrfshir\u00eb informacion p\u00ebr shoq\u00ebrin\u00eb q\u00eb kryen funksionin e deleguar.<\/p>\n\n\n\n

7. Informacion lidhur me depozitarin:<\/p>\n\n\n\n

a) identiteti i depozitarit t\u00eb fondit dhe p\u00ebrshkrimi i detyrave t\u00eb tij dhe i konflikteve t\u00eb interesit q\u00eb mund t\u00eb lindin;<\/p>\n\n\n\n

b) p\u00ebrshkrimi i funksioneve t\u00eb ruajtjes, t\u00eb cilat depozitari i ka deleguar, lista e t\u00eb deleguarve dhe t\u00eb n\u00ebndeleguarve dhe \u00e7do konflikt interesi q\u00eb mund t\u00eb lind\u00eb nga delegimi;<\/p>\n\n\n\n

c) informacione t\u00eb p\u00ebrdit\u00ebsuara n\u00eb lidhje me shkronjat \u201ca\u201d dhe \u201cb\u201d t\u00eb k\u00ebsaj pike.<\/p>\n\n\n\n

8. Informacion kur fondi i pensionit marketohet n\u00eb nj\u00eb vend tjet\u00ebr.<\/p>\n\n\n\n

9. Shoq\u00ebria administruese v\u00eb n\u00eb dispozicion t\u00eb \u00e7do personi q\u00eb d\u00ebshiron t\u00eb b\u00ebhet an\u00ebtar i fondit prospektin e fondit t\u00eb pensionit.<\/p>\n\n\n\n

10. Shoq\u00ebria administruese i dor\u00ebzon prospektin secilit an\u00ebtar t\u00eb fondit me k\u00ebrkes\u00ebn e tij, pa kosto.<\/p>\n\n\n\n

11. Autoriteti detajon p\u00ebrmbajtjen dhe struktur\u00ebn e prospektit t\u00eb fondit me rregullore.<\/p>\n\n\n\n

Neni 101<\/p>\n\n\n\n

Refuzimi i miratimit t\u00eb prospektit<\/strong><\/p>\n\n\n\n

1. Autoriteti refuzon miratimin e prospektit t\u00eb fondit t\u00eb pensionit ose ndryshimin e r\u00ebnd\u00ebsish\u00ebm t\u00eb prospektit n\u00ebse prospekti nuk p\u00ebrmbush k\u00ebrkesat e k\u00ebtij ligji ose nuk jep informacionet q\u00eb k\u00ebrkon ky ligj p\u00ebr fondin e pensionit privat.<\/p>\n\n\n\n

2. Autoriteti jep me shkrim arsyet p\u00ebr mosmiratimin e prospektit t\u00eb fondit apo p\u00ebr mosmiratimin e ndryshimeve t\u00eb r\u00ebnd\u00ebsishme t\u00eb prospektit.<\/p>\n\n\n\n

Neni 102<\/p>\n\n\n\n

Ndryshimet e r\u00ebnd\u00ebsishme t\u00eb prospektit<\/strong><\/p>\n\n\n\n

1. N\u00ebse pas publikimit t\u00eb prospektit t\u00eb fondit dhe gjat\u00eb ofrimit t\u00eb fondit t\u00eb pensionit ka ndonj\u00eb ndryshim t\u00eb r\u00ebnd\u00ebsish\u00ebm, q\u00eb ndikon n\u00eb informacionet q\u00eb p\u00ebrmban prospekti ose n\u00eb rast t\u00eb nj\u00eb informacioni t\u00eb ri t\u00eb r\u00ebnd\u00ebsish\u00ebm, n\u00eb prospekt b\u00ebhen shtesat dhe ndryshimet p\u00ebrkat\u00ebse. Prospekti i p\u00ebrdit\u00ebsuar i dor\u00ebzohet Autoritetit dhe i vihet n\u00eb dispozicion, sipas k\u00ebrkes\u00ebs, autoritetit rregullator t\u00eb vendit an\u00ebtar.<\/p>\n\n\n\n

2. Ndryshime t\u00eb r\u00ebnd\u00ebsishme t\u00eb prospektit t\u00eb fondit t\u00eb pensionit jan\u00eb ndryshimet q\u00eb ndryshojn\u00eb q\u00ebllimin ose natyr\u00ebn e fondit, q\u00eb mund t\u00eb ken\u00eb pasoja t\u00eb r\u00ebnd\u00ebsishme, t\u00eb pad\u00ebshirueshme p\u00ebr an\u00ebtarin e fondit, q\u00eb ndryshojn\u00eb profilin e rrezikut t\u00eb fondit ose m\u00ebnyr\u00ebn e pages\u00ebs. N\u00eb k\u00ebto ndryshime p\u00ebrfshihen:<\/p>\n\n\n\n

a) rritja e tarifave t\u00eb administrimit, komisionit t\u00eb transferimit, si dhe p\u00ebrfshirja e nj\u00eb komisioni t\u00eb ri t\u00eb padeklaruar m\u00eb par\u00eb n\u00eb prospekt, brenda kufijve t\u00eb p\u00ebrcaktuar n\u00eb k\u00ebt\u00eb ligj;<\/p>\n\n\n\n

b) ndryshimi i objektivave t\u00eb investimit t\u00eb fondit dhe rreziqeve t\u00eb lidhura me investimet e parashikuara t\u00eb fondit;<\/p>\n\n\n\n

c) ndryshimi i profilit t\u00eb rrezikut t\u00eb fondit t\u00eb pensionit ose aft\u00ebsis\u00eb mbajt\u00ebse t\u00eb rrezikut.<\/p>\n\n\n\n

3. Ndryshimet sipas pik\u00ebs 2 t\u00eb k\u00ebtij neni jan\u00eb objekt i miratimit nga Autoriteti.<\/p>\n\n\n\n

4. Brenda 10 dit\u00ebve pune nga dita e marrjes s\u00eb miratimit nga Autoriteti, shoq\u00ebria administruese d\u00ebrgon nj\u00eb njoftim me post\u00eb normale ose me post\u00eb elektronike t\u00eb gjith\u00eb an\u00ebtar\u00ebve t\u00eb fondit p\u00ebr ndryshimet e r\u00ebnd\u00ebsishme n\u00eb prospekt. Ndryshimet e r\u00ebnd\u00ebsishme t\u00eb prospektit publikohen edhe n\u00eb faqen zyrtare t\u00eb shoq\u00ebris\u00eb.<\/p>\n\n\n\n

5. Brenda 30 dit\u00ebve pune nga dita e njoftimit t\u00eb an\u00ebtar\u00ebve dhe publikimit t\u00eb njoftimit, sipas pik\u00ebs 4 t\u00eb k\u00ebtij neni, \u00e7do an\u00ebtar i fondit mund t\u00eb k\u00ebrkoj\u00eb ndryshimin e fondit t\u00eb pensionit pa paguar komision transferimi.<\/p>\n\n\n\n

6. Autoriteti nuk miraton ndryshime t\u00eb prospektit, t\u00eb cilat, n\u00ebse implementohen, rezultojn\u00eb n\u00eb mosp\u00ebrmbushjen e k\u00ebrkesave t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

KREU VII<\/p>\n\n\n\n

INFORMIMI I AN\u00cbTARIT<\/h2>\n\n\n\n

Neni 103<\/p>\n\n\n\n

V\u00ebrtetimi p\u00ebr gjendjen e llogaris\u00eb s\u00eb pensionit t\u00eb an\u00ebtarit t\u00eb fondit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese harton nj\u00eb dokument p\u00ebr gjendjen e llogaris\u00eb s\u00eb pensionit p\u00ebr \u00e7do an\u00ebtar t\u00eb fondit t\u00eb pensionit privat.<\/p>\n\n\n\n

2. Dokumenti i p\u00ebrcaktuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni duhet t\u00eb p\u00ebrmbaj\u00eb fjal\u00ebt \u201cV\u00ebrtetim p\u00ebr gjendjen e llogaris\u00eb s\u00eb pensionit t\u00eb an\u00ebtarit t\u00eb fondit.\u201d.<\/p>\n\n\n\n

3. V\u00ebrtetimi duhet p\u00ebrmbaj\u00eb informacion t\u00eb sakt\u00eb, t\u00eb p\u00ebrdit\u00ebsuar dhe t\u2019i vihet n\u00eb dispozicion \u00e7do an\u00ebtari, pa pages\u00eb, n\u00eb form\u00eb elektronike, t\u00eb pakt\u00ebn 1 (nj\u00eb) her\u00eb n\u00eb vit. Krahas \u00e7do informacioni n\u00eb form\u00eb elektronike, an\u00ebtar\u00ebve u jepet edhe nj\u00eb kopje fizike me k\u00ebrkes\u00eb t\u00eb tyre.<\/p>\n\n\n\n

4. \u00c7do ndryshim i r\u00ebnd\u00ebsish\u00ebm n\u00eb informacionin q\u00eb p\u00ebrmban v\u00ebrtetimi p\u00ebr gjendjen e llogaris\u00eb s\u00eb pensionit t\u00eb an\u00ebtarit t\u00eb fondit, krahasuar me vitin e m\u00ebparsh\u00ebm, duhet t\u00eb cil\u00ebsohet qart\u00eb.<\/p>\n\n\n\n

Neni 104<\/p>\n\n\n\n

P\u00ebrmbajtja e v\u00ebrtetimit p\u00ebr gjendjen e llogaris\u00eb s\u00eb pensionit t\u00eb an\u00ebtarit t\u00eb fondit<\/strong><\/p>\n\n\n\n

1. V\u00ebrtetimi p\u00ebrfshin t\u00eb pakt\u00ebn informacionin e m\u00ebposht\u00ebm:<\/p>\n\n\n\n

a) emrin e shoq\u00ebris\u00eb administruese, adres\u00ebn e saj dhe t\u00eb dh\u00ebna identifikuese t\u00eb fondit t\u00eb pensionit ku an\u00ebtari aderon;<\/p>\n\n\n\n

b) t\u00eb dh\u00ebnat e an\u00ebtarit t\u00eb fondit t\u00eb pensionit;<\/p>\n\n\n\n

c) informacion p\u00ebr vler\u00ebn neto t\u00eb aktiveve t\u00eb akumuluara;<\/p>\n\n\n\n

\u00e7) informacion p\u00ebr kthimin nga investimi p\u00ebr an\u00ebtarin p\u00ebr periudh\u00ebn 12-mujore;<\/p>\n\n\n\n

d) informacion p\u00ebr kontributet e derdhura nga an\u00ebtari ose pun\u00ebdh\u00ebn\u00ebsi n\u00eb em\u00ebr t\u00eb an\u00ebtarit gjat\u00eb 12 muajve t\u00eb fundit;<\/p>\n\n\n\n

dh) nj\u00eb detajim t\u00eb kostove ose tarifave t\u00eb zbritura nga shoq\u00ebria administruese gjat\u00eb 12 muajve t\u00eb fundit;<\/p>\n\n\n\n

2. Autoriteti miraton rregullore p\u00ebr formatin dhe p\u00ebrmbajtjen e v\u00ebrtetimit p\u00ebr gjendjen e llogaris\u00eb s\u00eb pensionit t\u00eb an\u00ebtarit t\u00eb fondit.<\/p>\n\n\n\n

Neni 105<\/p>\n\n\n\n

Informacioni q\u00eb duhet t\u2019u jepet an\u00ebtar\u00ebve p\u00ebrpara daljes n\u00eb pension<\/strong><\/p>\n\n\n\n

P\u00ebrve\u00e7 v\u00ebrtetimit p\u00ebr gjendjen e llogaris\u00eb s\u00eb pensionit t\u00eb an\u00ebtarit t\u00eb fondit, t\u00eb parashikuar n\u00eb nenin 103 t\u00eb k\u00ebtij ligji, shoq\u00ebria administruese 3 muaj p\u00ebrpara se an\u00ebtari t\u00eb arrij\u00eb mosh\u00ebn p\u00ebr pension sipas nenit 73, pika 1, duhet t\u00eb informoj\u00eb an\u00ebtarin p\u00ebr vler\u00ebsimin aktual t\u00eb llogaris\u00eb individuale, si dhe ta pajis\u00eb me opsionet p\u00ebr m\u00ebnyrat e pages\u00ebs s\u00eb pensionit, si dhe t\u2019i jap\u00eb udh\u00ebzime se si mund t\u00eb zbatohet \u00e7do m\u00ebnyr\u00eb.<\/p>\n\n\n\n

Neni 106<\/p>\n\n\n\n

Informacioni shtes\u00eb mbi baz\u00ebn e k\u00ebrkes\u00ebs<\/strong><\/p>\n\n\n\n

1. Me k\u00ebrkes\u00eb t\u00eb an\u00ebtarit, p\u00ebrfituesit ose p\u00ebrfaq\u00ebsuesve t\u00eb tyre, shoq\u00ebria administruese jep informacionin shtes\u00eb t\u00eb m\u00ebposht\u00ebm:<\/p>\n\n\n\n

a) pasqyrat financiare dhe raportet vjetore t\u00eb p\u00ebrcaktuara n\u00eb nenin 110;<\/p>\n\n\n\n

b) parimet e investimit t\u00eb p\u00ebrcaktuara n\u00eb kreun V;<\/p>\n\n\n\n

c) \u00e7do informacion tjet\u00ebr rreth t\u00eb dh\u00ebnave t\u00eb p\u00ebrcaktuara n\u00eb nenin 104 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

KREU VIII<\/p>\n\n\n\n

AUDITIMI, RAPORTET DHE PASQYRAT FINANCIARE T\u00cb FONDIT PENSIONIT PRIVAT<\/h2>\n\n\n\n

Neni 107<\/p>\n\n\n\n

Auditing<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese em\u00ebron nj\u00eb auditues ligjor t\u00eb pavarur, i cili miratohet nga Autoriteti dhe e mban k\u00ebt\u00eb detyr\u00eb gjat\u00eb gjith\u00eb vitit financiar. Kriteret p\u00ebr p\u00ebrzgjedhjen e audituesit ligjor t\u00eb pavarur p\u00ebrcaktohen me rregullore nga Autoriteti, bazuar n\u00eb aktet rregullatore n\u00eb fuqi t\u00eb fush\u00ebs.<\/p>\n\n\n\n

2. Audituesi ligjor duhet t\u00eb jet\u00eb i regjistruar pran\u00eb regjistrit publik t\u00eb Organizat\u00ebs Profesionale t\u00eb Audituesve ligjor\u00eb sipas parashikimeve t\u00eb legjislacionit n\u00eb fuqi p\u00ebr auditimin ligjor, organizimin e profesionit t\u00eb audituesit ligjor dhe t\u00eb kontabilistit t\u00eb miratuar.<\/p>\n\n\n\n

3. Audituesi vepron si auditues i jasht\u00ebm i shoq\u00ebris\u00eb administruese dhe fondit t\u00eb pensionit privat jo m\u00eb shum\u00eb se 4 (kat\u00ebr) vjet radhazi.<\/p>\n\n\n\n

4. Raporti i audituesit, p\u00ebrfshir\u00eb edhe kualifikimet e mundshme, p\u00ebrfshihet i plot\u00eb n\u00eb raportin vjetor dhe pasqyrat financiare t\u00eb audituara t\u00eb fondit.<\/p>\n\n\n\n

5. Pasqyrat financiare t\u00eb fondit, n\u00eb zbatim t\u00eb nenit 108 t\u00eb k\u00ebtij ligji, auditohen nga nj\u00eb auditues i pavarur q\u00eb p\u00ebrmbush k\u00ebrkesat e k\u00ebtij neni.<\/p>\n\n\n\n

6. Audituesi njofton me shkrim Autoritetin menj\u00ebher\u00eb n\u00ebse pas nj\u00eb shqyrtimi t\u00eb fakteve q\u00eb disponon ose t\u00eb rrethanave beson n\u00eb m\u00ebnyr\u00eb t\u00eb arsyeshme se shoq\u00ebria administruese ka shkelur k\u00ebt\u00eb ligj ose mund t\u00eb ket\u00eb vepruar n\u00eb kund\u00ebrshtim me k\u00ebt\u00eb ligj ose prospektin e fondit.<\/p>\n\n\n\n

7. Pasqyrat financiare vjetore, t\u00eb parashikuara n\u00eb pik\u00ebn 5 t\u00eb k\u00ebtij neni, auditohen nga nj\u00eb auditues ligjor i pavarur sipas parashikimeve t\u00eb legjislacionit n\u00eb fuqi p\u00ebr auditimin ligjor, organizimin e profesionit t\u00eb audituesit ligjor dhe t\u00eb kontabilistit t\u00eb miratuar.<\/p>\n\n\n\n

8. Auditimi, p\u00ebr q\u00ebllime t\u00eb k\u00ebtij ligji, konsiderohet me interes ekonomik dhe publik dhe \u00e7do angazhim auditimi ligjor konsiderohet si angazhim auditimi ligjor dhe n\u00ebnligjor i nj\u00eb nj\u00ebsie me interes publik dhe u n\u00ebnshtrohet detyrimeve ligjore sipas p\u00ebrcaktimeve t\u00eb legjislacionit n\u00eb fuqi p\u00ebr auditimin ligjor, organizimin e profesionit t\u00eb audituesit ligjor dhe t\u00eb kontabilistit t\u00eb miratuar.<\/p>\n\n\n\n

Neni 108<\/p>\n\n\n\n

Raporti vjetor dhe pasqyrat financiare t\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese p\u00ebr \u00e7do fond pensioni q\u00eb administron harton raportin vjetor dhe pasqyrat financiare vjetore n\u00eb p\u00ebrputhje me standardet kontab\u00ebl SNRF t\u00eb pranuara nd\u00ebrkomb\u00ebtarisht, n\u00eb p\u00ebrputhje me parashikimet e k\u00ebtij ligji dhe me aktet n\u00ebnligjore t\u00eb miratuara nga Autoriteti n\u00eb zbatim t\u00eb tij.<\/p>\n\n\n\n

2. Pasqyrat financiare t\u00eb audituara dor\u00ebzohen n\u00eb Autoritet brenda 4 (kat\u00ebr) muajve pas mbylljes s\u00eb vitit financiar.<\/p>\n\n\n\n

3. Raporti vjetor i shoq\u00ebris\u00eb administruese dor\u00ebzohet n\u00eb Autoritet n\u00eb qershor t\u00eb vitit pasardh\u00ebs.<\/p>\n\n\n\n

4. Raporti vjetor dhe pasqyrat financiare t\u00eb audituara publikohen n\u00eb faqen zyrtare t\u00eb shoq\u00ebris\u00eb.<\/p>\n\n\n\n

5. Pavar\u00ebsisht parashikimit t\u00eb pik\u00ebs 3 t\u00eb k\u00ebtij neni, shoq\u00ebria administruese mbi baz\u00ebn e k\u00ebrkes\u00ebs v\u00eb n\u00eb dispozicion t\u00eb pun\u00ebdh\u00ebn\u00ebsit p\u00ebr fondin me pjes\u00ebmarrje t\u00eb hapur dhe sponsorit n\u00eb m\u00ebnyr\u00eb elektronike raportin vjetor.<\/p>\n\n\n\n

6. Raporti vjetor i fondit t\u00eb pensionit privat duhet t\u00eb p\u00ebrmbaj\u00eb:<\/p>\n\n\n\n

a) pasqyrat financiare vjetore dhe letr\u00ebn p\u00ebr drejtimin;<\/p>\n\n\n\n

b) \u00e7do ndryshim t\u00eb r\u00ebnd\u00ebsish\u00ebm t\u00eb fondit t\u00eb pensionit gjat\u00eb periudh\u00ebs s\u00eb raportimit;<\/p>\n\n\n\n

c) informacione me r\u00ebnd\u00ebsi, q\u00eb u japin mund\u00ebsi an\u00ebtar\u00ebve t\u00eb b\u00ebjn\u00eb nj\u00eb gjykim t\u00eb informuar p\u00ebr ecurin\u00eb e veprimtaris\u00eb s\u00eb fondit t\u00eb pensionit dhe t\u00eb rezultateve t\u00eb tij;<\/p>\n\n\n\n

\u00e7) raportin e audituesit, i cili duhet t\u00eb p\u00ebrfshihet i plot\u00eb n\u00eb raportin vjetor;<\/p>\n\n\n\n

 d) tarif\u00ebn e administrimit t\u00eb paguar nga fondi i pensionit, p\u00ebrfshir\u00eb politik\u00ebn e pagave dhe shp\u00ebrblimeve q\u00eb zbaton shoq\u00ebria, si dhe ndryshimet e politik\u00ebs s\u00eb pagave dhe politik\u00ebs s\u00eb shp\u00ebrblimit, sipas rregullave t\u00eb miratuara nga Autoriteti.<\/p>\n\n\n\n

7. Autoriteti miraton rregullore p\u00ebr form\u00ebn dhe p\u00ebrmbajtjen e raporteve dhe pasqyrave financiare t\u00eb nd\u00ebrmjetme dhe vjetore t\u00eb shoq\u00ebris\u00eb administruese dhe fondit t\u00eb pensionit.<\/p>\n\n\n\n

Neni 109<\/p>\n\n\n\n

Raporti dhe pasqyrat financiare t\u00eb nd\u00ebrmjetme<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese p\u00ebr \u00e7do fond pensioni q\u00eb administron harton raport t\u00eb nd\u00ebrmjet\u00ebm dhe pasqyra financiare t\u00eb nd\u00ebrmjetme n\u00eb p\u00ebrputhje me k\u00ebrkesat e k\u00ebtij ligji dhe me aktet rregullative t\u00eb miratuara nga Autoriteti n\u00eb zbatim t\u00eb tij.<\/p>\n\n\n\n

2. Raporti dhe pasqyrat financiare t\u00eb nd\u00ebrmjetme i dor\u00ebzohen Autoritetit brenda 2 (dy) muajve pas mbylljes s\u00eb gjasht\u00ebmujorit t\u00eb par\u00eb t\u00eb vitit financiar dhe u vihen n\u00eb dispozicion an\u00ebtar\u00ebve t\u00eb fondit pa pages\u00eb, sipas k\u00ebrkes\u00ebs.<\/p>\n\n\n\n

3. Raporti i nd\u00ebrmjet\u00ebm dhe pasqyrat financiare t\u00eb nd\u00ebrmjetme publikohen n\u00eb faqen zyrtare t\u00eb shoq\u00ebris\u00eb jo m\u00eb von\u00eb se 2 (dy) muaj pas mbylljes s\u00eb gjasht\u00ebmujorit t\u00eb par\u00eb t\u00eb vitit financiar.<\/p>\n\n\n\n

4. Pavar\u00ebsisht parashikimit t\u00eb pik\u00ebs 3 t\u00eb k\u00ebtij neni, shoq\u00ebria administruese mbi baz\u00ebn e k\u00ebrkes\u00ebs v\u00eb n\u00eb dispozicion t\u00eb pun\u00ebdh\u00ebn\u00ebsit n\u00eb rastin e fondit me pjes\u00ebmarrje t\u00eb hapur dhe sponsorit n\u00eb rastin e fondit me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb m\u00ebnyr\u00eb elektronike dhe raportin vjetor.<\/p>\n\n\n\n

Neni 110<\/p>\n\n\n\n

Informimi i an\u00ebtar\u00ebve<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese vendos n\u00eb dispozicion t\u00eb an\u00ebtarit prospektin e fondit dhe raportet m\u00eb t\u00eb fundit vjetore dhe t\u00eb nd\u00ebrmjetme, si dhe pasqyrat financiare, sipas k\u00ebrkes\u00ebs dhe pa pages\u00eb p\u00ebr secilin fond n\u00eb administrim.<\/p>\n\n\n\n

2. Prospekti dhe rregullat e fondit i vihet n\u00eb dispozicion an\u00ebtarit pa pages\u00eb, n\u00eb form\u00eb t\u00eb shtypur n\u00eb let\u00ebr p\u00ebrpara n\u00ebnshkrimit t\u00eb kontrat\u00ebs s\u00eb an\u00ebtar\u00ebsimit ose deklarat\u00ebs s\u00eb pranimit t\u00eb pjes\u00ebmarrjes dhe, sipas k\u00ebrkes\u00ebs, i mund\u00ebsohet edhe n\u00eb format elektronik n\u00ebp\u00ebrmjet nj\u00eb mjeti t\u00eb q\u00ebndruesh\u00ebm komunikimi. Prospekti i p\u00ebrdit\u00ebsuar, gjithashtu, vendoset p\u00ebr t\u2019u shkarkuar edhe n\u00eb faqen e internetit t\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese mund\u00ebson n\u00eb faqen e internetit raportet vjetore dhe pasqyrat financiare m\u00eb t\u00eb fundit sipas m\u00ebnyr\u00ebs s\u00eb parashikuar n\u00eb prospekt n\u00eb p\u00ebrputhje me k\u00ebrkesat e k\u00ebtij ligji.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese dhe \u00e7do person juridik, q\u00eb vepron si agjent i fondit t\u00eb pensionit, n\u00eb zbatim t\u00eb nenit 86 t\u00eb k\u00ebtij ligji, vendos n\u00eb dispozicion t\u00eb an\u00ebtar\u00ebve prospektin, sipas p\u00ebrcaktimeve t\u00eb pik\u00ebs 2 t\u00eb k\u00ebtij neni, p\u00ebrpara n\u00ebnshkrimit t\u00eb kontrat\u00ebs s\u00eb an\u00ebtar\u00ebsis\u00eb.<\/p>\n\n\n\n

5. Shoq\u00ebria administruese publikon, p\u00ebrkat\u00ebsisht, \u00e7do dit\u00eb \u00e7mimin e kuot\u00ebs s\u00eb pensionit dhe vler\u00ebn neto t\u00eb aktiveve p\u00ebr secilit fond n\u00ebn administrim t\u00eb konfirmuar nga depozitari.<\/p>\n\n\n\n

6. Shoq\u00ebria administruese t\u00eb b\u00ebj\u00eb t\u00eb mundur q\u00eb an\u00ebtar\u00ebt me mjete elektronike t\u00eb informohen n\u00eb \u00e7do koh\u00eb duke aksesuar llogarin\u00eb individuale p\u00ebr aktivet p\u00ebrfshir\u00eb vler\u00ebsimin e vler\u00ebs neto t\u00eb aktiveve, totalin e ndryshimit t\u00eb aktiveve p\u00ebr periudh\u00ebn 12 -mujore, norm\u00ebn e kthimit nga investimi p\u00ebr fondin p\u00ebr periudh\u00ebn 12-mujore, kthimin nga investimi, q\u00eb nga fillimi i pjes\u00ebmarrjes n\u00eb fond, datat e kontributeve dhe transferimet e aktiveve t\u00eb b\u00ebra nga ose n\u00eb em\u00ebr t\u00eb an\u00ebtarit gjat\u00eb periudh\u00ebs p\u00ebrkat\u00ebse. N\u00ebse m\u00ebnyra e informimit t\u00eb an\u00ebtarit do t\u00eb jet\u00eb me shkrim, shoq\u00ebria administruese duhet ta b\u00ebj\u00eb informimin e an\u00ebtarit, sipas treguesve t\u00eb detajuar n\u00eb k\u00ebt\u00eb pik\u00eb t\u00eb k\u00ebtij neni, n\u00eb periudha t\u00eb rregullta kohore t\u00eb pakt\u00ebn \u00e7do 30 (tridhjet\u00eb) dit\u00eb.<\/p>\n\n\n\n

7. P\u00ebr fondin me pjes\u00ebmarrje t\u00eb mbyllur pasqyrat vjetore i d\u00ebrgohen sponsorit, i cili \u00ebsht\u00eb p\u00ebrgjegj\u00ebs p\u00ebr informimin e an\u00ebtar\u00ebve, sipas kushteve t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 111<\/p>\n\n\n\n

Informimi i an\u00ebtar\u00ebve t\u00eb fondit me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese e nj\u00eb vendi an\u00ebtar, e cila administron nj\u00eb fond pensioni me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb duhet t\u2019u siguroj\u00eb an\u00ebtar\u00ebve t\u00eb k\u00ebtij fondi t\u00eb gjith\u00eb dokumentacionin dhe informacionin q\u00eb u siguron an\u00ebtar\u00ebve t\u00eb nj\u00eb fondi me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb shtetin an\u00ebtar t\u00eb fondit.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese e nj\u00eb vendi an\u00ebtar duhet t\u2019u siguroj\u00eb an\u00ebtar\u00ebve t\u00eb fondit me pjes\u00ebmarrje t\u00eb mbyllur t\u00eb gjith\u00eb dokumentacionin dhe informacionin e p\u00ebrcaktuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, n\u00eb m\u00ebnyr\u00ebn, n\u00eb form\u00ebn dhe n\u00eb afatet e parashikuara nga ky ligj.<\/p>\n\n\n\n

3. Dokumentacioni dhe informacioni q\u00eb u jepet an\u00ebtar\u00ebve t\u00eb fondit me pjes\u00ebmarrje t\u00eb mbyllur duhet t\u00eb jet\u00eb n\u00eb gjuh\u00ebn shqipe.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese e nj\u00eb vendi an\u00ebtar \u00ebsht\u00eb p\u00ebrgjegj\u00ebs p\u00ebr p\u00ebrmbajtjen e dokumentacionit dhe informacionit, si dhe p\u00ebr v\u00ebrtet\u00ebsin\u00eb dhe sakt\u00ebsin\u00eb e p\u00ebrkthimit t\u00eb dokumentacionit dhe informacionit.<\/p>\n\n\n\n

Neni 112<\/p>\n\n\n\n

Dor\u00ebzimi i dokumentacionit t\u00eb fondit t\u00eb administruar nga shoq\u00ebria administruese e nj\u00eb vendi an\u00ebtar<\/strong><\/p>\n\n\n\n

Shoq\u00ebria administruese e nj\u00eb vendi an\u00ebtar, q\u00eb administron nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur p\u00ebr nj\u00eb sponsor n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, depoziton n\u00eb Autoritet dokumentacionin e p\u00ebrdit\u00ebsuar dhe t\u00eb p\u00ebrcaktuar n\u00eb nenin 110 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

KREU IX<\/p>\n\n\n\n

DEPOZITARI<\/h2>\n\n\n\n

Neni 113<\/p>\n\n\n\n

Depozitari i fondit t\u00eb pensionit privat<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese em\u00ebron nj\u00eb depozitar p\u00ebr mbajtjen dhe ruajtjen e aktiveve t\u00eb fondit t\u00eb pensionit privat n\u00ebp\u00ebrmjet lidhjes s\u00eb nj\u00eb kontrate t\u00eb n\u00ebnshkruar nga t\u00eb dyja pal\u00ebt. Depozitari licencohet nga Autoriteti pas plot\u00ebsimit t\u00eb k\u00ebrkesave t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

2. Depozitari i fondit t\u00eb pensionit privat \u00ebsht\u00eb nj\u00eb bank\u00eb ose deg\u00eb e nj\u00eb banke t\u00eb huaj e regjistruar n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb dhe e licencuar nga Banka e Shqip\u00ebris\u00eb p\u00ebr ruajtjen dhe administrimin e instrumenteve financiare p\u00ebr llogari t\u00eb klientit, duke p\u00ebrfshir\u00eb kujdestarin\u00eb dhe sh\u00ebrbimet e depozitarit dhe t\u00eb besimit.<\/p>\n\n\n\n

3. Depozitari kryen vet\u00ebm funksionet e p\u00ebrcaktuara n\u00eb k\u00ebt\u00eb ligj dhe n\u00eb kontrat\u00ebn p\u00ebr kryerjen e veprimtarive t\u00eb depozitarit t\u00eb lidhur me shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

4. Depozitari duhet t\u00eb jet\u00eb i gatsh\u00ebm dhe i aft\u00eb p\u00ebr t\u00eb p\u00ebrmbushur t\u00eb gjitha k\u00ebrkesat organizative dhe kushtet e nevojshme t\u00eb p\u00ebrcaktuara n\u00eb k\u00ebt\u00eb ligj.<\/p>\n\n\n\n

5. Depozitari nuk mund t\u00eb veproj\u00eb si shoq\u00ebri administruese e fondeve t\u00eb pensionit privat, por mund t\u00eb kryej\u00eb veprimtarin\u00eb e depozitarit nj\u00ebkoh\u00ebsisht p\u00ebr disa fonde. Gjat\u00eb kryerjes s\u00eb detyrave, t\u00eb p\u00ebrcaktuara n\u00eb nenin 118 t\u00eb k\u00ebtij ligji, depozitari vepron ekskluzivisht n\u00eb interes t\u00eb an\u00ebtar\u00ebve t\u00eb fondit.<\/p>\n\n\n\n

6. Gjat\u00eb kryerjes s\u00eb veprimtaris\u00eb s\u00eb depozitarit p\u00ebr disa fonde pensioni, aktivet e fondit dhe regjistrat p\u00ebr secilin fond duhet t\u00eb ndahen plot\u00ebsisht si nga nj\u00ebri-tjetri, ashtu edhe nga vet\u00eb aktivet e depozitarit.<\/p>\n\n\n\n

7. Depozitari \u00ebsht\u00eb i detyruar t\u00eb ruaj\u00eb konfidencialitetin p\u00ebr \u00e7do informacion t\u00eb marr\u00eb.<\/p>\n\n\n\n

Neni 114<\/p>\n\n\n\n

Kushtet p\u00ebr licencimin e depozitarit<\/strong><\/p>\n\n\n\n

1. Depozitari i fondit t\u00eb pensionit privat licencohet nga Autoriteti n\u00ebse p\u00ebrmbush kushtet dhe k\u00ebrkesat e m\u00ebposhtme:<\/p>\n\n\n\n

a) ka infrastruktur\u00ebn e nevojshme p\u00ebr t\u00eb siguruar ruajtjen e aktiveve t\u00eb fondit t\u00eb pensionit;<\/p>\n\n\n\n

b) ka politika dhe procedura t\u00eb p\u00ebrshtatshme p\u00ebr t\u00eb siguruar p\u00ebrputhshm\u00ebrin\u00eb e veprimtaris\u00eb s\u00eb tij, p\u00ebrfshir\u00eb veprimtarin\u00eb e punonj\u00ebsve e tij, me detyrimet e k\u00ebtij ligji;<\/p>\n\n\n\n

c) ka procedura t\u00eb sh\u00ebndosha administrative dhe kontab\u00ebl, mekanizma t\u00eb kontrollit t\u00eb brendsh\u00ebm, procedura efektive p\u00ebr vler\u00ebsimin e rrezikut dhe masa efektive t\u00eb kontrollit dhe mbrojtjes p\u00ebr sistemet e p\u00ebrpunimit t\u00eb informacionit;<\/p>\n\n\n\n

\u00e7) ka procedura organizative dhe administrative t\u00eb p\u00ebrshtatshme dhe efektive, me q\u00ebllim parandalimin e konfliktit t\u00eb interesit;<\/p>\n\n\n\n

d) ka marr\u00eb masat e nevojshme p\u00ebr mbajtjen e evidencave dhe t\u00eb dh\u00ebnave p\u00ebr t\u00eb gjitha sh\u00ebrbimet, veprimtarit\u00eb dhe transaksionet q\u00eb kryen, t\u00eb cilat duhet t\u00eb jen\u00eb t\u00eb mjaftueshme p\u00ebr t\u2019i dh\u00ebn\u00eb mund\u00ebsi Autoritetit t\u00eb p\u00ebrmbush\u00eb detyrat mbik\u00ebqyr\u00ebse n\u00eb zbatim t\u00eb parashikimeve t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

 dh) ka marr\u00eb t\u00eb gjith\u00eb hapat e nevojsh\u00ebm p\u00ebr t\u00eb siguruar vijueshm\u00ebrin\u00eb dhe rregullsin\u00eb n\u00eb kryerjen e funksioneve t\u00eb depozitarit n\u00ebp\u00ebrmjet p\u00ebrdorimit t\u00eb sistemeve, burimeve dhe procedurave t\u00eb duhura dhe proporcionale;<\/p>\n\n\n\n

e) drejtuesi i sh\u00ebrbimeve t\u00eb depozitarit dhe personeli ky\u00e7 i tij v\u00ebrtetojn\u00eb se jan\u00eb t\u00eb aft\u00eb dhe t\u00eb p\u00ebrshtatsh\u00ebm, sipas nenit 15 t\u00eb k\u00ebtij ligji, si dhe zot\u00ebrojn\u00eb aft\u00ebsin\u00eb dhe p\u00ebrvoj\u00ebn e duhur p\u00ebr t\u00eb kuptuar veprimtarit\u00eb e depozitarit, p\u00ebrfshir\u00eb edhe rreziqet kryesore. \u00c7do ndryshim i drejtuesit t\u00eb sh\u00ebrbimeve t\u00eb depozitarit dhe personelit ky\u00e7 t\u00eb tij apo i \u00e7do personi q\u00eb i z\u00ebvend\u00ebson ata n\u00eb detyr\u00eb i njoftohen Autoritetit.<\/p>\n\n\n\n

2. Depozitari i licencuar si depozitar i sip\u00ebrmarrjeve t\u00eb investimeve kolektive me ofert\u00eb publike mund t\u00eb licencohet edhe si depozitar i fondit t\u00eb pensionit privat.<\/p>\n\n\n\n

3. Subjekti q\u00eb paraqet k\u00ebrkes\u00ebn p\u00ebr licencim si depozitar duhet t\u00eb ket\u00eb raporte auditimi financiare me opinion pa rezerva p\u00ebr 3 vjet\u00ebt e fundit.<\/p>\n\n\n\n

Neni 115<\/p>\n\n\n\n

Licenca e depozitarit<\/strong><\/p>\n\n\n\n

1. Depozitari i fondit t\u00eb pensionit privat nuk e fillon veprimtarin\u00eb e tij pa u licencuar m\u00eb par\u00eb nga Autoriteti.<\/p>\n\n\n\n

2. K\u00ebrkesa p\u00ebr licenc\u00ebn p\u00ebr t\u00eb ushtruar aktivitet si depozitar i fondit shoq\u00ebrohet me k\u00ebt\u00eb dokumentacion:<\/p>\n\n\n\n

a) dokumente q\u00eb v\u00ebrtetojn\u00eb se subjekti p\u00ebrmbush k\u00ebrkesat e pik\u00ebs 2 t\u00eb nenit 113 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

b) dokumente q\u00eb v\u00ebrtetojn\u00eb se drejtuesi i sh\u00ebrbimeve t\u00eb depozitarit dhe personeli ky\u00e7 i tij jan\u00eb t\u00eb aft\u00eb dhe t\u00eb p\u00ebrshtatsh\u00ebm n\u00eb baz\u00eb t\u00eb nenit 15, p\u00ebrfshir\u00eb kualifikimet akademike, profesionale dhe administruese, CV, si dhe v\u00ebrtetime p\u00ebr gjendjen gjyq\u00ebsore;<\/p>\n\n\n\n

c) dokumente q\u00eb v\u00ebrtetojn\u00eb q\u00eb subjekti p\u00ebrmbush k\u00ebrkesat e pik\u00ebs 1 t\u00eb nenit 114 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

3. Autoriteti miraton rregulla n\u00eb lidhje me k\u00ebrkesat p\u00ebr paraqitjen dhe p\u00ebrpunimin e k\u00ebrkes\u00ebs p\u00ebr licenc\u00eb si depozitar i fondit t\u00eb pensionit privat.<\/p>\n\n\n\n

Neni 116<\/p>\n\n\n\n

Dh\u00ebnia e licenc\u00ebs s\u00eb depozitarit<\/strong><\/p>\n\n\n\n

1. Autoriteti konsultohet paraprakisht me Bank\u00ebn e Shqip\u00ebris\u00eb n\u00eb lidhje me bankat apo deg\u00ebt e bankave t\u00eb huaja, t\u00eb cilat k\u00ebrkojn\u00eb t\u00eb licencohen si depozitar n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

2. Autoriteti vler\u00ebson n\u00ebse k\u00ebrkesa \u00ebsht\u00eb e plot\u00eb ose jo dhe e informon p\u00ebr k\u00ebt\u00eb subjektin k\u00ebrkues brenda 3 (tre) muajve nga data e marrjes s\u00eb k\u00ebrkes\u00ebs s\u00eb plot\u00eb lidhur me miratimin ose jo t\u00eb licenc\u00ebs.<\/p>\n\n\n\n

3. K\u00ebrkesa p\u00ebr licenc\u00eb mund t\u00eb t\u00ebrhiqet me njoftim me shkrim n\u00eb \u00e7do moment p\u00ebrpara se Autoriteti t\u00eb marr\u00eb vendim p\u00ebr t\u00eb.<\/p>\n\n\n\n

4. Autoriteti, n\u00eb rast t\u00eb refuzimit, arsyeton me shkrim vendimin e dh\u00ebn\u00eb.<\/p>\n\n\n\n

Neni 117<\/p>\n\n\n\n

Refuzimi i licenc\u00ebs<\/strong><\/p>\n\n\n\n

1. Autoriteti refuzon licenc\u00ebn e depozitarit t\u00eb fondit t\u00eb pensionit n\u00ebse:<\/p>\n\n\n\n

a) subjekti k\u00ebrkues nuk i p\u00ebrmbush k\u00ebrkesat e nenit 114 t\u00eb k\u00ebtij ligji dhe p\u00ebrkat\u00ebsisht n\u00ebse Autoriteti, duke pasur parasysh garantimin e administrimit t\u00eb sh\u00ebndosh\u00eb dhe t\u00eb matur t\u00eb depozitarit, gjykon se subjekti nuk i p\u00ebrmbush k\u00ebrkesat p\u00ebr p\u00ebrshtatshm\u00ebrin\u00eb e drejtuesit t\u00eb sh\u00ebrbimeve t\u00eb depozitarit ose t\u00eb personelit ky\u00e7 t\u00eb tij;<\/p>\n\n\n\n

b) gjykon se shoq\u00ebria nuk \u00ebsht\u00eb n\u00eb gjendje t\u00eb p\u00ebrmbush\u00eb k\u00ebrkesat e k\u00ebtij ligji;<\/p>\n\n\n\n

c) ushtrimi efektiv i funksioneve t\u00eb tij mbik\u00ebqyr\u00ebse pengohet nga:<\/p>\n\n\n\n

i. lidhjet e pron\u00ebsis\u00eb nd\u00ebrmjet depozitarit dhe personave t\u00eb tjer\u00eb juridik\u00eb ose fizik\u00eb;<\/p>\n\n\n\n

ii. aktet ligjore, n\u00ebnligjore ose administrative t\u00eb nj\u00eb vendi ose territori tjet\u00ebr, q\u00eb rregullojn\u00eb personat fizik\u00eb ose juridik\u00eb me t\u00eb cil\u00ebt ka lidhje pron\u00ebsie depozitari;<\/p>\n\n\n\n

iii. v\u00ebshtir\u00ebsit\u00eb e p\u00ebrfshira n\u00eb zbatimin e k\u00ebtyre ligjeve, rregulloreve dhe dispozitave administrative.<\/p>\n\n\n\n

 \u00e7) nuk \u00ebsht\u00eb paguar tarifa e k\u00ebrkuar.<\/p>\n\n\n\n

Neni 118<\/p>\n\n\n\n

Detyrat e depozitarit<\/strong><\/p>\n\n\n\n

1. Depozitari i fondit t\u00eb pensionit privat kryen k\u00ebto detyra:<\/p>\n\n\n\n

a) mban dhe regjistron pasurit\u00eb\/aktivet e fondit;<\/p>\n\n\n\n

b) monitoron vazhdimisht flukset e mjeteve monetare t\u00eb fondit dhe n\u00eb ve\u00e7anti garanton se jan\u00eb ark\u00ebtuar t\u00eb gjitha pagesat e b\u00ebra nga an\u00ebtari ose n\u00eb em\u00ebr t\u00eb an\u00ebtarit dhe se t\u00eb gjitha mjetet monetare t\u00eb fondit t\u00eb pensionit jan\u00eb regjistruar n\u00eb llogarit\u00eb e mjeteve monetare n\u00eb em\u00ebr t\u00eb fondit, shoq\u00ebris\u00eb administruese p\u00ebr llogari t\u00eb fondit ose t\u00eb depozitarit p\u00ebr llogari t\u00eb fondit;<\/p>\n\n\n\n

c) mban regjistrin e an\u00ebtar\u00ebve t\u00eb fondit dhe t\u00eb dh\u00ebnat p\u00ebr \u00e7do transferim p\u00ebr fondet e pensionit;<\/p>\n\n\n\n

\u00e7) mban llogari p\u00ebr aktivet e fondit t\u00eb pensionit dhe siguron ndarjen e aktiveve p\u00ebr secilin fond p\u00ebr t\u00eb cilin ofron sh\u00ebrbimet e depozitarit nga aktivet e depozitarit dhe klient\u00ebve t\u00eb tjer\u00eb t\u00eb depozitarit dhe shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

d) kontrollon q\u00eb aktivet e fondit t\u00eb pensionit investohen n\u00eb p\u00ebrputhje me objektivat dhe strategjin\u00eb e investimit t\u00eb miratuar, dispozitat e k\u00ebtij ligji dhe rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

dh) informon Autoritetin dhe shoq\u00ebrin\u00eb administruese p\u00ebr procedur\u00ebn e llogaritjes s\u00eb vler\u00ebs s\u00eb aktiveve dhe \u00e7mimit t\u00eb kuot\u00ebs s\u00eb fondit t\u00eb pensionit, konfirmon llogaritjen dhe siguron q\u00eb llogaritja e vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit dhe \u00e7mimi i kuot\u00ebs s\u00eb fondit t\u00eb pensionit jan\u00eb kryer n\u00eb p\u00ebrputhje me politikat e miratuara t\u00eb kontabilitetit, metodologjit\u00eb e vler\u00ebsimit, si dhe n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj dhe rregulloret e miratuara n\u00eb zbatim t\u00eb tij;<\/p>\n\n\n\n

e) ekzekuton urdhrat e shoq\u00ebris\u00eb administruese n\u00eb lidhje me transaksionet e aktiveve t\u00eb fondit, n\u00ebse nuk bien ndesh me k\u00ebt\u00eb ligj dhe rregulloret e miratuara n\u00eb zbatim t\u00eb tij;<\/p>\n\n\n\n

\u00eb) raporton te shoq\u00ebria administruese p\u00ebr veprimet tregtare n\u00eb lidhje me aktivet e fondit t\u00eb besuara n\u00eb kujdestari dhe ekzekuton urdhrat e shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

f) garanton kthimin e \u00e7do shume p\u00ebrkat\u00ebse fondit t\u00eb pensionit brenda afateve kohore t\u00eb p\u00ebrcaktuara;<\/p>\n\n\n\n

g) siguron q\u00eb t\u00eb gjitha t\u00eb ardhurat, q\u00eb rrjedhin nga transaksionet me aktivet e fondit, t\u00eb d\u00ebrgohen n\u00eb llogarin\u00eb e fondit brenda afateve t\u00eb p\u00ebrcaktuara;<\/p>\n\n\n\n

gj) garanton se t\u00eb ardhurat e fondit t\u00eb pensionit p\u00ebrdoren n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj dhe rregulloret e miratuara n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

h) sigurohet q\u00eb kostot ose tarifat e paguara nga fondi i pensionit jan\u00eb n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji dhe rregulloret e miratuara n\u00eb zbatim t\u00eb tij;<\/p>\n\n\n\n

i) kryen t\u00eb gjitha detyrat e tjera t\u00eb parashikuara n\u00eb kontrat\u00ebn p\u00ebr kryerjen e veprimtaris\u00eb s\u00eb depozitarit t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

2. Depozitari raporton menj\u00ebher\u00eb me shkrim n\u00eb Autoritet \u00e7do shkelje ose \u00e7do dyshim t\u00eb arsyesh\u00ebm p\u00ebr shkelje t\u00eb k\u00ebtij ligji dhe kontrat\u00ebs p\u00ebr kryerjen e veprimtaris\u00eb s\u00eb depozitarit t\u00eb fondit t\u00eb lidhur me shoq\u00ebrin\u00eb administruese. N\u00eb k\u00ebt\u00eb rast depozitari informon Autoritetin edhe p\u00ebr hapat e nd\u00ebrmarr\u00eb nga depozitari p\u00ebr t\u00eb ndrequr shkeljen sa m\u00eb shpejt q\u00eb t\u00eb jet\u00eb e mundur dhe informon n\u00eb lidhje me afatin p\u00ebr ndreqjen e shkeljes n\u00eb fjal\u00eb. Depozitari informon m\u00eb tej Autoritetin n\u00ebse ndreqja \u00ebsht\u00eb p\u00ebrmbushur brenda k\u00ebtij afati.<\/p>\n\n\n\n

3. Depozitari mban evidencat e nevojshme q\u00eb i japin mund\u00ebsi t\u00eb jet\u00eb n\u00eb p\u00ebrputhshm\u00ebri me k\u00ebrkesat e k\u00ebtij ligji dhe i mban k\u00ebto evidenca p\u00ebr nj\u00eb periudh\u00eb kohore sipas parashikimeve t\u00eb legjislacionit t\u00eb zbatuesh\u00ebm n\u00eb fuqi.<\/p>\n\n\n\n

Neni 119<\/p>\n\n\n\n

Ruajtja e aktiveve t\u00eb fondit<\/strong><\/p>\n\n\n\n

Depozitari ruan aktivet si m\u00eb posht\u00eb:<\/p>\n\n\n\n

1. Instrumente financiare t\u00eb mbajtura n\u00eb kujdestari:<\/p>\n\n\n\n

a) depozitari ruan t\u00eb gjitha instrumentet financiare, t\u00eb cilat regjistrohen n\u00eb nj\u00eb llogari titujsh n\u00eb form\u00eb t\u00eb dematerializuar;<\/p>\n\n\n\n

b) aktivet e fondit t\u00eb pensionit, q\u00eb nuk mund t\u00eb regjistrohen n\u00eb llogarin\u00eb e titujve n\u00eb form\u00eb t\u00eb dematerializuar, si dhe instrumentet financiare t\u00eb materializuara, q\u00eb i dor\u00ebzohen depozitarit, regjistrohen n\u00eb llogari t\u00eb tjera t\u00eb p\u00ebrshtatshme p\u00ebr k\u00ebt\u00eb q\u00ebllim.<\/p>\n\n\n\n

2. Fondet cash<\/em> mbahen n\u00eb nj\u00eb llogari transaksionesh (llogari e fondit n\u00eb cash<\/em>) p\u00ebr q\u00ebllime biznesi dhe nuk mund t\u00eb p\u00ebrdoren p\u00ebr pretendime q\u00eb lindin ndaj depozitarit apo shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

3. Depozitari, p\u00ebr q\u00ebllime t\u00eb ruajtjes s\u00eb aktiveve t\u00eb fondit, siguron se t\u00eb gjitha instrumentet financiare regjistrohen n\u00eb librat e depozitarit n\u00eb llogari t\u00eb ve\u00e7uara nga asetet e veta dhe ato t\u00eb fondeve te tjera.<\/p>\n\n\n\n

4. Depozitari p\u00ebrdit\u00ebson t\u00eb dh\u00ebnat e mbajtura n\u00eb regjistrat e tij;<\/p>\n\n\n\n

5. Autoriteti p\u00ebrcakton me rregullore rregulla t\u00eb m\u00ebtejshme p\u00ebr m\u00ebnyr\u00ebn e ruajtjes s\u00eb aktiveve t\u00eb fondit nga depozitari.<\/p>\n\n\n\n

Neni 120<\/p>\n\n\n\n

Njoftimi i Autoritetit<\/strong><\/p>\n\n\n\n

1. Me k\u00ebrkes\u00eb t\u00eb Autoritetit, depozitari duhet t\u2019i v\u00ebr\u00eb n\u00eb dispozicion k\u00ebtij t\u00eb fundit informacion p\u00ebr t\u00eb gjitha \u00e7\u00ebshtjet e r\u00ebnd\u00ebsishme, me q\u00ebllim ushtrimin efektiv t\u00eb funksioneve t\u00eb tij mbik\u00ebqyr\u00ebse p\u00ebr veprimtarin\u00eb e depozitarit.<\/p>\n\n\n\n

2. Kur depozitari gjat\u00eb kryerjes s\u00eb detyrave t\u00eb tij, sipas nenit 118 t\u00eb k\u00ebtij ligji, evidenton parregullsi nga ana e shoq\u00ebris\u00eb administruese gjat\u00eb p\u00ebrmbushjes s\u00eb detyrimeve t\u00eb saj, rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb k\u00ebtij ligji ose prospektit, por q\u00eb nuk p\u00ebrb\u00ebjn\u00eb shkelje sipas pik\u00ebs 2 t\u00eb nenit 118, njofton pa vones\u00eb shoq\u00ebrin\u00eb administruese, me q\u00ebllim korrigjimin ose sqarimin e rrethanave q\u00eb \u00e7uan n\u00eb parregullsi.<\/p>\n\n\n\n

3. N\u00ebse shoq\u00ebria administruese edhe pas njoftimit t\u00eb depozitarit vazhdon t\u00eb shkel\u00eb detyrimet e saj, depozitari njofton Autoritetin pa vones\u00eb p\u00ebr rrethanat e shkeljes.<\/p>\n\n\n\n

Neni 121<\/p>\n\n\n\n

Ndarja e veprimtaris\u00eb s\u00eb depozitarit nga veprimtarit\u00eb e tjera<\/strong><\/p>\n\n\n\n

1. Veprimtaria e ruajtjes s\u00eb aktiveve dhe t\u00eb gjitha veprimtarit\u00eb e tjera, q\u00eb depozitari kryen p\u00ebr nj\u00eb shoq\u00ebri administruese, duhet t\u00eb ndahen n\u00eb m\u00ebnyr\u00eb funksionale nga veprimtarit\u00eb q\u00eb depozitari kryen n\u00eb p\u00ebrputhje me ligjin, q\u00eb rregullon krijimin dhe funksionimin e bankave ose institucioneve t\u00eb kreditit.<\/p>\n\n\n\n

2. Aktivet e fondit do t\u00eb mbahen nga depozitari n\u00eb m\u00ebnyr\u00eb t\u00eb till\u00eb q\u00eb n\u00eb \u00e7do koh\u00eb asetet q\u00eb i p\u00ebrkasin fondit t\u00eb identifikohen qart\u00eb dhe t\u00eb dallohen nga aktivet e depozitarit dhe klient\u00ebve t\u00eb tjer\u00eb t\u00eb depozitarit.<\/p>\n\n\n\n

3. Depozitari dhe n\u00ebndepozitari nuk mund t\u00eb p\u00ebrdorin aktivet e fondit t\u00eb pensionit p\u00ebr kryerjen e transaksioneve p\u00ebr llogari t\u00eb tyre ose p\u00ebr p\u00ebrfitim t\u00eb tyre, themeluesve t\u00eb tyre apo t\u00eb pun\u00ebsuarve, p\u00ebrve\u00e7 p\u00ebr p\u00ebrfitimin e an\u00ebtar\u00ebve t\u00eb fondit.<\/p>\n\n\n\n

4. Aktivet e fondit t\u00eb pensionit nuk mund t\u2019u n\u00ebnshtrohen ekzekutimeve p\u00ebr detyrimet q\u00eb depozitari ka ndaj t\u00eb tret\u00ebve. Aktivet e fondit t\u00eb pensionit duhet t\u00eb ve\u00e7ohen nga aktivet e depozitarit n\u00eb baz\u00eb t\u00eb s\u00eb drejt\u00ebs s\u00eb ve\u00e7imit n\u00eb procedur\u00eb falimentimi dhe nuk p\u00ebrfshihen n\u00eb shlyerjen e detyrimeve t\u00eb kreditor\u00ebve t\u00eb depozitarit.<\/p>\n\n\n\n

Neni 122<\/p>\n\n\n\n

Konflikti i interesit<\/strong><\/p>\n\n\n\n

 1. Depozitari gjat\u00eb kryerjes s\u00eb detyrave t\u00eb tij, t\u00eb parashikuara nga ky ligj dhe kontrata p\u00ebr kryerjen e veprimtaris\u00eb s\u00eb depozitarit, duhet t\u00eb veproj\u00eb me kujdesin e nj\u00eb eksperti t\u00eb mir\u00eb, me nd\u00ebrgjegje dhe ndershm\u00ebri, i pavarur nga shoq\u00ebria administruese, aksionar\u00ebt e saj ose an\u00ebtar\u00ebt e fondit p\u00ebr t\u00eb cilin kryen veprimtari depozitari.<\/p>\n\n\n\n

2. Depozitari n\u00ebp\u00ebrmjet struktur\u00ebs s\u00eb tij organizative dhe akteve t\u00eb brendshme gjat\u00eb kryerjes s\u00eb veprimtaris\u00eb dhe detyrave t\u00eb parashikuara nga ky ligj dhe kontrata p\u00ebr kryerjen e veprimtaris\u00eb s\u00eb depozitarit duhet t\u00eb shmang\u00eb konfliktin e interesit midis vet\u00eb depozitarit, aksionar\u00ebve dhe\/ose mbajt\u00ebsit t\u00eb pjes\u00ebmarrjes influencuese dhe shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

3. Konflikti i mundsh\u00ebm i interesit identifikohet, administrohet dhe monitorohet n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrshtatshme nga strukturat p\u00ebrgjegj\u00ebse, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb parandalohet \u00e7do pasoj\u00eb e pad\u00ebshirueshme n\u00eb interes t\u00eb an\u00ebtar\u00ebve t\u00eb fondit.<\/p>\n\n\n\n

4. Shoq\u00ebria e licencuar si depozitar nuk zot\u00ebron licenc\u00eb si shoq\u00ebri administruese, por mund t\u00eb zot\u00ebroj\u00eb pjes\u00ebrisht ose plot\u00ebsisht nj\u00eb shoq\u00ebri, e cila ka licenc\u00eb si shoq\u00ebri administruese e fondeve. N\u00eb k\u00ebt\u00eb rast shoq\u00ebria administruese dhe banka depozitare si aksionar i k\u00ebsaj shoq\u00ebrie nuk mund t\u00eb kryejn\u00eb funksionet e tyre p\u00ebr t\u00eb nj\u00ebjtin fond pensioni.<\/p>\n\n\n\n

5. Personat ky\u00e7, personeli ky\u00e7 dhe punonj\u00ebs t\u00eb tjer\u00eb t\u00eb depozitarit nuk mund t\u00eb jen\u00eb persona ky\u00e7, personel ky\u00e7 dhe punonj\u00ebs t\u00eb shoq\u00ebris\u00eb administruese dhe anasjelltas.<\/p>\n\n\n\n

Neni 123<\/p>\n\n\n\n

P\u00ebrgjegj\u00ebsia e depozitarit<\/strong><\/p>\n\n\n\n

1. Depozitari ekzekuton urdhrat dhe udh\u00ebzimet e shoq\u00ebris\u00eb administruese vet\u00ebm n\u00ebse ato jan\u00eb n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji, rregulloret e miratuara n\u00eb zbatim t\u00eb tij dhe prospektin e fondit t\u00eb pensionit.<\/p>\n\n\n\n

2. Depozitari \u00ebsht\u00eb p\u00ebrgjegj\u00ebs ndaj shoq\u00ebris\u00eb administruese, fondit t\u00eb pensionit dhe ndaj an\u00ebtar\u00ebve t\u00eb fondit p\u00ebr \u00e7do humbje t\u00eb shkaktuar nga vet\u00eb ai ose nga nj\u00eb pal\u00eb e tret\u00eb s\u00eb cil\u00ebs i \u00ebsht\u00eb deleguar ruajtja e aktiveve t\u00eb fondit.<\/p>\n\n\n\n

3. N\u00eb rastin e humbjes s\u00eb aktiveve t\u00eb ruajtura, depozitari garanton kthimin e tyre n\u00eb llojin identik ose shum\u00ebn korresponduese fondit t\u00eb pensionit. Depozitari nuk mban p\u00ebrgjegj\u00ebsi n\u00ebse v\u00ebrteton se kjo humbje ka ndodhur si rezultat i rrethanave q\u00eb jan\u00eb jasht\u00eb kontrollit t\u00eb depozitarit dhe se pasojat ishin t\u00eb pashmangshme, pavar\u00ebsisht t\u00eb gjitha p\u00ebrpjekjeve p\u00ebr shmangien e tyre.<\/p>\n\n\n\n

4. Depozitari mban gjithashtu p\u00ebrgjegj\u00ebsi ndaj fondit t\u00eb pensionit dhe ndaj an\u00ebtar\u00ebve p\u00ebr t\u00eb gjitha humbjet e shkaktuara si pasoj\u00eb e pakujdesis\u00eb s\u00eb depozitarit apo mosp\u00ebrmbushjes s\u00eb q\u00ebllimshme t\u00eb detyrimeve t\u00eb tij n\u00eb baz\u00eb t\u00eb k\u00ebtij ligji dhe akteve rregullative t\u00eb miratuara nga Autoriteti.<\/p>\n\n\n\n

5. P\u00ebrgjegj\u00ebsia e depozitarit, e parashikuar n\u00eb k\u00ebt\u00eb nen, nuk p\u00ebrjashtohet ose\/dhe kufizohet n\u00ebp\u00ebrmjet kontrat\u00ebs apo marr\u00ebveshjes. \u00c7do marr\u00ebveshje ose kontrat\u00eb, q\u00eb bie ndesh me k\u00ebt\u00eb k\u00ebrkes\u00eb, \u00ebsht\u00eb e pavlefshme.<\/p>\n\n\n\n

Neni 124<\/p>\n\n\n\n

Tarifa p\u00ebr veprimtarin\u00eb e depozitarit<\/strong><\/p>\n\n\n\n

Shoq\u00ebria administruese i paguan depozitarit nj\u00eb tarif\u00eb p\u00ebr kryerjen e veprimtaris\u00eb s\u00eb depozitarit n\u00eb baz\u00eb t\u00eb kontrat\u00ebs me shkrim t\u00eb lidhur me shoq\u00ebrin\u00eb administruese. Depozitari i fondit nuk mund t\u00eb ngarkoj\u00eb an\u00ebtarin e fondit t\u00eb pensionit me asnj\u00eb tarif\u00eb apo komision, p\u00ebrve\u00e7 atyre t\u00eb parashikuara n\u00eb prospekt.<\/p>\n\n\n\n

Neni 125<\/p>\n\n\n\n

P\u00ebrdorimi i n\u00ebndepozitarit<\/strong><\/p>\n\n\n\n

Depozitari mund t\u00eb kontraktoj\u00eb nj\u00eb n\u00ebndepozitar me marr\u00ebveshje me shoq\u00ebrin\u00eb administruese n\u00ebse \u00ebsht\u00eb e nevojshme p\u00ebr investimet jasht\u00eb territorit t\u00eb Shqip\u00ebris\u00eb. Nj\u00eb marr\u00ebveshje e till\u00eb nuk kufizon p\u00ebrgjegj\u00ebsit\u00eb ligjore t\u00eb depozitarit dhe \u00e7do marr\u00ebveshje e kund\u00ebrt \u00ebsht\u00eb e pavlefshme. Depozitari njofton Autoritetin p\u00ebr marr\u00ebveshjen me n\u00ebndepozitarin.<\/p>\n\n\n\n

Neni 126<\/p>\n\n\n\n

Ndryshimi i depozitarit t\u00eb fondit me k\u00ebrkes\u00eb t\u00eb Autoritetit<\/strong><\/p>\n\n\n\n

1. Autoriteti n\u00eb \u00e7do koh\u00eb mund t\u00eb urdh\u00ebroj\u00eb shoq\u00ebrin\u00eb administruese t\u00eb ndryshoj\u00eb depozitarin n\u00eb rrethanat e m\u00ebposhtme:<\/p>\n\n\n\n

a) depozitari d\u00ebshton t\u00eb p\u00ebrmbush\u00eb detyrat e tij sipas k\u00ebrkesave t\u00eb k\u00ebtij ligji, rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb tij dhe kontrat\u00ebs s\u00eb n\u00ebnshkruar me shoq\u00ebrin\u00eb administruese;<\/p>\n\n\n\n

b) ekzistojn\u00eb rrethana q\u00eb v\u00ebn\u00eb n\u00eb dyshim aft\u00ebsin\u00eb e depozitarit p\u00ebr kryerjen e detyrave n\u00eb koh\u00eb dhe me cil\u00ebsi, sipas k\u00ebrkesave t\u00eb k\u00ebtij ligji, rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb tij dhe kontrat\u00ebs s\u00eb n\u00ebnshkruar me shoq\u00ebrin\u00eb administruese;<\/p>\n\n\n\n

c) Autoriteti krijon bindjen se shoq\u00ebria administruese dhe depozitari bashk\u00ebrisht veprojn\u00eb n\u00eb d\u00ebm t\u00eb interesave t\u00eb an\u00ebtar\u00ebve t\u00eb fondit t\u00eb pensionit;<\/p>\n\n\n\n

\u00e7) depozitari \u00ebsht\u00eb n\u00eb shkelje t\u00eb detyrimeve q\u00eb rrjedhin nga politikat e kontrollit t\u00eb brendsh\u00ebm t\u00eb depozitarit;<\/p>\n\n\n\n

d) ka ndryshime n\u00eb struktur\u00ebn e brendshme organizative t\u00eb depozitarit, t\u00eb tilla q\u00eb mund t\u00eb v\u00ebn\u00eb n\u00eb rrezik sigurin\u00eb e aktiveve t\u00eb fondit dhe interesat e an\u00ebtar\u00ebve t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

2. Autoriteti i k\u00ebrkon shoq\u00ebris\u00eb administruese z\u00ebvend\u00ebsimin e depozitarit brenda 3 (tre) muajve nga marrja e vendimit, sipas pik\u00ebs 1 t\u00eb k\u00ebtij neni. N\u00ebse shoq\u00ebria administruese d\u00ebshton n\u00eb z\u00ebvend\u00ebsimin e depozitarit, Autoriteti cakton nj\u00eb depozitar t\u00eb ri p\u00ebr fondin e pensionit.<\/p>\n\n\n\n

Neni 127<\/p>\n\n\n\n

Ndryshimi i depozitarit me k\u00ebrkes\u00eb t\u00eb tij<\/strong><\/p>\n\n\n\n

1. Depozitari i fondit mund k\u00ebrkoj\u00eb t\u00eb nd\u00ebrpres\u00eb kryerjen e veprimtaris\u00eb s\u00eb depozitarit ose t\u00eb zgjidh\u00eb kontrat\u00ebn p\u00ebr kryerjen e veprimtaris\u00eb s\u00eb depozitarit t\u00eb fondit duke njoftuar me shkrim p\u00ebr q\u00ebllimin e tij Autoritetin dhe shoq\u00ebrin\u00eb administruese t\u00eb pakt\u00ebn 3 muaj para p\u00ebrfundimit t\u00eb planifikuar t\u00eb nd\u00ebrprerjes s\u00eb veprimtaris\u00eb.<\/p>\n\n\n\n

2. Depozitari n\u00eb njoftimin me shkrim drejtuar Autoritetit p\u00ebrfshin gjithashtu \u00e7do \u00e7\u00ebshtje lidhur me veprimtarin\u00eb e fondit t\u00eb pensionit q\u00eb depozitari ka marr\u00eb dijeni gjat\u00eb kryerjes s\u00eb funksioneve t\u00eb tij dhe q\u00eb, sipas mendimit t\u00eb depozitarit, rrezikon t\u00eb d\u00ebmtoj\u00eb aft\u00ebsin\u00eb e fondit p\u00ebr t\u00eb vepruar n\u00eb p\u00ebrputhje me k\u00ebrkesat e k\u00ebtij ligji.<\/p>\n\n\n\n

3. Depozitari q\u00eb zgjidh kontrat\u00ebn si depozitar p\u00ebr llogari t\u00eb fondit t\u00eb pensionit, informon gjithashtu depozitarin e ri p\u00ebr \u00e7do rrethan\u00eb q\u00eb ka informuar Autoritetin, n\u00eb baz\u00eb t\u00eb pik\u00ebs 2 t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

4. N\u00eb rast se shoq\u00ebria administruese nuk lidh nj\u00eb kontrat\u00eb p\u00ebr kryerjen e veprimtaris\u00eb s\u00eb depozitarit me nj\u00eb depozitar tjet\u00ebr brenda 3 (tre) muajve nga data e marrjes s\u00eb njoftimit t\u00eb p\u00ebrcaktuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, depozitari do t\u00eb vazhdoj\u00eb t\u00eb siguroj\u00eb sh\u00ebrbimet e depozitarit p\u00ebr nj\u00eb muaj tjet\u00ebr, brenda t\u00eb cilit shoq\u00ebria administruese \u00ebsht\u00eb e detyruar t\u00eb lidh\u00eb nj\u00eb kontrat\u00eb me nj\u00eb depozitar t\u00eb ri.<\/p>\n\n\n\n

5. N\u00ebse shoq\u00ebria administruese nuk lidh kontrat\u00eb me nj\u00eb depozitar t\u00eb ri brenda periudh\u00ebs 1 (nj\u00eb) mujore t\u00eb p\u00ebrcaktuar n\u00eb pik\u00ebn 4 t\u00eb k\u00ebtij neni, Autoriteti heq licenc\u00ebn e shoq\u00ebris\u00eb administruese. N\u00eb k\u00ebt\u00eb rast depozitari ekzistues vepron si depozitar i fondit t\u00eb pensionit deri n\u00eb mbylljen e fondit t\u00eb pensionit.<\/p>\n\n\n\n

Neni 128<\/p>\n\n\n\n

Ndryshimi i depozitarit me k\u00ebrkes\u00eb t\u00eb shoq\u00ebris\u00eb<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese n\u00eb p\u00ebrputhje me kushtet e p\u00ebrcaktuara n\u00eb k\u00ebt\u00eb ligj mund t\u00eb z\u00ebvend\u00ebsoj\u00eb depozitarin ekzistues me nj\u00eb depozitar t\u00eb ri vet\u00ebm me miratim t\u00eb Autoritetit.<\/p>\n\n\n\n

2. Ndryshimi i depozitarit duhet t\u00eb b\u00ebhet n\u00eb m\u00ebnyr\u00eb t\u00eb till\u00eb q\u00eb t\u00eb ruhet vijueshm\u00ebria n\u00eb m\u00ebnyr\u00eb t\u00eb pand\u00ebrprer\u00eb e veprimtaris\u00eb s\u00eb depozitarit n\u00eb lidhje me aktivet e fondit.<\/p>\n\n\n\n

3. Depozitari i m\u00ebparsh\u00ebm duhet t\u00eb informoj\u00eb Autoritetin me shkrim brenda 3 (tri) dit\u00ebve nga marrja e k\u00ebrkes\u00ebs s\u00eb shoq\u00ebris\u00eb administruese p\u00ebr nd\u00ebrprerjen ose zgjidhjen e kontrat\u00ebs p\u00ebr kryerjen e veprimtaris\u00eb s\u00eb depozitarit n\u00ebse, sipas dijenis\u00eb s\u00eb depozitarit, ekzistojn\u00eb shkelje t\u00eb k\u00ebtij ligji ose rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb tij.<\/p>\n\n\n\n

Neni 129<\/p>\n\n\n\n

Dor\u00ebzimi i dokumenteve<\/strong><\/p>\n\n\n\n

1. N\u00eb rast t\u00eb nd\u00ebrprerjes ose zgjidhjes s\u00eb kontrat\u00ebs s\u00eb depozitarit, ky i fundit \u00ebsht\u00eb i detyruar q\u00eb brenda 30 (tridhjet\u00eb) dit\u00ebve t\u00eb transferoj\u00eb t\u00eb gjitha aktivet e fondit dhe librat e llogarive p\u00ebr ruajtje dhe administrim te nj\u00eb depozitar i ri me t\u00eb cilin shoq\u00ebria administruese ka lidhur kontrat\u00eb.<\/p>\n\n\n\n

2. Depozitari dor\u00ebzon te depozitari i ri i fondit regjistrat dhe t\u00eb gjitha dokumentet dhe materialet e tjera t\u00eb r\u00ebnd\u00ebsishme p\u00ebr operacionet e fondit p\u00ebr t\u00eb cilat ai ka kryer m\u00eb par\u00eb veprimtarin\u00eb e depozitarit, n\u00eb form\u00eb t\u00eb shkruar ose elektronike, n\u00eb var\u00ebsi t\u00eb m\u00ebnyr\u00ebs s\u00eb mbajtjes s\u00eb t\u00eb dh\u00ebnave t\u00eb treguara.<\/p>\n\n\n\n

Neni 130<\/p>\n\n\n\n

Falimentimi ose likuidimit i depozitarit<\/strong><\/p>\n\n\n\n

1. N\u00eb rast t\u00eb hapjes s\u00eb procedurave t\u00eb falimentimit ose fillimit t\u00eb procedurave t\u00eb likuidimit ndaj depozitarit, shoq\u00ebria administruese duhet:<\/p>\n\n\n\n

a) t\u00eb njoftoj\u00eb menj\u00ebher\u00eb depozitarin p\u00ebr zgjidhjen e kontrat\u00ebs, si dhe Autoritetin p\u00ebr k\u00ebrkes\u00ebn drejtuar depozitarit dhe rrethanat e saj;<\/p>\n\n\n\n

b) t\u00eb zgjedh\u00eb menj\u00ebher\u00eb nj\u00eb depozitar t\u00eb ri, si dhe t\u00eb k\u00ebrkoj\u00eb miratimin e Autoritetit.<\/p>\n\n\n\n

2. N\u00ebse shoq\u00ebria administruese nuk nd\u00ebrmerr masat e p\u00ebrcaktuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, Autoriteti urdh\u00ebron ndryshimin e depozitarit sipas nenit 126 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

3. Autoriteti mund t\u00eb urdh\u00ebroj\u00eb shoq\u00ebrin\u00eb administruese t\u00eb ndryshoj\u00eb depozitarin n\u00ebse sh\u00ebndetshm\u00ebria financiare ose organizative e depozitarit \u00ebsht\u00eb dob\u00ebsuar ndjesh\u00ebm, duke paraqitur k\u00ebshtu nj\u00eb k\u00ebrc\u00ebnim t\u00eb mundsh\u00ebm p\u00ebr sigurin\u00eb e aktiveve t\u00eb fondit.<\/p>\n\n\n\n

4. Banka e Shqip\u00ebris\u00eb njofton Autoritetin p\u00ebr \u00e7do rast, i cili, sipas kritereve t\u00eb Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb, mund t\u00eb shkaktoj\u00eb nj\u00eb dob\u00ebsim t\u00eb ndjesh\u00ebm t\u00eb sh\u00ebndetshm\u00ebris\u00eb financiare ose organizative t\u00eb depozitarit.<\/p>\n\n\n\n

Neni 131<\/p>\n\n\n\n

Heqja e licenc\u00ebs s\u00eb depozitarit<\/strong><\/p>\n\n\n\n

1. Autoriteti mund t\u00eb heq licenc\u00ebn e depozitarit n\u00eb rrethanat vijuese n\u00ebse:<\/p>\n\n\n\n

a) miratimi \u00ebsht\u00eb l\u00ebshuar n\u00eb baz\u00eb t\u00eb informacionit t\u00eb pav\u00ebrtet\u00eb, t\u00eb pasakt\u00eb ose mashtrues;<\/p>\n\n\n\n

b) depozitari nuk p\u00ebrmbush kushtet p\u00ebr t\u00eb cilat \u00ebsht\u00eb l\u00ebshuar licenca;<\/p>\n\n\n\n

c) Autoriteti konstaton se depozitari nuk po p\u00ebrmbush detyrat n\u00eb p\u00ebrputhje me detyrimet e nd\u00ebrmarra dhe\/ose dispozitat e k\u00ebtij ligji dhe rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb tij, si dhe gjykohet se heqja e licenc\u00ebs \u00ebsht\u00eb m\u00eb e p\u00ebrshtatshme se ndryshimi i depozitarit, sipas nenit 126 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

\u00e7) ekzistojn\u00eb rrethana q\u00eb v\u00ebn\u00eb n\u00eb dyshim aft\u00ebsin\u00eb e depozitarit p\u00ebr t\u00eb kryer detyrat e tij n\u00eb koh\u00ebn e duhur dhe n\u00eb m\u00ebnyr\u00eb cil\u00ebsore n\u00eb p\u00ebrputhje me detyrimet e marra dhe\/ose dispozitat e k\u00ebtij ligji dhe rregulloret e miratuara n\u00eb zbatim t\u00eb tij;<\/p>\n\n\n\n

d) depozitari shkel n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrs\u00ebritur dispozitat e k\u00ebtij ligji, rregulloret e miratuara n\u00eb zbatim t\u00eb tij dhe prospektin e fondit t\u00eb pensionit.<\/p>\n\n\n\n

KREU X<\/p>\n\n\n\n

BASHKIMI DHE NDARJA E FONDIT T\u00cb PENSIONIT PRIVAT<\/h2>\n\n\n\n

Neni 132<\/p>\n\n\n\n

Bashkimi, ndarja dhe shnd\u00ebrrimi i fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Fondi i pensionit privat mund t\u00eb ndahet n\u00eb dy ose m\u00eb shum\u00eb fonde ose mund t\u00eb bashkohet me dy ose m\u00eb shum\u00eb fonde t\u00eb tjera me miratim t\u00eb Autoritetit.<\/p>\n\n\n\n

2. Nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur mund t\u00eb shnd\u00ebrrohet n\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb hapur me miratim t\u00eb Autoritetit.<\/p>\n\n\n\n

3. Ndryshimi i form\u00ebs s\u00eb fondit t\u00eb pensionit privat n\u00ebp\u00ebrmjet bashkimit, ndarjes ose shnd\u00ebrrimit t\u00eb fondit nuk lejohet n\u00ebse dob\u00ebson pozicionin ekonomik t\u00eb an\u00ebtar\u00ebve t\u00eb fondeve ose \u00ebsht\u00eb n\u00eb d\u00ebm t\u00eb interesave t\u00eb an\u00ebtar\u00ebve t\u00eb fondeve.<\/p>\n\n\n\n

4. Ndryshimi i form\u00ebs s\u00eb fondit me pjes\u00ebmarrje t\u00eb mbyllur \u00ebsht\u00eb i detyruesh\u00ebm n\u00eb rastet e hapjes s\u00eb procedur\u00ebs s\u00eb falimentit, fillimit t\u00eb procedurave t\u00eb likuidimit p\u00ebr sponsorin e fondit ose n\u00eb rastet kur sponsori i fondit vendos t\u00eb mbyll\u00eb aktivitetin tregtar. Ndryshimi i form\u00ebs s\u00eb fondit me pjes\u00ebmarrje t\u00eb mbyllur b\u00ebhet me miratim t\u00eb Autoritetit.<\/p>\n\n\n\n

5. Mungesa e pagesave t\u00eb rregullta nga ana e sponsorit n\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur, sipas nenit 77 t\u00eb k\u00ebtij ligji, p\u00ebrb\u00ebn arsye p\u00ebr ndryshimin e detyruesh\u00ebm t\u00eb form\u00ebs s\u00eb fondit, t\u00eb p\u00ebrcaktuar n\u00eb pik\u00ebn 4 t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

6. Autoriteti miraton rregullore p\u00ebr procedur\u00ebn, dokumentacionin, kushtet dhe m\u00ebnyr\u00ebn e zbatimit t\u00eb ndryshimeve t\u00eb form\u00ebs s\u00eb fondeve.<\/p>\n\n\n\n

Neni 133<\/p>\n\n\n\n

Bashkimi i fondeve<\/strong><\/p>\n\n\n\n

1. Bashkimi i fondeve t\u00eb pensionit kryhet me transferim te nj\u00eb fond ekzistues ose n\u00ebp\u00ebrmjet krijimit t\u00eb nj\u00eb fondi t\u00eb ri si m\u00eb posht\u00eb:<\/p>\n\n\n\n

a) t\u00eb gjitha t\u00eb drejtat dhe detyrimet e nj\u00eb fondi\/disa fondeve t\u00eb pensionit (fond transferues) q\u00eb bashkohen i kalojn\u00eb nj\u00eb fondi pensioni ekzistues (fond marr\u00ebs). An\u00ebtar\u00ebt e fondeve t\u00eb pensionit, pjes\u00ebmarr\u00ebse n\u00eb bashkim, marrin kuotat n\u00eb fondin marr\u00ebs dhe fondet e pensionit pjes\u00ebmarr\u00ebse n\u00eb bashkim prishen;<\/p>\n\n\n\n

b) t\u00eb gjitha t\u00eb drejtat dhe detyrimet e nj\u00eb fondi\/disa fondeve q\u00eb bashkohen (fond transferues) i kalojn\u00eb nj\u00eb fondi pensioni marr\u00ebs t\u00eb krijuar rishtazi, an\u00ebtar\u00ebt n\u00eb fondet e pensionit pjes\u00ebmarr\u00ebse n\u00eb bashkim marrin kuotat n\u00eb fondin e pensionit marr\u00ebs dhe fondet e pensionit pjes\u00ebmarr\u00ebse n\u00eb bashkim prishen.<\/p>\n\n\n\n

2. Pas bashkimit, vlera neto e aktiveve t\u00eb fondit marr\u00ebs duhet t\u00eb jet\u00eb e barasvlershme me vler\u00ebn neto t\u00eb aktiveve t\u00eb fondit transferues.<\/p>\n\n\n\n

3. Vlera totale e t\u00eb gjitha kuotave, q\u00eb zot\u00ebron an\u00ebtari n\u00eb fondin marr\u00ebs, pas ndryshimit t\u00eb statusit t\u00eb fondit si rezultat i bashkimit, duhet t\u00eb jet\u00eb e barasvlershme me vler\u00ebn totale t\u00eb kuotave q\u00eb an\u00ebtari zot\u00ebronte n\u00eb fondin transferues p\u00ebrpara ndryshimit t\u00eb statusit.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese q\u00eb administron fondin pas bashkimit do t\u00eb vazhdoj\u00eb t\u00eb gjitha marr\u00ebdh\u00ebniet juridike q\u00eb shoq\u00ebria administruese e fondit transferues kishte n\u00eb em\u00ebr dhe p\u00ebr llogari t\u00eb fondit transferues.<\/p>\n\n\n\n

Neni 134<\/p>\n\n\n\n

Ndarja e fondeve<\/strong><\/p>\n\n\n\n

1. Ndarja e fondit t\u00eb pensionit kryhet kur t\u00eb gjitha t\u00eb drejtat dhe detyrimet e nj\u00eb fondi pensioni transferohen n\u00eb dy ose m\u00eb shum\u00eb fonde marr\u00ebse dhe fondi transferues prishet.<\/p>\n\n\n\n

2. Ndarja e fondit, duke transferuar t\u00eb drejtat dhe detyrimet n\u00eb dy ose m\u00eb shum\u00eb fonde ekzistuese, \u00ebsht\u00eb ndarje me marrje n\u00eb dor\u00ebzim. Ndarja e fondit, duke transferuar t\u00eb drejtat dhe detyrimet n\u00eb dy ose m\u00eb shum\u00eb fonde, t\u00eb krijuar p\u00ebr q\u00ebllim t\u00eb ndarjes, \u00ebsht\u00eb ndarje me themelim.<\/p>\n\n\n\n

3. Fondi me pjes\u00ebmarrje t\u00eb hapur mund t\u00eb ndahet n\u00eb vet\u00ebm dy ose m\u00eb shum\u00eb fonde me pjes\u00ebmarrje t\u00eb hapur, nd\u00ebrsa fondi me pjes\u00ebmarrje t\u00eb mbyllur mund t\u00eb ndahet n\u00eb fonde me pjes\u00ebmarrje t\u00eb hapur ose fonde me pjes\u00ebmarrje t\u00eb mbyllur.<\/p>\n\n\n\n

4. Pas realizimit t\u00eb ndarjes, vlera neto e aktiveve t\u00eb fondit marr\u00ebs duhet t\u00eb jet\u00eb e barasvlershme me vler\u00ebn neto t\u00eb aktiveve t\u00eb fondit q\u00eb ndahet.<\/p>\n\n\n\n

5. Vlera totale e t\u00eb gjitha kuotave, q\u00eb zot\u00ebron an\u00ebtari n\u00eb fondin marr\u00ebs, pas ndryshimit t\u00eb statusit t\u00eb fondit si rezultat i ndarjes, duhet t\u00eb jet\u00eb e barasvlershme me vler\u00ebn totale t\u00eb kuotave q\u00eb an\u00ebtari zot\u00ebronte n\u00eb fondin e ndar\u00eb p\u00ebrpara ndryshimit t\u00eb statusit.<\/p>\n\n\n\n

Neni 135<\/p>\n\n\n\n

Miratimi i bashkimit ose ndarjes s\u00eb fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Autoriteti miraton \u00e7do k\u00ebrkes\u00eb p\u00ebr bashkim ose ndarje t\u00eb fondeve t\u00eb pensionit privat. K\u00ebrkesa p\u00ebr miratimin e bashkimit ose ndarjes paraqitet nga shoq\u00ebria administruese e fondeve t\u00eb pensionit.<\/p>\n\n\n\n

2. K\u00ebrkesa p\u00ebr miratim shoq\u00ebrohet nga:<\/p>\n\n\n\n

a) projektmarr\u00ebveshja p\u00ebr bashkim ose ndarje;<\/p>\n\n\n\n

b) opinionin e depozitar\u00ebve n\u00eb zbatim t\u00eb nenit 137 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

c) draftinformacioni q\u00eb do t\u2019u d\u00ebrgohet an\u00ebtar\u00ebve n\u00eb zbatim t\u00eb nenit 138 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

\u00e7) prospektin e fondit dhe \u00e7do rregull tjet\u00ebr t\u00eb fondit marr\u00ebs;<\/p>\n\n\n\n

d) dokumentacioni q\u00eb d\u00ebshmon se \u00ebsht\u00eb lidhur marr\u00ebveshja me depozitarin dhe audituesin lidhur me p\u00ebrgatitjen e konfirmimit pas v\u00ebnies n\u00eb zbatim t\u00eb bashkimit ose ndarjes, sipas neneve 140 dhe 141 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

3. Autoriteti mund t\u00eb k\u00ebrkoj\u00eb informacion shtes\u00eb, p\u00ebrve\u00e7 informacionit dhe dokumentacionit t\u00eb p\u00ebrcaktuar n\u00eb pik\u00ebn 2 t\u00eb k\u00ebtij neni, brenda 10 dit\u00ebve pune pas marrjes s\u00eb k\u00ebrkes\u00ebs. Autoriteti mund t\u00eb k\u00ebrkoj\u00eb ndryshime n\u00eb informacionet q\u00eb u d\u00ebrgohen an\u00ebtar\u00ebve, n\u00ebse informacionet nuk i p\u00ebrmbushin k\u00ebrkesat e k\u00ebtij ligji.<\/p>\n\n\n\n

4. K\u00ebrkesa p\u00ebr bashkim shqyrtohet brenda 3 muajve pas depozitimit t\u00eb k\u00ebrkes\u00ebs s\u00eb plot\u00eb. Autoriteti jep miratimin n\u00ebse jan\u00eb p\u00ebrmbushur dispozitat e kreut X t\u00eb k\u00ebtij ligji dhe n\u00ebse gjykohet se bashkimi ose ndarja e fondeve nuk do t\u00eb cenoj\u00eb interesat e an\u00ebtar\u00ebve.<\/p>\n\n\n\n

5. Dispozitat e k\u00ebtij kreu nuk zbatohen n\u00eb lidhje me bashkimet nd\u00ebrkufitare.<\/p>\n\n\n\n

6. Shoq\u00ebria administruese \u00ebsht\u00eb p\u00ebrgjegj\u00ebse p\u00ebr d\u00ebmin e shkaktuar an\u00ebtar\u00ebve t\u00eb fondit, p\u00ebr shkak t\u00eb bashkimit ose ndarjes s\u00eb fondit t\u00eb pensionit, me p\u00ebrjashtim t\u00eb rastit kur v\u00ebrteton se ka vepruar me kujdesin e duhur dhe n\u00eb interes t\u00eb an\u00ebtar\u00ebve gjat\u00eb procesit t\u00eb bashkimit ose ndarjes s\u00eb fondeve t\u00eb pensionit.<\/p>\n\n\n\n

Neni 136<\/p>\n\n\n\n

Marr\u00ebveshja e bashkimit<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebrit\u00eb administruese q\u00eb administrojn\u00eb fondin transferues dhe fondin marr\u00ebs jan\u00eb t\u00eb detyruara t\u00eb hartojn\u00eb nj\u00eb marr\u00ebveshje bashkimi.<\/p>\n\n\n\n

2. Marr\u00ebveshja e bashkimit duhet t\u00eb p\u00ebrmbaj\u00eb:<\/p>\n\n\n\n

a) emrin dhe llojin e fondeve q\u00eb marrin pjes\u00eb n\u00eb procedur\u00ebn e bashkimit, shoq\u00ebrit\u00eb administruese q\u00eb administrojn\u00eb fondet p\u00ebrkat\u00ebse;<\/p>\n\n\n\n

b) nj\u00eb p\u00ebrshkrim t\u00eb shkurt\u00ebr t\u00eb arsyes q\u00eb \u00e7oi n\u00eb bashkimin e fondeve;<\/p>\n\n\n\n

c) nj\u00eb p\u00ebrshkrim t\u00eb pasojave t\u00eb parashikueshme t\u00eb bashkimit p\u00ebr an\u00ebtar\u00ebt e fondit transferues dhe fondit marr\u00ebs;<\/p>\n\n\n\n

\u00e7) nj\u00eb p\u00ebrshkrim t\u00eb metod\u00ebs s\u00eb vler\u00ebsimit t\u00eb aktiveve dhe pasiveve t\u00eb fondit transferues dhe fondit marr\u00ebs n\u00eb dat\u00ebn e llogaritjes s\u00eb norm\u00ebs s\u00eb z\u00ebvend\u00ebsimit (replacement ratio<\/em>);<\/p>\n\n\n\n

d) nj\u00eb p\u00ebrshkrim t\u00eb metod\u00ebs q\u00eb do t\u00eb p\u00ebrdoret p\u00ebr llogaritjen e norm\u00ebs s\u00eb z\u00ebvend\u00ebsimit;<\/p>\n\n\n\n

dh) dat\u00ebn e synuar t\u00eb bashkimit;<\/p>\n\n\n\n

e) nj\u00eb p\u00ebrshkrim t\u00eb holl\u00ebsish\u00ebm t\u00eb procedurave n\u00eb lidhje me transferimin e aktiveve t\u00eb fondit transferues n\u00eb fondin marr\u00ebs.<\/p>\n\n\n\n

3. Marr\u00ebveshja e bashkimit n\u00ebnshkruhet nga k\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs i shoq\u00ebrive pjes\u00ebmarr\u00ebse n\u00eb bashkim.<\/p>\n\n\n\n

4. Autoriteti mund t\u00eb k\u00ebrkoj\u00eb informacion shtes\u00eb, p\u00ebrve\u00e7 informacionit dhe dokumentacionit t\u00eb p\u00ebrcaktuar n\u00eb pik\u00ebn 2 t\u00eb k\u00ebtij neni, brenda 10 dit\u00ebve pune pas marrjes s\u00eb k\u00ebrkes\u00ebs.<\/p>\n\n\n\n

Neni 137<\/p>\n\n\n\n

Opinioni i depozitarit p\u00ebr bashkimin<\/strong><\/p>\n\n\n\n

1. Bazuar n\u00eb marr\u00ebveshjen e bashkimit, sipas nenit 136 t\u00eb k\u00ebtij ligji, depozitar\u00ebt e fondeve, q\u00eb marrin pjes\u00eb n\u00eb procedur\u00ebn e bashkimit, n\u00eb m\u00ebnyr\u00eb t\u00eb pavarur nga nj\u00ebri-tjetri p\u00ebrgatisin nj\u00eb opinion p\u00ebr bashkimin p\u00ebr secilin fond p\u00ebr t\u00eb cilin kryejn\u00eb veprimtarin\u00eb e depozitarit.<\/p>\n\n\n\n

2. Opinioni i depozitar\u00ebve p\u00ebr bashkim duhet t\u00eb p\u00ebrmbaj\u00eb nj\u00eb deklarat\u00eb n\u00ebse k\u00ebrkesat e p\u00ebrcaktuara n\u00eb shkronjat \u201cc\u201d, \u201c\u00e7\u201d, \u201cdh\u201d dhe \u201ce\u201d t\u00eb pik\u00ebs 2 t\u00eb nenit 136 t\u00eb k\u00ebtij ligji jan\u00eb hartuar n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji dhe prospektin e fondit.<\/p>\n\n\n\n

Neni 138<\/p>\n\n\n\n

Njoftimi p\u00ebr an\u00ebtar\u00ebt e fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. An\u00ebtar\u00ebt e fondeve t\u00eb pensionit q\u00eb bashkohen informohen p\u00ebr planin e bashkimit pasi \u00ebsht\u00eb dh\u00ebn\u00eb miratimi paraprak nga Autoriteti dhe t\u00eb pakt\u00ebn 30 (tridhjet\u00eb) dit\u00eb pune p\u00ebrpara se t\u00eb p\u00ebrfundoj\u00eb hyrja n\u00eb fuqi e bashkimit.<\/p>\n\n\n\n

2. Informacioni duhet t\u2019u jap\u00eb mund\u00ebsi an\u00ebtar\u00ebve q\u00eb t\u00eb b\u00ebjn\u00eb nj\u00eb vler\u00ebsim t\u00eb sakt\u00eb t\u00eb bashkimit dhe p\u00ebrfshin:<\/p>\n\n\n\n

a) arsyetimin e bashkimit t\u00eb propozuar;<\/p>\n\n\n\n

b) ndikimin e mundsh\u00ebm tek an\u00ebtar\u00ebt e fondit, p\u00ebrfshir\u00eb ndryshimet n\u00eb objektivin dhe strategjin\u00eb e investimit, kostot, kthimin e pritur nga investimi, raportimin periodik, ndonj\u00eb r\u00ebnie t\u00eb mundshme t\u00eb performanc\u00ebs;<\/p>\n\n\n\n

c) nj\u00eb p\u00ebrshkrim t\u00eb t\u00eb drejtave t\u00eb an\u00ebtar\u00ebve n\u00eb lidhje me bashkimin, p\u00ebrfshir\u00eb t\u00eb drejt\u00ebn p\u00ebr t\u00eb marr\u00eb informacione t\u00eb tjera shtes\u00eb dhe nj\u00eb kopje t\u00eb konfirmimit t\u00eb bashkimit;<\/p>\n\n\n\n

\u00e7) aspektet p\u00ebrkat\u00ebse procedurale dhe dat\u00ebn e planifikuar t\u00eb hyrjes n\u00eb fuqi t\u00eb bashkimit.<\/p>\n\n\n\n

3. An\u00ebtar\u00ebt e fondeve t\u00eb pensionit q\u00eb bashkohen, t\u00eb cil\u00ebt vendosin t\u00eb t\u00ebrhiqen nga fondi p\u00ebr shkak t\u00eb ndryshimit t\u00eb statusit t\u00eb fondit, nuk do t\u00eb paguajn\u00eb penalitete p\u00ebr t\u00ebrheqje t\u00eb parakohshme. N\u00eb rastin kur an\u00ebtar\u00ebt vendosin t\u00eb transferojn\u00eb aktivet n\u00eb nj\u00eb fond tjet\u00ebr t\u00eb administruar nga e nj\u00ebjta shoq\u00ebri administruese ose nga nj\u00eb shoq\u00ebri tjet\u00ebr administruese, transferimi i aktiveve duhet t\u00eb kryhet brenda 30 (tridhjet\u00eb) dit\u00ebve nga momenti i hyrjes n\u00eb fuqi t\u00eb bashkimit. An\u00ebtar\u00ebt nuk paguajn\u00eb komision transferimi.<\/p>\n\n\n\n

Neni 139<\/p>\n\n\n\n

Refuzimi i nj\u00eb k\u00ebrkese p\u00ebr bashkim<\/strong><\/p>\n\n\n\n

Autoriteti refuzon k\u00ebrkes\u00ebn p\u00ebr miratimin e bashkimit n\u00ebse konstaton se nuk p\u00ebrmbushen kushtet e kreut X t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 140<\/p>\n\n\n\n

Auditimi i bashkimit<\/strong><\/p>\n\n\n\n

1. Para dit\u00ebs s\u00eb llogaritjes s\u00eb norm\u00ebs s\u00eb z\u00ebvend\u00ebsimit dhe dit\u00ebs s\u00eb bashkimit, procesi i bashkimit duhet t\u00eb auditohet nga nj\u00eb shoq\u00ebri audituese e caktuar nga shoq\u00ebria administruese q\u00eb administron fondin transferues.<\/p>\n\n\n\n

2. Audituesi p\u00ebrgatit nj\u00eb raport p\u00ebr bashkimin, i cili p\u00ebrfshin dhe evidenton:<\/p>\n\n\n\n

a) n\u00ebse bashkimi i propozuar respekton parimin e pandryshueshm\u00ebris\u00eb s\u00eb pozit\u00ebs ekonomike t\u00eb an\u00ebtar\u00ebve t\u00eb fondit, t\u00eb p\u00ebrcaktuar n\u00eb nenin 132 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

b) metod\u00ebn p\u00ebr vler\u00ebsim sipas nenit 136, pika 2, shkronja \u201c\u00e7\u201d, t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

c) p\u00ebrshtatshm\u00ebrin\u00eb e metodologjis\u00eb p\u00ebr llogaritjen e norm\u00ebs s\u00eb z\u00ebvend\u00ebsimit, t\u00eb p\u00ebrcaktuar n\u00eb nenin 136, pika 2, shkronja \u201cd\u201d, t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

3. Audituesi paraqet raportin e tij p\u00ebr bashkimin te k\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs, q\u00eb administrojn\u00eb fondin transferues dhe fondin marr\u00ebs. Shoq\u00ebria administruese e fondit marr\u00ebs dor\u00ebzon raportin e audituesit n\u00eb autoritet brenda 3 (tri) dit\u00ebve pune nga dita e marrjes nga audituesi.<\/p>\n\n\n\n

4. N\u00ebse disa fonde marrin pjes\u00eb n\u00eb procedur\u00ebn e bashkimit, shoq\u00ebrit\u00eb administruese t\u00eb fondeve transferuese ose fondeve marr\u00ebse, n\u00eb marr\u00ebveshje me depozitar\u00ebt e fondeve, mund t\u00eb vendosin q\u00eb auditimi i bashkimit t\u00eb kryhet nga i nj\u00ebjti auditues, i cili do t\u00eb hartoj\u00eb nj\u00eb raport t\u00eb vet\u00ebm bashkimi.<\/p>\n\n\n\n

5. \u00c7do an\u00ebtar i fondit transferues ka t\u00eb drejt\u00eb t\u00eb k\u00ebrkoj\u00eb nga shoq\u00ebria administruese e fondit marr\u00ebs nj\u00eb kopje t\u00eb raportit t\u00eb audituesit p\u00ebr bashkimin. Shoq\u00ebria administruese v\u00eb n\u00eb dispozicion t\u00eb an\u00ebtarit, n\u00eb rrug\u00eb elektronike ose fizikisht, nj\u00eb kopje t\u00eb raportit brenda 10 (dhjet\u00eb) dit\u00ebve nga marrja e k\u00ebrkes\u00ebs.<\/p>\n\n\n\n

Neni 141<\/p>\n\n\n\n

Hyrja n\u00eb fuqi e bashkimit<\/strong><\/p>\n\n\n\n

1. Bashkimi hyn n\u00eb fuqi pas dh\u00ebnies s\u00eb miratimit, sipas nenit 135 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese e fondit t\u00eb pensionit marr\u00ebs garanton q\u00eb depozitari ose audituesi i miratuar, n\u00eb m\u00ebnyr\u00eb t\u00eb pavarur, t\u00eb konfirmoj\u00eb q\u00eb pas hyrjes n\u00eb fuqi t\u00eb bashkimit:<\/p>\n\n\n\n

a) bashkimi \u00ebsht\u00eb kryer n\u00eb p\u00ebrputhje me kriteret e parashikuara n\u00eb marr\u00ebveshjen e bashkimit;<\/p>\n\n\n\n

b) m\u00ebnyra e llogaritjes s\u00eb norm\u00ebs s\u00eb z\u00ebvend\u00ebsimit dhe norm\u00ebs faktike t\u00eb z\u00ebvend\u00ebsimit \u00ebsht\u00eb n\u00eb p\u00ebrputhje me metod\u00ebn e p\u00ebrcaktuar n\u00eb marr\u00ebveshjen e bashkimit.<\/p>\n\n\n\n

3. Konfirmimi u vihet n\u00eb dispozicion an\u00ebtar\u00ebve dhe Autoritetit.<\/p>\n\n\n\n

Neni 142<\/p>\n\n\n\n

Procedura e ndarjes s\u00eb fondeve<\/strong><\/p>\n\n\n\n

Shoq\u00ebria administruese, e cila k\u00ebrkon ndarjen e fondit t\u00eb pensionit privat, do t\u00eb ndjek\u00eb t\u00eb nj\u00ebjtat parime dhe t\u00eb nj\u00ebjt\u00ebn procedur\u00eb t\u00eb parashikuar n\u00eb k\u00ebt\u00eb kre.<\/p>\n\n\n\n

KREU XI<\/p>\n\n\n\n

MBIK\u00cbQYRJA<\/h2>\n\n\n\n

SEKSIONI I<\/p>\n\n\n\n

VEPRIMTARIA MBIK\u00cbQYR\u00cbSE<\/h3>\n\n\n\n

Neni 143<\/p>\n\n\n\n

Parimet e mbik\u00ebqyrjes<\/strong><\/p>\n\n\n\n

1. P\u00ebr q\u00ebllimet e k\u00ebtij ligji, mbik\u00ebqyrje \u00ebsht\u00eb verifikimi n\u00ebse subjekti i licencuar\/regjistruar vepron n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji, rregulloret e miratuara n\u00eb zbatim t\u00eb tij, rregullat e administrimit t\u00eb rrezikut, si dhe rregullat e tjera, q\u00eb mund\u00ebsojn\u00eb funksionimin e duhur t\u00eb subjektit t\u00eb mbik\u00ebqyrur.<\/p>\n\n\n\n

2. Objektivat kryesor\u00eb t\u00eb mbik\u00ebqyrjes jan\u00eb:<\/p>\n\n\n\n

a) mbrojtja e interesave t\u00eb an\u00ebtar\u00ebve dhe p\u00ebrfituesve;<\/p>\n\n\n\n

b) sigurimi i zbatimit t\u00eb dispozitave t\u00eb k\u00ebtij ligji p\u00ebr mbajtjen e sigurt, stabilitetin dhe parashikueshm\u00ebrin\u00eb financiare t\u00eb aktiveve t\u00eb fondit t\u00eb pensionit;<\/p>\n\n\n\n

c) forcimi i mir\u00ebqeverisjes, transparenc\u00ebs dhe parandalimi i sjelljeve t\u00eb pap\u00ebrshtatshme apo mashtrimit nga ofruesit e sh\u00ebrbimeve p\u00ebr aktivet e fondit t\u00eb pensionit.<\/p>\n\n\n\n

3. Autoriteti miraton rregulla p\u00ebr metodologjin\u00eb e mbik\u00ebqyrjes me baz\u00eb rreziku.<\/p>\n\n\n\n

Neni 144<\/p>\n\n\n\n

Ushtrimi i mbik\u00ebqyrjes<\/strong><\/p>\n\n\n\n

1. Autoriteti ushtron mbik\u00ebqyrjen sipas k\u00ebtij ligji n\u00ebp\u00ebrmjet:<\/p>\n\n\n\n

a) monitorimit t\u00eb veprimtarive, mbledhjes dhe verifikimit t\u00eb raporteve dhe njoftimeve t\u00eb depozituara nga shoq\u00ebrit\u00eb administruese t\u00eb fondeve, depozitar\u00ebt dhe personave t\u00eb tjer\u00eb, t\u00eb cil\u00ebt, sipas legjislacionit n\u00eb fuqi, kan\u00eb detyrimin p\u00ebr t\u00eb raportuar n\u00eb Autoritet ose p\u00ebr ta njoftuar at\u00eb p\u00ebr \u00e7do fakt ose rrethan\u00eb t\u00eb ve\u00e7ant\u00eb;<\/p>\n\n\n\n

b) kryerjes s\u00eb inspektimeve n\u00eb vend t\u00eb \u00e7do fondi t\u00eb pensionit privat, shoq\u00ebrive administruese t\u00eb fondit t\u00eb pensionit, depozitarit t\u00eb fondit t\u00eb pensionit ose agjent\u00ebve t\u00eb fondit t\u00eb pensionit, me q\u00ebllim q\u00eb t\u00eb konstatohet n\u00ebse veprimtaria e subjektit t\u00eb licencuar \u00ebsht\u00eb n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji, rregulloret, k\u00ebrkesat, sipas licenc\u00ebs s\u00eb tij, prospektin e fondit, si dhe \u00e7do dokument tjet\u00ebr q\u00eb rregullon veprimtarin\u00eb e tij;<\/p>\n\n\n\n

c) kryerjes s\u00eb hetimeve administrative p\u00ebr \u00e7do veprimtari t\u00eb subjektit t\u00eb licencuar n\u00eb zbatim t\u00eb k\u00ebtij ligji, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb konstatohet n\u00ebse ushtron veprimtari sipas k\u00ebtij ligji;<\/p>\n\n\n\n

\u00e7) vendosjes s\u00eb masave mbik\u00ebqyr\u00ebse sipas k\u00ebtij ligji;<\/p>\n\n\n\n

d) garantimit q\u00eb informacioni sipas k\u00ebtij ligji, rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb tij t\u00eb jet\u00eb i plot\u00eb, i qart\u00eb dhe leht\u00ebsisht i aksesuesh\u00ebm edhe n\u00ebp\u00ebrmjet mjeteve elektronike, t\u00eb pakt\u00ebn n\u00eb nj\u00eb gjuh\u00eb nd\u00ebrkomb\u00ebtare, si dhe t\u00eb p\u00ebrdit\u00ebsohen n\u00eb m\u00ebnyr\u00eb t\u00eb vazhdueshme.<\/p>\n\n\n\n

2. Autoriteti ushtron funksionet e tij mbik\u00ebqyr\u00ebse bazuar n\u00eb k\u00ebt\u00eb ligj dhe metodologjin\u00eb me baz\u00eb rreziku.<\/p>\n\n\n\n

3. Autoriteti merr parasysh llojin, fush\u00ebn dhe kompleksitetin e veprimtaris\u00eb s\u00eb subjektit t\u00eb mbik\u00ebqyrur kur verifikon dhe vler\u00ebson stabilitetin, pozicionin financiar dhe rreziqet ndaj t\u00eb cilave subjekti i mbik\u00ebqyrur \u00ebsht\u00eb i ekspozuar ose mund t\u00eb ekspozohet.<\/p>\n\n\n\n

4. N\u00eb p\u00ebrcaktimin e shpesht\u00ebsis\u00eb dhe metod\u00ebs s\u00eb mbik\u00ebqyrjes t\u00eb nj\u00eb subjekti, Autoriteti merr n\u00eb konsiderat\u00eb madh\u00ebsin\u00eb dhe ndikimin e subjektit, madh\u00ebsin\u00eb dhe ndikimin e fondit\/ve q\u00eb subjekti administron, si dhe kompleksitetin dhe tregues t\u00eb tjer\u00eb t\u00eb veprimtaris\u00eb.<\/p>\n\n\n\n

5. Autoriteti ushtron kontroll p\u00ebr zbatimin e legjislacionit p\u00ebr parandalimin e pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit nga ana e subjekteve t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

6. N\u00eb rast se ekziston nj\u00eb dyshim i arsyesh\u00ebm se shkeljet lidhen me pastrimin e parave ose financimin e terrorizmit, Autoriteti i raporton autoritetit p\u00ebrgjegj\u00ebs n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi p\u00ebr parandalimin e pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit.<\/p>\n\n\n\n

Neni 145<\/p>\n\n\n\n

Subjektet e mbik\u00ebqyrjes<\/strong><\/p>\n\n\n\n

1. Autoriteti mbik\u00ebqyr subjektet e m\u00ebposhtme:<\/p>\n\n\n\n

a) fondet e pensionit privat t\u00eb krijuara sipas k\u00ebtij ligji;<\/p>\n\n\n\n

b) shoq\u00ebrit\u00eb administruese t\u00eb fondeve t\u00eb pensionit privat;<\/p>\n\n\n\n

c) depozitar\u00ebt;<\/p>\n\n\n\n

\u00e7) agjent\u00ebt e fondit t\u00eb pensionit privat;<\/p>\n\n\n\n

d) subjektin e regjistruar n\u00eb nj\u00eb vend an\u00ebtar q\u00eb administron p\u00ebr llogari t\u00eb nj\u00eb sponsori fonde t\u00eb pensionit privat, me pjes\u00ebmarrje t\u00eb mbyllur n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

2. P\u00ebr q\u00ebllime t\u00eb mbik\u00ebqyrjes, Autoriteti ka t\u00eb drejt\u00eb t\u00eb inspektoj\u00eb t\u00eb gjitha t\u00eb dh\u00ebnat dhe dokumentacionin e mbajtur nga subjektet e mbik\u00ebqyrura, sipas k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 146<\/p>\n\n\n\n

Mbik\u00ebqyrja e shoq\u00ebris\u00eb administruese t\u00eb nj\u00eb vendi an\u00ebtar<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese ose subjekti i themeluar n\u00eb nj\u00eb shtet an\u00ebtar, q\u00eb \u00ebsht\u00eb njohur t\u00eb administroj\u00eb nj\u00eb fond me pjes\u00ebmarrje t\u00eb mbyllur t\u00eb nj\u00eb sponsori n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, sipas neneve 20 dhe 21 t\u00eb k\u00ebtij ligji, \u00ebsht\u00eb objekt mbik\u00ebqyrjeje nga Autoriteti.<\/p>\n\n\n\n

2. N\u00ebse Autoriteti gjat\u00eb ushtrimit t\u00eb mbik\u00ebqyrjes zbulon parregullsi ose shkelje t\u00eb k\u00ebtij ligji ose rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb tij dhe \u00e7do akti tjet\u00ebr, q\u00eb rregullon fondin e pensionit, njofton menj\u00ebher\u00eb autoritetin kompetent t\u00eb vendit t\u00eb origjin\u00ebs, i cili n\u00eb bashk\u00ebpunim me Autoritetin merr masat e nevojshme p\u00ebr t\u00eb siguruar korrigjimin e parregullsive t\u00eb konstatuara.<\/p>\n\n\n\n

3. N\u00ebse, pavar\u00ebsisht masave t\u00eb p\u00ebrcaktuara n\u00eb pik\u00ebn 2 t\u00eb k\u00ebtij neni, subjekti i njohur vazhdon me parregullsi ose shkelje t\u00eb k\u00ebtij ligji, rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb tij dhe dokumenteve t\u00eb fondit, Autoriteti pas njoftimit t\u00eb autoritetit kompetent t\u00eb vendit t\u00eb origjin\u00ebs p\u00ebrshkall\u00ebzon n\u00eb m\u00ebnyr\u00eb t\u00eb m\u00ebtejshme masat p\u00ebr t\u00eb parandaluar ose nd\u00ebshkuar parregullsit\u00eb ose shkeljet dhe, n\u00ebse \u00ebsht\u00eb e nevojshme, ndalon subjektin e njohur q\u00eb t\u00eb administroj\u00eb m\u00eb tej fondin me pjes\u00ebmarrje t\u00eb mbyllur p\u00ebr llogari t\u00eb nj\u00eb sponsori n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

Neni 147<\/p>\n\n\n\n

Kryerja e veprimtaris\u00eb mbik\u00ebqyr\u00ebse<\/strong><\/p>\n\n\n\n

Veprimtarit\u00eb mbik\u00ebqyr\u00ebse t\u00eb Autoritetit kryhen n\u00ebp\u00ebrmjet:<\/p>\n\n\n\n

a) hartimit, miratimit dhe ndryshimit t\u00eb akteve rregullatore, rregulloreve dhe udh\u00ebzimeve, t\u00eb parashikuara n\u00eb k\u00ebt\u00eb ligj, dhe t\u00eb \u00e7do akti tjet\u00ebr q\u00eb Autoriteti e gjykon t\u00eb nevojsh\u00ebm n\u00eb funksion t\u00eb p\u00ebrmbushjes s\u00eb detyrave t\u00eb tij;<\/p>\n\n\n\n

b) publikimit t\u00eb udh\u00ebzimeve lidhur me interpretimin dhe zbatimin e k\u00ebtij ligji dhe t\u00eb rregulloreve t\u00eb miratuara nga Autoriteti n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

c) hartimit dhe miratimit t\u00eb modeleve tip t\u00eb licencave, njohjes dhe regjistrimit, t\u00eb parashikuara n\u00eb k\u00ebt\u00eb ligj dhe q\u00eb p\u00ebrdoren p\u00ebr raportim n\u00eb Autoritet, n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

\u00e7) dh\u00ebnies, refuzimit, pezullimit ose heqjes s\u00eb licencave, njohjes dhe regjistrimit, sipas k\u00ebtij ligji, dhe miratimeve t\u00eb prospektit t\u00eb fondit t\u00eb pensionit brenda afateve, kushteve dhe procedurave n\u00eb baz\u00eb t\u00eb legjislacionit n\u00eb fuqi;<\/p>\n\n\n\n

d) miratimit t\u00eb ndryshimeve t\u00eb r\u00ebnd\u00ebsishme t\u00eb licencave, njohjes dhe regjistrimit, sipas k\u00ebtij ligji;<\/p>\n\n\n\n

 dh) miratimit t\u00eb ndryshimeve t\u00eb pjes\u00ebmarrjeve influencuese n\u00eb subjektet e licencuara, n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

e) shqyrtimit t\u00eb k\u00ebrkesave p\u00ebr veprimtari jasht\u00eb territorit t\u00eb Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb, p\u00ebrfshir\u00eb hapjen e zyrave p\u00ebrfaq\u00ebsuese dhe\/ose deg\u00ebve n\u00eb vende t\u00eb tjera;<\/p>\n\n\n\n

\u00eb) miratimit ose refuzimit t\u00eb transferimit t\u00eb kontratave t\u00eb administrimit t\u00eb fondit t\u00eb pensionit privat;<\/p>\n\n\n\n

f) miratimit ose refuzimit t\u00eb bashkimeve t\u00eb fondeve t\u00eb pensionit dhe t\u00eb marrjeve n\u00eb kontroll t\u00eb shoq\u00ebrive t\u00eb administrimit;<\/p>\n\n\n\n

g) miratimit t\u00eb likuidimit vullnetar t\u00eb subjekteve t\u00eb licencuara, n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

gj) hapjes dhe mbik\u00ebqyrjes s\u00eb procesit t\u00eb administrimit t\u00eb p\u00ebrkohsh\u00ebm dhe likuidimit t\u00eb detyruesh\u00ebm t\u00eb subjekteve t\u00eb licencuara, n\u00eb zbatim t\u00eb k\u00ebtij ligji dhe em\u00ebrimit t\u00eb likuiduesve;<\/p>\n\n\n\n

h) depozitimit t\u00eb pasqyrave financiare t\u00eb subjekteve t\u00eb licencuara, n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

i) miratimit t\u00eb modeleve tip t\u00eb raportimit financiar p\u00ebr subjektet e licencuara, n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

j) miratimit t\u00eb audituesve t\u00eb pavarur p\u00ebr shoq\u00ebrit\u00eb administruese t\u00eb fondeve dhe fondin e pensionit bazuar n\u00eb kriteret e p\u00ebrcaktuara me rregullore;<\/p>\n\n\n\n

k) shqyrtimit t\u00eb raporteve q\u00eb depozitojn\u00eb n\u00eb Autoritet personat e licencuar, t\u00eb njohur dhe t\u00eb regjistruar p\u00ebr t\u00eb vler\u00ebsuar p\u00ebrputhshm\u00ebrin\u00eb me k\u00ebt\u00eb ligj dhe me rregulloret e miratuara nga Autoriteti n\u00eb zbatim t\u00eb tij;<\/p>\n\n\n\n

l) planifikimit dhe realizimit t\u00eb inspektimeve n\u00eb vend t\u00eb veprimtarive t\u00eb shoq\u00ebrive administruese t\u00eb licencuara t\u00eb depozitar\u00ebve t\u00eb licencuar dhe t\u00eb agjent\u00ebve t\u00eb fondit t\u00eb pensionit, n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

ll) k\u00ebrkimit dhe m\u00eb pas vler\u00ebsimit t\u00eb informacioneve\/dokumentacionit t\u00eb ndrysh\u00ebm lidhur me veprimtarin\u00eb e t\u00eb gjith\u00eb personave subjekt t\u00eb k\u00ebtij ligji, p\u00ebrfshir\u00eb komunikimet elektronike, telekomunikacionit dhe evidencave t\u00eb tyre;<\/p>\n\n\n\n

m) kryerjes s\u00eb hetimeve administrative ose caktimit t\u00eb profesionist\u00ebve t\u00eb jasht\u00ebm p\u00ebr t\u00eb kryer hetime n\u00eb em\u00ebr t\u00eb autoritetit;<\/p>\n\n\n\n

n) nd\u00ebrprerjes s\u00eb \u00e7do veprimtarie q\u00eb bie ndesh me k\u00ebt\u00eb ligj;<\/p>\n\n\n\n

nj) pezullimit t\u00eb veprimtaris\u00eb s\u00eb subjektit t\u00eb licencuar dhe njoftimit menj\u00ebher\u00eb t\u00eb organeve p\u00ebrgjegj\u00ebse p\u00ebr \u00e7do dyshim, informacion ose t\u00eb dh\u00ebn\u00eb, q\u00eb ka lidhje me pastrim parash ose financim terrorizmi, krimi ekonomik ose vepra penale q\u00eb kan\u00eb lidhje me shoq\u00ebrit\u00eb tregtare;<\/p>\n\n\n\n

o) pezullimit t\u00eb p\u00ebrkohsh\u00ebm t\u00eb nj\u00eb ose m\u00eb shum\u00eb funksioneve t\u00eb veprimtaris\u00eb profesionale;<\/p>\n\n\n\n

p) zbatimit t\u00eb sanksioneve administrative p\u00ebr shkelje t\u00eb dispozitave t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

q) b\u00ebrjes s\u00eb kall\u00ebzimit penal p\u00ebr subjektet e k\u00ebtij ligji, p\u00ebr shkelje t\u00eb k\u00ebtij ligji, rast pas rasti.<\/p>\n\n\n\n

Neni 148<\/p>\n\n\n\n

Personat e autorizuar p\u00ebr mbik\u00ebqyrje<\/strong><\/p>\n\n\n\n

Mbik\u00ebqyrja, sipas k\u00ebtij ligji, kryhet nga punonj\u00ebsit e Autoritetit. P\u00ebr kryerjen e detyrave t\u00eb ve\u00e7anta Autoriteti mund t\u00eb k\u00ebrkoj\u00eb pjes\u00ebmarrjen profesionale t\u00eb nj\u00eb audituesi t\u00eb pavarur, shoq\u00ebrie auditimi ose personi tjet\u00ebr t\u00eb kualifikuar profesionalisht.<\/p>\n\n\n\n

Neni 149<\/p>\n\n\n\n

Bashk\u00ebpunimi dhe shk\u00ebmbimi i informacionit<\/strong><\/p>\n\n\n\n

1. Autoriteti mund t\u00eb lidh\u00eb marr\u00ebveshje ose memorandum mir\u00ebkuptimi\/bashk\u00ebpunimi me \u00e7do autoritet tjet\u00ebr rregullator, vendas dhe t\u00eb huaj, autoritet rregullator n\u00eb sektorin financiar, organizatat nd\u00ebrkomb\u00ebtare, q\u00eb p\u00ebrfaq\u00ebsojn\u00eb autoritetet rregullatore financiare, agjencit\u00eb ose institucione kund\u00ebr pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit ose agjenci ligjzbatuese, p\u00ebr t\u00eb shk\u00ebmbyer informacionet e nevojshme apo p\u00ebr t\u00eb bashk\u00ebpunuar p\u00ebr kryerjen e veprimtaris\u00eb s\u00eb mbik\u00ebqyrjes, ashtu si\u00e7 \u00ebsht\u00eb p\u00ebrcaktuar n\u00eb k\u00ebt\u00eb ligj.<\/p>\n\n\n\n

2. Autoriteti shk\u00ebmben me autoritetet e tjera rregullatore, vendase ose t\u00eb huaja:<\/p>\n\n\n\n

a) informacion p\u00ebr l\u00ebshimin e licencave;<\/p>\n\n\n\n

b) informacion p\u00ebr subjektet e mbik\u00ebqyrura:<\/p>\n\n\n\n

c) informacion q\u00eb lidhet me pastrimin e parave dhe financimin e terrorizmit;<\/p>\n\n\n\n

\u00e7) informacion q\u00eb lidhet me mashtrimin gjat\u00eb ushtrimit t\u00eb veprimtarive t\u00eb lidhura me fondin e pensionit;<\/p>\n\n\n\n

d) informacion p\u00ebr personat ky\u00e7 dhe personelin ky\u00e7 t\u00eb personave t\u00eb licencuar, n\u00eb zbatim t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

3. Autoriteti bashk\u00ebpunon dhe bashk\u00ebrendon pun\u00ebn e tij me autoritetet e tjera rregullatore dhe me institucionet e tjera ligjzbatuese, vendase ose t\u00eb huaja, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb mbik\u00ebqyr\u00eb marketingun nd\u00ebrkufitar dhe administrimin e fondeve t\u00eb pensionit privat. Autoriteti dhe autoritetet e huaja duhet t\u00eb konsultohen me nj\u00ebra-tjetr\u00ebn p\u00ebrpara se t\u00eb nd\u00ebrmarrin hapa t\u00eb m\u00ebtejsh\u00ebm.<\/p>\n\n\n\n

4. \u00c7do informacion q\u00eb Autoriteti merr dhe jep me autoritetet e tjera rregullatore trajtohet si konfidencial dhe p\u00ebrdoret vet\u00ebm p\u00ebr q\u00ebllime t\u00eb mbik\u00ebqyrjes.<\/p>\n\n\n\n

5. Autoriteti \u00ebsht\u00eb p\u00ebrgjegj\u00ebs p\u00ebr mbledhjen dhe p\u00ebrpunimin e informacionit rreth fakteve dhe rrethanave q\u00eb lidhen me p\u00ebrmbushjen e detyrave t\u00eb tij mbik\u00ebqyr\u00ebse dhe p\u00ebrgjegj\u00ebsive t\u00eb p\u00ebrcaktuara n\u00eb k\u00ebt\u00eb ligj.<\/p>\n\n\n\n

6. Autoriteti rregullator i vendit t\u00eb origjin\u00ebs s\u00eb shoq\u00ebris\u00eb administruese, n\u00eb bashk\u00ebpunim me Autoritetin, pas njoftimit paraprak t\u00eb tij, mund t\u00eb kryej\u00eb inspektim n\u00eb vend t\u00eb nj\u00eb p\u00ebrfaq\u00ebsie t\u00eb subjektit t\u00eb njohur n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

7. Autoriteti, kur e konsideron t\u00eb nevojshme, kryen inspektime n\u00eb vend te nj\u00eb p\u00ebrfaq\u00ebsi t\u00eb subjektit t\u00eb njohur n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, me q\u00ebllim verifikimin e p\u00ebrputhshm\u00ebris\u00eb s\u00eb veprimtaris\u00eb s\u00eb k\u00ebsaj p\u00ebrfaq\u00ebsie me aktet ligjore dhe aktet rregullatore t\u00eb miratuara nga Autoriteti n\u00eb zbatim t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

8. Autoriteti, n\u00eb zbatim t\u00eb k\u00ebtij neni, mund t\u00eb miratoj\u00eb rregulla shtes\u00eb lidhur me bashk\u00ebpunimin, shk\u00ebmbimin dhe trajtimin e informacionit me institucionet e tjera t\u00eb huaja apo vendase.<\/p>\n\n\n\n

Neni 150<\/p>\n\n\n\n

Mbrojtja e t\u00eb dh\u00ebnave personale dhe konfidencialiteti<\/strong><\/p>\n\n\n\n

1. P\u00ebrpunimi i t\u00eb dh\u00ebnave personale nga Autoriteti, n\u00eb zbatim t\u00eb k\u00ebtij ligji, b\u00ebhet sipas legjislacionit n\u00eb fuqi p\u00ebr mbrojtjen e t\u00eb dh\u00ebnave personale.<\/p>\n\n\n\n

2. \u00c7do informacion q\u00eb merr Autoriteti gjat\u00eb ushtrimit t\u00eb funksioneve t\u00eb tij trajtohet si konfidencial dhe nuk publikohet nga Autoriteti, an\u00ebtar\u00ebt e bordit, punonj\u00ebsit e tij ose kontraktor\u00ebt dhe p\u00ebrdoret vet\u00ebm p\u00ebr q\u00ebllime t\u00eb mbik\u00ebqyrjes.<\/p>\n\n\n\n

 3. Informacioni konfidencial trajtohet dhe ruhet n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi p\u00ebr mbrojtjen e t\u00eb dh\u00ebnave personale. Ky informacion u vihet n\u00eb dispozicion organeve t\u00eb procedimit penal dhe organeve gjyq\u00ebsore me k\u00ebrkes\u00ebn e tyre, si dhe mund t\u00eb b\u00ebhet publik pas marrjes s\u00eb p\u00eblqimit t\u00eb personit\/institucionit, q\u00eb e ka dh\u00ebn\u00eb k\u00ebt\u00eb informacion dhe\/ose q\u00eb preket nga ky informacion.<\/p>\n\n\n\n

SEKSIONI II<\/p>\n\n\n\n

RAPORTIMI<\/h3>\n\n\n\n

Neni 151<\/p>\n\n\n\n

Detyrimi p\u00ebr t\u00eb dh\u00ebn\u00eb informacion<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese e fondeve t\u00eb pensionit i mund\u00ebson Autoritetit \u00e7do informacion q\u00eb k\u00ebrkohet p\u00ebr \u00e7\u00ebshtjet e lidhura me veprimtarin\u00eb e saj. Detyrimi p\u00ebr dh\u00ebnie informacioni zbatohet edhe nga depozitar\u00ebt e licencuar t\u00eb fondeve t\u00eb pensionit lidhur me veprimtarin\u00eb e tyre, n\u00eb zbatim t\u00eb k\u00ebtij ligji, si dhe agjent\u00ebt e fondit t\u00eb pensionit.<\/p>\n\n\n\n

2. Autoriteti, n\u00eb zbatim t\u00eb parashikimeve t\u00eb pik\u00ebs 1 t\u00eb k\u00ebtij neni, k\u00ebrkon informacionet q\u00eb i gjykon t\u00eb r\u00ebnd\u00ebsishme n\u00eb kuad\u00ebr t\u00eb kryerjes s\u00eb detyrave t\u00eb tij mbik\u00ebqyr\u00ebse, n\u00eb zbatim t\u00eb k\u00ebtij ligji dhe t\u00eb legjislacionit n\u00eb fuqi q\u00eb rregullon veprimtarin\u00eb e Autoritetit t\u00eb Mbik\u00ebqyrjes Financiare.<\/p>\n\n\n\n

3. Subjektet e licencuara i mund\u00ebsojn\u00eb menj\u00ebher\u00eb Autoritetit \u00e7do informacion q\u00eb zot\u00ebrojn\u00eb, n\u00ebse jan\u00eb n\u00eb dijeni apo kan\u00eb arsye t\u00eb besojn\u00eb se:<\/p>\n\n\n\n

a) informacioni \u00ebsht\u00eb i r\u00ebnd\u00ebsish\u00ebm p\u00ebr ushtrimin e funksioneve mbik\u00ebqyr\u00ebse dhe rregullatore t\u00eb Autoritetit lidhur me subjektet e licencuara sipas k\u00ebtij ligji;<\/p>\n\n\n\n

 b) mosdh\u00ebnia e informacionit \u00e7on n\u00eb keqinformimin e Autoritetit p\u00ebr \u00e7\u00ebshtje me r\u00ebnd\u00ebsi thelb\u00ebsore n\u00eb ushtrimin e funksioneve.<\/p>\n\n\n\n

4. Shoq\u00ebria administruese e fondeve t\u00eb pensionit, audituesit e saj, si dhe depozitari i fondeve informojn\u00eb menj\u00ebher\u00eb Autoritetin p\u00ebr \u00e7do \u00e7\u00ebshtje q\u00eb kan\u00eb dijeni ose q\u00eb kan\u00eb arsye t\u00eb besojn\u00eb, si m\u00eb posht\u00eb:<\/p>\n\n\n\n

a) shoq\u00ebria administruese e fondeve t\u00eb pensionit dhe depozitari i fondeve \u00ebsht\u00eb ose mund t\u00eb kaloj\u00eb n\u00eb paaft\u00ebsi paguese p\u00ebr t\u2019i shlyer brenda afatit t\u00eb gjitha detyrimet e tij ose n\u00ebse pasivet jan\u00eb m\u00eb t\u00eb m\u00ebdha n\u00eb vler\u00eb se aktivet e tij;<\/p>\n\n\n\n

b) shoq\u00ebria administruese e fondeve t\u00eb pensionit ose depozitari i fondeve nuk \u00ebsht\u00eb n\u00eb gjendje t\u00eb p\u00ebrmbush\u00eb k\u00ebrkesat p\u00ebr mjaftueshm\u00ebri t\u00eb kapitalit t\u00eb k\u00ebtij ligji ose t\u00eb legjislacionit n\u00eb fuqi p\u00ebr tregjet e kapitalit;<\/p>\n\n\n\n

c) gjendja ekzistuese ose e ndryshuar e aktivitetit mund t\u00eb rrezikoj\u00eb thelb\u00ebsisht t\u00eb drejtat e an\u00ebtar\u00ebve t\u00eb fondit t\u00eb administruara nga shoq\u00ebria administruese e fondeve t\u00eb pensionit;<\/p>\n\n\n\n

\u00e7) audituesi i jasht\u00ebm planifikon t\u00eb jap\u00eb opinion me rezerva thelb\u00ebsore n\u00eb raportin e tij lidhur me auditimin e fondit t\u00eb pensionit, shoq\u00ebrin\u00eb administruese t\u00eb fondeve, ose depozitarin;<\/p>\n\n\n\n

d) \u00e7do veprimtari kriminale q\u00eb lidhet me ofrimin e sh\u00ebrbimeve t\u00eb tyre, p\u00ebrfshir\u00eb veprimtarit\u00eb e pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit.<\/p>\n\n\n\n

Neni 152<\/p>\n\n\n\n

Raportimi n\u00eb Autoritet<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese e fondit t\u00eb pensionit privat e licencuar\/njohur dhe depozitar\u00ebt e fondit t\u00eb pensionit privat depozitojn\u00eb pran\u00eb Autoritetit raporte dhe pasqyra financiare sipas intervaleve dhe afateve t\u00eb p\u00ebrcaktuara nga ky ligj dhe\/ose Autoriteti dhe q\u00eb mbulojn\u00eb objektin e informacioneve q\u00eb k\u00ebrkon Autoriteti.<\/p>\n\n\n\n

2. Raportet e parashikuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni lidhur me fondet e pensionit privat me pjes\u00ebmarrje t\u00eb mbyllur n\u00ebn administrim nga shoq\u00ebria administruese e fondeve t\u00eb pensionit e licencuar\/njohur p\u00ebrmbajn\u00eb nd\u00ebr t\u00eb tjera:<\/p>\n\n\n\n

a) p\u00ebrputhshm\u00ebrin\u00eb n\u00eb vazhdim\u00ebsi me k\u00ebt\u00eb ligj t\u00eb funksionimit t\u00eb fondit t\u00eb pensionit me pjes\u00ebmarrje t\u00eb mbyllur q\u00eb kan\u00eb n\u00ebn administrim;<\/p>\n\n\n\n

b) investimet e fondit t\u00eb pensionit me pjes\u00ebmarrje t\u00eb mbyllur n\u00ebn administrim, tregjet ku investohet dhe instrumentet n\u00eb t\u00eb cilat investohet fondi, p\u00ebrfshir\u00eb kategorit\u00eb e instrumenteve n\u00eb t\u00eb cilat b\u00ebhet investimi;<\/p>\n\n\n\n

c) t\u00eb dh\u00ebna q\u00eb t\u00eb v\u00ebrtetojn\u00eb p\u00ebrputhshm\u00ebrin\u00eb e \u00e7do fondi n\u00eb administrim me k\u00ebrkesat p\u00ebrkat\u00ebse t\u00eb kreut V t\u00eb k\u00ebtij ligji dhe p\u00ebrputhshm\u00ebrin\u00eb me k\u00ebrkesat p\u00ebr likuiditetin, t\u00eb p\u00ebrcaktuara n\u00eb aktet n\u00ebnligjore n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

\u00e7) vler\u00ebn neto t\u00eb aktiveve dhe \u00e7mimin p\u00ebr \u00e7do kuot\u00eb t\u00eb fondit t\u00eb pensionit n\u00ebn administrim.<\/p>\n\n\n\n

3. Raportet e parashikuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni lidhur me shoq\u00ebrin\u00eb administruese t\u00eb fondeve t\u00eb pensionit p\u00ebrmbajn\u00eb informacione p\u00ebr p\u00ebrputhshm\u00ebrin\u00eb me k\u00ebrkesat e k\u00ebtij ligji, p\u00ebrfshir\u00eb nd\u00ebr t\u00eb tjera:<\/p>\n\n\n\n

a) em\u00ebrimin dhe shkarkimin e personave ky\u00e7 dhe personelit ky\u00e7;<\/p>\n\n\n\n

b) em\u00ebrimin dhe shkarkimin e audituesit t\u00eb jasht\u00ebm;<\/p>\n\n\n\n

c) fillimin ose nd\u00ebrprerjen e veprimtarive;<\/p>\n\n\n\n

\u00e7) promovimin e fondit t\u00eb pensionit;<\/p>\n\n\n\n

d) delegimin e funksioneve;<\/p>\n\n\n\n

dh) planet e biznesit;<\/p>\n\n\n\n

e) kontratat e lidhura me agjent\u00ebt e fondit t\u00eb pensionit.<\/p>\n\n\n\n

4. Raportet e parashikuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni lidhur me depozitarin p\u00ebrmbajn\u00eb informacione p\u00ebr p\u00ebrputhshm\u00ebrin\u00eb me k\u00ebrkesat e k\u00ebtij ligji p\u00ebr fondet e pensionit privat, t\u00eb cilave u ofrojn\u00eb sh\u00ebrbime, p\u00ebrfshir\u00eb nd\u00ebr t\u00eb tjera:<\/p>\n\n\n\n

a) em\u00ebrimin dhe shkarkimin e personelit ky\u00e7 p\u00ebrgjegj\u00ebs p\u00ebr nj\u00ebsin\u00eb e depozitarit;<\/p>\n\n\n\n

b) em\u00ebrimin dhe shkarkimin e audituesve t\u00eb jasht\u00ebm;<\/p>\n\n\n\n

c) fillimin ose nd\u00ebrprerjen e planifikuar t\u00eb veprimtarive;<\/p>\n\n\n\n

\u00e7) delegimin e funksioneve;<\/p>\n\n\n\n

d) emrat e shoq\u00ebrive administruese, si dhe emrat dhe vler\u00ebn e fondit t\u00eb pensionit, t\u00eb cilave u ofrojn\u00eb sh\u00ebrbime dhe pasurit\u00eb e mbajtura n\u00eb em\u00ebr t\u00eb k\u00ebtyre fondeve, p\u00ebrfshir\u00eb t\u00eb dh\u00ebna q\u00eb v\u00ebrtetojn\u00eb ekzistenc\u00ebn e k\u00ebtyre pasurive;<\/p>\n\n\n\n

dh) vler\u00ebn neto ditore t\u00eb aktiveve dhe \u00e7mimin p\u00ebr \u00e7do kuot\u00eb t\u00eb fondit t\u00eb pensionit dhe numrin e p\u00ebrgjithsh\u00ebm t\u00eb kuotave.<\/p>\n\n\n\n

5. Raportet, sipas parashikimeve t\u00eb pikave 2, 3 dhe 4 t\u00eb k\u00ebtij neni, dor\u00ebzohen \u00e7do 3 muaj dhe m\u00eb shpesh, n\u00ebse konsiderohet e nevojshme nga Autoriteti, sipas k\u00ebrkesave t\u00eb tij, me p\u00ebrjashtim t\u00eb raporteve t\u00eb p\u00ebrcaktuara n\u00eb shkronj\u00ebn \u201cdh\u201d t\u00eb pik\u00ebs 4 t\u00eb k\u00ebtij neni, t\u00eb cilat duhet t\u00eb dor\u00ebzohen \u00e7do dit\u00eb.<\/p>\n\n\n\n

6. Autoriteti miraton rregulla shtes\u00eb lidhur me raportimin p\u00ebr form\u00ebn, p\u00ebrmbajtjen dhe afatet kohore t\u00eb k\u00ebtyre raporteve lidhur me raportimin e pasqyrave financiare dhe raporteve t\u00eb tjera, sipas parashikimeve t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

SEKSIONI III<\/p>\n\n\n\n

INSPEKTIMI N\u00cb VEND<\/h3>\n\n\n\n

Neni 153<\/p>\n\n\n\n

Inspektimi n\u00eb vend<\/strong><\/p>\n\n\n\n

1. Autoriteti kryen inspektime n\u00eb vend lidhur me veprimtarin\u00eb e \u00e7do fondi t\u00eb pensionit privat, shoq\u00ebrie administruese, p\u00ebrfaq\u00ebsie t\u00eb nj\u00eb shoq\u00ebrie t\u00eb huaj administruese t\u00eb fondeve t\u00eb pensionit t\u00eb njohur nga Autoriteti, depozitarit dhe agjent\u00ebve t\u00eb fondit t\u00eb pensionit p\u00ebr t\u00eb garantuar p\u00ebrputhshm\u00ebri me dispozitat e k\u00ebtij ligji ose t\u00eb rregulloreve t\u00eb miratuara nga Autoriteti n\u00eb zbatim t\u00eb tij, si dhe me k\u00ebrkesat p\u00ebr zbatim t\u00eb licenc\u00ebs dhe prospektin.<\/p>\n\n\n\n

2. Subjektet e licencuara dhe t\u00eb njohura\/regjistruara, t\u00eb p\u00ebrcaktuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, i mund\u00ebsojn\u00eb Autoritetit akses n\u00eb t\u00eb gjitha librat tregtar\u00eb dhe kontab\u00ebl, dosjet dhe \u00e7do dokument tjet\u00ebr q\u00eb printohet nga sistemi kompjuterik ose q\u00eb ekziston n\u00eb version origjinal apo elektronik.<\/p>\n\n\n\n

3. Autoriteti mund t\u00eb kryej\u00eb inspektime n\u00eb vend me ose pa njoftim paraprak.<\/p>\n\n\n\n

4. Inspektimet n\u00eb vend kryhen n\u00eb \u00e7do vendndodhje q\u00eb lidhet me veprimtarin\u00eb e subjekteve t\u00eb licencuara, t\u00eb p\u00ebrcaktuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, t\u00eb deleguarve t\u00eb k\u00ebtyre subjekteve ose t\u00eb agjent\u00ebve t\u00eb k\u00ebtyre subjekteve, rast pas rasti, p\u00ebr t\u00eb p\u00ebrmbushur funksionet mbik\u00ebqyr\u00ebse dhe rregullatore t\u00eb Autoritetit.<\/p>\n\n\n\n

Neni 154<\/p>\n\n\n\n

Programi i inspektimit t\u00eb veprimtaris\u00eb<\/strong><\/p>\n\n\n\n

1. N\u00eb rastin e inspektimit n\u00eb vend, me njoftim paraprak, Autoriteti i d\u00ebrgon subjektit t\u00eb p\u00ebrcaktuar n\u00eb pik\u00ebn 1 t\u00eb nenit 153 t\u00eb k\u00ebtij ligji programin e inspektimit t\u00eb veprimtaris\u00eb p\u00ebrpara fillimit t\u00eb inspektimit. Afati i njoftimit t\u00eb subjektit t\u00eb licencuar do t\u00eb jet\u00eb n\u00eb var\u00ebsi t\u00eb llojit t\u00eb inspektimit.<\/p>\n\n\n\n

2. Programi i inspektimit t\u00eb veprimtaris\u00eb p\u00ebrmban objektin e inspektimit.<\/p>\n\n\n\n

3. Gjat\u00eb inspektimit t\u00eb subjektit, n\u00ebse e konsideron t\u00eb nevojshme, me q\u00ebllim mbrojtjen e interesave t\u00eb an\u00ebtar\u00ebve t\u00eb fondit, Autoriteti mund t\u00eb zgjeroj\u00eb pa njoftim paraprak programin e inspektimit dhe t\u00eb zgjas\u00eb koh\u00ebzgjatjen e planifikuar t\u00eb inspektimit.<\/p>\n\n\n\n

4. Autoriteti kryen inspektim edhe n\u00eb bashk\u00ebpunim me autoritetet e tjera rregullatore ose institucione ligjzbatuese vendase ose t\u00eb huaja, sipas programeve t\u00eb p\u00ebrbashk\u00ebta t\u00eb inspektimit t\u00eb miratuar nd\u00ebrmjet tyre.<\/p>\n\n\n\n

5. Pas p\u00ebrfundimit t\u00eb inspektimit, p\u00ebrfaq\u00ebsuesi i autorizuar i Autoritetit harton nj\u00eb raport p\u00ebr inspektimin e kryer dhe u dor\u00ebzon drejtuesve t\u00eb lart\u00eb t\u00eb subjektit dokumentin kur paraqiten rezultatet e inspektimit.<\/p>\n\n\n\n

KREU XII<\/p>\n\n\n\n

KOMISIONET<\/h3>\n\n\n\n

Neni 155<\/p>\n\n\n\n

Komisionet dhe tarifat<\/strong><\/p>\n\n\n\n

1. P\u00ebr t\u00eb mbuluar kostot e fondit t\u00eb pensionit, n\u00eb p\u00ebrputhje me prospektin dhe \u00e7do rregull tjet\u00ebr t\u00eb fondit, shoq\u00ebria administruese mund t\u00eb zbatoj\u00eb komisione vet\u00ebm n\u00eb rastet dhe m\u00ebnyrat e m\u00ebposhtme:<\/p>\n\n\n\n

a) komision vjetor p\u00ebr administrimin e fondit t\u00eb pensionit duke zbritur \u00e7do vit nj\u00eb p\u00ebrqindje t\u00eb caktuar t\u00eb vler\u00ebs neto t\u00eb aktiveve t\u00eb administruara, p\u00ebrfshir\u00eb tarifat dhe kostot q\u00eb i paguhen depozitarit, kostot e auditimit vjetor, tarifat e licencimit ose tarifa t\u00eb tjera q\u00eb i paguhen Autoritetit, e t\u00eb tjera.<\/p>\n\n\n\n

b) komision transferimi n\u00ebse aktivet transferohen nga an\u00ebtar\u00ebt e nj\u00eb fondi pensioni n\u00eb nj\u00eb fond pensioni t\u00eb ri deri n\u00eb 0,5% t\u00eb shum\u00ebs s\u00eb transferuar.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese \u00ebsht\u00eb e detyruar t\u00eb deklaroj\u00eb shum\u00ebn totale t\u00eb kostove dhe komisioneve t\u00eb parashikuara n\u00eb paragrafin 1 t\u00eb k\u00ebtij neni dhe t\u2019i publikoj\u00eb n\u00eb raportin vjetor t\u00eb audituar t\u00eb fondit t\u00eb pensionit.<\/p>\n\n\n\n

3. T\u00eb gjitha komisionet e zbatuara nga shoq\u00ebria administruese duhet t\u00eb p\u00ebrfshihen n\u00eb prospekt, si dhe n\u00eb kontrat\u00ebn e an\u00ebtar\u00ebsimit t\u00eb fondit, t\u00eb listuara n\u00eb m\u00ebnyr\u00eb t\u00eb detajuar dhe t\u2019i b\u00ebhen t\u00eb njohura \u00e7dokujt q\u00eb k\u00ebrkon t\u00eb b\u00ebhet an\u00ebtar n\u00eb fondin e pensionit. Shoq\u00ebria administruese duhet t\u00eb p\u00ebrshkruaj\u00eb qart\u00eb komisionet q\u00eb do t\u00eb aplikoj\u00eb dhe t\u2019i paraqes\u00eb ato n\u00eb form\u00eb leht\u00ebsisht t\u00eb kuptueshme nga \u00e7do individ. Kostoja totale vjetore q\u00eb do t\u2019u zbritet aktiveve t\u00eb fondit t\u00eb pensionit, sipas pik\u00ebs 1, shkronja \u201ca\u201d, nuk mund t\u00eb kaloj\u00eb n\u00eb asnj\u00eb rast 2.5 % t\u00eb vler\u00ebs neto t\u00eb aktiveve t\u00eb fondit.<\/p>\n\n\n\n

4. \u00c7do rritje e komisioneve t\u00eb zbatuara nga shoq\u00ebria administruese brenda kufirit t\u00eb p\u00ebrcaktuar m\u00eb sip\u00ebr duhet t\u2019u njoftohet an\u00ebtar\u00ebve t\u00eb pakt\u00ebn 6 (gjasht\u00eb) muaj p\u00ebrpara se ato t\u00eb hyjn\u00eb n\u00eb fuqi.<\/p>\n\n\n\n

5. Autoriteti nxjerr rregullore q\u00eb p\u00ebrcaktojn\u00eb m\u00eb holl\u00ebsisht elementet dhe nivelet e tarifave dhe kostos, si dhe m\u00ebnyr\u00ebn e llogaritjes s\u00eb tyre.<\/p>\n\n\n\n

KREU XIII<\/p>\n\n\n\n

TATIMI<\/h3>\n\n\n\n

Neni 156<\/p>\n\n\n\n

Regjimi tatimor i fondit t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Kontributi i b\u00ebr\u00eb nga \u00e7do an\u00ebtar i nj\u00eb fondi pensioni zbritet nga t\u00eb ardhurat personale t\u00eb tij p\u00ebr efekt tatimi.<\/p>\n\n\n\n

2. Kthimi i investimit, p\u00ebrfshir\u00eb fitimet nga kapitali prej investimeve t\u00eb kryera me aktivet e fondit t\u00eb pensionit nuk i n\u00ebnshtrohen tatimit, as p\u00ebr vet\u00eb fondin e pensionit dhe as p\u00ebr shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

3. Kontributet e b\u00ebra nga pun\u00ebdh\u00ebn\u00ebsi dhe \u00e7do kontribuues tjet\u00ebr, n\u00eb em\u00ebr dhe p\u00ebr llogari t\u00eb an\u00ebtarit t\u00eb nj\u00eb fondi pensioni, p\u00ebr efekte fiskale, nuk vler\u00ebsohen si t\u00eb ardhura personale t\u00eb an\u00ebtarit.<\/p>\n\n\n\n

4. Kufiri maksimal mujor, p\u00ebr leht\u00ebsit\u00eb tatimore, sipas p\u00ebrcaktimit t\u00eb pik\u00ebs 1 t\u00eb k\u00ebtij neni, \u00ebsht\u00eb deri n\u00eb nivelin e pag\u00ebs minimale t\u00eb miratuar n\u00eb shkall\u00eb vendi.<\/p>\n\n\n\n

5. Blerja e kuotave t\u00eb nj\u00eb fondi pensioni \u00ebsht\u00eb sh\u00ebrbim financiar dhe, si rrjedhoj\u00eb, \u00ebsht\u00eb e p\u00ebrjashtuar nga TVSH-ja.<\/p>\n\n\n\n

6. Sh\u00ebrbimet e ofruara nga depozitari p\u00ebr shoq\u00ebrin\u00eb administruese dhe an\u00ebtar\u00ebt vler\u00ebsohen si sh\u00ebrbim financiar dhe si rrjedhoj\u00eb jan\u00eb t\u00eb p\u00ebrjashtuara nga TVSH-ja.<\/p>\n\n\n\n

7. T\u00ebrheqja e parakohshme tatohet me norm\u00ebn n\u00eb fuqi t\u00eb tatimit mbi t\u00eb ardhurat personale p\u00ebr vler\u00ebn e plot\u00eb t\u00eb t\u00ebrhequr parakohe, p\u00ebrfshir\u00eb kontributet.<\/p>\n\n\n\n

8. Blerja e nj\u00eb kontrate t\u00eb sigurimit t\u00eb jet\u00ebs n\u00eb form\u00eb \u201ct\u00eb p\u00ebrvitshme\u201d nga nj\u00eb shoq\u00ebri sigurimi jete, q\u00eb sjell nj\u00eb produkt me t\u00eb ardhura t\u00eb rregullta, periodike, do t\u00eb trajtohet me t\u00eb nj\u00ebjtat leht\u00ebsi fiskale si pagesat periodike n\u00eb form\u00eb pensioni t\u00eb parashikuara n\u00eb nenin 75 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 157<\/p>\n\n\n\n

Trajtimi fiskal i kontributeve t\u00eb b\u00ebra nga pun\u00ebdh\u00ebn\u00ebsi<\/strong><\/p>\n\n\n\n

Kontributet e b\u00ebra nga pun\u00ebdh\u00ebn\u00ebsi n\u00eb interes t\u00eb pun\u00ebmarr\u00ebsve t\u00eb tij n\u00eb nj\u00eb fond pensioni vler\u00ebsohen shpenzim operativ deri n\u00eb shum\u00ebn vjetore p\u00ebr \u00e7do pun\u00ebmarr\u00ebs, t\u00eb barabart\u00eb me pag\u00ebn minimale vjetore t\u00eb miratuar n\u00eb shkall\u00eb vendi, dhe kjo shum\u00eb vler\u00ebsohet shpenzim i njohur p\u00ebr q\u00ebllime t\u00eb tatimit mbi fitimin.<\/p>\n\n\n\n

Neni 158<\/p>\n\n\n\n

Trajtimi fiskal i pagesave t\u00eb marra nga an\u00ebtari<\/strong><\/p>\n\n\n\n

1. Pagesat e marra nga an\u00ebtari i fondit t\u00eb pensionit n\u00eb m\u00ebnyr\u00eb periodike mujore tatohen n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi p\u00ebr tatimin mbi t\u00eb ardhurat n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

2. Pagesat e marra nga an\u00ebtari i fondit t\u00eb pensionit n\u00eb m\u00ebnyr\u00eb t\u00eb menj\u00ebhershme p\u00ebrpara afatit 2-vje\u00e7ar t\u00eb parashikuar n\u00eb nenin 75 t\u00eb k\u00ebtij ligji, tatohen n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi p\u00ebr tatimin mbi t\u00eb ardhurat n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb.<\/p>\n\n\n\n

Neni 159<\/p>\n\n\n\n

Zbatimi<\/strong><\/p>\n\n\n\n

Ngarkohet ministri p\u00ebrgjegj\u00ebs p\u00ebr financat p\u00ebr nxjerrjen e udh\u00ebzimeve n\u00eb zbatim t\u00eb dispozitave t\u00eb parashikuara n\u00eb k\u00ebt\u00eb krye.<\/p>\n\n\n\n

KREU XIV<\/p>\n\n\n\n

MBROJTJA E AN\u00cbTARIT DHE PARANDALIMI I PASTRIMIT T\u00cb PARAVE DHE FINANCIMIT T\u00cb TERRORIZMIT<\/h2>\n\n\n\n

Neni 160<\/p>\n\n\n\n

Procedura e ankesave n\u00eb Autoritet<\/strong><\/p>\n\n\n\n

1. Autoriteti harton procedurat p\u00ebr trajtimin e ankesave n\u00eb kuad\u00ebr t\u00eb detyrimit p\u00ebr kujdesin e duhur ndaj an\u00ebtar\u00ebve t\u00eb fondit. Rregullat lidhur me procedurat e ankesave publikohen n\u00eb faqen e internetit t\u00eb Autoritetit.<\/p>\n\n\n\n

 2. Fillimisht t\u00eb gjitha ankesat i drejtohen drejtp\u00ebrdrejt subjektit t\u00eb licencuar. Vet\u00ebm pas shterimit t\u00eb rrug\u00ebve t\u00eb ankimit tek subjekti i licencuar ankesa lidhur me nj\u00eb veprim ose mosveprim t\u00eb subjektit mund t\u00eb paraqitet n\u00eb Autoritet.<\/p>\n\n\n\n

3. Ankuesi mund t\u00eb depozitoj\u00eb ankes\u00eb kund\u00ebr nj\u00eb pale tjet\u00ebr vet\u00ebm p\u00ebr veprimtari, t\u00eb cilat jan\u00eb t\u00eb rregulluara dhe t\u00eb mbik\u00ebqyrura, n\u00eb zbatim t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

4. Vendimi p\u00ebr ankes\u00ebn merret duke u bazuar n\u00eb \u00e7far\u00eb Autoriteti gjykon si t\u00eb rregullt, t\u00eb drejt\u00eb dhe t\u00eb arsyeshme n\u00eb p\u00ebrputhje me rrethanat e \u00e7\u00ebshtjes.<\/p>\n\n\n\n

5. Autoriteti njofton me shkrim subjektin e licencuar ndaj t\u00eb cilit \u00ebsht\u00eb drejtuar ankesa, si dhe ankuesin.<\/p>\n\n\n\n

6. N\u00ebse Autoriteti konstaton se subjekti i licencuar ka vepruar n\u00eb m\u00ebnyr\u00eb t\u00eb gabuar dhe t\u00eb parregullt, at\u00ebher\u00eb urdh\u00ebron subjektin t\u00eb korrigjoj\u00eb situat\u00ebn me shpenzimet e subjektit.<\/p>\n\n\n\n

7. Autoriteti p\u00ebrjashtohet nga p\u00ebrgjegj\u00ebsia ligjore p\u00ebr \u00e7do d\u00ebm q\u00eb lind nga ankesa apo nga kryerja e funksioneve t\u00eb tij gjat\u00eb shqyrtimit t\u00eb ankes\u00ebs.<\/p>\n\n\n\n

8. Autoriteti mund t\u00eb p\u00ebrdor\u00eb ankes\u00ebn si baz\u00eb p\u00ebr t\u00eb filluar nj\u00eb inspektim t\u00eb subjektit t\u00eb licencuar ose si baz\u00eb p\u00ebr t\u00eb filluar nj\u00eb procedur\u00eb disiplinore kund\u00ebr subjektit t\u00eb licencuar.<\/p>\n\n\n\n

9. Autoriteti mund t\u00eb publikoj\u00eb t\u00eb gjitha ose pjes\u00eb t\u00eb raportit t\u00eb tij lidhur me nj\u00eb ankes\u00eb, n\u00ebse e gjykon se kjo \u00e7\u00ebshtje duhet sjell n\u00eb v\u00ebmendjen e publikut.<\/p>\n\n\n\n

10. Kund\u00ebr vendimit t\u00eb Autoritetit sipas p\u00ebrcaktimeve t\u00eb pik\u00ebs 4 t\u00eb k\u00ebtij neni, ankuesi ka t\u00eb drejt\u00eb q\u00eb t\u2019i drejtohet gjykat\u00ebs administrative n\u00eb p\u00ebrputhje me afatet, kushtet dhe p\u00ebrcaktimet e legjislacionit n\u00eb fuqi p\u00ebr gjykatat administrative dhe gjykimin e mosmarr\u00ebveshjeve administrative.<\/p>\n\n\n\n

Neni 161<\/p>\n\n\n\n

Parandalimi i pastrimit t\u00eb parave dhe marrja e masave p\u00ebr eliminimin<\/strong><\/p>\n\n\n\n

e shkeljeve t\u00eb konstatuara<\/strong><\/p>\n\n\n\n

1. \u00c7do subjekt i licencuar\/regjistruar sipas k\u00ebtij ligji, duhet t\u00eb marr\u00eb t\u00eb gjitha masat e nevojshme p\u00ebr parandalimin e pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit sipas parashikimeve t\u00eb legjislacionit n\u00eb fuqi p\u00ebr parandalimin e pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit dhe akteve rregullatore t\u00eb miratuara nga Autoriteti.<\/p>\n\n\n\n

2. Subjektet e licencuara\/regjistruara jan\u00eb t\u00eb detyruara q\u00eb pa njoftim paraprak dhe p\u00ebrfshirje t\u00eb personave t\u00eb dyshuar apo t\u00eb prekur t\u00eb njoftojn\u00eb menj\u00ebher\u00eb Drejtorin\u00eb e P\u00ebrgjithshme t\u00eb Parandalimit t\u00eb Pastrimit t\u00eb Parave p\u00ebr \u00e7do rast kur kan\u00eb dijeni apo dyshojn\u00eb se po kryhet, \u00ebsht\u00eb kryer apo tentohet t\u00eb kryhet pastrimi i parave dhe financimi i terrorizmit n\u00eb p\u00ebrputhje me dispozitat e legjislacionit n\u00eb fuqi p\u00ebr parandalimin e pastrimit t\u00eb parave dhe financimit t\u00eb terrorizmit.<\/p>\n\n\n\n

3. N\u00eb rastet kur Autoriteti vler\u00ebson se subjekti i licencuar\/regjistruar ka shkelur detyrimet ligjore mbi pastrimin e parave dhe financimin e terrorizmit, merr ndaj tij nj\u00eb ose disa nga masat e m\u00ebposhtme:<\/p>\n\n\n\n

a) pezullon ose heq pjes\u00ebrisht ose plot\u00ebsisht licenc\u00ebn\/miratimin;<\/p>\n\n\n\n

 b) vendos sanksione administrative p\u00ebr personat p\u00ebrgjegj\u00ebs, si: gjob\u00eb, pezullim dhe\/ose largim nga detyra, bazuar n\u00eb kreun XVII t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

KREU XV<\/p>\n\n\n\n

LIKUIDIMI VULLNETAR DHE I DETYRUAR I SHOQ\u00cbRIS\u00cb ADMINISTRUESE<\/h2>\n\n\n\n

SEKSIONI I<\/p>\n\n\n\n

LIKUIDIMI VULLNETAR I SHOQ\u00cbRIS\u00cb ADMINISTRUESE T\u00cb FONDEVE T\u00cb PENSIONIT<\/h3>\n\n\n\n

Neni 162<\/p>\n\n\n\n

Likuidimi i shoq\u00ebris\u00eb administruese<\/strong><\/p>\n\n\n\n

1. Likuidimi i shoq\u00ebris\u00eb administruese, sipas k\u00ebtij ligji, kryhet vet\u00ebm pas miratimit t\u00eb Autoritetit.<\/p>\n\n\n\n

2. P\u00ebrve\u00e7se kur parashikohet ndryshe n\u00eb k\u00ebt\u00eb ligj, dispozitat e legjislacionit n\u00eb fuqi p\u00ebr tregtar\u00ebt dhe shoq\u00ebrit\u00eb tregtare zbatohen lidhur me procedurat e likuidimit vullnetar dhe t\u00eb detyruesh\u00ebm t\u00eb shoq\u00ebrive administruese t\u00eb themeluara n\u00eb Republik\u00ebn e Shqip\u00ebris\u00eb, sipas p\u00ebrcaktimeve t\u0451 k\u00ebtij ligji.<\/p>\n\n\n\n

3. K\u00ebrkesa p\u00ebr miratimin e likuidimit vullnetar dhe mbylljes s\u00eb shoq\u00ebris\u00eb administruese paraqitet n\u00eb Autoritet nga k\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs i shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

Neni 163<\/p>\n\n\n\n

Likuidimi vullnetar i shoq\u00ebris\u00eb administruese t\u00eb fondeve t\u00eb pensionit<\/strong><\/p>\n\n\n\n

1. Hapja e procedur\u00ebs s\u00eb likuidimit vullnetar b\u00ebhet me vendim t\u00eb Asambles\u00eb s\u00eb P\u00ebrgjithshme t\u00eb Shoq\u00ebris\u00eb. Vendimi duhet t\u00eb merret nga jo m\u00eb pak se 75% e an\u00ebtar\u00ebve t\u00eb Asambles\u00eb s\u00eb P\u00ebrgjithshme t\u00eb subjektit t\u00eb licencuar.<\/p>\n\n\n\n

2. K\u00ebrkesa p\u00ebr likuidim vullnetar i paraqitet p\u00ebr miratim Autoritetit s\u00eb bashku me dokumentet e m\u00ebposhtme:<\/p>\n\n\n\n

a) vendimin e Asambles\u00eb s\u00eb P\u00ebrgjithshme t\u00eb shoq\u00ebris\u00eb administruese lidhur me likuidimin;<\/p>\n\n\n\n

b) arsyet e likuidimit;<\/p>\n\n\n\n

c) emrat e propozuar t\u00eb likuiduesve;<\/p>\n\n\n\n

 \u00e7) pasqyr\u00ebn e audituar t\u00eb aft\u00ebsis\u00eb paguese;<\/p>\n\n\n\n

d) nj\u00eb raport t\u00eb holl\u00ebsish\u00ebm p\u00ebr trajtimin e t\u00eb ardhurave dhe shpenzimeve gjat\u00eb likuidimit, si dhe nj\u00eb vler\u00ebsim t\u00eb koh\u00ebzgjatjes s\u00eb procesit.<\/p>\n\n\n\n

3. Si likuidator em\u00ebrohen t\u00eb pakt\u00ebn 2 persona fizik\u00eb, me miratim t\u00eb Autoritetit, t\u00eb cil\u00ebt kan\u00eb p\u00ebrvoj\u00ebn dhe kualifikimet e k\u00ebrkuara, si dhe jan\u00eb t\u00eb aft\u00eb dhe t\u00eb p\u00ebrshtatsh\u00ebm p\u00ebr kryerjen e detyrave.<\/p>\n\n\n\n

4. Autoriteti merr vendim lidhur me k\u00ebrkes\u00ebn, sipas pik\u00ebs 2 t\u00eb k\u00ebtij neni, brenda 3 muajve nga data e marrjes s\u00eb k\u00ebrkes\u00ebs, s\u00eb bashku me dokumentacionin e plot\u00eb. Autoriteti miraton likuidimin vullnetar vet\u00ebm n\u00ebse gjykon se mund t\u00eb paguhen t\u00eb gjitha detyrimet kundrejt pronar\u00ebve dhe kreditor\u00ebve t\u00eb shoq\u00ebris\u00eb. Gjat\u00eb k\u00ebsaj periudhe, personat ky\u00e7 t\u00eb shoq\u00ebris\u00eb kryejn\u00eb detyrat e zakonshme, por nuk angazhohen n\u00eb detyrime t\u00eb reja kundrejt t\u00eb tret\u00ebve.<\/p>\n\n\n\n

5. Vendimi i Asambles\u00eb s\u00eb P\u00ebrgjithshme nuk sjell pasoja juridike n\u00ebse Autoriteti refuzon t\u00eb jap\u00eb miratimin p\u00ebr hapjen e procedur\u00ebs s\u00eb likuidimit vullnetar.<\/p>\n\n\n\n

6. Autoriteti publikon n\u00eb faqen e tij t\u00eb internetit vendimin e miratimit p\u00ebr hapjen e likuidimit vullnetar.<\/p>\n\n\n\n

7. N\u00eb rastet kur Autoriteti miraton procedur\u00ebn e likuidimit vullnetar, ai mund t\u00eb vendos\u00eb:<\/p>\n\n\n\n

a) t\u00eb kufizoj\u00eb licenc\u00ebn p\u00ebr t\u00eb ushtruar veprimtarin\u00eb e shoq\u00ebris\u00eb dhe t\u00eb lejoj\u00eb kryerjen e veprimtarive t\u00eb p\u00ebrcaktuara ose ato veprimtari q\u00eb jan\u00eb t\u00eb nevojshme p\u00ebr likuidimin vullnetar;<\/p>\n\n\n\n

b) t\u00eb p\u00ebrcaktoj\u00eb se deri n\u00eb \u00e7far\u00eb mase zbatohen rregullat e administrimit t\u00eb rrezikut n\u00eb shoq\u00ebrin\u00eb n\u00eb likuidim vullnetar;<\/p>\n\n\n\n

c) pavar\u00ebsisht nga shkronjat \u201ca\u201d dhe \u201cb\u201d t\u00eb k\u00ebsaj pike, Autoriteti mund t\u2019i k\u00ebrkoj\u00eb shoq\u00ebris\u00eb t\u00eb nd\u00ebrmarr\u00eb masa t\u00eb posa\u00e7me lidhur me mbrojtjen e an\u00ebtar\u00ebve t\u00eb fondit.<\/p>\n\n\n\n

8. Shoq\u00ebria n\u00eb procedur\u00eb likuidimi vullnetar vijon t\u00eb ekzistoj\u00eb n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb shlyej\u00eb shpenzimet dhe detyrimet kundrejt t\u00eb tret\u00ebve, t\u00eb shp\u00ebrndaj\u00eb aktivet dhe t\u00eb kryej\u00eb veprimet e nevojshme p\u00ebr p\u00ebrfundimin e likuidimit vullnetar.<\/p>\n\n\n\n

9. Likuiduesit mund t\u00eb shkarkohen dhe t\u00eb z\u00ebvend\u00ebsohen sipas t\u00eb nj\u00ebjtave kushte t\u00eb parashikuara n\u00eb dispozitat p\u00ebr em\u00ebrimin e tyre.<\/p>\n\n\n\n

10. Veprimtaria e likuiduesit merr t\u00eb drejtat dhe detyrimet e administrator\u00ebve, q\u00eb nga dita e em\u00ebrimit t\u00eb tij. N\u00ebse shoq\u00ebria em\u00ebron m\u00eb shum\u00eb se nj\u00eb likuidues, likuiduesit i ushtrojn\u00eb t\u00eb drejtat dhe detyrimet n\u00eb m\u00ebnyr\u00eb solidare n\u00eb p\u00ebrputhje me k\u00ebt\u00eb ligj, me p\u00ebrjashtim t\u00eb rastit kur akti i em\u00ebrimit parashikon q\u00eb likuiduesit t\u00eb veprojn\u00eb t\u00eb ndar\u00eb nga nj\u00ebri-tjetri. Likuiduesit mund t\u00eb autorizojn\u00eb nj\u00ebrin prej tyre t\u00eb kryej\u00eb operacione t\u00eb nj\u00eb kategorie t\u00eb ve\u00e7ant\u00eb. Likuiduesi \u00ebsht\u00eb objekt i mbik\u00ebqyrjes nga Asambleja e P\u00ebrgjithshme.<\/p>\n\n\n\n

11. Detyra e likuiduesve \u00ebsht\u00eb t\u00eb p\u00ebrmbyllin t\u00eb gjitha operacionet e shoq\u00ebris\u00eb, t\u00eb shesin aktivet e shoq\u00ebris\u00eb dhe t\u00eb paguajn\u00eb kreditor\u00ebt duke respektuar rendin e p\u00ebrmbushjes s\u00eb pretendimeve sipas k\u00ebtij ligji.<\/p>\n\n\n\n

12. N\u00ebse n\u00eb baz\u00eb t\u00eb t\u00eb drejtave t\u00eb k\u00ebrkueshme t\u00eb kreditor\u00ebve, likuiduesit arrijn\u00eb n\u00eb p\u00ebrfundimin q\u00eb pasuria dhe aktivet e shoq\u00ebris\u00eb jan\u00eb t\u00eb pamjaftueshme p\u00ebr shlyerjen e k\u00ebtyre t\u00eb drejtave, likuiduesit pezullojn\u00eb procedur\u00ebn e likuidimit dhe i k\u00ebrkojn\u00eb gjykat\u00ebs p\u00ebrkat\u00ebse hapjen e procedur\u00ebs s\u00eb falimentit.<\/p>\n\n\n\n

13. Likuiduesi harton nj\u00eb pasqyr\u00eb bilanci t\u00eb situat\u00ebs s\u00eb shoq\u00ebris\u00eb pas em\u00ebrimit t\u00eb tij. N\u00ebse procedura e likuidimit zgjat m\u00eb shum\u00eb se 1 vit, likuiduesi harton edhe pasqyrat financiare vjetore t\u00eb shoq\u00ebris\u00eb. Pasqyra e bilancit miratohet me vendim t\u00eb 1\/2 s\u00eb an\u00ebtar\u00ebve t\u00eb Asambles\u00eb s\u00eb P\u00ebrgjithshme.<\/p>\n\n\n\n

14. Likuiduesi i fton kreditor\u00ebt e shoq\u00ebris\u00eb, duke p\u00ebrjashtuar aksionar\u00ebt, t\u00eb parashtrojn\u00eb pretendimet e tyre n\u00eb likuidimin vullnetar. Shoq\u00ebria e publikon 2 her\u00eb k\u00ebt\u00eb njoftim, me nj\u00eb interval kohe prej 30 dit\u00ebsh, n\u00eb faqen e saj n\u00eb internet, si dhe n\u00eb faqen e internetit t\u00eb Qendr\u00ebs Komb\u00ebtare t\u00eb Biznesit.<\/p>\n\n\n\n

15. Likuiduesi nuk i shp\u00ebrndan aktivet e mbetura p\u00ebrpara p\u00ebrfundimit t\u00eb afatit 3-mujor nga publikimi i thirrjes s\u00eb dyt\u00eb, drejtuar kreditor\u00ebve p\u00ebr ngritjen e pretendimeve t\u00eb tyre.<\/p>\n\n\n\n

16. N\u00ebse nj\u00eb detyrim nuk shlyhet dot menj\u00ebher\u00eb ose \u00ebsht\u00eb objekt i pretendimeve t\u00eb k\u00ebrkueshme, aktivet mund t\u00eb shp\u00ebrndahen vet\u00ebm n\u00ebse kreditorit i \u00ebsht\u00eb dh\u00ebn\u00eb nj\u00eb garanci e p\u00ebrshtatshme.<\/p>\n\n\n\n

17. Pas shlyerjes s\u00eb detyrimeve kundrejt kreditor\u00ebve dhe an\u00ebtar\u00ebve, likuiduesi ua shp\u00ebrndan aktivet e mbetura n\u00eb m\u00ebnyr\u00eb p\u00ebrpjes\u00ebtimore aksionar\u00ebve.<\/p>\n\n\n\n

18. Pas pagimit t\u00eb detyrimeve t\u00eb shoq\u00ebris\u00eb kundrejt kreditor\u00ebve dhe aksionar\u00ebve, likuiduesi i dor\u00ebzon Autoritetit brenda 12 muajve nj\u00eb raport p\u00ebr procedur\u00ebn e likuidimit dhe nj\u00eb propozim p\u00ebr shp\u00ebrblimin e pun\u00ebs s\u00eb tij.<\/p>\n\n\n\n

19. N\u00ebse Autoriteti nuk e miraton raportin, likuiduesi ndjek rekomandimin e b\u00ebr\u00eb nga Autoriteti.<\/p>\n\n\n\n

20. Pas miratimit t\u00eb raportit nga likuiduesi, Autoriteti ia heq licenc\u00ebn e dh\u00ebn\u00eb shoq\u00ebris\u00eb.<\/p>\n\n\n\n

21. Pas heqjes t\u00eb licenc\u00ebs nga Autoriteti, likuiduesi njofton Qendr\u00ebn Komb\u00ebtare t\u00eb Biznesit p\u00ebr p\u00ebrfundimin e likuidimit dhe k\u00ebrkon \u00e7regjistrimin e shoq\u00ebris\u00eb n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi q\u00eb rregullon fush\u00ebn p\u00ebr Qendr\u00ebn Komb\u00ebtare t\u00eb Biznesit.<\/p>\n\n\n\n

22. Asnj\u00eb ankes\u00eb ose kund\u00ebrshtim nuk mund t\u00eb b\u00ebhet kund\u00ebr veprimtaris\u00eb s\u00eb likuiduesit pas p\u00ebrfundimit t\u00eb \u00e7regjistrimit t\u00eb shoq\u00ebris\u00eb nga Qendra Komb\u00ebtare e Biznesit.<\/p>\n\n\n\n

23. Aktivet e fondit t\u00eb pensionit, q\u00eb ka n\u00ebn administrim nj\u00eb shoq\u00ebri administruese, nuk mund t\u00eb jen\u00eb objekt ekzekutimi si pasoj\u00eb e procedurave t\u00eb likuidimit ose t\u00eb falimentimit t\u00eb shoq\u00ebris\u00eb administruese, sipas legjislacionit shqiptar, dhe as t\u00eb shlyerjes apo t\u00eb ekzekutimit t\u00eb pretendimeve kundrejt shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

SEKSIONI II<\/p>\n\n\n\n

LIKUIDIMI I DETYRUESH\u00cbM I SHOQ\u00cbRIS\u00cb ADMINISTRUESE T\u00cb FONDEVE T\u00cb PENSIONIT<\/h3>\n\n\n\n

Neni 164<\/p>\n\n\n\n

Hapja e procedurave t\u00eb likuidimit t\u00eb detyruesh\u00ebm<\/strong><\/p>\n\n\n\n

1. Autoriteti merr vendim p\u00ebr vendosjen n\u00eb likuidim t\u00eb detyruesh\u00ebm t\u00eb shoq\u00ebris\u00eb administruese kur konstaton se ekzistojn\u00eb nj\u00eb ose m\u00eb shum\u00eb prej rrethanave t\u00eb m\u00ebposhtme:<\/p>\n\n\n\n

a) shoq\u00ebria nuk \u00ebsht\u00eb n\u00eb gjendje t\u00eb shlyej\u00eb detyrimet e veta brenda afatit;<\/p>\n\n\n\n

b) shoq\u00ebria kryen ose ka kryer veprimtari n\u00eb shkelje t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

c) autoriteti gjykon se \u00ebsht\u00eb vendimi i duhur dhe i drejt\u00eb q\u00eb shoq\u00ebria t\u00eb nd\u00ebrpres\u00eb veprimtarin\u00eb e saj;<\/p>\n\n\n\n

\u00e7) kjo procedur\u00eb rekomandohet n\u00eb kuad\u00ebr t\u00eb procesit t\u00eb p\u00ebrfunduar t\u00eb rim\u00ebk\u00ebmbjes dhe rehabilitimit.<\/p>\n\n\n\n

2. Autoriteti p\u00ebr t\u00eb garantuar mbrojtjen e an\u00ebtar\u00ebve t\u00eb fondit t\u00eb pensionit, mund t\u00eb k\u00ebrkoj\u00eb q\u00eb fondi\/et t\u2019i kalohet\/n nj\u00eb personi juridik tjet\u00ebr t\u00eb licencuar si shoq\u00ebri administruese p\u00ebr administrimin e fondeve t\u00eb pensionit privat.<\/p>\n\n\n\n

Neni 165<\/p>\n\n\n\n

Vendimi p\u00ebr likuidimin e detyruesh\u00ebm<\/strong><\/p>\n\n\n\n

1. Autoriteti vler\u00ebson situat\u00ebn dhe vendos lidhur me fillimin e procedurave t\u00eb likuidimit t\u00eb detyruesh\u00ebm.<\/p>\n\n\n\n

2. Autoriteti vendos shoq\u00ebrin\u00eb administruese n\u00eb likuidim t\u00eb detyruesh\u00ebm menj\u00ebher\u00eb pasi arrin n\u00eb nj\u00eb p\u00ebrfundim lidhur me rrethanat p\u00ebrkat\u00ebse t\u00eb parashikuara n\u00eb nenin 164 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

3. Autoriteti publikon vendimin e vendosjes s\u00eb shoq\u00ebris\u00eb n\u00eb likuidim t\u00eb detyruesh\u00ebm n\u00eb faqen e tij t\u00eb internetit.<\/p>\n\n\n\n

Neni 166<\/p>\n\n\n\n

Em\u00ebrimi i likuidator\u00ebve<\/strong><\/p>\n\n\n\n

1. Autoriteti, bazuar n\u00eb vendimin p\u00ebr t\u00eb filluar procedur\u00ebn e likuidimit, em\u00ebron dy a m\u00eb shum\u00eb likuidator\u00eb p\u00ebr t\u00eb shitur dhe shp\u00ebrndar\u00eb aktivet e shoq\u00ebris\u00eb. Likuiduesit jan\u00eb persona fizik\u00eb, q\u00eb jan\u00eb t\u00eb aft\u00eb dhe t\u00eb p\u00ebrshtatsh\u00ebm p\u00ebr t\u00eb kryer detyrat e tyre dhe kan\u00eb p\u00ebrvoj\u00ebn dhe kualifikimet e nevojshme sipas nenit 15 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

2. Procesi i likuidimit t\u00eb detyruesh\u00ebm kryhet nga likuiduesit e em\u00ebruar nga Autoriteti.<\/p>\n\n\n\n

3. Likuiduesit zbatojn\u00eb k\u00ebrkesat ligjore lidhur me ruajtjen e konfidencialitetit t\u00eb informacionit n\u00eb zbatim t\u00eb k\u00ebtij ligji dhe t\u00eb legjislacionit t\u00eb zbatuesh\u00ebm.<\/p>\n\n\n\n

Neni 167<\/p>\n\n\n\n

Pasojat e likuidimit t\u00eb detyruesh\u00ebm<\/strong><\/p>\n\n\n\n

1. Vendosja e shoq\u00ebris\u00eb administruese n\u00eb likuidim t\u00eb detyruesh\u00ebm ka pasojat juridike t\u00eb m\u00ebposhtme:<\/p>\n\n\n\n

a) t\u00eb gjitha kompetencat dhe detyrat e shoq\u00ebris\u00eb i transferohen Autoritetit, i cili cakton likuiduesin p\u00ebr t\u00eb shitur dhe shp\u00ebrndar\u00eb aktivet e shoq\u00ebris\u00eb administruese n\u00eb zbatim t\u00eb nenit 166 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

b) pezullimin e licenc\u00ebs s\u00eb shoq\u00ebris\u00eb administruese, e cila nuk kryen veprimtari t\u00eb reja, me p\u00ebrjashtim t\u00eb atyre q\u00eb kryhen n\u00eb funksion t\u00eb q\u00ebllimeve t\u00eb parashikuara n\u00eb shkronj\u00ebn \u201ca\u201d t\u00eb k\u00ebsaj pike;<\/p>\n\n\n\n

c) pezullimin dhe mosfillimin e proceseve ligjore dhe ekzekutimin e detyruesh\u00ebm t\u00eb shoq\u00ebris\u00eb. K\u00ebto procedura nuk fillohen, pezullohen, me p\u00ebrjashtim kur Autoriteti jep p\u00eblqimin e tij dhe sipas kushteve t\u00eb caktuara nga Autoriteti;<\/p>\n\n\n\n

\u00e7) pezullimin p\u00ebr nj\u00eb periudh\u00eb 6-mujore t\u00eb s\u00eb drejt\u00ebs p\u00ebr kompensim p\u00ebr kreditor\u00ebt e shoq\u00ebris\u00eb;<\/p>\n\n\n\n

d) nuk paguhet asnj\u00eb interes apo borxh tjet\u00ebr i shoq\u00ebris\u00eb, me p\u00ebrjashtim t\u00eb aq sa jan\u00eb t\u00eb nevojshme p\u00ebr t\u00eb kryer ekzekutimin e rregullt t\u00eb transaksioneve t\u00eb tregut, n\u00eb m\u00ebnyr\u00eb q\u00eb t\u00eb parandalohet nd\u00ebrprerja e funksionimit t\u00eb sistemit financiar. Detyrimet ndaj kreditor\u00ebve shlyhen nga shitja e aktiveve t\u00eb shoq\u00ebris\u00eb dhe n\u00eb p\u00ebrputhje me pranimin e t\u00eb drejtave t\u00eb k\u00ebrkuara, si\u00e7 parashikohet n\u00eb nenin 169 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

dh) p\u00ebrfundimi i t\u00eb gjitha kompetencave dhe p\u00ebrgjegj\u00ebsive t\u00eb asambles\u00eb s\u00eb aksionar\u00ebve dhe k\u00ebshillit t\u00eb shoq\u00ebris\u00eb.<\/p>\n\n\n\n

2. \u00c7do veprim ligjor p\u00ebr kryerjen e pagesave ose p\u00ebr kalimin e titullit t\u00eb pron\u00ebsis\u00eb t\u00eb shoq\u00ebris\u00eb quhet i pavlefsh\u00ebm n\u00eb rastet e m\u00ebposhtme:<\/p>\n\n\n\n

a) gjat\u00eb 3 muajve t\u00eb fundit p\u00ebrpara se Autoriteti t\u00eb vendos\u00eb shoq\u00ebrin\u00eb n\u00eb likuidim t\u00eb detyruesh\u00ebm; ose<\/p>\n\n\n\n

b) gjat\u00eb 12 muajve p\u00ebrpara se Autoriteti t\u00eb marr\u00eb vendim p\u00ebr likuidimin e detyruesh\u00ebm, q\u00eb favorizon p\u00ebrfituesit kundrejt kreditor\u00ebve t\u00eb tjer\u00eb t\u00eb shoq\u00ebris\u00eb;<\/p>\n\n\n\n

c) p\u00ebrtej periudhave t\u00eb parashikuara n\u00eb shkronjat \u201ca\u201d dhe \u201cb\u201d t\u00eb k\u00ebsaj pike n\u00eb rastet kur likuiduesi v\u00ebrteton se synimi ka qen\u00eb fshehja e pasuris\u00eb s\u00eb shoq\u00ebris\u00eb nga kreditor\u00ebt ose q\u00eb veprimi ka ndikuar n\u00eb munges\u00ebn e aft\u00ebsis\u00eb paguese t\u00eb shoq\u00ebris\u00eb.<\/p>\n\n\n\n

Neni 168<\/p>\n\n\n\n

Detyrimet dhe t\u00eb drejtat e likuiduesit<\/strong><\/p>\n\n\n\n

1. Likuiduesi kryen administrimin dhe shitjen e aktiveve e t\u00eb pasiveve dhe shp\u00ebrndarjen e shumave t\u00eb ark\u00ebtuara te kreditor\u00ebt.<\/p>\n\n\n\n

2. Likuiduesi bashk\u00ebpunon me Autoritetin dhe zbaton udh\u00ebzimet e Autoritetit lidhur me procesin e likuidimit t\u00eb detyruesh\u00ebm.<\/p>\n\n\n\n

3. Menj\u00ebher\u00eb pas em\u00ebrimit, likuiduesi merr n\u00eb kontroll shoq\u00ebrin\u00eb, duke siguruar aktivet, librat dhe llogarit\u00eb e saj. Likuiduesi ka t\u00eb drejt\u00eb aksesi n\u00eb t\u00eb gjitha aktivet, zyrat dhe librat e shoq\u00ebris\u00eb.<\/p>\n\n\n\n

4. Likuiduesi b\u00ebn inventar t\u00eb aktiveve dhe pasurive t\u00eb shoq\u00ebris\u00eb dhe harton nj\u00eb pasqyr\u00eb bilanci dhe relacion shpjegues lidhur me z\u00ebrat e bilancit brenda 30 dit\u00ebve kalendarike pas fillimit t\u00eb likuidimit, t\u00eb cilat i dor\u00ebzohen autoritetit, nd\u00ebrsa nj\u00eb kopje i vihet n\u00eb dispozicion publikut.<\/p>\n\n\n\n

5. Likuiduesi synon arritjen e shum\u00ebs maksimale nga shitja e aktiveve t\u00eb shoq\u00ebris\u00eb, duke kryer k\u00ebto veprime:<\/p>\n\n\n\n

a) vijon ose nd\u00ebrpret transaksionet financiare;<\/p>\n\n\n\n

b) pun\u00ebson n\u00ebpun\u00ebsit, punonj\u00ebsit ose k\u00ebshilltar\u00ebt e nevojsh\u00ebm profesional\u00eb;<\/p>\n\n\n\n

c) n\u00ebnshkruan akte n\u00eb em\u00ebr t\u00eb shoq\u00ebris\u00eb dhe depoziton e ndjek k\u00ebrkes\u00ebpadi n\u00eb em\u00ebr t\u00eb saj pasi merr miratimin e Autoritetit.<\/p>\n\n\n\n

6. Likuiduesi ka t\u00eb drejt\u00eb t\u00eb zgjidh\u00eb:<\/p>\n\n\n\n

a) kontratat e pun\u00ebsimit me cilindo person;<\/p>\n\n\n\n

b) kontratat e sh\u00ebrbimit n\u00eb t\u00eb cilat \u00ebsht\u00eb pal\u00eb shoq\u00ebria;<\/p>\n\n\n\n

c) \u00e7do detyrim tjet\u00ebr, q\u00eb lind nga kontratat e qiras\u00eb p\u00ebr pasuri t\u00eb paluajtshme q\u00eb ka shoq\u00ebria n\u00eb cil\u00ebsin\u00eb e qiramarr\u00ebsit.<\/p>\n\n\n\n

7. Brenda 1 muaji pas em\u00ebrimit, likuiduesi vepron si m\u00eb posht\u00eb:<\/p>\n\n\n\n

a) u d\u00ebrgon me post\u00eb t\u00eb regjistruar t\u00eb gjith\u00eb aksionar\u00ebve dhe kreditor\u00ebve, n\u00eb adresat e sh\u00ebnuara n\u00eb regjistrat e shoq\u00ebris\u00eb, nj\u00eb pasqyr\u00eb p\u00ebr natyr\u00ebn dhe shum\u00ebn e detyrimet e pretenduara sipas regjistrave;<\/p>\n\n\n\n

b) regjistron pretendimet e ngritura e t\u00eb dokumentuara t\u00eb kreditor\u00ebve.<\/p>\n\n\n\n

8. Brenda 1 muaji pas dat\u00ebs s\u00eb fundit t\u00eb p\u00ebrcaktuar n\u00eb njoftimin e dh\u00ebn\u00eb, n\u00eb baz\u00eb t\u00eb pik\u00ebs 7 t\u00eb k\u00ebtij neni, p\u00ebr detyrimet e pretenduara likuiduesi:<\/p>\n\n\n\n

a) p\u00ebrcakton shum\u00ebn, n\u00ebse ka, q\u00eb shoq\u00ebria i detyrohet secilit kreditor t\u00eb ditur;<\/p>\n\n\n\n

b) p\u00ebrgatit p\u00ebr regjistrim pran\u00eb Autoritetit nj\u00eb struktur\u00eb t\u00eb detyrimeve t\u00eb pretenduara.<\/p>\n\n\n\n

9. \u00c7do kreditor ose aksionar, q\u00eb p\u00ebrfaq\u00ebson t\u00eb pakt\u00ebn 10% t\u00eb aksioneve t\u00eb emetuara, ka t\u00eb drejt\u00ebn t\u00eb paraqes\u00eb kund\u00ebrshtim lidhur me regjistrimin e detyrimeve t\u00eb pashlyera pran\u00eb Autoritetit brenda 20 dit\u00ebve pas regjistrimit t\u00eb struktur\u00ebs s\u00eb detyrimeve t\u00eb pretenduara, n\u00eb p\u00ebrputhje me pik\u00ebn 8 t\u00eb k\u00ebtij neni. Autoriteti merr vendim p\u00ebr pranimin ose refuzimin e kund\u00ebrshtimit brenda 1 muaji nga data e regjistrimit t\u00eb pretendimit.<\/p>\n\n\n\n

10. N\u00ebse kund\u00ebrshtimi i parashikuar n\u00eb pik\u00ebn 9 t\u00eb k\u00ebtij neni pranohet, likuiduesi ndryshon dhe p\u00ebrmir\u00ebson p\u00ebrkat\u00ebsisht struktur\u00ebn e detyrimeve t\u00eb pretenduara ose masat e propozuara p\u00ebr shlyerjen e detyrimeve.<\/p>\n\n\n\n

Neni 169<\/p>\n\n\n\n

Rendi i p\u00ebrmbushjes s\u00eb pretendimeve<\/strong><\/p>\n\n\n\n

1. Likuiduesi shp\u00ebrndan aktivet e shoq\u00ebris\u00eb duke shlyer detyrimet ndaj kreditor\u00ebve dhe aksionar\u00ebve sipas k\u00ebtij rendi:<\/p>\n\n\n\n

a) \u00e7do kreditor i mbuluar me garanci kolaterali, i cili nuk mund t\u00eb p\u00ebrdor\u00eb pasurin\u00eb me t\u00eb cil\u00ebn \u00ebsht\u00eb garantuar detyrimi i tij p\u00ebr shkak t\u00eb kufizimeve t\u00eb p\u00ebrcaktuara me k\u00ebt\u00eb ligj deri n\u00eb shum\u00ebn e t\u00eb ardhurave nga shitja e kolateralit;<\/p>\n\n\n\n

b) shpenzimet e likuiduesit dhe autoritetit t\u00eb konstatuara n\u00eb funksion t\u00eb likuidimit t\u00eb detyruesh\u00ebm;<\/p>\n\n\n\n

c) pagat e punonj\u00ebsve t\u00eb shoq\u00ebris\u00eb, t\u00eb mbajtur n\u00eb pun\u00eb nga likuiduesi, p\u00ebr ta asistuar n\u00eb likuidimin e rregullt t\u00eb fondit;<\/p>\n\n\n\n

\u00e7) kreditor\u00ebt e mbuluar dhe t\u00eb pambuluar me garanci lidhur me vler\u00ebn e detyrimit, q\u00eb e tejkalon vler\u00ebn e shitjes s\u00eb kolateralit;<\/p>\n\n\n\n

d) aksionar\u00ebt.<\/p>\n\n\n\n

2. Kur shuma p\u00ebr shlyerjen e kreditor\u00ebve me t\u00eb nj\u00ebjtin rend p\u00ebrpar\u00ebsie nuk \u00ebsht\u00eb e mjaftueshme p\u00ebr t\u2019i shlyer plot\u00ebsisht k\u00ebta kreditor\u00eb, at\u00ebher\u00eb ata shlyhen n\u00eb m\u00ebnyr\u00eb proporcionale me detyrimet ndaj tyre.<\/p>\n\n\n\n

3. \u00c7do aktiv i mbetur pas shlyerjes s\u00eb t\u00eb gjitha detyrimeve t\u00eb pretenduara shp\u00ebrndahet mes aksionar\u00ebve n\u00eb p\u00ebrpjes\u00ebtim me t\u00eb drejtat dhe pjes\u00ebmarrjen e tyre n\u00eb kapital.<\/p>\n\n\n\n

Neni 170<\/p>\n\n\n\n

Raportimi i likuiduesit<\/strong><\/p>\n\n\n\n

1. Likuiduesi i raporton Autoritetit \u00e7do muaj p\u00ebr ecurin\u00eb e procesit t\u00eb likuidimit. K\u00ebto raporte p\u00ebrmbajn\u00eb informacione p\u00ebr shum\u00ebn totale t\u00eb pasiveve t\u00eb k\u00ebrkuara, shum\u00ebn totale t\u00eb aktiveve t\u00eb shitura t\u00eb shoq\u00ebris\u00eb administruese dhe t\u00eb shum\u00ebs s\u00eb t\u00eb ardhurave t\u00eb pritura nga shitja e aktiveve.<\/p>\n\n\n\n

2. Likuiduesi i paraqet nj\u00eb raport p\u00ebrfundimtar Autoritetit pas mbylljes s\u00eb procesit t\u00eb likuidimit.<\/p>\n\n\n\n

KREU XVI<\/p>\n\n\n\n

MASAT MBIK\u00cbQYR\u00cbSE<\/h2>\n\n\n\n

Neni 171<\/p>\n\n\n\n

Llojet e masave<\/strong><\/p>\n\n\n\n

Autoriteti mund t\u00eb marr\u00eb ndaj subjektit t\u00eb licencuar masat si m\u00eb posht\u00eb:<\/p>\n\n\n\n

a) rekomandim p\u00ebr personat ky\u00e7 dhe\/ose personelin ky\u00e7 t\u00eb shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

b) paralajm\u00ebrim;<\/p>\n\n\n\n

c) masa mbik\u00ebqyr\u00ebse;<\/p>\n\n\n\n

\u00e7) vendosje e shoq\u00ebris\u00eb administruese n\u00eb administrim t\u00eb p\u00ebrkohsh\u00ebm;<\/p>\n\n\n\n

d) heqjen e licenc\u00ebs s\u00eb subjektit t\u00eb licencuar p\u00ebr t\u00eb gjith\u00eb ose p\u00ebr nj\u00eb pjes\u00eb t\u00eb veprimtaris\u00eb.<\/p>\n\n\n\n

Neni 172<\/p>\n\n\n\n

Rekomandimi p\u00ebr personat ky\u00e7 dhe\/ose personelin ky\u00e7 t\u00eb shoq\u00ebris\u00eb administruese<\/strong><\/p>\n\n\n\n

1. Kur Autoriteti gjat\u00eb mbik\u00ebqyrjes, verifikimit dhe vler\u00ebsimit t\u00eb gjendjes financiare, pozit\u00ebs s\u00eb shoq\u00ebris\u00eb, si dhe vler\u00ebsimit t\u00eb rrezikut ndaj t\u00eb cilit shoq\u00ebria administruese dhe fondet q\u00eb ajo administron jan\u00eb t\u00eb ekspozuara ose mund t\u00eb ekspozohen, identifikon dob\u00ebsi, mang\u00ebsi dhe parregullsi, q\u00eb nuk p\u00ebrb\u00ebjn\u00eb shkelje t\u00eb k\u00ebtij ligji ose akteve n\u00ebnligjore t\u00eb miratuara n\u00eb zbatim t\u00eb tij, ose kur Autoriteti gjykon se \u00ebsht\u00eb e nevojshme q\u00eb shoq\u00ebria administruese t\u00eb nd\u00ebrmarr\u00eb veprime p\u00ebr t\u00eb p\u00ebrmir\u00ebsuar operacionet, gjendjen financiare dhe uljen e rrezikut, nxjerr rekomandim p\u00ebr personat ky\u00e7 dhe\/ose personelin ky\u00e7 t\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

2. N\u00eb rekomandimin p\u00ebr personat ky\u00e7 dhe\/ose personelin ky\u00e7, Autoriteti p\u00ebrshkruan dob\u00ebsit\u00eb, mang\u00ebsit\u00eb, parregullsit\u00eb, si dhe rreziqet apo problemet e identifikuara\/vler\u00ebsuara ndaj t\u00eb cilave shoq\u00ebria administruese ose fondet jan\u00eb t\u00eb ekspozuara ose mund t\u00eb ekspozohen dhe jep udh\u00ebzime p\u00ebr eliminimin e tyre, p\u00ebrmir\u00ebsimin e gjendjes financiare dhe uljen e rreziqeve n\u00eb veprimtarin\u00eb e saj.<\/p>\n\n\n\n

3. K\u00ebshilli i administrimit\/mbik\u00ebqyr\u00ebs i shoq\u00ebris\u00eb administruese i paraqet Autoritetit nj\u00eb plan p\u00ebr masat q\u00eb do t\u00eb merren p\u00ebr eliminimin e dob\u00ebsive, mang\u00ebsive, parregullsive, si dhe afatet e veprimit, sipas rekomandimeve t\u00eb Autoritetit.<\/p>\n\n\n\n

4. Me q\u00ebllim p\u00ebrmir\u00ebsimin e gjendjes financiare dhe zvog\u00eblimin e rreziqeve ndaj t\u00eb cilave shoq\u00ebria administruese \u00ebsht\u00eb ose mund t\u00eb ekspozohet gjat\u00eb veprimtaris\u00eb s\u00eb saj dhe operacioneve me fondet e pensionit n\u00ebn administrim, Autoriteti monitoron shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

Neni 173<\/p>\n\n\n\n

Paralajm\u00ebrimi<\/strong><\/p>\n\n\n\n

1. Kur Autoriteti gjat\u00eb mbik\u00ebqyrjes, verifikimit dhe vler\u00ebsimit t\u00eb gjendjes financiare dhe pozit\u00ebs s\u00eb shoq\u00ebris\u00eb administruese dhe fondeve q\u00eb ajo administron, si dhe vler\u00ebsimit t\u00eb rrezikut ndaj t\u00eb cilit shoq\u00ebria administruese dhe fondet q\u00eb ajo administron jan\u00eb t\u00eb ekspozuara ose mund t\u00eb ekspozohen, identifikon parregullsi dhe\/ose shkelje q\u00eb p\u00ebr nga natyra dhe q\u00ebllimi nuk kan\u00eb ndikim dhe pasoja t\u00eb konsiderueshme n\u00eb veprimtarin\u00eb dhe operacionet e shoq\u00ebris\u00eb administruese, fondeve, tregut dhe\/ose an\u00ebtar\u00ebve t\u00eb fondit, Autoriteti nxjerr nj\u00eb paralajm\u00ebrim p\u00ebr shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

2. Autoriteti, sipas rrethanave, mund t\u00eb vendos\u00eb t\u00eb publikoj\u00eb paralajm\u00ebrimin ose nj\u00eb pjes\u00eb t\u00eb tij.<\/p>\n\n\n\n

3. Paralajm\u00ebrimi i Autoritetit mund t\u00eb p\u00ebrmbaj\u00eb dhe nj\u00eb urdh\u00ebr p\u00ebr korrigjimin e parregullsive ose t\u00eb shkeljeve t\u00eb konstatuara, si dhe afatet brenda t\u00eb cilave shoq\u00ebria administruese \u00ebsht\u00eb e detyruar t\u00eb veproj\u00eb dhe njoftoj\u00eb Autoritetin p\u00ebr masat e marra.<\/p>\n\n\n\n

4. N\u00ebse shoq\u00ebria administruese nuk merr masa sipas paralajm\u00ebrimit t\u00eb parashikuar n\u00eb paragrafin 3 t\u00eb k\u00ebtij neni, Autoriteti nxjerr vendim q\u00eb urdh\u00ebron shoq\u00ebrin\u00eb t\u00eb eliminoj\u00eb parregullsit\u00eb ose shkeljet e konstatuara. Autoriteti kontrollon eliminimin n\u00eb m\u00ebnyr\u00ebn e duhur t\u00eb parregullsive t\u00eb konstatuara.<\/p>\n\n\n\n

Neni 174<\/p>\n\n\n\n

Raporti p\u00ebr eliminimin e shkeljeve<\/strong><\/p>\n\n\n\n

1. Shoq\u00ebria administruese \u00ebsht\u00eb e detyruar t\u00eb eliminoj\u00eb parregullsit\u00eb dhe shkeljet e konstatuara sipas neneve 172, 173 dhe t\u2019i paraqes\u00eb Autoritetit nj\u00eb raport p\u00ebr masat q\u00eb ka nd\u00ebrmarr\u00eb p\u00ebr eliminimin e tyre brenda afatit t\u00eb p\u00ebrcaktuar nga Autoriteti.<\/p>\n\n\n\n

2. Raporti i p\u00ebrcaktuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni depozitohet nga shoq\u00ebria administruese n\u00eb Autoritet s\u00eb bashku me dokumentacionin q\u00eb provon se parregullsit\u00eb dhe shkeljet jan\u00eb eliminuar.<\/p>\n\n\n\n

3. N\u00ebse raporti sipas pik\u00ebs 1 t\u00eb k\u00ebtij neni \u00ebsht\u00eb i paplot\u00eb ose ka munges\u00eb dokumentacioni p\u00ebr eliminimin e parregullsive dhe shkeljeve, Autoriteti urdh\u00ebron shoq\u00ebrin\u00eb administruese t\u00eb plot\u00ebsoj\u00eb raportin brenda afatit t\u00eb p\u00ebrcaktuar nga Autoriteti.<\/p>\n\n\n\n

Neni 175<\/p>\n\n\n\n

Masat mbik\u00ebqyr\u00ebse<\/strong><\/p>\n\n\n\n

Me q\u00ebllim parandalimin, korrigjimin apo nd\u00ebrprerjen e rrethanave, t\u00eb parashikuara n\u00eb nenin 176 t\u00eb k\u00ebtij ligji, apo veprimeve q\u00eb p\u00ebrb\u00ebjn\u00eb shkelje t\u00eb dispozitave t\u00eb k\u00ebtij ligji ose akteve t\u00eb nxjerra n\u00eb zbatim t\u00eb tij, Autoriteti nd\u00ebrmerr masat mbik\u00ebqyr\u00ebse, t\u00eb parashikuara n\u00eb k\u00ebt\u00eb seksion t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 176<\/p>\n\n\n\n

Rrethanat e masave mbik\u00ebqyr\u00ebse<\/strong><\/p>\n\n\n\n

1. Autoriteti merr masat e mbik\u00ebqyrjes t\u00eb parashikuara n\u00eb nenin 177 t\u00eb k\u00ebtij ligji, n\u00ebse gjykon se:<\/p>\n\n\n\n

a) shoq\u00ebria administruese \u00ebsht\u00eb ose ka shum\u00eb mund\u00ebsi t\u00eb kaloj\u00eb n\u00eb paaft\u00ebsi paguese p\u00ebr t\u00eb shlyer t\u00eb gjitha detyrimet brenda afatit ose pasivet jan\u00eb n\u00eb vler\u00eb m\u00eb t\u00eb madhe se aktivet;<\/p>\n\n\n\n

b) shoq\u00ebria administruese nuk \u00ebsht\u00eb n\u00eb gjendje t\u00eb p\u00ebrmbush\u00eb k\u00ebrkesat p\u00ebr mjaftueshm\u00ebri t\u00eb kapitalit, n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

c) gjendja ekzistuese ose e ndryshuar e shoq\u00ebris\u00eb administruese ose depozitarit mund t\u00eb rrezikoj\u00eb thelb\u00ebsisht t\u00eb drejtat e an\u00ebtar\u00ebve t\u00eb fondit t\u00eb administruara nga shoq\u00ebria administruese;<\/p>\n\n\n\n

\u00e7) audituesi i jasht\u00ebm jep opinion me rezerva thelb\u00ebsore n\u00eb raportin e tij p\u00ebr fondin e pensionit, shoq\u00ebrin\u00eb administruese dhe depozitarin;<\/p>\n\n\n\n

d) subjekti i mbik\u00ebqyrur \u00ebsht\u00eb n\u00eb proces hetimor, gjyq\u00ebsor, shpallur fajtor me vendim t\u00eb form\u00ebs s\u00eb prer\u00eb p\u00ebr vepra penale kund\u00ebr pasuris\u00eb ose n\u00eb sfer\u00ebn ekonomike apo vepra t\u00eb tjera penale lidhur me shoq\u00ebrit\u00eb tregtare, p\u00ebr organizimin dhe v\u00ebnien n\u00eb funksionim t\u00eb skemave mashtruese dhe piramidale, t\u00eb huamarrjes, p\u00ebr pastrimin e parave dhe financimin e terrorizmit;<\/p>\n\n\n\n

dh) subjekti i mbik\u00ebqyrur \u00ebsht\u00eb shpallur fajtor p\u00ebr shkelje t\u00eb detyrimeve profesionale;<\/p>\n\n\n\n

e) shoq\u00ebria administruese ose depozitari nuk zbaton masat mbik\u00ebqyr\u00ebse t\u00eb nxjerra nga Autoriteti n\u00eb zbatim t\u00eb nenit 177 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

\u00eb) shoq\u00ebria administruese ose depozitari nuk p\u00ebrmbush n\u00eb m\u00ebnyr\u00eb t\u00eb vazhdueshme k\u00ebrkesat p\u00ebr licencim;<\/p>\n\n\n\n

f) shoq\u00ebria administruese ose depozitari nuk respekton politik\u00ebn e investimit t\u00eb parashikuar n\u00eb k\u00ebt\u00eb ligj;<\/p>\n\n\n\n

g) mbajt\u00ebsi i pjes\u00ebmarrjes influencuese, personeli ky\u00e7 ose an\u00ebtari i personelit ky\u00e7 apo personat ky\u00e7 nuk p\u00ebrmbushin n\u00eb m\u00ebnyr\u00eb t\u00eb vazhdueshme k\u00ebrkesat p\u00ebr aft\u00ebsi dhe p\u00ebrshtatshm\u00ebri sipas k\u00ebtij ligji ose nuk kan\u00eb marr\u00eb miratimin e Autoritetit;<\/p>\n\n\n\n

 gj) an\u00ebtar\u00ebt e fondit t\u00eb pensionit p\u00ebsojn\u00eb humbje si pasoj\u00eb e shkeljes s\u00eb dispozitave t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

h) shoq\u00ebria administruese e fondeve ose depozitari i fondit nuk i raporton Autoritetit sipas k\u00ebrkesave t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

i) shoq\u00ebria administruese e fondeve ose depozitari i fondit ka shkelur ose ka vepruar n\u00eb kund\u00ebrshtim me dispozitat e k\u00ebtij ligji ose t\u00eb akteve rregullative t\u00eb miratuara nga Autoriteti, n\u00eb zbatim t\u00eb tij.<\/p>\n\n\n\n

2. Autoriteti mund t\u00eb miratoj\u00eb rregulla t\u00eb tjera shtes\u00eb lidhur me rrethanat e masave mbik\u00ebqyr\u00ebse, si dhe lidhur me parimet e kriteret p\u00ebr vler\u00ebsimin e k\u00ebtyre rrethanave.<\/p>\n\n\n\n

Neni 177<\/p>\n\n\n\n

Dh\u00ebnia e masave mbik\u00ebqyr\u00ebse<\/strong><\/p>\n\n\n\n

1. N\u00eb rastet kur Autoriteti vler\u00ebson se subjekti i licencuar ndodhet n\u00eb nj\u00eb apo disa prej rrethanave t\u00eb p\u00ebrcaktuara n\u00eb nenin 176 t\u00eb k\u00ebtij ligji, merr ndaj tij nj\u00eb ose disa nga masat mbik\u00ebqyr\u00ebse t\u00eb m\u00ebposhtme:<\/p>\n\n\n\n

a) urdh\u00ebron t\u00eb ndalohet kryerja e nj\u00eb veprimi t\u00eb caktuar ose urdh\u00ebron t\u00eb kryhet nj\u00eb veprim i caktuar sjelljeje etike biznesi apo urdh\u00ebron q\u00eb t\u00eb kryhet nj\u00eb veprim i caktuar q\u00eb, sipas gjykimit t\u00eb Autoritetit, \u00ebsht\u00eb i nevojsh\u00ebm p\u00ebr p\u00ebrmir\u00ebsimin e situat\u00ebs dhe\/ose p\u00ebr parandalimin ose korrigjimin e shkeljeve t\u00eb k\u00ebtij ligji dhe akteve rregullative t\u00eb miratuara nga Autoriteti n\u00eb zbatim t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

b) nxjerr urdh\u00ebr p\u00ebr eliminimin e parregullsive dhe shkeljeve;<\/p>\n\n\n\n

c) urdh\u00ebron subjektin e licencuar t\u00eb mund\u00ebsoj\u00eb nj\u00eb plan t\u00eb rim\u00ebk\u00ebmbjes financiare p\u00ebr t\u00eb arritur k\u00ebrkesat e mjaftueshm\u00ebris\u00eb s\u00eb kapitalit;<\/p>\n\n\n\n

\u00e7) urdh\u00ebron subjektin e licencuar t\u00eb kryej\u00eb auditimin e veprimtaris\u00eb financiare ose fondit n\u00ebn administrim nga nj\u00eb auditues i zgjedhur nga Autoriteti, por me shpenzimet e subjektit t\u00eb licencuar ose t\u00eb shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

d) urdh\u00ebron subjektin e licencuar t\u00eb shkarkoj\u00eb audituesin dhe t\u00eb em\u00ebroj\u00eb nj\u00eb tjet\u00ebr sipas kushteve t\u00eb p\u00ebrcaktuara nga Autoriteti;<\/p>\n\n\n\n

dh) p\u00ebrve\u00e7 sa parashikohet n\u00eb shkronj\u00ebn \u201c\u00e7\u201d t\u00eb k\u00ebsaj pike, Autoriteti mund t\u2019i k\u00ebrkoj\u00eb audituesit t\u00eb jasht\u00ebm t\u00eb kryej\u00eb me shpenzimet e subjektit t\u00eb licencuar nj\u00eb auditim t\u00eb ve\u00e7ant\u00eb n\u00eb interes t\u00eb klient\u00ebve t\u00eb subjektit t\u00eb licencuar ose an\u00ebtar\u00ebve t\u00eb fondit dhe t\u2019i raportoj\u00eb Autoritetit p\u00ebr k\u00ebt\u00eb;<\/p>\n\n\n\n

e) urdh\u00ebron subjektin e licencuar q\u00eb me shpenzimet e tij t\u00eb em\u00ebroj\u00eb nj\u00eb person t\u00eb miratuar nga Autoriteti q\u00eb t\u00eb k\u00ebshilloj\u00eb subjektin e licencuar p\u00ebr kryerjen e veprimtaris\u00eb s\u00eb tij n\u00eb m\u00ebnyr\u00ebn e duhur dhe i cili i raporton Autoritetit brenda 3 muajve nga data e em\u00ebrimit t\u00eb tij;<\/p>\n\n\n\n

\u00eb) urdh\u00ebron shoq\u00ebrin\u00eb administruese t\u00eb mbaj\u00eb n\u00eb Shqip\u00ebri aktivet, me vler\u00eb q\u00eb gjykohet nga Autoriteti si e nevojshme ose t\u00eb mos shp\u00ebrndaj\u00eb divident p\u00ebr nj\u00eb periudh\u00eb dhe n\u00eb nj\u00eb vler\u00eb t\u00eb caktuar;<\/p>\n\n\n\n

f) urdh\u00ebron shoq\u00ebrin\u00eb administruese t\u00eb ul\u00eb kostot e funksionimit, duke p\u00ebrfshir\u00eb kufizimin e pagave dhe shp\u00ebrblimet e tjera t\u00eb an\u00ebtar\u00ebve t\u00eb k\u00ebshillit t\u00eb administrimit\/mbik\u00ebqyr\u00ebs, administratorit dhe personelit ky\u00e7 t\u00eb shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

g) urdh\u00ebron subjektin e licencuar t\u00eb d\u00ebrgoj\u00eb informacione t\u00eb tjera shtes\u00eb dhe, n\u00ebse e gjykon t\u00eb nevojshme, Autoriteti rrit shpesht\u00ebsin\u00eb e raportimit dhe kryen inspektimet p\u00ebrkat\u00ebse lidhur me k\u00ebt\u00eb raportim;<\/p>\n\n\n\n

gj) n\u00ebse Autoriteti e shikon t\u00eb nevojshme, zgjeron objektin dhe\/ose rrit shpesht\u00ebsin\u00eb e inspektimeve n\u00eb vend te personi i licencuar ose cakton punonj\u00ebsit e autorizuar p\u00ebr kryerjen e inspektimeve p\u00ebr t\u00eb ruajtur nj\u00eb pozicion n\u00eb vazhdim\u00ebsi;<\/p>\n\n\n\n

h) urdh\u00ebron kryerjen e nj\u00eb vler\u00ebsimi p\u00ebr disa ose t\u00eb gjitha prej aktiveve t\u00eb subjektit t\u00eb licencuar ose t\u00eb fondit t\u00eb pensionit nga Autoriteti ose nga nj\u00eb person i em\u00ebruar nga Autoriteti me shpenzimet e subjektit t\u00eb licencuar ose t\u00eb shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

i) urdh\u00ebron shoq\u00ebrin\u00eb administruese t\u00eb p\u00ebrmir\u00ebsoj\u00eb strategjit\u00eb, politikat dhe proceset e administrimit t\u00eb rrezikut.<\/p>\n\n\n\n

j) urdh\u00ebron subjektin e licencuar p\u00ebr t\u00eb shkarkuar ose z\u00ebvend\u00ebsuar nj\u00eb person ky\u00e7, personelin ky\u00e7 ose an\u00ebtarin e personelit ky\u00e7;<\/p>\n\n\n\n

k) urdh\u00ebron shoq\u00ebrin\u00eb administruese t\u00eb pezulloj\u00eb an\u00ebtar\u00ebsimin n\u00eb fond;<\/p>\n\n\n\n

l) urdh\u00ebron subjektin e licencuar t\u00eb marr\u00eb masa ndaj personave p\u00ebrgjegj\u00ebs n\u00eb rast t\u00eb moseliminimit t\u00eb shkeljeve, moszbatimit t\u00eb masave t\u00eb k\u00ebrkuara, mosdor\u00ebzimit t\u00eb raporteve t\u00eb plota n\u00eb afat pa shkaqe t\u00eb pajustifikuara ose n\u00ebse pengon n\u00eb \u00e7far\u00ebdolloj m\u00ebnyre ushtrimin e mbik\u00ebqyrjes nga ana e Autoritetit;<\/p>\n\n\n\n

ll) urdh\u00ebron shoq\u00ebrin\u00eb administruese t\u00eb transferoj\u00eb kontratat p\u00ebr administrimin e fondit\/eve t\u00eb pensionit nj\u00eb shoq\u00ebrie administruese tjet\u00ebr t\u00eb licencuar;<\/p>\n\n\n\n

m) vendos sanksion\/e administrative gjob\u00eb\/pezullim p\u00ebr subjektin e licencuar;<\/p>\n\n\n\n

n) e vendos shoq\u00ebrin\u00eb administruese n\u00eb administrim t\u00eb p\u00ebrkohsh\u00ebm;<\/p>\n\n\n\n

nj) hap procedur\u00ebn e likuidimit t\u00eb detyruesh\u00ebm t\u00eb personit t\u00eb licencuar.<\/p>\n\n\n\n

2. Masat mbik\u00ebqyr\u00ebse t\u00eb Autoritetit p\u00ebrcaktojn\u00eb afatin p\u00ebr eliminimin e shkeljes ose parregullsis\u00eb dhe zbatohen nga subjekti i licencuar brenda afateve t\u00eb k\u00ebrkuara.<\/p>\n\n\n\n

3. Autoriteti mund t\u00eb miratoj\u00eb rregulla t\u00eb tjera shtes\u00eb lidhur me dh\u00ebnien e masave mbik\u00ebqyr\u00ebse n\u00eb zbatim t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

Neni 178<\/p>\n\n\n\n

Raportimi mbi zbatimin e masave mbik\u00ebqyr\u00ebse<\/strong><\/p>\n\n\n\n

1. Subjekti i mbik\u00ebqyrur, t\u00eb cilit i drejtohet masa mbik\u00ebqyr\u00ebse, i dor\u00ebzon Autoritetit nj\u00eb raport t\u00eb holl\u00ebsish\u00ebm duke p\u00ebrcaktuar masat e marra p\u00ebr t\u00eb korrigjuar rrethanat. Raporti dor\u00ebzohet n\u00eb Autoritet sipas shpesht\u00ebsis\u00eb s\u00eb p\u00ebrcaktuar n\u00eb urdhrin administrativ, q\u00eb mund t\u00eb jet\u00eb n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrditshme ose n\u00eb periudha kohore t\u00eb tjera. S\u00eb bashku me raportin e holl\u00ebsish\u00ebm, subjekti i mbik\u00ebqyrur depoziton gjithashtu \u00e7do dokument apo prov\u00eb tjet\u00ebr, q\u00eb v\u00ebrteton se jan\u00eb eliminuar shkeljet apo parregullsit\u00eb n\u00eb fjal\u00eb. N\u00ebse e gjykon t\u00eb arsyeshme, Autoriteti mund t\u00eb k\u00ebrkoj\u00eb gjithashtu p\u00ebrfshirjen e nj\u00eb raporti t\u00eb holl\u00ebsish\u00ebm nga nj\u00eb auditues i jasht\u00ebm ose nj\u00eb ekspert tjet\u00ebr i em\u00ebruar lidhur me hapat e nd\u00ebrmarr\u00eb p\u00ebr t\u00eb korrigjuar rrethanat ose parregullsit\u00eb n\u00eb fjal\u00eb.<\/p>\n\n\n\n

2. Autoriteti menj\u00ebher\u00eb mbas marrjes s\u00eb raportit, n\u00eb zbatim t\u00eb pik\u00ebs 1 t\u00eb k\u00ebtij neni, verifikon korrigjimin e shkeljeve ose parregullsive sipas p\u00ebrcaktimeve t\u00eb masave mbik\u00ebqyr\u00ebse t\u00eb dh\u00ebna, n\u00eb zbatim t\u00eb nenit 177 t\u00eb k\u00ebtij ligji. Autoriteti, p\u00ebrpara marrjes s\u00eb vendimit, mund t\u00eb kryej\u00eb nj\u00eb inspektim tjet\u00ebr t\u00eb veprimtaris\u00eb s\u00eb subjektit t\u00eb licencuar, i cili gjykohet si i nevojsh\u00ebm p\u00ebr t\u00eb verifikuar n\u00ebse jan\u00eb eliminuar shkeljet dhe parregullsit\u00eb.<\/p>\n\n\n\n

3. N\u00ebse raporti i p\u00ebrcaktuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni \u00ebsht\u00eb i paplot\u00eb apo provat bashk\u00ebngjitur k\u00ebtij raporti nuk v\u00ebrtetojn\u00eb q\u00eb jan\u00eb eliminuar shkeljet ose parregullsit\u00eb, autoriteti i drejton personit t\u00eb licencuar nj\u00eb urdh\u00ebr administrativ p\u00ebr plot\u00ebsimin e raportit t\u00eb p\u00ebrmendur n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, brenda nj\u00eb afati kohor t\u00eb caktuar.<\/p>\n\n\n\n

4. Mosdor\u00ebzimi i raportit t\u00eb plot\u00eb me prova t\u00eb eliminimit t\u00eb shkeljeve brenda afatit t\u00eb p\u00ebrcaktuar n\u00eb zbatim t\u00eb pik\u00ebs 3 t\u00eb k\u00ebtij neni, p\u00ebrb\u00ebn shkak p\u00ebr heqjen e licenc\u00ebs nga Autoriteti.<\/p>\n\n\n\n

5. Autoriteti shqyrton dhe vendos mbi raportin p\u00ebr korrigjimin e shkeljeve dhe parregullsive brenda 30 dit\u00ebve kalendarike nga data e marrjes s\u00eb raportit dhe informacionit t\u00eb plot\u00eb.<\/p>\n\n\n\n

Neni 179<\/p>\n\n\n\n

Kompetenca p\u00ebr t\u00eb vendosur shoq\u00ebrin\u00eb administruese n\u00eb administrim t\u00eb p\u00ebrkohsh\u00ebm<\/strong><\/p>\n\n\n\n

1. Kur Autoriteti gjykon se shoq\u00ebria administruese e fondeve nuk \u00ebsht\u00eb n\u00eb gjendje t\u00eb shlyej\u00eb t\u00eb gjitha detyrimet brenda 6 muajve t\u00eb ardhsh\u00ebm, ekziston mund\u00ebsia t\u00eb kaloj\u00eb n\u00eb paaft\u00ebsi paguese brenda 6 muajve t\u00eb ardhsh\u00ebm dhe, n\u00ebse Autoriteti e gjykon t\u00eb arsyeshme se ka mund\u00ebsi p\u00ebr t\u00eb rehabilituar veprimtarin\u00eb e shoq\u00ebris\u00eb administruese, at\u00ebher\u00eb mund t\u00eb nxjerr\u00eb urdh\u00ebr administrativ p\u00ebr vendosjen n\u00eb administrim t\u00eb p\u00ebrkohsh\u00ebm t\u00eb shoq\u00ebris\u00eb n\u00eb p\u00ebrputhje me nenin 171 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

2. Autoriteti informon subjektin e licencuar p\u00ebr arsyet e masave t\u00eb propozuara n\u00eb zbatim t\u00eb pik\u00ebs 1 t\u00eb k\u00ebtij neni dhe periudh\u00ebn e propozuar t\u00eb administrimit t\u00eb p\u00ebrkohsh\u00ebm, q\u00eb nuk mund t\u00eb jet\u00eb m\u00eb shum\u00eb se 12 muaj.<\/p>\n\n\n\n

3. \u00c7do urdh\u00ebr administrativ q\u00eb nxjerr Autoriteti n\u00eb zbatim t\u00eb pik\u00ebs 1 t\u00eb k\u00ebtij neni publikohet n\u00eb faqen e internetit t\u00eb Autoritetit dhe t\u00eb subjektit t\u00eb licencuar n\u00eb fjal\u00eb.<\/p>\n\n\n\n

Neni 180<\/p>\n\n\n\n

Pasojat e marrjes n\u00eb administrim t\u00eb p\u00ebrkohsh\u00ebm<\/strong><\/p>\n\n\n\n

1. T\u00eb gjitha t\u00eb drejtat dhe p\u00ebrgjegj\u00ebsit\u00eb e aksionar\u00ebve, personave ky\u00e7 dhe personelit ky\u00e7 t\u00eb shoq\u00ebris\u00eb administruese pezullohen gjat\u00eb periudh\u00ebs s\u00eb administrimit t\u00eb p\u00ebrkohsh\u00ebm.<\/p>\n\n\n\n

2. Ky pezullim fillon nga data e marrjes s\u00eb njoftimit t\u00eb urdhrit administrativ t\u00eb Autoritetit, n\u00eb zbatim t\u00eb pik\u00ebs 1 t\u00eb nenit 179 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 181<\/p>\n\n\n\n

Detyrat e administratorit t\u00eb p\u00ebrkohsh\u00ebm<\/strong><\/p>\n\n\n\n

1. Afati dhe fusha e veprimit t\u00eb administratorit t\u00eb p\u00ebrkohsh\u00ebm p\u00ebrcaktohen nga Autoriteti n\u00eb vendimin p\u00ebr marrjen n\u00eb administrim t\u00eb p\u00ebrkohsh\u00ebm t\u00eb shoq\u00ebris\u00eb administruese.<\/p>\n\n\n\n

2. Autoriteti p\u00ebrcakton tarifat dhe shpenzimet e administratorit t\u00eb p\u00ebrkohsh\u00ebm dhe pages\u00ebn e tyre nga shoq\u00ebria administruese q\u00eb merret n\u00eb administrim t\u00eb p\u00ebrkohsh\u00ebm.<\/p>\n\n\n\n

3. Autoriteti kur em\u00ebron administratorin e p\u00ebrkohsh\u00ebm sigurohet q\u00eb ai \u00ebsht\u00eb i aft\u00eb dhe i p\u00ebrshtatsh\u00ebm, sipas nenit 15 t\u00eb k\u00ebtij ligji, dhe n\u00ebse zot\u00ebron kualifikimet dhe p\u00ebrvoj\u00ebn e p\u00ebrshtatshme p\u00ebr k\u00ebt\u00eb pozicion. Administratori i p\u00ebrkohsh\u00ebm duhet t\u00eb ket\u00eb p\u00ebrvoj\u00eb pune jo m\u00eb pak se 5 vjet n\u00eb fush\u00ebn e administrimit t\u00eb fondeve.<\/p>\n\n\n\n

4. Administratori i p\u00ebrkohsh\u00ebm nuk mund t\u00eb em\u00ebrohet si i till\u00eb n\u00ebse:<\/p>\n\n\n\n

a) Autoriteti gjykon n\u00eb momentin e caktimit lidhur me aft\u00ebsin\u00eb dhe p\u00ebrshtatshm\u00ebrin\u00eb e tij p\u00ebr t\u00eb kryer detyrat e administratorit t\u00eb p\u00ebrkohsh\u00ebm;<\/p>\n\n\n\n

b) \u00ebsht\u00eb subjekt i nj\u00eb vendimi gjykate q\u00eb e b\u00ebn t\u00eb pamundur p\u00ebrmbushjen e detyrave t\u00eb administratorit t\u00eb p\u00ebrkohsh\u00ebm; ose<\/p>\n\n\n\n

c) ndodhet n\u00eb kushtet e konfliktit t\u00eb interesit me Autoritetin ose me shoq\u00ebrin\u00eb administruese.<\/p>\n\n\n\n

5. Autoriteti mund t\u00eb shkarkoj\u00eb dhe t\u00eb z\u00ebvend\u00ebsoj\u00eb administratorin e p\u00ebrkohsh\u00ebm n\u00ebse gjykon se administratori i p\u00ebrkohsh\u00ebm nuk \u00ebsht\u00eb i aft\u00eb dhe i p\u00ebrshtatsh\u00ebm p\u00ebr kryerjen e administrimit t\u00eb p\u00ebrkohsh\u00ebm n\u00eb p\u00ebrputhje me k\u00ebrkesat e k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 182<\/p>\n\n\n\n

Kompetencat dhe detyrimet e administratorit t\u00eb p\u00ebrkohsh\u00ebm<\/strong><\/p>\n\n\n\n

1. Administratori i p\u00ebrkohsh\u00ebm kryen administrimin e duhur t\u00eb shoq\u00ebris\u00eb administruese, me q\u00ebllim rikthimin e saj n\u00eb gjendje t\u00eb q\u00ebndrueshme financiare.<\/p>\n\n\n\n

2. Administratori i p\u00ebrkohsh\u00ebm pas em\u00ebrimit publikon njoftimin n\u00eb nj\u00eb gazet\u00eb t\u00eb p\u00ebrditshme me qarkullim n\u00eb t\u00eb gjith\u00eb territorin e Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb dhe n\u00eb faqen e internetit t\u00eb Autoritetit.<\/p>\n\n\n\n

3. Shoq\u00ebria administruese i mund\u00ebson administratorit t\u00eb p\u00ebrkohsh\u00ebm t\u00eb gjitha evidencat, llogarit\u00eb dhe \u00e7do dokumentacion tjet\u00ebr, si dhe harton p\u00ebr administratorin e p\u00ebrkohsh\u00ebm dhe p\u00ebr Autoritetin nj\u00eb raport p\u00ebr gjendjen financiare t\u00eb saj.<\/p>\n\n\n\n

4. Administratori i p\u00ebrkohsh\u00ebm ka t\u00eb drejt\u00eb t\u00eb k\u00ebrkoj\u00eb informacione t\u00eb tjera shtes\u00eb nga shoq\u00ebria administruese n\u00eb funksion t\u00eb kryerjes s\u00eb detyrave dhe funksioneve t\u00eb veta.<\/p>\n\n\n\n

5. Administratori i p\u00ebrkohsh\u00ebm merr t\u00eb gjitha masat p\u00ebr ruajtjen e aktiveve t\u00eb shoq\u00ebris\u00eb administruese, p\u00ebrfshir\u00eb nd\u00ebr t\u00eb tjera:<\/p>\n\n\n\n

a) ruajtjen e evidencave (elektronikisht ose t\u00eb mbajtura n\u00eb formate t\u00eb tjera) dhe t\u00eb drejt\u00ebn e hyrjes n\u00eb mjediset e subjektit t\u00eb licencuar ose n\u00eb nj\u00eb pjes\u00eb t\u00eb tyre;<\/p>\n\n\n\n

b) garantimin e personelit ky\u00e7 p\u00ebr t\u00eb kryer veprimtarit\u00eb e p\u00ebrditshme t\u00eb pun\u00ebs;<\/p>\n\n\n\n

c) njoftimin e t\u00eb gjitha pal\u00ebve p\u00ebrkat\u00ebse se autorizimet e dh\u00ebna p\u00ebrpara em\u00ebrimit t\u00eb administratorit pezullohen dhe pagesat p\u00ebr sh\u00ebrbimet, duke filluar q\u00eb nga data e marrjes n\u00eb administrim t\u00eb p\u00ebrkohsh\u00ebm, mund t\u00eb autorizohen vet\u00ebm nga personat e caktuar nga administratori i p\u00ebrkohsh\u00ebm;<\/p>\n\n\n\n

\u00e7) nd\u00ebrprerjen e shp\u00ebrndarjes s\u00eb dividend\u00ebve, shp\u00ebrblimeve ose t\u00eb \u00e7do forme shp\u00ebrndarjeje t\u00eb kapitalit t\u00eb aksioneve, duke filluar q\u00eb nga data e marrjes n\u00eb administrim t\u00eb p\u00ebrkohsh\u00ebm.<\/p>\n\n\n\n

6. T\u00eb gjitha transaksionet e kryera gjat\u00eb periudh\u00ebs s\u00eb administrimit t\u00eb p\u00ebrkohsh\u00ebm, pa autorizim t\u00eb rregullt nga administratori i p\u00ebrkohsh\u00ebm, jan\u00eb t\u00eb pavlefshme.<\/p>\n\n\n\n

Neni 183<\/p>\n\n\n\n

Plani i shp\u00ebtimit t\u00eb biznesit<\/strong><\/p>\n\n\n\n

Administratori i p\u00ebrkohsh\u00ebm pas em\u00ebrimit kryen k\u00ebto detyra:<\/p>\n\n\n\n

a) planifikon, n\u00ebse \u00ebsht\u00eb e mundshme, rim\u00ebk\u00ebmbjen e shoq\u00ebris\u00eb administruese duke nd\u00ebrmarr\u00eb t\u00eb pakt\u00ebn nj\u00ebr\u00ebn prej masave t\u00eb m\u00ebposhtme:<\/p>\n\n\n\n

i. riklasifikimin e cil\u00ebsis\u00eb s\u00eb aktiveve t\u00eb shoq\u00ebris\u00eb;<\/p>\n\n\n\n

ii. riklasifikimin e veprimtarive t\u00eb subjektit t\u00eb licencuar n\u00eb veprimtari me shum\u00eb pak ose aspak rrezik;<\/p>\n\n\n\n

iii. identifikimin e aktiveve dhe detyrimeve, si dhe nd\u00ebrmarrjen e hapave p\u00ebr t\u00eb garantuar vler\u00ebsimin dhe shlyerjen e tyre;<\/p>\n\n\n\n

b) harton dhe dor\u00ebzon n\u00eb Autoritet nj\u00eb plan biznesi p\u00ebr rim\u00ebk\u00ebmbjen dhe rehabilitimin e subjektit t\u00eb licencuar, plan i cili mbron m\u00eb mir\u00eb interesat e k\u00ebtij subjekti dhe t\u00eb aksionar\u00ebve dhe kreditor\u00ebve t\u00eb tij sa likuidimi i detyruar;<\/p>\n\n\n\n

c) shet t\u00eb gjitha ose nj\u00eb pjes\u00eb t\u00eb aktiveve t\u00eb subjektit t\u00eb licencuar;<\/p>\n\n\n\n

\u00e7) negocion bashkimin ose shitjen e shoq\u00ebris\u00eb administruese tek nj\u00eb subjekt tjet\u00ebr i licencuar ose k\u00ebrkon kapital shtes\u00eb p\u00ebr shoq\u00ebrin\u00eb administruese; ose<\/p>\n\n\n\n

d) n\u00ebse nd\u00ebrmarrja e masave, t\u00eb parashikuara n\u00eb shkronjat \u201ca\u201d deri n\u00eb \u201c\u00e7\u201d t\u00eb k\u00ebtij neni, nuk sjell rezultatet e pritshme, administratori i p\u00ebrkohsh\u00ebm informon Autoritetin se nuk ka alternativ\u00eb tjet\u00ebr p\u00ebrve\u00e7 fillimit t\u00eb procedur\u00ebs s\u00eb likuidimit t\u00eb detyruar.<\/p>\n\n\n\n

Neni 184<\/p>\n\n\n\n

Raportimi n\u00eb Autoritet<\/strong><\/p>\n\n\n\n

1. Administratori i p\u00ebrkohsh\u00ebm raporton periodikisht n\u00eb Autoritet p\u00ebr ecurin\u00eb e procesit t\u00eb administrimit t\u00eb p\u00ebrkohsh\u00ebm lidhur me:<\/p>\n\n\n\n

a) pozicionin financiar dhe gjendjen operative t\u00eb shoq\u00ebris\u00eb gjat\u00eb procesit t\u00eb administrimit t\u00eb p\u00ebrkohsh\u00ebm t\u00eb pakt\u00ebn 1 her\u00eb n\u00eb muaj;<\/p>\n\n\n\n

b) pozicionin financiar dhe gjendjen operative t\u00eb shoq\u00ebris\u00eb lidhur me rehabilitimin e mundsh\u00ebm brenda 6 muajve pas marrjes n\u00eb administrim t\u00eb p\u00ebrkohsh\u00ebm, ku p\u00ebrfshihen informacionet dhe t\u00eb dh\u00ebnat e m\u00ebposhtme:<\/p>\n\n\n\n

i. vler\u00ebsimi i gatishm\u00ebris\u00eb s\u00eb aksionar\u00ebve p\u00ebr t\u00eb mbuluar humbjet n\u00ebp\u00ebrmjet rritjes s\u00eb kapitalit ose p\u00ebrmes burimeve t\u00eb tjera t\u00eb injektimit t\u00eb kapitalit;<\/p>\n\n\n\n

ii. mund\u00ebsia e mbulimit t\u00eb humbjeve t\u00eb ngelura pas zbatimit t\u00eb masave, t\u00eb parashikuara n\u00eb n\u00ebnndarjen \u201ci\u201d t\u00eb k\u00ebsaj pike;<\/p>\n\n\n\n

iii. \u00e7do detyrim ose shpenzim i paparashikuar ose i kusht\u00ebzuar, q\u00eb ka ndikim tek borxhi i shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

iv. vler\u00ebsimi i masave t\u00eb mundshme p\u00ebr leht\u00ebsimin nga v\u00ebshtir\u00ebsit\u00eb financiare dhe nj\u00eb preventiv t\u00eb kostove p\u00ebr v\u00ebnien n\u00eb zbatim t\u00eb k\u00ebtyre masave;<\/p>\n\n\n\n

v. vler\u00ebsimi i kushteve q\u00eb b\u00ebjn\u00eb t\u00eb nevojsh\u00ebm fillimin e procedur\u00ebs s\u00eb likuidimit t\u00eb detyruar.<\/p>\n\n\n\n

2. Gjat\u00eb hartimit t\u00eb raporteve, n\u00eb zbatim t\u00eb pik\u00ebs 1 t\u00eb k\u00ebtij neni, administratori i p\u00ebrkohsh\u00ebm angazhohet p\u00ebr mbrojtjen e interesave t\u00eb an\u00ebtar\u00ebve t\u00eb fondit dhe se asnj\u00eb shum\u00eb q\u00eb p\u00ebrfaq\u00ebson aktivet ose kontributet e an\u00ebtar\u00ebve q\u00eb jan\u00eb caktuar p\u00ebr shlyerjen e transaksioneve ende t\u00eb pashlyera nuk mund t\u00eb p\u00ebrfshihet n\u00eb vler\u00ebsimin e aktiveve financiare t\u00eb gatshme t\u00eb shoq\u00ebris\u00eb administruese n\u00eb fjal\u00eb.<\/p>\n\n\n\n

3. Autoriteti vler\u00ebson rezultatet e administrimit t\u00eb p\u00ebrkohsh\u00ebm \u00e7do 3 muaj, duke filluar nga data e marrjes s\u00eb vendimit p\u00ebr administrimin e p\u00ebrkohsh\u00ebm.<\/p>\n\n\n\n

4. Autoriteti bazuar n\u00eb raportet e administratorit t\u00eb p\u00ebrkohsh\u00ebm merr vendim p\u00ebr rekomandimin e propozuar p\u00ebr rim\u00ebk\u00ebmbjen dhe rehabilitimin e shoq\u00ebris\u00eb administruese ose, n\u00eb rast t\u00eb kund\u00ebrt, p\u00ebr fillimin e procedur\u00ebs s\u00eb likuidimit t\u00eb detyruar dhe njofton p\u00ebr k\u00ebt\u00eb shoq\u00ebrin\u00eb dhe administratorin e p\u00ebrkohsh\u00ebm.<\/p>\n\n\n\n

 5. Autoriteti harton nj\u00eb raport vler\u00ebsimi p\u00ebrfundimtar t\u00eb administrimit t\u00eb p\u00ebrkohsh\u00ebm t\u00eb shoq\u00ebris\u00eb administruese brenda 3 muajve nga marrja e raportit n\u00eb fund t\u00eb administrimit t\u00eb p\u00ebrkohsh\u00ebm sipas nenit 185 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 185<\/p>\n\n\n\n

P\u00ebrfundimi i administrimit t\u00eb p\u00ebrkohsh\u00ebm<\/strong><\/p>\n\n\n\n

1. Administrimi i p\u00ebrkohsh\u00ebm p\u00ebrfundon n\u00eb rastet e m\u00ebposhtme:<\/p>\n\n\n\n

a) me mbarimin e afatit t\u00eb p\u00ebrcaktuar n\u00eb vendimin e Autoritetit p\u00ebr vendosjen n\u00eb administrim t\u00eb p\u00ebrkohsh\u00ebm t\u00eb shoq\u00ebris\u00eb administruese;<\/p>\n\n\n\n

b) me vendim t\u00eb Autoritetit p\u00ebrpara p\u00ebrfundimit t\u00eb periudh\u00ebs s\u00eb administrimit t\u00eb p\u00ebrkohsh\u00ebm, kur e konsideron shoq\u00ebrin\u00eb administruese t\u00eb rehabilituar, n\u00eb baz\u00eb t\u00eb raportit p\u00ebrfundimtar p\u00ebr vler\u00ebsimin e rezultateve, t\u00eb parashikuara n\u00eb nenin 184 t\u00eb k\u00ebtij ligji, dhe kur:<\/p>\n\n\n\n

i. Autoriteti konstaton se gjendja financiare e shoq\u00ebris\u00eb \u00ebsht\u00eb p\u00ebrmir\u00ebsuar gjat\u00eb periudh\u00ebs s\u00eb administrimit t\u00eb p\u00ebrkohsh\u00ebm;<\/p>\n\n\n\n

ii. shoq\u00ebria ka p\u00ebrmbushur t\u00eb gjitha detyrimet e saj;<\/p>\n\n\n\n

iii. shoq\u00ebria mund t\u00eb kryej\u00eb veprimtarin\u00eb e saj normalisht;<\/p>\n\n\n\n

c) me vendim t\u00eb Autoritetit p\u00ebr t\u00eb vendosur shoq\u00ebrin\u00eb administruese n\u00eb procedur\u00eb t\u00eb likuidimit t\u00eb detyruesh\u00ebm.<\/p>\n\n\n\n

2. Vendimi i nxjerr\u00eb nga Autoriteti n\u00eb zbatim t\u00eb shkronj\u00ebs \u201cb\u201d t\u00eb pik\u00ebs 1 t\u00eb k\u00ebtij neni shoq\u00ebrohet me nj\u00eb plan t\u00eb holl\u00ebsish\u00ebm rehabilitimi t\u00eb p\u00ebrpiluar nga administratori i p\u00ebrkohsh\u00ebm, ku identifikohen pikat e dob\u00ebta n\u00eb administrimin dhe funksionimin e shoq\u00ebris\u00eb dhe t\u00eb detajohen:<\/p>\n\n\n\n

a) masat korrigjuese t\u00eb nevojshme p\u00ebr p\u00ebrmir\u00ebsimin e situat\u00ebs;<\/p>\n\n\n\n

b) nj\u00eb plan financiar p\u00ebr rehabilitimin e propozuar t\u00eb subjektit t\u00eb licencuar.<\/p>\n\n\n\n

Neni 186<\/p>\n\n\n\n

Heqja e licenc\u00ebs<\/strong><\/p>\n\n\n\n

1. Autoriteti heq licenc\u00ebn e subjektit t\u00eb licencuar\/regjistruar\/njohur n\u00ebse:<\/p>\n\n\n\n

a) licenca\/regjistrimi\/njohja \u00ebsht\u00eb dh\u00ebn\u00eb bazuar n\u00eb informacione t\u00eb rreme ose t\u00eb pasakta;<\/p>\n\n\n\n

b) subjekti nuk fillon veprimtarin\u00eb brenda 12 muajve nga data e licencimit\/regjistrimit\/njohjes;<\/p>\n\n\n\n

c) subjekti nuk ka zbatuar masat mbik\u00ebqyr\u00ebse n\u00eb baz\u00eb t\u00eb nenit 177 dhe brenda afateve t\u00eb p\u00ebrcaktuara n\u00eb pik\u00ebn 2 t\u00eb nenit 177 t\u00eb k\u00ebtij ligji, ose nuk ka raportuar p\u00ebr korrigjimin e tyre n\u00eb baz\u00eb t\u00eb nenit 178 t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

\u00e7) subjekti kryen veprimtari t\u00eb tjera shtes\u00eb ose t\u00eb ndryshme nga ato p\u00ebr t\u00eb cilat \u00ebsht\u00eb licencuar\/regjistruar\/njohur;<\/p>\n\n\n\n

d) personi nuk p\u00ebrmbush m\u00eb kushtet p\u00ebr t\u00eb cilat \u00ebsht\u00eb licencuar\/regjistruar\/njohur;<\/p>\n\n\n\n

dh) shoq\u00ebria administruese nuk p\u00ebrmbush n\u00eb m\u00ebnyr\u00eb t\u00eb vazhdueshme k\u00ebrkesat e mjaftueshm\u00ebris\u00eb s\u00eb kapitalit, k\u00ebrkesat me baz\u00eb rreziku t\u00eb kapitalit, t\u00eb parashikuara n\u00eb k\u00ebt\u00eb ligj, p\u00ebr nj\u00eb periudh\u00eb m\u00eb t\u00eb gjat\u00eb se 4 muaj;<\/p>\n\n\n\n

e) kund\u00ebr subjektit jan\u00eb marr\u00eb n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrs\u00ebritur masa mbik\u00ebqyr\u00ebse;<\/p>\n\n\n\n

\u00eb) shoq\u00ebria m\u00ebm\u00eb e subjektit \u00ebsht\u00eb vendosur n\u00eb procedur\u00eb falimentimi ose, n\u00ebse \u00ebsht\u00eb subjekt i licencuar, i \u00ebsht\u00eb hequr licenca p\u00ebr arsye t\u00eb mosp\u00ebrputhshm\u00ebris\u00eb me ligjet p\u00ebrkat\u00ebse;<\/p>\n\n\n\n

f) subjekti d\u00ebnohet me vendim t\u00eb form\u00ebs s\u00eb prer\u00eb p\u00ebr vepra penale kund\u00ebr pasuris\u00eb ose n\u00eb sfer\u00ebn ekonomike apo n\u00eb vepra t\u00eb tjera penale lidhur me shoq\u00ebrit\u00eb tregtare p\u00ebr organizimin dhe v\u00ebnien n\u00eb funksionim t\u00eb skemave mashtruese dhe piramidale t\u00eb huamarrjes p\u00ebr pastrimin e parave dhe financimin e terrorizmit;<\/p>\n\n\n\n

g) ndaj subjektit jan\u00eb hapur procedurat e falimentimit ose procedurat e likuidimit t\u00eb detyruesh\u00ebm;<\/p>\n\n\n\n

gj) subjekti nuk ka kryer veprimtari t\u00eb rregullt tregtare p\u00ebr nj\u00eb periudh\u00eb prej m\u00eb shum\u00eb se 6 muaj, me p\u00ebrjashtim t\u00eb rastit kur ka marr\u00eb miratim t\u00eb Autoritetit;<\/p>\n\n\n\n

h) subjekti shkel dispozitat p\u00ebr raportim t\u00eb sakt\u00eb dhe n\u00eb koh\u00eb n\u00eb Autoritet m\u00eb shum\u00eb se dy her\u00eb p\u00ebr nj\u00eb periudh\u00eb trevje\u00e7are ose pengon Autoritetin t\u00eb mbik\u00ebqyr\u00eb veprimtarin\u00eb e saj;<\/p>\n\n\n\n

i) subjekti i ka dh\u00ebn\u00eb Autoritetit informacione t\u00eb rreme, t\u00eb pasakta ose keqorientuese.<\/p>\n\n\n\n

2. N\u00ebse Autoriteti gjykon se subjekti i licencuar ose i regjistruar ka shkelur dispozitat e k\u00ebtij ligji ose t\u00eb rregulloreve t\u00eb miratuara n\u00eb zbatim t\u00eb tij, mund t\u00eb nxjerr\u00eb urdh\u00ebr administrativ me shkrim q\u00eb licenca ose regjistrimi i subjektit t\u00eb pezullohet p\u00ebr nj\u00eb periudh\u00eb t\u00eb p\u00ebrcaktuar ose deri n\u00eb ndodhjen e nj\u00eb ngjarjeje t\u00eb p\u00ebrcaktuar ose deri n\u00eb p\u00ebrmbushjen e kushteve t\u00eb p\u00ebrcaktuara.<\/p>\n\n\n\n

3. Autoriteti publikon \u00e7do vendim t\u00eb marr\u00eb n\u00eb faqen zyrtare t\u00eb Autoritetit, sipas procedurave dhe m\u00ebnyr\u00ebs s\u00eb caktuar prej tij p\u00ebr publikimin e njoftimeve zyrtare. Vendimet me karakter individual u njoftohen menj\u00ebher\u00eb subjekteve t\u00eb interesuara.<\/p>\n\n\n\n

Neni 187<\/p>\n\n\n\n

Heqja e pjesshme e licenc\u00ebs<\/strong><\/p>\n\n\n\n

N\u00eb p\u00ebrjashtim nga p\u00ebrcaktimet e nenit 186 t\u00eb k\u00ebtij ligji, Autoriteti mund t\u00eb heq licenc\u00ebn e subjektit t\u00eb licencuar p\u00ebr nj\u00eb veprimtari t\u00eb caktuar n\u00ebse licenca q\u00eb ka ky subjekt lejon m\u00eb shum\u00eb se nj\u00eb veprimtari.<\/p>\n\n\n\n

Neni 188<\/p>\n\n\n\n

Procedurat p\u00ebr heqjen e licenc\u00ebs ose \u00e7regjistrimit<\/strong><\/p>\n\n\n\n

1. P\u00ebrpara nxjerrjes s\u00eb vendimit p\u00ebr heqjen e licenc\u00ebs ose \u00e7regjistrimit, Autoriteti:<\/p>\n\n\n\n

a) paralajm\u00ebron me shkrim subjektin n\u00eb fjal\u00eb dhe i jep mund\u00ebsi k\u00ebtij subjekti q\u00eb t\u00eb p\u00ebrgjigjet me shkrim;<\/p>\n\n\n\n

b) nd\u00ebrmerr hapa p\u00ebr njoftimin e personave t\u00eb tjer\u00eb, t\u00eb cil\u00ebt mund t\u00eb preken nga ky vendim;<\/p>\n\n\n\n

c) krahas paralajm\u00ebrimit, udh\u00ebzon subjektin e licencuar ose t\u00eb regjistruar t\u00eb eliminoj\u00eb shkeljet ose t\u00eb zbatoj\u00eb masa, q\u00eb lidhen me marrjen e vendimit p\u00ebr paralajm\u00ebrim t\u00eb heqjes s\u00eb licenc\u00ebs ose regjistrimit brenda nj\u00eb afati t\u00eb p\u00ebrcaktuar n\u00eb urdhrin administrativ. Autoriteti p\u00ebrcakton kufizimet apo kushtet p\u00ebr t\u2019u p\u00ebrmbushur nga subjekti i licencuar ose i regjistruar gjat\u00eb periudh\u00ebs kohore t\u00eb p\u00ebrcaktuar nga autoriteti.<\/p>\n\n\n\n

2. N\u00ebse Autoriteti e gjykon si t\u00eb nevojsh\u00ebm p\u00ebr mbrojtjen e an\u00ebtar\u00ebve ose p\u00ebr mbrojtjen e stabilitetit t\u00eb tregjeve financiare, mund t\u00eb jap\u00eb urdh\u00ebr administrativ, pa zbatuar procedur\u00ebn e parashikuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, dhe kur Autoriteti ka filluar zbatimin e k\u00ebsaj procedure, pavar\u00ebsisht n\u00ebse ka p\u00ebrfunduar periudha e p\u00ebrgjigjes me shkrim.<\/p>\n\n\n\n

3. N\u00ebse Autoriteti lidhur me nj\u00eb \u00e7\u00ebshtje t\u00eb caktuar ka zbatuar procedur\u00ebn e p\u00ebrcaktuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, Autoriteti nuk e zbaton p\u00ebrs\u00ebri k\u00ebt\u00eb procedur\u00eb n\u00ebse vendos t\u00eb marr\u00eb masa t\u00eb tjera t\u00eb ndryshme lidhur me k\u00ebt\u00eb \u00e7\u00ebshtje.<\/p>\n\n\n\n

Neni 189<\/p>\n\n\n\n

Heqja e licenc\u00ebs ose \u00e7regjistrimi n\u00eb rast shkeljeje t\u00eb p\u00ebrs\u00ebritur<\/strong><\/p>\n\n\n\n

N\u00ebse subjekti i licencuar ose i regjistruar kryen shkelje t\u00eb p\u00ebrs\u00ebritura t\u00eb k\u00ebtij ligji, t\u00eb nj\u00ebjta me ato t\u00eb cilat kan\u00eb qen\u00eb shkak p\u00ebr marrjen e vendimit p\u00ebr paralajm\u00ebrim t\u00eb heqjes s\u00eb licenc\u00ebs, njohjes ose regjistrimit n\u00eb zbatim t\u00eb nenit 186 t\u00eb k\u00ebtij ligji, ose nuk p\u00ebrmbush kushtet e p\u00ebrcaktuara n\u00eb shkronj\u00ebn \u201cc\u201d t\u00eb pik\u00ebs 1 t\u00eb nenit 186 t\u00eb k\u00ebtij ligji, Autoriteti ka t\u00eb drejt\u00eb t\u00eb heq licenc\u00ebn, njohjen ose regjistrimin.<\/p>\n\n\n\n

Neni 190<\/p>\n\n\n\n

Njoftimi p\u00ebr heqjen e licenc\u00ebs ose \u00e7regjistrimin<\/strong><\/p>\n\n\n\n

Vendimi i Autoritetit p\u00ebr heqjen e licenc\u00ebs ose \u00e7regjistrimin i njoftohet personit t\u00eb licencuar ose t\u00eb regjistruar brenda 10 dit\u00ebve kalendarike nga data e marrjes s\u00eb k\u00ebtij vendimi.<\/p>\n\n\n\n

Neni 191<\/p>\n\n\n\n

Pasojat e heqjes s\u00eb licenc\u00ebs ose \u00e7regjistrimit<\/strong><\/p>\n\n\n\n

1. Pas marrjes s\u00eb njoftimit p\u00ebr heqjen e licenc\u00ebs ose \u00e7regjistrim, subjekti i licencuar ose i regjistruar nd\u00ebrpret:<\/p>\n\n\n\n

a) lidhjen e kontratave t\u00eb reja t\u00eb an\u00ebtar\u00ebsimit;<\/p>\n\n\n\n

b) pages\u00ebn e pensionit.<\/p>\n\n\n\n

2. Heqja e licenc\u00ebs ose \u00e7regjistrimi:<\/p>\n\n\n\n

a) nuk e b\u00ebn t\u00eb pavlefshme nj\u00eb marr\u00ebveshje, transaksion ose veprim t\u00eb kryer nga subjekti n\u00eb fjal\u00eb p\u00ebrpara heqjes ose pezullimit;<\/p>\n\n\n\n

b) nuk cenon t\u00eb drejtat dhe detyrimet e asnj\u00eb personi q\u00eb lindin nga marr\u00ebveshja, transaksioni apo veprimi n\u00eb fjal\u00eb.<\/p>\n\n\n\n

3. N\u00eb rast t\u00eb heqjes s\u00eb licenc\u00ebs, Autoriteti n\u00ebp\u00ebrmjet nj\u00eb njoftimi me shkrim mund t\u2019i k\u00ebrkoj\u00eb subjektit n\u00eb fjal\u00eb t\u00eb nd\u00ebrmarr\u00eb veprimet e m\u00ebposhtme:<\/p>\n\n\n\n

a) t\u00eb mos administroj\u00eb aktivet e fondit dhe\/ose t\u00eb kaloj\u00eb aktivet apo dokumentet ose evidencat elektronike q\u00eb kan\u00eb lidhje me to tek nj\u00eb subjekt tjet\u00ebr i p\u00ebrcaktuar n\u00eb njoftimin me shkrim nga Autoriteti; ose<\/p>\n\n\n\n

b) t\u2019i lejoj\u00eb subjektit n\u00eb fjal\u00eb t\u00eb kryej\u00eb veprime t\u00eb caktuara, n\u00eb var\u00ebsi t\u00eb kushteve t\u00eb p\u00ebrcaktuara n\u00eb njoftim nga Autoriteti, si m\u00eb posht\u00eb:<\/p>\n\n\n\n

i. t\u00eb kryej\u00eb funksione t\u00eb caktuara t\u00eb veprimtaris\u00eb tregtare, t\u00eb cilat jan\u00eb thelb\u00ebsore p\u00ebr mbrojtjen e interesave t\u00eb an\u00ebtar\u00ebve gjat\u00eb periudh\u00ebs s\u00eb pezullimit; ose<\/p>\n\n\n\n

ii. t\u00eb kryej\u00eb funksione t\u00eb caktuara t\u00eb veprimtaris\u00eb tregtare, me q\u00ebllim mbylljen e k\u00ebsaj veprimtarie.<\/p>\n\n\n\n

4. Heqja e licenc\u00ebs ose \u00e7regjistrimi nuk e p\u00ebrjashton subjektin e licencuar ose t\u00eb regjistruar nga detyrimet aktuale kontraktore apo nga p\u00ebrputhshm\u00ebria me k\u00ebrkesat e k\u00ebtij ligji.<\/p>\n\n\n\n

 5. Vendimi p\u00ebr heqjen e licenc\u00ebs ose vendimi p\u00ebr \u00e7regjistrim \u00ebsht\u00eb objekt i s\u00eb drejt\u00ebs s\u00eb ankimit n\u00eb gjykat\u00ebn administrative n\u00eb p\u00ebrputhje me afatet, kushtet dhe p\u00ebrcaktimet e legjislacionit n\u00eb fuqi p\u00ebr gjykatat administrative dhe gjykimin e mosmarr\u00ebveshjeve administrative.<\/p>\n\n\n\n

6. N\u00eb rast t\u00eb heqjes s\u00eb licenc\u00ebs s\u00eb shoq\u00ebris\u00eb administruese t\u00eb fondeve, kontrata p\u00ebr administrimin e fondit\/eve t\u00eb pensionit i transferohet nj\u00eb subjekti tjet\u00ebr t\u00eb licencuar brenda 3 muajve nga data e njoftimit t\u00eb heqjes ose n\u00eb t\u00eb kund\u00ebrt fondi likuidohet.<\/p>\n\n\n\n

7. N\u00eb rast t\u00eb heqjes s\u00eb licenc\u00ebs s\u00eb depozitarit kontrata e depozitarit i transferohet nj\u00eb subjekti tjet\u00ebr t\u00eb licencuar brenda 3 muajve nga data e njoftimit t\u00eb heqjes ose n\u00eb t\u00eb kund\u00ebrt fondi likuidohet.<\/p>\n\n\n\n

Neni 192<\/p>\n\n\n\n

K\u00ebrkesa p\u00ebr heqje t\u00eb licenc\u00ebs ose \u00e7regjistrim<\/strong><\/p>\n\n\n\n

1. Subjekti i licencuar ose i regjistruar, n\u00eb zbatim t\u00eb k\u00ebtij ligji, mund t\u00eb b\u00ebj\u00eb k\u00ebrkes\u00eb pran\u00eb Autoritetit p\u00ebr heqje t\u00eb licenc\u00ebs ose \u00e7regjistrimit t\u00eb tij.<\/p>\n\n\n\n

2. Subjekti i licencuar ose i regjistruar e paraqet k\u00ebrkes\u00ebn e parashikuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni p\u00ebrpara nd\u00ebrprerjes s\u00eb veprimtaris\u00eb s\u00eb tij n\u00eb zbatim t\u00eb licenc\u00ebs ose regjistrimit. N\u00eb k\u00ebt\u00eb rast subjekti i licencuar ose i regjistruar i bashk\u00eblidh k\u00ebrkes\u00ebs p\u00ebr heqje nj\u00eb plan me afate kohore, ku paraqitet m\u00ebnyra e nd\u00ebrprerjes s\u00eb veprimtaris\u00eb s\u00eb licencuar ose t\u00eb regjistruar, jo m\u00eb pak se 6 muaj pas dat\u00ebs s\u00eb parashikimit t\u00eb k\u00ebrkes\u00ebs. Gjithashtu, k\u00ebrkesa p\u00ebr heqje shoq\u00ebrohet me arsyet e heqjes, si dhe me nj\u00eb kopje t\u00eb vendimit t\u00eb asambles\u00eb s\u00eb p\u00ebrgjithshme t\u00eb subjektit t\u00eb licencuar ose vendimin e organit drejtues n\u00eb rastin e veprimtaris\u00eb nd\u00ebrkufitare t\u00eb subjektit t\u00eb regjistruar.<\/p>\n\n\n\n

3. Autoriteti mund t\u00eb k\u00ebrkoj\u00eb informacione t\u00eb m\u00ebtejshme me shkrim nga subjekti k\u00ebrkues, n\u00eb ve\u00e7anti lidhur me m\u00ebnyr\u00ebn si do t\u00eb mbrohen interesat e an\u00ebtar\u00ebve t\u00eb fondit, si do t\u00eb p\u00ebrmbushen detyrimet kundrejt p\u00ebrfituesve dhe si do t\u00eb zgjidhen ankesat akoma n\u00eb proces.<\/p>\n\n\n\n

4. Autoriteti mund t\u00eb k\u00ebrkoj\u00eb paraqitjen e raporteve, t\u00eb mbuluara me shpenzime nga subjekti i licencuar ose i regjistruar, t\u00eb hartuara nga ekspert\u00eb t\u00eb pavarur ligjor\u00eb ose auditues t\u00eb pavarur, ku konfirmohet vlefshm\u00ebria e masave t\u00eb marra p\u00ebr t\u00eb transferuar kontratat dhe aktivet e fondit t\u00eb pensionit t\u00eb nj\u00eb subjekti tjet\u00ebr t\u00eb licencuar ose t\u00eb regjistruar ose p\u00ebr t\u00eb verifikuar kontabilizimin e sakt\u00eb t\u00eb k\u00ebsaj transferte.<\/p>\n\n\n\n

KREU XVII<\/p>\n\n\n\n

GJOBAT DHE SANKSIONET<\/h2>\n\n\n\n

Neni 193<\/p>\n\n\n\n

Dispozita t\u00eb p\u00ebrgjithshme<\/strong><\/p>\n\n\n\n

1. \u00c7do shkelje me faj e dispozitave t\u00eb k\u00ebtij ligji, kur nuk p\u00ebrb\u00ebn vep\u00ebr penale, do t\u00eb quhet kund\u00ebrvajtje administrative.<\/p>\n\n\n\n

2. P\u00ebrve\u00e7 masave t\u00eb mbik\u00ebqyrjes t\u00eb parashikuara n\u00eb k\u00ebt\u00eb ligj, kund\u00ebrvajtje administrative, t\u00eb parashikuara n\u00eb nenet e m\u00ebposhtme, sanksionohen me gjob\u00eb.<\/p>\n\n\n\n

3. Gjat\u00eb vendosjes s\u00eb mas\u00ebs administrative, Autoriteti sigurohet q\u00eb masa administrative t\u00eb jet\u00eb:<\/p>\n\n\n\n

a) efektive dhe parandaluese; dhe<\/p>\n\n\n\n

b) n\u00eb proporcionalitet me shkall\u00ebn e pasojave q\u00eb \u00e7uan n\u00eb vendosjen e mas\u00ebs administrative\/gjob\u00ebs.<\/p>\n\n\n\n

4. Autoriteti p\u00ebrcakton shum\u00ebn e mas\u00ebs administrative n\u00eb p\u00ebrputhje me dispozitat e k\u00ebtij ligji, duke vler\u00ebsuar, gjithashtu, natyr\u00ebn dhe fush\u00ebn e veprimit t\u00eb shkeljes dhe ndikimin p\u00ebr fondin e pensionit privat.<\/p>\n\n\n\n

5. Autoriteti gjat\u00eb vendosjes s\u00eb mas\u00ebs administrative zbaton parimin e nj\u00ebtrajtshm\u00ebris\u00eb, sipas t\u00eb cilit p\u00ebr shkelje t\u00eb ngjashme vendos sanksione t\u00eb ngjashme.<\/p>\n\n\n\n

Neni 194<\/p>\n\n\n\n

Masat administrative ndaj subjekteve t\u00eb licencuara<\/strong><\/p>\n\n\n\n

1. Autoriteti vendos masa administrative me gjob\u00eb nga 500 000 (pes\u00ebqind mij\u00eb) lek\u00eb deri n\u00eb 3 000 000 (tre milion\u00eb) lek\u00eb ndaj shoq\u00ebris\u00eb administruese, si dhe gjob\u00eb nga 1 000 000 (nj\u00eb milion) lek\u00eb deri n\u00eb 1 500 000 (nj\u00eb milion e pes\u00ebqind mij\u00eb) lek\u00eb ndaj depozitarit, n\u00ebse:<\/p>\n\n\n\n

a) kryen nj\u00eb veprimtari p\u00ebr t\u00eb cil\u00ebn nuk ka licenc\u00ebn e nevojshme, n\u00eb zbatim t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

b) nuk informon Autoritetin paraprakisht p\u00ebr ndryshim t\u00eb zot\u00ebruesit t\u00eb pjes\u00ebmarrjes influencuese dhe\/ose nuk merr miratimin e Autoritetit p\u00ebr k\u00ebt\u00eb ndryshim;<\/p>\n\n\n\n

c) nuk informon Autoritetin paraprakisht p\u00ebr ndryshim t\u00eb personit ky\u00e7 ose personelit ky\u00e7 dhe\/ose nuk merr miratimin e Autoritetit p\u00ebr k\u00ebt\u00eb ndryshim;<\/p>\n\n\n\n

\u00e7) nuk informon Autoritetin paraprakisht p\u00ebr \u00e7do ndryshim t\u00eb r\u00ebnd\u00ebsish\u00ebm t\u00eb kushteve t\u00eb licenc\u00ebs dhe\/ose nuk merr miratimin e Autoritetit p\u00ebr k\u00ebt\u00eb ndryshim;<\/p>\n\n\n\n

d) nuk informon Autoritetin paraprakisht p\u00ebr blerjen e pjes\u00ebmarrjes influencuese n\u00eb nj\u00eb shoq\u00ebri tjet\u00ebr dhe\/ose nuk merr miratimin e Autoritetit p\u00ebr k\u00ebt\u00eb;<\/p>\n\n\n\n

dh) krijon fond pensioni pa i paraqitur k\u00ebrkes\u00eb Autoritetit p\u00ebr miratim dhe\/ose regjistrim;<\/p>\n\n\n\n

e) hap p\u00ebrfaq\u00ebsi pa njohjen e Autoritetit;<\/p>\n\n\n\n

\u00eb) u shkakton an\u00ebtar\u00ebve t\u00eb fondit humbje financiare, si pasoj\u00eb e shkeljes s\u00eb k\u00ebtij ligji n\u00ebp\u00ebrmjet veprimit ose mosveprimit;<\/p>\n\n\n\n

f) u shkaktohet humbje financiare an\u00ebtar\u00ebve n\u00ebp\u00ebrmjet veprimit ose mosveprimit p\u00ebr t\u00eb p\u00ebrmbushur detyrimet sipas nenit 8, ose p\u00ebr t\u00eb p\u00ebrmbushur k\u00ebrkesat e nenit 23 t\u00eb k\u00ebtij ligji lidhur me konfliktin e interesit ose nenit 34 lidhur me delegimin;<\/p>\n\n\n\n

g) nuk em\u00ebron depozitarin e fondit ose nuk e z\u00ebvend\u00ebson brenda afateve depozitarin;<\/p>\n\n\n\n

gj) nuk em\u00ebron audituesin e jasht\u00ebm t\u00eb fondit ose nuk e z\u00ebvend\u00ebson brenda afateve audituesin;<\/p>\n\n\n\n

h) jep informacione t\u00eb rreme ose t\u00eb pasakta n\u00eb prospektin, v\u00ebrtetimin p\u00ebr gjendjen e llogaris\u00eb s\u00eb pensionit t\u00eb an\u00ebtarit t\u00eb fondit, raportin dhe pasqyrat financiare vjetore ose t\u00eb nd\u00ebrmjetme p\u00ebr fondin e pensionit.<\/p>\n\n\n\n

i) nuk p\u00ebrmbush detyrimin p\u00ebr informimin e an\u00ebtarit sipas k\u00ebrkesave t\u00eb k\u00ebtij ligji;<\/p>\n\n\n\n

j) nuk i raporton Autoritetit si\u00e7 parashikohet nga ky ligj;<\/p>\n\n\n\n

k) pengon Autoritetin n\u00eb ushtrimin e kompetencave mbik\u00ebqyr\u00ebse n\u00eb p\u00ebrputhje me legjislacionin n\u00eb fuqi q\u00eb rregullon veprimtarin\u00eb e Autoritetit dhe me k\u00ebt\u00eb ligj;<\/p>\n\n\n\n

l) n\u00eb rastin e depozitarit t\u00eb fondit, n\u00ebse u shkaktohet humbje financiare an\u00ebtar\u00ebve t\u00eb fondit n\u00ebp\u00ebrmjet veprimit ose mosveprimit p\u00ebr t\u00eb p\u00ebrmbushur detyrimet e depozitarit, sipas nenit 118 t\u00eb k\u00ebtij ligji, ose n\u00ebp\u00ebrmjet veprimit a mosveprimit p\u00ebr t\u00eb p\u00ebrmbushur k\u00ebrkesat e neneve 120 ose 122, 123 ose 124 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

ll) nuk dor\u00ebzon n\u00eb m\u00ebnyr\u00eb t\u00eb p\u00ebrs\u00ebritur raportet e k\u00ebrkuara n\u00eb Autoritet.<\/p>\n\n\n\n

2. Autoriteti vendos masa administrative me gjob\u00eb nga 200 000 (dyqind mij\u00eb) lek\u00eb deri n\u00eb 400 000 (kat\u00ebrqind mij\u00eb) lek\u00eb ndaj personit ky\u00e7 ose personelit ky\u00e7 apo nj\u00eb an\u00ebtar t\u00eb tij p\u00ebrgjegj\u00ebs p\u00ebr shkeljet e p\u00ebrcaktuara n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni.<\/p>\n\n\n\n

3. Autoriteti i k\u00ebrkon subjektit t\u00eb licencuar t\u00eb shkarkoj\u00eb ose t\u00eb pezulloj\u00eb p\u00ebr nj\u00eb periudh\u00eb kohore t\u00eb p\u00ebrcaktuar nj\u00eb person ky\u00e7 ose personelin ky\u00e7 apo nj\u00eb an\u00ebtar t\u00eb tij p\u00ebrgjegj\u00ebs p\u00ebr shkelje t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 195<\/p>\n\n\n\n

P\u00ebrs\u00ebritja e shkeljeve<\/strong><\/p>\n\n\n\n

N\u00eb rast se shkelja p\u00ebrs\u00ebritet nga i nj\u00ebjti subjekt i licencuar ose i njohur, gjoba dyfishohet me \u00e7do p\u00ebrs\u00ebritje t\u00eb shkeljes.<\/p>\n\n\n\n

Neni 196<\/p>\n\n\n\n

Sanksioni me gjob\u00eb ndaj personave t\u00eb tjer\u00eb<\/strong><\/p>\n\n\n\n

1. Autoriteti vendos masa administrative me gjob\u00eb nga 500 000 (pes\u00ebqind mij\u00eb) lek\u00eb deri n\u00eb 1 000 000 (nj\u00eb milion) lek\u00eb ndaj agjentit t\u00eb fondit t\u00eb pensionit, q\u00eb nuk p\u00ebrmbush k\u00ebrkesat e kreut IV t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

2. Autoriteti vendos masa administrative me gjob\u00eb nga 500 000 (pes\u00ebqind mij\u00eb) lek\u00eb deri n\u00eb 1 000 000 (nj\u00eb milion) lek\u00eb ndaj \u00e7do personi t\u00eb palicencuar, q\u00eb p\u00ebrdor em\u00ebrtime t\u00eb cilat, sipas parashikimeve t\u00eb k\u00ebtij ligji, p\u00ebrdoren vet\u00ebm nga subjektet e licencuara.<\/p>\n\n\n\n

Neni 197<\/p>\n\n\n\n

Masat administrative ndaj administrator\u00ebve t\u00eb p\u00ebrkohsh\u00ebm dhe likuiduesve<\/strong><\/p>\n\n\n\n

Autoriteti vendos masa administrative me gjob\u00eb nga 500 000 (pes\u00ebqind mij\u00eb) lek\u00eb deri n\u00eb 1 000 000 (nj\u00eb milion) lek\u00eb ndaj administrator\u00ebve t\u00eb p\u00ebrkohsh\u00ebm, q\u00eb nuk dor\u00ebzojn\u00eb raportet e k\u00ebrkuara n\u00eb zbatim t\u00eb nenit 184 t\u00eb k\u00ebtij ligji, ose likuiduesit q\u00eb nuk dor\u00ebzon raportet e k\u00ebrkuara n\u00eb zbatim t\u00eb nenit 170 t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 198<\/p>\n\n\n\n

Masat administrative p\u00ebr shkelje t\u00eb k\u00ebrkesave lidhur me konfidencialitetin<\/strong><\/p>\n\n\n\n

Autoriteti vendos masa administrative me gjob\u00eb nga 200 000 (dyqind mij\u00eb) lek\u00eb n\u00eb 400 000 (kat\u00ebrqind mij\u00eb) lek\u00eb ndaj subjektit t\u00eb licencuar, drejtuar personave ky\u00e7 ose personelit ky\u00e7, p\u00ebr shkelje t\u00eb k\u00ebrkesave lidhur me konfidencialitetin.<\/p>\n\n\n\n

Neni 199<\/p>\n\n\n\n

Shkelje t\u00eb tjera<\/strong><\/p>\n\n\n\n

P\u00ebr \u00e7do shkelje tjet\u00ebr t\u00eb k\u00ebtij ligji, Autoriteti vendos masa administrative me gjob\u00eb nga 300 000 (treqind mij\u00eb) lek\u00eb deri n\u00eb 500 000 (pes\u00ebqind mij\u00eb) lek\u00eb.<\/p>\n\n\n\n

Neni 200<\/p>\n\n\n\n

Procedura e hetimit administrativ, njoftimi dhe ankimi<\/strong><\/p>\n\n\n\n

1. Autoriteti gjat\u00eb hetimit administrativ p\u00ebr verifikimin e shkeljeve, sipas k\u00ebtij ligji, ka t\u00eb drejt\u00eb t\u00eb k\u00ebrkoj\u00eb nga subjekti i licencuar informacion dhe shpjegime, si dhe t\u00eb marr\u00eb materialet e dokumentacionin e nevojsh\u00ebm, q\u00eb kan\u00eb lidhje me hetimin administrativ, sipas k\u00ebtij ligji.<\/p>\n\n\n\n

2. P\u00ebr q\u00ebllime t\u00eb pik\u00ebs 1 t\u00eb k\u00ebtij neni, Autoriteti i cakton subjektit t\u00eb licencuar nj\u00eb afat p\u00ebr p\u00ebrgjigje ndaj k\u00ebrkesave t\u00eb tij p\u00ebr informacion, p\u00ebr dor\u00ebzimin e dokumenteve p\u00ebrkat\u00ebse, si dhe p\u00ebr d\u00ebrgimin e observacioneve dhe\/ose shpjegimeve t\u00eb nevojshme, sipas legjislacionit q\u00eb rregullon procedurat administrative dhe k\u00ebtij ligji.<\/p>\n\n\n\n

3. Pas p\u00ebrfundimit t\u00eb hetimit administrativ, Autoriteti njofton me shkrim p\u00ebr vendimin e marr\u00eb subjektin e licencuar brenda 10 dit\u00ebve kalendarike nga e nes\u00ebrmja e marrjes s\u00eb k\u00ebtij vendimi.<\/p>\n\n\n\n

 4. Ndaj vendimit t\u00eb Autoritetit, subjekti i licencuar ka t\u00eb drejt\u00eb t\u00eb ankohet n\u00eb gjykat\u00ebn administrative n\u00eb p\u00ebrputhje me afatet, kushtet dhe p\u00ebrcaktimet e legjislacionit n\u00eb fuqi p\u00ebr gjykatat administrative dhe gjykimin e mosmarr\u00ebveshjeve administrative.<\/p>\n\n\n\n

5. Ankimi n\u00eb gjykat\u00eb nuk pezullon ekzekutimin e vendimit t\u00eb Autoritetit.<\/p>\n\n\n\n

Neni 201<\/p>\n\n\n\n

Ekzekutimi i vendimeve<\/strong><\/p>\n\n\n\n

1. Masat administrative t\u00eb parashikuara n\u00eb k\u00ebt\u00eb seksion ark\u00ebtohen n\u00eb nj\u00eb llogari t\u00eb posa\u00e7me t\u00eb Autoritetit brenda 20 dit\u00ebve kalendarike nga data e marrjes s\u00eb njoftimit.<\/p>\n\n\n\n

2. Kur shuma e mas\u00ebs administrative nuk shlyhet brenda afatit t\u00eb parashikuar n\u00eb pik\u00ebn 1 t\u00eb k\u00ebtij neni, subjekti i licencuar dhe personi p\u00ebrgjegj\u00ebs paguajn\u00eb kamat\u00ebvones\u0451 prej 0,01% t\u00eb mas\u00ebs administrative p\u00ebr \u00e7do dit\u00eb vonese pas kalimit t\u00eb afatit.<\/p>\n\n\n\n

KREU XVIII<\/p>\n\n\n\n

DISPOZITA KALIMTARE<\/h2>\n\n\n\n

Neni 202<\/p>\n\n\n\n

P\u00ebrshtatshm\u00ebria e shoq\u00ebrive administruese dhe depozitar\u00ebve t\u00eb licencuar dhe fondeve<\/strong><\/p>\n\n\n\n

1. Licenca\/miratimi q\u00eb Autoriteti i ka l\u00ebshuar nj\u00eb shoq\u00ebrie administruese\/fondi t\u00eb pensionit vullnetar\/depozitari t\u00eb fondit t\u00eb pensionit vullnetar konsiderohen t\u00eb vlefshme edhe pas hyrjes n\u00eb fuqi t\u00eb k\u00ebtij ligji.<\/p>\n\n\n\n

2. Shoq\u00ebria administruese, fondi i pensionit dhe depozitari i licencuar\/miratuar, n\u00eb zbatim t\u00eb ligjit nr. 10 197, dat\u00eb 10.12.2009, \u201cP\u00ebr fondet e pensionit vullnetar\u201d, brenda 18 muajve nga hyrja n\u00eb fuqi e k\u00ebtij ligji p\u00ebrshtatin aktivitetin e tyre me k\u00ebrkesat e k\u00ebtij ligji.<\/p>\n\n\n\n

3. Referencat n\u00eb lidhje me ushtrimin e veprimtaris\u00eb nd\u00ebrkufitare do t\u00eb hyj\u00eb n\u00eb fuqi n\u00eb dat\u00ebn e an\u00ebtar\u00ebsimit t\u00eb Shqip\u00ebris\u00eb n\u00eb Bashkimin Europian.<\/p>\n\n\n\n

4. \u00c7do k\u00ebrkes\u00eb e re p\u00ebr licencim nga shoq\u00ebria administruese e fondeve ose depozitari nga momenti i hyrjes n\u00eb fuqi t\u00eb k\u00ebtij ligji p\u00ebrmbush dhe respekton k\u00ebrkesat e k\u00ebtij ligji.<\/p>\n\n\n\n

5. \u00c7do k\u00ebrkes\u00eb e re p\u00ebr miratim fondi pensioni privat nga momenti i hyrjes n\u00eb fuqi t\u00eb k\u00ebtij ligji p\u00ebrmbush dhe respekton k\u00ebrkesat e k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 203<\/p>\n\n\n\n

Dispozit\u00eb kalimtare<\/strong><\/p>\n\n\n\n

Sponsori ose pun\u00ebdh\u00ebn\u00ebsi, i cili n\u00eb dat\u00ebn e hyrjes n\u00eb fuqi t\u00eb k\u00ebtij ligji derdh kontribute p\u00ebr pun\u00ebmarr\u00ebsit e tij n\u00eb fondet e pensionit vullnetar, brenda 18 muajve nga data e hyrjes n\u00eb fuqi t\u00eb k\u00ebtij ligji mund t\u00eb vendos\u00eb t\u00eb shk\u00ebputet nga fondi me pjes\u00ebmarrje t\u00eb hapur dhe t\u00eb krijoj\u00eb nj\u00eb fond pensioni me pjes\u00ebmarrje t\u00eb mbyllur brenda t\u00eb nj\u00ebjt\u00ebs shoq\u00ebri ose n\u00eb nj\u00eb shoq\u00ebri tjet\u00ebr administruese. P\u00ebr t\u00eb gjith\u00eb an\u00ebtar\u00ebt, q\u00eb transferohen brenda k\u00ebsaj periudhe nga fondi me pjes\u00ebmarrje t\u00eb hapur n\u00eb fondin me pjes\u00ebmarrje t\u00eb mbyllur, shoq\u00ebria administruese nuk aplikon tarif\u00eb transferimi.<\/p>\n\n\n\n

KREU XIX<\/p>\n\n\n\n

DISPOZITA T\u00cb FUNDIT<\/h2>\n\n\n\n

Neni 204<\/p>\n\n\n\n

Aktet n\u00ebnligjore<\/strong><\/p>\n\n\n\n

1. Autoriteti miraton aktet n\u00ebnligjore n\u00eb zbatim t\u00eb k\u00ebtij ligji brenda 12 muajve nga data e hyrjes n\u00eb fuqi t\u00eb tij.<\/p>\n\n\n\n

2. Deri n\u00eb hyrjen n\u00eb fuqi t\u00eb akteve n\u00ebnligjore t\u00eb k\u00ebtij ligji, aktet n\u00ebnligjore t\u00eb nxjerra n\u00eb zbatim t\u00eb ligjit nr. 10 197, dat\u00eb 10.12.2009, \u201cP\u00ebr fondet e pensionit vullnetar\u201d zbatohen p\u00ebr aq sa nuk bien n\u00eb kund\u00ebrshtim me dispozitat e k\u00ebtij ligji.<\/p>\n\n\n\n

Neni 205<\/p>\n\n\n\n

Exemptions<\/strong><\/p>\n\n\n\n

Dispozitat e k\u00ebtij ligji nuk do t\u00eb zbatohen p\u00ebr mbik\u00ebqyrjen dhe administrimin e fondit t\u00eb pensionit t\u00eb krijuar sipas ligjit p\u00ebr Bank\u00ebn e Shqip\u00ebris\u00eb. Banka e Shqip\u00ebris\u00eb regjistron fondin e pensionit n\u00eb Autoritet dhe raporton numrin e an\u00ebtar\u00ebve, vler\u00ebn e aktiveve dhe vler\u00ebn e aktiveve neto t\u00eb fondit t\u00eb pensionit t\u00eb administruar prej saj.<\/p>\n\n\n\n

Neni 206<\/p>\n\n\n\n

Shfuqizime<\/strong><\/p>\n\n\n\n

Me hyrjen n\u00eb fuqi t\u00eb k\u00ebtij ligji, ligji nr. 10 197, dat\u00eb 10.12.2009, \u201cP\u00ebr fondet e pensionit vullnetar\u201d shfuqizohet.<\/p>\n\n\n\n

Neni 207<\/p>\n\n\n\n

Hyrja n\u00eb fuqi<\/strong><\/p>\n\n\n\n

Ky ligj hyn n\u00eb fuqi 15 dit\u00eb pas botimit n\u00eb Fletoren Zyrtare.<\/p>\n\n\n\n

Miratuar n\u00eb dat\u00ebn 21.9.2023<\/p>\n\n\n\n

Shpallur me dekretin nr. 288, dat\u00eb 16.10.2023, t\u00eb Presidentit t\u00eb Republik\u00ebs s\u00eb Shqip\u00ebris\u00eb, Bajram Begaj.<\/strong><\/p>\n\n\n\n

\n\n\n\n

[1]<\/a> Ky ligj p\u00ebrafron pjes\u00ebrisht direktiv\u00ebn (BE) 2016\/2341 t\u00eb Parlamentit Europian dhe K\u00ebshillit, dat\u00eb 14 dhjetor 2016, \u201cP\u00ebr veprimtarit\u00eb dhe mbik\u00ebqyrjen e institucioneve t\u00eb pensionit profesional (IORP II)\u201d, numri celex 32016l2341, Fletorja Zyrtare e Bashkimit Europian, seria L, nr. 354, dat\u00eb 23.12.2016, f. 37\u201385.<\/p>\n\n\n\n

Download: <\/p>\n\n\n\n

ligj-2023-09-21-76<\/a>Download<\/a><\/div>\n\n\n\n

Source: Fletore Zytare. <\/a><\/p>\n\n\n

Do you have a question?<\/h3>

Do not hesitate to contact<\/a> us. We are a team of experts and will be happy to speak with you.<\/p>\n<\/div><\/div>","protected":false},"excerpt":{"rendered":"

LIGJ Nr. 76\/2023 P\u00cbR FONDET E PENSIONIT PRIVAT[1] N\u00eb mb\u00ebshtetje t\u00eb neneve 78 dhe 83, pika 1, t\u00eb Kushtetut\u00ebs, me propozimin e K\u00ebshillit t\u00eb Ministrave, KUVENDI I REPUBLIK\u00cbS S\u00cb SHQIP\u00cbRIS\u00cb VENDOSI: KREU I DISPOZITA T\u00cb P\u00cbRGJITHSHME Neni 1 Q\u00ebllimi dhe objekti i ligjit 1. Ky ligj ka p\u00ebr q\u00ebllim hartimin e nj\u00eb kuadri ligjor rregullator […]<\/p>","protected":false},"author":1,"featured_media":18597,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[61,574,47,100,1],"tags":[454,85,453],"class_list":["post-18594","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance-accounting","category-kodi-i-punes","category-news","category-tatime","category-uncategorized","tag-fondet-e-pensionit-privat","tag-ndryshime-ligjore","tag-pensione-private"],"yoast_head":"\nP\u00ebr fondet e pensionit privat<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P\u00ebr fondet e pensionit privat\" \/>\n<meta property=\"og:description\" content=\"LIGJ Nr. 76\/2023 P\u00cbR FONDET E PENSIONIT PRIVAT[1] N\u00eb mb\u00ebshtetje t\u00eb neneve 78 dhe 83, pika 1, t\u00eb Kushtetut\u00ebs, me propozimin e K\u00ebshillit t\u00eb Ministrave, KUVENDI I REPUBLIK\u00cbS S\u00cb SHQIP\u00cbRIS\u00cb VENDOSI: KREU I DISPOZITA T\u00cb P\u00cbRGJITHSHME Neni 1 Q\u00ebllimi dhe objekti i ligjit 1. Ky ligj ka p\u00ebr q\u00ebllim hartimin e nj\u00eb kuadri ligjor rregullator […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/\" \/>\n<meta property=\"og:site_name\" content=\"AlProfit Consult\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/AlProfitConsult\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/AlProfitConsult\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-12-08T15:04:41+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-02T18:38:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2023\/12\/Ligj-Nr.-762023-Pe\u0308r-fondet-e-pensionit-privat-Alprofit.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1280\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@AlProfitConsult\" \/>\n<meta name=\"twitter:site\" content=\"@AlProfitConsult\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"193 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/alprofitconsult.al\/#\/schema\/person\/6b9ac6ae1535adaed60182dcc6afd3ce\"},\"headline\":\"Ligj Nr. 76\/2023 P\u00ebr fondet e pensionit privat\",\"datePublished\":\"2023-12-08T15:04:41+00:00\",\"dateModified\":\"2024-12-02T18:38:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/\"},\"wordCount\":51331,\"publisher\":{\"@id\":\"https:\/\/alprofitconsult.al\/#organization\"},\"image\":{\"@id\":\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2023\/12\/Ligj-Nr.-762023-Pe\u0308r-fondet-e-pensionit-privat-Alprofit.jpg\",\"keywords\":[\"Fondet e Pensionit Privat\",\"Ndryshime Ligjore\",\"Pensione private\"],\"articleSection\":[\"Financ\u00eb & Kontabilitet\",\"Kodi i Pun\u00ebs\",\"Lajme\",\"Tatime\",\"T\u00eb tjera\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/\",\"url\":\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/\",\"name\":\"P\u00ebr fondet e pensionit privat\",\"isPartOf\":{\"@id\":\"https:\/\/alprofitconsult.al\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2023\/12\/Ligj-Nr.-762023-Pe\u0308r-fondet-e-pensionit-privat-Alprofit.jpg\",\"datePublished\":\"2023-12-08T15:04:41+00:00\",\"dateModified\":\"2024-12-02T18:38:33+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#primaryimage\",\"url\":\"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2023\/12\/Ligj-Nr.-762023-Pe\u0308r-fondet-e-pensionit-privat-Alprofit.jpg\",\"contentUrl\":\"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2023\/12\/Ligj-Nr.-762023-Pe\u0308r-fondet-e-pensionit-privat-Alprofit.jpg\",\"width\":1920,\"height\":1280},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Kryefaqe\",\"item\":\"https:\/\/alprofitconsult.al\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Ligj Nr. 76\/2023 P\u00ebr fondet e pensionit privat\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/alprofitconsult.al\/#website\",\"url\":\"https:\/\/alprofitconsult.al\/\",\"name\":\"AlProfit Consult\",\"description\":\"Zyr\u00eb Kontabiliteti\",\"publisher\":{\"@id\":\"https:\/\/alprofitconsult.al\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/alprofitconsult.al\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/alprofitconsult.al\/#organization\",\"name\":\"Alprofit Consult\",\"url\":\"https:\/\/alprofitconsult.al\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/alprofitconsult.al\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2022\/10\/logoalprofit.png\",\"contentUrl\":\"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2022\/10\/logoalprofit.png\",\"width\":529,\"height\":156,\"caption\":\"Alprofit Consult\"},\"image\":{\"@id\":\"https:\/\/alprofitconsult.al\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/AlProfitConsult\/\",\"https:\/\/x.com\/AlProfitConsult\",\"https:\/\/www.linkedin.com\/company\/andi-haxhillari\/\",\"https:\/\/www.pinterest.com\/AlProfitConsult\/\",\"https:\/\/www.youtube.com\/channel\/UCZ5Gfntn161Nla3g1XdRldA\",\"https:\/\/sq.wikipedia.org\/wiki\/P\u00ebrdoruesi:Andi25~sqwiki\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/alprofitconsult.al\/#\/schema\/person\/6b9ac6ae1535adaed60182dcc6afd3ce\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/alprofitconsult.al\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7a874d9ff0fc8c6c429bcdb7445d037ce6ea37a42090de7c389e943deb01743c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7a874d9ff0fc8c6c429bcdb7445d037ce6ea37a42090de7c389e943deb01743c?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\/\/alprofitconsult.al\/\",\"https:\/\/www.facebook.com\/AlProfitConsult\/\",\"https:\/\/www.instagram.com\/alprofitconsult\/\"],\"url\":\"https:\/\/alprofitconsult.al\/en\/author\/admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"P\u00ebr fondet e pensionit privat","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/","og_locale":"en_US","og_type":"article","og_title":"P\u00ebr fondet e pensionit privat","og_description":"LIGJ Nr. 76\/2023 P\u00cbR FONDET E PENSIONIT PRIVAT[1] N\u00eb mb\u00ebshtetje t\u00eb neneve 78 dhe 83, pika 1, t\u00eb Kushtetut\u00ebs, me propozimin e K\u00ebshillit t\u00eb Ministrave, KUVENDI I REPUBLIK\u00cbS S\u00cb SHQIP\u00cbRIS\u00cb VENDOSI: KREU I DISPOZITA T\u00cb P\u00cbRGJITHSHME Neni 1 Q\u00ebllimi dhe objekti i ligjit 1. Ky ligj ka p\u00ebr q\u00ebllim hartimin e nj\u00eb kuadri ligjor rregullator […]","og_url":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/","og_site_name":"AlProfit Consult","article_publisher":"https:\/\/www.facebook.com\/AlProfitConsult\/","article_author":"https:\/\/www.facebook.com\/AlProfitConsult\/","article_published_time":"2023-12-08T15:04:41+00:00","article_modified_time":"2024-12-02T18:38:33+00:00","og_image":[{"width":1920,"height":1280,"url":"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2023\/12\/Ligj-Nr.-762023-Pe\u0308r-fondet-e-pensionit-privat-Alprofit.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_creator":"@AlProfitConsult","twitter_site":"@AlProfitConsult","twitter_misc":{"Written by":"admin","Est. reading time":"193 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#article","isPartOf":{"@id":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/"},"author":{"name":"admin","@id":"https:\/\/alprofitconsult.al\/#\/schema\/person\/6b9ac6ae1535adaed60182dcc6afd3ce"},"headline":"Ligj Nr. 76\/2023 P\u00ebr fondet e pensionit privat","datePublished":"2023-12-08T15:04:41+00:00","dateModified":"2024-12-02T18:38:33+00:00","mainEntityOfPage":{"@id":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/"},"wordCount":51331,"publisher":{"@id":"https:\/\/alprofitconsult.al\/#organization"},"image":{"@id":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#primaryimage"},"thumbnailUrl":"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2023\/12\/Ligj-Nr.-762023-Pe\u0308r-fondet-e-pensionit-privat-Alprofit.jpg","keywords":["Fondet e Pensionit Privat","Ndryshime Ligjore","Pensione private"],"articleSection":["Financ\u00eb & Kontabilitet","Kodi i Pun\u00ebs","Lajme","Tatime","T\u00eb tjera"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/","url":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/","name":"P\u00ebr fondet e pensionit privat","isPartOf":{"@id":"https:\/\/alprofitconsult.al\/#website"},"primaryImageOfPage":{"@id":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#primaryimage"},"image":{"@id":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#primaryimage"},"thumbnailUrl":"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2023\/12\/Ligj-Nr.-762023-Pe\u0308r-fondet-e-pensionit-privat-Alprofit.jpg","datePublished":"2023-12-08T15:04:41+00:00","dateModified":"2024-12-02T18:38:33+00:00","breadcrumb":{"@id":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#primaryimage","url":"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2023\/12\/Ligj-Nr.-762023-Pe\u0308r-fondet-e-pensionit-privat-Alprofit.jpg","contentUrl":"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2023\/12\/Ligj-Nr.-762023-Pe\u0308r-fondet-e-pensionit-privat-Alprofit.jpg","width":1920,"height":1280},{"@type":"BreadcrumbList","@id":"https:\/\/alprofitconsult.al\/en\/ligj-nr-76-2023-per-fondet-e-pensionit-privat\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Kryefaqe","item":"https:\/\/alprofitconsult.al\/"},{"@type":"ListItem","position":2,"name":"Ligj Nr. 76\/2023 P\u00ebr fondet e pensionit privat"}]},{"@type":"WebSite","@id":"https:\/\/alprofitconsult.al\/#website","url":"https:\/\/alprofitconsult.al\/","name":"AlProfit Consult","description":"Zyr\u00eb Kontabiliteti","publisher":{"@id":"https:\/\/alprofitconsult.al\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/alprofitconsult.al\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/alprofitconsult.al\/#organization","name":"Alprofit Consult","url":"https:\/\/alprofitconsult.al\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/alprofitconsult.al\/#\/schema\/logo\/image\/","url":"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2022\/10\/logoalprofit.png","contentUrl":"https:\/\/alprofitconsult.al\/wp-content\/uploads\/2022\/10\/logoalprofit.png","width":529,"height":156,"caption":"Alprofit Consult"},"image":{"@id":"https:\/\/alprofitconsult.al\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/AlProfitConsult\/","https:\/\/x.com\/AlProfitConsult","https:\/\/www.linkedin.com\/company\/andi-haxhillari\/","https:\/\/www.pinterest.com\/AlProfitConsult\/","https:\/\/www.youtube.com\/channel\/UCZ5Gfntn161Nla3g1XdRldA","https:\/\/sq.wikipedia.org\/wiki\/P\u00ebrdoruesi:Andi25~sqwiki"]},{"@type":"Person","@id":"https:\/\/alprofitconsult.al\/#\/schema\/person\/6b9ac6ae1535adaed60182dcc6afd3ce","name":"admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/alprofitconsult.al\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7a874d9ff0fc8c6c429bcdb7445d037ce6ea37a42090de7c389e943deb01743c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7a874d9ff0fc8c6c429bcdb7445d037ce6ea37a42090de7c389e943deb01743c?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/alprofitconsult.al\/","https:\/\/www.facebook.com\/AlProfitConsult\/","https:\/\/www.instagram.com\/alprofitconsult\/"],"url":"https:\/\/alprofitconsult.al\/en\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/alprofitconsult.al\/en\/wp-json\/wp\/v2\/posts\/18594","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alprofitconsult.al\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/alprofitconsult.al\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/alprofitconsult.al\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alprofitconsult.al\/en\/wp-json\/wp\/v2\/comments?post=18594"}],"version-history":[{"count":5,"href":"https:\/\/alprofitconsult.al\/en\/wp-json\/wp\/v2\/posts\/18594\/revisions"}],"predecessor-version":[{"id":20388,"href":"https:\/\/alprofitconsult.al\/en\/wp-json\/wp\/v2\/posts\/18594\/revisions\/20388"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/alprofitconsult.al\/en\/wp-json\/wp\/v2\/media\/18597"}],"wp:attachment":[{"href":"https:\/\/alprofitconsult.al\/en\/wp-json\/wp\/v2\/media?parent=18594"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/alprofitconsult.al\/en\/wp-json\/wp\/v2\/categories?post=18594"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/alprofitconsult.al\/en\/wp-json\/wp\/v2\/tags?post=18594"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}