Money always under control

How do I avoid running out of cash and how do I get my money? Money isn't managed by formulas; it's managed by habits. That's Mike Michalowicz's breakthrough in Profit First: divide your income into envelopes so that from day one you allocate profit, taxes, your salary, and operating expenses. Verne Harnish in Scaling Up adds another tool, the cash cycle: how many days it takes for a dollar to travel from your pocket to the product, to the customer, and back into your pocket. At this level you learn to give money order, from the break-even point to pricing, collections, and budgeting.